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Expensive Sh*t That's Worth The Money · Two Broke Chicks

• 0:00
  Speaker 1: This podcast is recorded on Gadigle Land Always was, always
• 0:03
  Speaker 1: will be Aboriginal Land. Heyticks, I'm out and I'm sal
• 0:14
  Speaker 1: And this is Two Boat Chicks, the show that shares
• 0:16
  Speaker 1: life lessons and tips to help make you rich in life.
• 0:20
  Speaker 2: And we are Curzy good.
• 0:22
  Speaker 1: We are cozy girls.
• 0:24
  Speaker 2: I love sailing. How is your week? It was a
• 0:27
  Speaker 2: great week.
• 0:28
  Speaker 1: We officially launched with nover this week, fun Network girling No,
• 0:36
  Speaker 1: but today we are in for a very expensive and
• 0:39
  Speaker 1: exciting topic because we are talking the expensive shit that's
• 0:44
  Speaker 1: actually worth it.
• 0:45
  Speaker 2: I've seen this all over my FYP. Has it come
• 0:49
  Speaker 2: up on yours?
• 0:49
  Speaker 1: Yeah?
• 0:49
  Speaker 2: It has?
• 0:50
  Speaker 3: And I love watching them because I'm always so curious
• 0:53
  Speaker 3: as to what people are going to say and if
• 0:55
  Speaker 3: I agree or not.
• 0:55
  Speaker 1: Yeah.
• 0:56
  Speaker 2: Literally, So we're going to be talking about.
• 0:59
  Speaker 1: You know, what constitutes an expensive purchase, and then what
• 1:04
  Speaker 1: our expensive shit that we think is worth it, then
• 1:07
  Speaker 1: your chick's expensive shit you think is worth it.
• 1:10
  Speaker 2: And whether we are in agree or a disagree.
• 1:13
  Speaker 1: Because with all of these things, some things might be
• 1:16
  Speaker 1: for you, some things might not be for you.
• 1:18
  Speaker 2: Some of our favorite things, you know, some chicks might.
• 1:20
  Speaker 1: Be like eh no, and then some might be like
• 1:24
  Speaker 1: Bride to Dawn, so as always each to their own,
• 1:30
  Speaker 1: but none of these are necessarily cheap.
• 1:34
  Speaker 2: But it's bang for buck. The episode's about bang for buck.
• 1:37
  Speaker 1: I don't want anyone to be like, I'm locked in
• 1:39
  Speaker 1: to spend money and then they're like, Alexandra, this is
• 1:43
  Speaker 1: one thousand dollars and I'm like, I know, yeah, but
• 1:45
  Speaker 1: expensive shit.
• 1:47
  Speaker 2: It's all about where.
• 1:47
  Speaker 3: Your money value is line, and everyone's money values are
• 1:51
  Speaker 3: so different.
• 1:52
  Speaker 2: But I think that's the thing.
• 1:53
  Speaker 3: We hope by the end of this episode you'll either
• 1:56
  Speaker 3: get like some ideas or reminders of like the different
• 2:00
  Speaker 3: things that you're willing to spend money on and why
• 2:02
  Speaker 3: and maybe just being a little bit more mindful around
• 2:05
  Speaker 3: that exactly.
• 2:06
  Speaker 1: And also over the years, like my expensive shit that
• 2:09
  Speaker 1: I think is worth it has changed and evolved heaps. Yeah,
• 2:14
  Speaker 1: Like I think maybe five years ago I would have
• 2:19
  Speaker 1: thought like exclusively expensive black beauty products, whereas now I
• 2:24
  Speaker 1: definitely am like a hybrid of affordable and drug store
• 2:29
  Speaker 1: versus expensive and high end.
• 2:31
  Speaker 2: She's worse.
• 2:32
  Speaker 1: She's worse, She's she's a switch.
• 2:38
  Speaker 2: Exactly.
• 2:38
  Speaker 1: But before we get into it, we must discuss our
• 2:41
  Speaker 1: obsessions of the week.
• 2:42
  Speaker 2: Hit it.
• 2:43
  Speaker 1: These are right.
