Latest / Silver FM 100.6 / How to save at restaurants if you're burnt out on cooking
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- 0:24Speaker 3: Do you remember when we would go to that bar
- 0:28Speaker 3: in Philly after work for a happy hour?
- 0:32Speaker 4: Oh, big time.
- 0:33Speaker 5: The cheap pizzas and the generous beer pores.
- 0:38Speaker 3: Yeah, I remember that the happy hour deals were pretty
- 0:41Speaker 3: were pretty key. I actually liked the pizza.
- 0:44Speaker 4: Yeah, it was good at the time.
- 0:49Speaker 3: I remember I would get a whole one from myself
- 0:52Speaker 3: and people would think that I had gotten it to
- 0:55Speaker 3: share with the group, and then I would sort of
- 0:57Speaker 3: take it to the side.
- 0:59Speaker 4: Yeah, like do some defensive maneuvers.
- 1:01Speaker 3: Yeah yeah, yeah, yeah, like the arm around the plate.
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- 1:08Speaker 3: you eat.
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- 1:16Speaker 6: All right, Well, you're listening to Life Kit.
- 1:17Speaker 3: This is Mary el Sagada I'm here with Joe Hernandez.
- 1:21Speaker 3: We used to work together back at WHYY. We were
- 1:24Speaker 3: both reporters at the time, right, yeah, and Joe, you
- 1:26Speaker 3: have been reporting on this topic actually, right, like on
- 1:30Speaker 3: food and how much we pay for it basically, right.
- 1:34Speaker 5: Well, we started thinking about how everything is so expensive
- 1:38Speaker 5: right now, and specifically food, how food prices are just
- 1:41Speaker 5: going up, and you know, we were thinking about sort
- 1:44Speaker 5: of what are people feeling about this right now? What
- 1:46Speaker 5: sorts of strategies are they using to deal with this
- 1:50Speaker 5: moment when it feels like food has gotten much more expensive?
- 1:54Speaker 5: But we all need to eat, And part of that
- 1:57Speaker 5: was how to go out and not spend a ton
- 2:00Speaker 5: of money because many of us don't want to cook
- 2:02Speaker 5: every single meal of the day and every single day
- 2:05Speaker 5: of the week, so we're going to go out sometimes.
- 2:06Speaker 5: So how can you do that a little bit more
- 2:08Speaker 5: affordably than you otherwise would?
- 2:11Speaker 3: Yeah, because we know generally that eating at a restaurant
- 2:14Speaker 3: or getting takeout is going to be more expensive than
- 2:17Speaker 3: cooking at home. But you can't give the advice never
- 2:20Speaker 3: do it.
- 2:21Speaker 4: Yeah.
- 2:22Speaker 5: I think some people don't do it at all, but
- 2:24Speaker 5: many people, myself included, will go out to a restaurant
- 2:27Speaker 5: sometimes or get takeout, and there are benefits to just
- 2:31Speaker 5: being in a restaurant. I talked to Hannah Garth about this.
- 2:35Speaker 5: She's a Princeton University anthropology professor who does research on
- 2:39Speaker 5: food access, specifically in Los Angeles.
- 2:42Speaker 7: For a lot of people, it's just about breaking from
- 2:45Speaker 7: the routine and the monotony of eating at home. It's
- 2:49Speaker 7: about alleviating that the burden of the work of cooking
- 2:53Speaker 7: a meal and cleaning up after the meal.
- 2:55Speaker 4: But there's also a social benefit here.
- 2:58Speaker 5: Restaurants are what's known as third space, which is an
- 3:01Speaker 5: area outside of our home or where we work, where
- 3:04Speaker 5: we interact with other people, and those casual interactions with
- 3:08Speaker 5: strangers with acquaintances, they can actually boost our mental health.
- 3:12Speaker 4: A little bit. Yeah.
- 3:13Speaker 3: I definitely found that when we were working together, it
- 3:17Speaker 3: was like, you'd have such a long day, and if
- 3:20Speaker 3: every day I just had to go home and kind
- 3:22Speaker 3: of cook by myself, I think that can get pretty lonely.
