Latest / Inflation and Your Money with Fexingo: Protecting Purchasing Power and Beating Inflation
How Inflation Is Quietly Eating Your Car Loan Interest Rate
In this milestone 100th episode of Inflation and Your Money with Fexingo, Lucas and Luna drill into an often-overlooked cost of inflation: its impact on auto loan interest rates. Even with the Fed holding the federal funds rate steady at 3.63 percent since June, the average rate on a new-car loan has creeped above 7.5 percent. Why? The hosts unpack the mechanics: lenders build inflation expectations into risk premiums, used-car values affect collateral math, and banks are pricing in sticky core CPI and PCE data. They finish with a concrete tip: how shopping around at credit unions can shave a…
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