• 2:44
  Speaker 2: Obsessions?
• 2:48
  Speaker 1: All right?
• 2:48
  Speaker 3: My obsession of the week is I saw that Time
• 2:50
  Speaker 3: Out release the top fifty best cities in the world
• 2:54
  Speaker 3: this week.
• 2:56
  Speaker 2: What shall be the judge of that?
• 2:58
  Speaker 1: Yeah? What do you think would be?
• 3:00
  Speaker 2: Number one? Melbourne? Okay?
• 3:06
  Speaker 1: So they quized more than twenty four thousand local Melbourne
• 3:09
  Speaker 1: or Sydney.
• 3:10
  Speaker 3: Yeah, to rank the best cities in the world. I'll
• 3:13
  Speaker 3: link the article in the show notes so you can
• 3:14
  Speaker 3: read the full fifty. But I want to share the
• 3:16
  Speaker 3: top ten.
• 3:17
  Speaker 1: Okay.
• 3:18
  Speaker 2: Ten?
• 3:18
  Speaker 1: Shit, I thought you were saying. I heard you wrong
• 3:21
  Speaker 1: and I thought you met Australia. But I'll stick with
• 3:23
  Speaker 1: my answer. Okay, I'll stick with my answer.
• 3:26
  Speaker 2: Yeah, come on my brain like local pry Yeah.
• 3:30
  Speaker 3: Ten Tokyo, Oh love that, nine Soul, eight Bangkok, seven
• 3:37
  Speaker 3: Mexico City, six, Cape Town, five New York for London, Yeah,
• 3:45
  Speaker 3: I backed that.
• 3:46
  Speaker 2: Three Edinburgh.
• 3:47
  Speaker 1: Oh. I was going to say, where's like Scotland or
• 3:49
  Speaker 1: Ireland in this, because they've got to be in there.
• 3:52
  Speaker 1: Two Shanghai ooh?
• 3:55
  Speaker 2: Number one Melbourne? Fuck off?
• 3:58
  Speaker 1: Fuck off? Why not?
• 4:01
  Speaker 2: How crazy is that?
• 4:02
  Speaker 1: Out of all the cities in the world, Melbourne tops
• 4:05
  Speaker 1: the list. The witch strikes again. Oh my god have
• 4:12
  Speaker 1: I Maybe that's kind of crazy.
• 4:14
  Speaker 2: Maybe I'm like, I feel.
• 4:16
  Speaker 3: Like Melbourne does typically win, even in like the local
• 4:19
  Speaker 3: That's why I was thinking, I swear Sydney and Melbourne
• 4:22
  Speaker 3: is always like a top rain car.
• 4:23
  Speaker 2: Yeah.
• 4:24
  Speaker 1: At first when you were talking, in my head, I
• 4:26
  Speaker 1: just had.
• 4:26
  Speaker 2: It was Australia. But I was like, I'll just lock
• 4:27
  Speaker 2: that in.
• 4:28
  Speaker 3: Yeah, but where do you think Sydney fell on the list?
• 4:30
  Speaker 3: Because they were seen, they were on the top fifty
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  Speaker 3: twenty one.
• 4:34
  Speaker 2: Oh so still we made the cart.
• 4:36
  Speaker 3: But I do think that that's funny because we do
• 4:38
  Speaker 3: all know that Sydney and Melbourne have a little healthy
• 4:40
  Speaker 3: sibling rivalry.
• 4:41
  Speaker 1: Sydney can sort out its cost of living crisis and
• 4:44
  Speaker 1: then we can.
• 4:45
  Speaker 2: Pop it back up there. What's your obsession? Okay, my obsession?
• 4:48
  Speaker 2: I have two obsessions.
• 4:49
  Speaker 1: Oh my first obsession is it a scandal off?
• 4:52
  Speaker 2: I've got like three obsessions. I want to give you
• 4:54
  Speaker 2: all of them.