- 3:25Speaker 5: Yeah, And just even small talk with a stranger, or
- 3:29Speaker 5: talking with your waiter, or turning to the table next
- 3:32Speaker 5: to you and asking them how the dessert was, you know,
- 3:35Speaker 5: those kinds of small interactions can can just make us
- 3:37Speaker 5: feel better and make us feel like part of a community.
- 3:41Speaker 3: On this episode of Life Kit, how to Eat Out
- 3:44Speaker 3: on a Budget. All right, Joe, so what is your
- 3:46Speaker 3: first tip?
- 3:48Speaker 5: So the first tip that I heard from multiple experts
- 3:51Speaker 5: is think about why you want to eat out in
- 3:53Speaker 5: the first place. That's what Kimberly Palmer of Nerdwallet told me.
- 3:57Speaker 5: Are you going to try like a buzzy new restaurant
- 4:00Speaker 5: or are you just out to socialize with your friends
- 4:02Speaker 5: or your family members. Because if it's just to socialize,
- 4:06Speaker 5: you get some more flexibility in choosing how you eventually
- 4:10Speaker 5: decide to eat out.
- 4:11Speaker 6: You might be getting just as much value and enjoyment
- 4:14Speaker 6: by going out for a less expensive pizza than a
- 4:17Speaker 6: nicer restaurant. So just putting some time into thinking about
- 4:20Speaker 6: why you're going out, what you want to get out
- 4:22Speaker 6: of it, that can help guide your decisions.
- 4:25Speaker 5: And your decision might be to not go out at all.
- 4:27Speaker 5: Kimberly says she sometimes just orders catering trays from a
- 4:32Speaker 5: favorite local spot and has people over to her house,
- 4:34Speaker 5: and then any leftovers that come from that she just
- 4:37Speaker 5: has for lunch the next day. But if you are
- 4:40Speaker 5: going to go out. She and others say, first figure
- 4:43Speaker 5: out that why what you want to get out of
- 4:45Speaker 5: the experience, and then give yourself a budget.
- 4:48Speaker 3: Is there an amount that the experts you spoke to
- 4:50Speaker 3: recommend for how much we should budget for eating out?
- 4:54Speaker 4: Not exactly.
- 4:55Speaker 5: I mean, I think it's going to be different for everybody,
- 4:58Speaker 5: but there are some strategies for how you could think
- 5:01Speaker 5: about it. So one is to look back at your
- 5:04Speaker 5: spending habits and see how much you've been spending on
- 5:07Speaker 5: food outside of your home, and then that would kind
- 5:09Speaker 5: of be your starting point if you want to save
- 5:11Speaker 5: money from there, and that might also highlight some patterns
- 5:14Speaker 5: for you. So if you've been buying a salad or
- 5:17Speaker 5: something every day at work, you could start packing your
- 5:19Speaker 5: lunch more often.
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- 7:06Speaker 3: I always end up eating these slot bowls nar O
- 7:09Speaker 3: office when I forget to pack my lunch, and they're
- 7:11Speaker 3: just like they're at least fifteen dollars and I never
- 7:15Speaker 3: like them, and it's just too much dressing a lot
- 7:19Speaker 3: of the time, so by the time you got halfway
- 7:20Speaker 3: through the bowl, you're like, I don't want to eat
- 7:22Speaker 3: any of the rest of this, you know, yep, And
- 7:25Speaker 3: that for me is really just about the convenience. It's
- 7:27Speaker 3: like I didn't have time to throw together lunch that day,
- 7:29Speaker 3: which I mean it is its own reason to eat out, right,
- 7:33Speaker 3: You don't have to cook or plan ahead for that meal.
- 7:35Speaker 5: Yeah, And if it's worth it to you to spend
- 7:38Speaker 5: that money and save yourself the time, then it's worth it.
