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Court Rules Homeowners Must Prevent Cracks | France News
France’s top court just handed down a shocker for homeowners: if your house cracks from drought-induced ground shifts and you didn’t take “usual preventative measures,” you might have to pay back insurance payouts—even if the government declared it a natural disaster. A 2016 drought in Gard led to a homeowner being ordered to repay 40,000 euros after his insurer denied his claim, citing a 2007 law that bars compensation for damage from avoidable neglect. The court ruled insurers should’ve assessed pre-existing issues at policy inception, but with climate change worsening soil movement and no…
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