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Episode 15: Medicare Won't Pay for Long-Term Care — Here's Where to Start

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Most people plan carefully for retirement income, but very few plan for the cost of long-term care — and that gap can catch even well-prepared families by surprise. In this episode, Kwame speaks with Robert, a long-term care policy expert, about why the system is often confusing, expensive, and difficult to navigate, even for people who have saved responsibly.

This conversation covers what long-term care actually costs, how Medicaid and Medicare really work (and don't), and why so many families find themselves caught in the middle — with too much savings to qualify for help…

The skinny

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