- 7:41Speaker 5: But if you would rather not be spending that money
- 7:43Speaker 5: and you just do it because you're you know, you
- 7:45Speaker 5: don't have any lunch prepared for that day, all the
- 7:48Speaker 5: experts I spoke to said one of the most important
- 7:50Speaker 5: things that you can do is plan ahead, and in
- 7:53Speaker 5: this case that could mean like making a big batch
- 7:55Speaker 5: of lunches over the weekend and then bringing it with
- 7:58Speaker 5: you to work.
- 8:00Speaker 3: And then if you do that, I mean, you're saving
- 8:02Speaker 3: yourself more of your eating out budget for stuff that
- 8:06Speaker 3: you'd actually enjoy.
- 8:08Speaker 5: Right, You can kind of pick and choose rather than
- 8:10Speaker 5: be limited because you ended up spending forty five dollars
- 8:14Speaker 5: the previous week getting those.
- 8:16Speaker 4: Lunches that you just didn't pack.
- 8:18Speaker 5: And then there's kind of like the question of where
- 8:21Speaker 5: is that eating out budget Because one of the experts
- 8:24Speaker 5: I spoke to, financial counselor, Lindsey Plum, says she keeps
- 8:27Speaker 5: her eating out budget separate from her grocery budget. So
- 8:31Speaker 5: the thinking there is that your grocery budget is kind
- 8:35Speaker 5: of its own thing, and that's just for groceries, and
- 8:38Speaker 5: separating it from your eating out money and other whatever
- 8:41Speaker 5: other parts of your budget you have means you're not
- 8:43Speaker 5: dipping into your grocery money for expensive restaurants or other
- 8:46Speaker 5: costs that are just for fun.
- 8:48Speaker 11: My grocery money does not touch I call it our
- 8:52Speaker 11: our spend with joy money, the spend with joy money.
- 8:55Speaker 11: I get to spend truly with joy, you know, not
- 8:57Speaker 11: worrying whether or not I can pay my mortgage or
- 9:00Speaker 11: buy the groceries, or you know, if the kids need leats,
- 9:04Speaker 11: because we have a sports account and that's the one
- 9:07Speaker 11: that's going to pay for the cleats. Our grocery account
- 9:09Speaker 11: is going to pay.
- 9:10Speaker 3: For our groceries.
- 9:11Speaker 5: And then there are a few kind of other things
- 9:13Speaker 5: that the personal finance experts told me about budgeting. Sometimes
- 9:17Speaker 5: restaurants will have these loyalty programs that offer discounts or
- 9:21Speaker 5: free items, so you could sign up for those, and
- 9:23Speaker 5: then some credit card rewards programs also give customers extra
- 9:26Speaker 5: points for spending money in restaurants.
- 9:29Speaker 3: I think one problem that people often have when they
- 9:32Speaker 3: do go to restaurants is that they overspend. What can
- 9:36Speaker 3: you do to avoid that?
- 9:38Speaker 5: So one more thing before you even show up is
- 9:41Speaker 5: to look at them menu. Because the experts that I
- 9:44Speaker 5: spoke to, they all said preparation is key to saving money.
- 9:48Speaker 5: So if you look at the menu ahead of time,
- 9:50Speaker 5: you can kind of come up with a game plan
- 9:52Speaker 5: of what you might want to order a little bit better.
- 9:54Speaker 5: You're not under pressure to do it when the waiter
- 9:57Speaker 5: is like standing right next to you waiting for you
- 9:59Speaker 5: to make a decision about whatever it is that you want.
- 10:02Speaker 3: I feel like I do that anyway, just because I'm
- 10:06Speaker 3: always super hungry. I'm trying to game plan, like, Okay,
- 10:10Speaker 3: we're gonna get in, and I know what I want immediately,
- 10:12Speaker 3: I don't have to the waiter just even have to
- 10:14Speaker 3: hand me a menu, and then I'm like is it
- 10:16Speaker 3: ready yet? Is it right?
- 10:19Speaker 4: Right?
- 10:19Speaker 5: And that's another thing, like showing up too hungry, you
- 10:23Speaker 5: might order too much. You know, your stomach might get
- 10:27Speaker 5: ahead of your brain a little bit.
- 10:28Speaker 3: There, I've done that.