• 4:55
  Speaker 1: So first one, I really hate drinking water. Water is
• 4:59
  Speaker 1: not delicious to me. Only if I'm like, shit, it's
• 5:02
  Speaker 1: been like seven PM and I haven't had a single
• 5:05
  Speaker 1: glass of water, then water is like yummy to me,
• 5:07
  Speaker 1: which I know is crazy. However, new little fixation, cold
• 5:13
  Speaker 1: glass water, little splash of pomegranate juice. Oh yum, it's
• 5:18
  Speaker 1: so fucking good. It's so freshing. I just walk around
• 5:21
  Speaker 1: with a pomegranate glass of water and it's not the
• 5:23
  Speaker 1: whole thing, because the whole thing it's just done a
• 5:25
  Speaker 1: little splash.
• 5:26
  Speaker 2: Yeah, so yum, so fucking yum. Great for your urinary.
• 5:31
  Speaker 1: Tract health as well. Little PSA for that. Is it
• 5:36
  Speaker 1: a similar vibe to the cran I think so collexa?
• 5:40
  Speaker 1: And she said yes, So take that as you will.
• 5:43
  Speaker 2: Yeah, So that's my first one.
• 5:44
  Speaker 1: Love that.
• 5:46
  Speaker 2: Then my second one was I saw this news article drop.
• 5:52
  Speaker 1: You may have already seen this as well, but Lulu
• 5:56
  Speaker 1: Lemon has been fined more than seven hundred thousand dollars
• 5:59
  Speaker 1: for spare email breaches.
• 6:01
  Speaker 2: Yeah, how crazy?
• 6:03
  Speaker 1: Is that?
• 6:04
  Speaker 2: So wild?
• 6:05
  Speaker 1: Yeah?
• 6:05
  Speaker 2: So activewere fashion brand.
• 6:06
  Speaker 1: Lululemon has been fined seven hundred and two nine hundred
• 6:10
  Speaker 1: dollars for breaching spam laws after hundreds of thousands of
• 6:13
  Speaker 1: emails were sent containing commercial content without an option for
• 6:17
  Speaker 1: recipients to unsubscribe. The Australian Communications and Media Authority ACMA
• 6:23
  Speaker 1: says the company mischaracterized service messages, including delivery and order
• 6:28
  Speaker 1: confirmation emails that also had a clear marketing purpose. So
• 6:34
  Speaker 1: from that is it like they mischaracterized service messages which
• 6:38
  Speaker 1: was like delivery and order confirmations, but they also put
• 6:41
  Speaker 1: marketing information in there.
• 6:43
  Speaker 2: So if you've bought something.
• 6:44
  Speaker 1: What I'm getting from this, which might be wrong, is
• 6:47
  Speaker 1: that if I bought something and then it's like this
• 6:50
  Speaker 1: is your order confirmation, then in there they've also gone
• 6:52
  Speaker 1: like new arrivals, and then they didn't have an unsubscribe option.
• 7:00
  Speaker 1: So in a statement to the ABC, Lulu Lemon said
• 7:03
  Speaker 1: the company was committed to delivering an exceptional guest experience
• 7:07
  Speaker 1: that complies with all applicable legal and regulatory requirements. We've
• 7:11
  Speaker 1: completed a thorough review of our practices for communicating with
• 7:15
  Speaker 1: our guests and have made updates to our standard guest
• 7:18
  Speaker 1: journey emails, including our order confirmation and delivery notifications, to
• 7:22
  Speaker 1: ensure ongoing compliance. Well so, yeah, Lulu Lemon sent service
• 7:31
  Speaker 1: emails such as shipping updates that also contained sales material
• 7:34
  Speaker 1: and direct links to promotions.
• 7:37
  Speaker 2: I wouldn't have.
• 7:38
  Speaker 1: Even thought about that may neither like it makes sense, Yeah,
• 7:43
  Speaker 1: but like if I got an order confirmation and like
• 7:47
  Speaker 1: this could be this could be a hot take. But
• 7:49
  Speaker 1: if I got an order confirmation and then there was
• 7:51
  Speaker 1: like a banner down the bottom being like and don't
• 7:54
  Speaker 1: forget to shop now arrivals, I just think that was
• 7:57
  Speaker 1: standard vibes or like you may also like, yeah, but
• 8:01
  Speaker 1: isn't that isn't that crazy? And I think that's such
• 8:04
  Speaker 1: a good reminder to anyone that has small brands out
• 8:07
  Speaker 1: there to make sure that you're aligned with that compliance because.