- 10:30Speaker 5: Some other tips like sharing plates to save money, or
- 10:33Speaker 5: skipping drinks, or even using the time of day to
- 10:35Speaker 5: your advantage, like food deals tend to be a little
- 10:39Speaker 5: bit cheaper during happy hours, for example.
- 10:41Speaker 3: I find that sometimes it can cost more if I
- 10:45Speaker 3: want to eat healthy when I'm eating out. I wonder
- 10:49Speaker 3: what tips did the experts have for dining out on
- 10:52Speaker 3: a budget and also trying to eat healthy food right?
- 10:55Speaker 5: And there are ways to do this, so registered dietitian
- 10:59Speaker 5: Amy Loss told me that she encourages people to build
- 11:04Speaker 5: their restaurant meals around protein and fiber. Those are the
- 11:08Speaker 5: things that will kind of keep you full. And one
- 11:10Speaker 5: way to do that is what she calls the balanced plate.
- 11:14Speaker 5: Half the plate is non starchy vegetables, a quarter is protein,
- 11:18Speaker 5: and a quarter is complex carbs. And some cuisines like
- 11:22Speaker 5: Mediterranean might make that easier than others. And it can
- 11:26Speaker 5: be hard to actually get that balance if you're ordering
- 11:28Speaker 5: something like a super a chili where you don't really
- 11:31Speaker 5: have control over that ratio, like a half to a
- 11:34Speaker 5: quarter to a quarter. Just making sure you're hitting all
- 11:37Speaker 5: those categories of non starchy vegetables, protein, and complex carbs
- 11:41Speaker 5: will help you.
- 11:42Speaker 4: She says.
- 11:43Speaker 5: The key to making this possible, same thing with keeping
- 11:45Speaker 5: track of your spending is preparing ahead of time, reading
- 11:49Speaker 5: the menu ahead of time, and then making that plan.
- 11:51Speaker 12: Especially when we go to a restaurant and we get
- 11:54Speaker 12: there and we are really hungry, our hunger hormones are
- 11:58Speaker 12: really loud and they are telling us I want give
- 12:00Speaker 12: me all the carbohydrates, give me the simple things, give
- 12:03Speaker 12: me the biggest source of fuel. So it can kind
- 12:05Speaker 12: of muddle in our brain what we are choices in
- 12:08Speaker 12: terms of making the healthiest choice.
- 12:10Speaker 3: Yeah, yeah, I feel that for sure. It can be
- 12:14Speaker 3: hard if you are ordering an entree because they just
- 12:18Speaker 3: played it the way they played it and they like
- 12:20Speaker 3: give you the amount of protein or rice or whatever
- 12:23Speaker 3: that they're going to give you. Although I guess you
- 12:25Speaker 3: can you can start to notice patterns like in the
- 12:27Speaker 3: places you go and maybe just get like a protein
- 12:30Speaker 3: heavy appetizer or something right.
- 12:32Speaker 5: And also, I mean, for me, if a plate of
- 12:35Speaker 5: food comes out, it's going to be hard for me
- 12:37Speaker 5: to like not eat that plate of food. But one
- 12:39Speaker 5: of her tips is you can get a to go
- 12:43Speaker 5: box right when your food comes out and put half
- 12:45Speaker 5: of it in the to go box, and that will
- 12:47Speaker 5: kind of control how much you're gonna eat while you're
- 12:49Speaker 5: sitting there. And by the way, there's a couple other
- 12:52Speaker 5: small tips that Lawson suggested, such as you can ask
- 12:57Speaker 5: to customize things. You could get protein from chicken or
- 13:00Speaker 5: beans rather than steak, for example. And then if you
- 13:03Speaker 5: skip the sugary drinks altogether, you're gonna save yourself money
- 13:07Speaker 5: and it.
- 13:07Speaker 4: Will be healthier.
- 13:17Speaker 3: We'll have more life kit after the break.
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- 13:52Speaker 3: Okay, well let's talk about takeout now. It can be
- 13:56Speaker 3: so expensive. So how do you save money this?
- 14:00Speaker 5: I mean, one of the simplest ways to save on
- 14:02Speaker 5: takeout is to pick up your order yourself. If you
- 14:04Speaker 5: can do that the website lending Tree found that fast
- 14:07Speaker 5: food and fast casual delivery orders in the top ten
- 14:10Speaker 5: US metro areas cost nearly eighty percent more than if customers.
- 14:14Speaker 3: Had picked them up eighty percent a lot, right, yeah.
- 14:18Speaker 5: And so you know, if the convenience of it is
- 14:21Speaker 5: necessary for you in that moment, you can factor those
- 14:24Speaker 5: fees into your budget. But for a lot of us,
- 14:27Speaker 5: some or many of those delivery orders are kind of
- 14:30Speaker 5: spur the moment. It's just something that you have to
- 14:32Speaker 5: do because you forgot to cook or you don't have
- 14:34Speaker 5: the energy to cook, and you.
- 14:35Speaker 4: May end up spending more than you intended. Yeah.
- 14:38Speaker 3: I have often spent forty five dollars on a delivery
- 14:41Speaker 3: meal and then it gets there and it's mostly rice.
- 14:44Speaker 5: Right, Yeah, it's not fun. And actually some of the
- 14:48Speaker 5: tips we got from readers touch on this about how
- 14:50Speaker 5: like you could get takeout for the part of the
- 14:54Speaker 5: meal that maybe you don't want to cook or can't
- 14:56Speaker 5: cook yourself, and then supplement it at home with something
- 14:59Speaker 5: that is easy for to make. So, for example, you
- 15:01Speaker 5: could get a pizza and then at home make a
- 15:04Speaker 5: salad or something like that.
- 15:07Speaker 3: And I also think about not just what's easier to make,
- 15:10Speaker 3: but what is more expensive versus less expensive? Right, Like,
- 15:14Speaker 3: sometimes I'll go and I'll get like a protein heavy
- 15:16Speaker 3: appetizer like meat on a stick from the tie place
- 15:19Speaker 3: or the Greek place, and that maybe cost me ten bucks,
- 15:23Speaker 3: and then I make the rice at home because rice
- 15:25Speaker 3: is cheap. But if they put the two together at
- 15:28Speaker 3: the restaurant, then they call it an entree.
- 15:31Speaker 4: Right.
- 15:31Speaker 5: This kind of touches on the idea of like planning,
- 15:36Speaker 5: like how you're going to use this food because you're
- 15:39Speaker 5: you're just buying basically what you don't maybe don't have
- 15:42Speaker 5: at home, or what would take longer for you to
- 15:43Speaker 5: cook or be more expensive for you to get, and
- 15:46Speaker 5: then supplementing it like maybe not every takeout.
- 15:49Speaker 4: Meal has to be a full meal.
- 15:52Speaker 5: And then there's kind of another phenomenon that's been popping
- 15:55Speaker 5: up related to this in the last few years, which
- 15:57Speaker 5: is people getting catering trays from places like Chipotle and
- 16:01Speaker 5: Texas Roadhouse and then like meal prepping their lunches with
- 16:05Speaker 5: that foods and they say it saves them time that
- 16:09Speaker 5: they would otherwise be cooking, and it could even be
- 16:11Speaker 5: cheaper for them than going to the grocery store.
- 16:14Speaker 3: It's like hybrid eating out right. Interesting. Any other favorite
- 16:18Speaker 3: tips that you've learned in reporting.
- 16:21Speaker 4: Yeah, we heard a lot.
- 16:22Speaker 5: So for example, go out for breakfast or lunch instead
- 16:26Speaker 5: of dinner because it's often cheaper and the restaurant might
- 16:29Speaker 5: be more chill at that time of day, you know,
- 16:32Speaker 5: instead of going for dinner, meet up for dessert. You
- 16:35Speaker 5: can use restaurant apps and coupons limit going out. And
- 16:40Speaker 5: then commentors were a little bit split on whether to
- 16:43Speaker 5: just make a meal of side dishes and appetizers to
- 16:45Speaker 5: save money, or to skip side dishes and appetizers and
- 16:49Speaker 5: just order entrees to save money. But it seems like
- 16:53Speaker 5: people do both of those strategies. A few other things,
- 16:55Speaker 5: order off the kids menu if the restaurant lets you.