• 8:12
  Speaker 2: I would never have thought of that. Yeah, me neither.
• 8:14
  Speaker 2: I wouldn't have put that two and two together. There
• 8:17
  Speaker 2: you go and seven hundred and two. How do they
• 8:20
  Speaker 2: calculate that fine?
• 8:21
  Speaker 1: I'd love to know, Like, is it by how many
• 8:23
  Speaker 1: emails you get?
• 8:24
  Speaker 2: You sent and then you get a fine for that? Yeah,
• 8:27
  Speaker 2: just like a lump something being like bed girl, Yeah,
• 8:31
  Speaker 2: you're easy.
• 8:32
  Speaker 1: Nothing not there you go, I know, spicy, spicy Yeah.
• 8:36
  Speaker 2: And number three and number three thank.
• 8:39
  Speaker 1: You is our after payday cheat sheet, And I think
• 8:44
  Speaker 1: that's a great little segue into our episode today.
• 8:48
  Speaker 2: We will be launching our after pay.
• 8:50
  Speaker 1: Day cheat sheet either tomorrow or the day after, depending
• 8:53
  Speaker 1: on whether or not you are.
• 8:54
  Speaker 2: Signed up to our email list. You know.
• 8:59
  Speaker 1: We will have an under subscribe button if you want,
• 9:03
  Speaker 1: and yeah, basically we will be pulling in all of
• 9:05
  Speaker 1: the after payday sales and all of the.
• 9:08
  Speaker 2: Promo codes plus exclusive deals.
• 9:10
  Speaker 1: And you can shop all of the sales in worn't place.
• 9:13
  Speaker 1: And as always, sale events are just a really good
• 9:16
  Speaker 1: way for you to stock up on the items that
• 9:19
  Speaker 1: are on your wish list that you need to renew
• 9:21
  Speaker 1: because you know they've seen better days, or to get
• 9:25
  Speaker 1: the expensive shit that you've always wanted. So with that note,
• 9:30
  Speaker 1: shall we get into the episode. Let's do it. Okay,
• 9:33
  Speaker 1: let's get into the expensive shit that's worth the money.
• 9:37
  Speaker 1: But before we get into like our picks, we want
• 9:41
  Speaker 1: to talk about what do we actually consider to be
• 9:43
  Speaker 1: expensive because it really does depend, right, Like that is
• 9:47
  Speaker 1: a very relative conversation, and I think there's also a
• 9:54
  Speaker 1: lot of people when they're shopping, they do automatically think
• 9:56
  Speaker 1: that expensive means better quality, or at least that's what
• 9:59
  Speaker 1: I I would have assumed. Right.
• 10:02
  Speaker 3: So we did ask this question and we pulled you chicks,
• 10:06
  Speaker 3: and twenty two percent of you chicks said that, yes,
• 10:10
  Speaker 3: when you're shopping, you do think that expensive equals better quality.
• 10:14
  Speaker 3: Ten percent said no, and sixty eight percent said not always, which.
• 10:19
  Speaker 2: I was pleasantly I agree, surprised to see.
• 10:22
  Speaker 1: I do think we've seen this, like somewhat like green
• 10:27
  Speaker 1: washing shift of something being really really expensive and then
• 10:32
  Speaker 1: if you look into like the fabric composition of it,
• 10:35
  Speaker 1: you're like, wait, that's polyester, Like why am I paying
• 10:39
  Speaker 1: two hundred and fifty.
• 10:40
  Speaker 2: Dollars for polyester skirt? Yeah?
• 10:41
  Speaker 1: And I think shoppers and consumers are getting so much
• 10:44
  Speaker 1: smarter when buying and knowing that expensive does not always
• 10:49
  Speaker 1: equal good quality.