- 16:58Speaker 5: Some people were doing that. Consider veget harry in options
- 17:01Speaker 5: because they might be cheaper as well.
- 17:05Speaker 3: Joe Hernandez, thank you so much.
- 17:07Speaker 4: For this, Yeah, no problem.
- 17:08Speaker 3: Thanks, that was reporter Joe Hernandez. All right, time for
- 17:17Speaker 3: a recap take away one. Take a look at your
- 17:20Speaker 3: spending habits when you dine out. Why are you doing it?
- 17:24Speaker 3: Cut back when the choice doesn't align with your values,
- 17:27Speaker 3: Like if you're buying a mediocre lunch every day because
- 17:30Speaker 3: you haven't made the habit of meal prepping take away two.
- 17:34Speaker 3: Create a dining out budget that's separate from your grocery budget,
- 17:38Speaker 3: your rent budget, or any money that you have to
- 17:41Speaker 3: spend every month. The money you allot to this dining
- 17:44Speaker 3: out budget you can spend on dining out guilt free
- 17:49Speaker 3: take away.
- 17:50Speaker 5: Three.
- 17:50Speaker 3: Avoid overspending when you're out at a restaurant. Make a
- 17:53Speaker 3: plan before you go, look at the menu, go when
- 17:56Speaker 3: they are happy hour deals, and if you get a
- 17:59Speaker 3: big old plate of food, get it to go box
- 18:01Speaker 3: right away and put half of it away to have
- 18:03Speaker 3: as leftovers take away.
- 18:06Speaker 10: Four.
- 18:06Speaker 3: When you're getting takeout, avoid delivery whenever possible. That makes
- 18:11Speaker 3: it way more expensive. Pick up the food yourself if
- 18:14Speaker 3: you can, and take away five. You can also use
- 18:17Speaker 3: restaurant food strategically to supplement your eating at home. For instance,
- 18:23Speaker 3: I like to buy some chicken skewer appetizers and then
- 18:25Speaker 3: make rice or a salad at home. Some people get
- 18:28Speaker 3: catering trees and use them to meal prep. Think about
- 18:31Speaker 3: the items that are cheaper all a cart. I find
- 18:35Speaker 3: that you can often get meat sticks for a reasonable
- 18:37Speaker 3: price on their own, but then the restaurant adds some
- 18:40Speaker 3: rice and a wilted salad and charges three times as much. Okay,
- 18:44Speaker 3: and a few other tips. Go out for breakfast or
- 18:47Speaker 3: lunch instead of dinner because it's often cheaper, and order
- 18:50Speaker 3: off the kids menu. If you're allowed. That's our show.
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- 19:41Speaker 3: checking by Andrea Lopez Crusado. I'm Mariel Sagata, Thanks for listening.
- 19:58Speaker 15: Hi. It's Terry Gross, host of Fresh Air. Hey take
- 20:01Speaker 15: a break from the twenty four hour news cycle with
- 20:03Speaker 15: us and listen to long form interviews with your favorite authors, actors, filmmakers, comedians,
- 20:09Speaker 15: and musicians to people making the art that nourishes us
- 20:12Speaker 15: and speaks to our times. So listen to the Fresh
- 20:15Speaker 15: Air podcast from NPR and WHYY.
- 20:19Speaker 14: Recently, cybersecurity researchers discovered a striking computer virus seemingly related
- 20:25Speaker 14: to the conflicts between the US and Iran over Iran's
- 20:29Speaker 14: nuclear program.
- 20:30Speaker 5: Everything about this thing screams special.
- 20:34Speaker 14: A cunning cyber weapon meant to gaslight nuclear scientists. Listen
- 20:38Speaker 14: to Plenty Money on the NPR app or wherever you
- 20:41Speaker 14: get your podcasts.