• 10:51
  Speaker 3: Yeah, exactly, And like for a lot of the time
• 10:54
  Speaker 3: you might be paying for just the brand or the
• 10:56
  Speaker 3: logo rather than the actual quality of the item. So
• 11:01
  Speaker 3: we also ask you, chicks, when buying something expensive, what
• 11:03
  Speaker 3: matters to you the most? And what came out on
• 11:08
  Speaker 3: top was design and aesthetic forty three percent. If you
• 11:11
  Speaker 3: chicks said that was the top priority. The next one
• 11:14
  Speaker 3: was online reviews at.
• 11:16
  Speaker 1: Forty one percent, and then equal in third and fourth
• 11:20
  Speaker 1: was the brand at eight percent and warranty in returns
• 11:23
  Speaker 1: at eight percent.
• 11:24
  Speaker 2: Ooh, yeah, what would you say you're you look at before.
• 11:29
  Speaker 1: You buy something expensive? What's like your checklist? I do
• 11:33
  Speaker 1: think that the number one for me, probably is the
• 11:36
  Speaker 1: design and like the I guess like the composition, depending
• 11:41
  Speaker 1: all the features, that kind of thing, depending on what
• 11:43
  Speaker 1: the item is, if it's like tech or jewelry or clothes,
• 11:47
  Speaker 1: and then I would look at the reviews.
• 11:50
  Speaker 2: And then brand.
• 11:52
  Speaker 3: I don't really care that much about brand. I think
• 11:57
  Speaker 3: it depends if it's like a small business or something.
• 12:00
  Speaker 3: I feel like I have like a handful of brands
• 12:03
  Speaker 3: that I do really.
• 12:04
  Speaker 1: Like, but that's because I know the quality is good,
• 12:07
  Speaker 1: you know what I mean.
• 12:08
  Speaker 3: They have a reputation, but from my own experience of them,
• 12:12
  Speaker 3: what do you reckon?
• 12:14
  Speaker 1: I think one thing for me that isn't in that
• 12:18
  Speaker 1: list is probably more like longevity, So that probably sits
• 12:23
  Speaker 1: within maybe LA warranty, a mix of like design and warranty,
• 12:29
  Speaker 1: because if I'm buying something and it's expensive, I want
• 12:33
  Speaker 1: that to be something.
• 12:34
  Speaker 2: That I get a really really low cost per.
• 12:37
  Speaker 1: Use on that by the time I've had this item
• 12:41
  Speaker 1: for a long time, the cost per use on it
• 12:43
  Speaker 1: is practically zero. So like I'm okay with spending a
• 12:47
  Speaker 1: bit more on a blaze that I'm like, I'm gonna
• 12:49
  Speaker 1: wear that blazer every day, or like a washing machine
• 12:53
  Speaker 1: that has a five year warranty that I'm like, cool,
• 12:57
  Speaker 1: I know that I'm going to use that heaps and
• 12:59
  Speaker 1: even if it breaks, I get it gets replaced, and
• 13:02
  Speaker 1: so like that cost per use actually is so low
• 13:05
  Speaker 1: on it that yes, it's a large upfront cost, but
• 13:09
  Speaker 1: at the end of the day, I'm actually kind of
• 13:10
  Speaker 1: saving money because I've done the thing where I've gone
• 13:13
  Speaker 1: for cheaper items because vibes, you can't always afford to
• 13:19
  Speaker 1: get the really expensive version of something, and it always
• 13:23
  Speaker 1: ended up costing me more in the long run because
• 13:26
  Speaker 1: it breaks, it falls apart, when you wash it, it
• 13:29
  Speaker 1: you know, loses its shape, it you know, short circuits,
• 13:32
  Speaker 1: whatever category you want it to be.
• 13:35
  Speaker 2: I start feeling like my dad because I was.
• 13:38
  Speaker 1: Literally about to go and to be like they just
• 13:40
  Speaker 1: made sit better.
• 13:41
  Speaker 2: In the nineties, yeah, because like half the shit that.
• 13:44
  Speaker 1: I owned, like when I couldn't afford afford the expensive
• 13:47
  Speaker 1: new item, right was Facebook Marketplace. Like I would just
• 13:51
  Speaker 1: be on Facebook Marketplace being like, all right, who's getting
• 13:53
  Speaker 1: rid of their TV? He came with me and we
• 13:56
  Speaker 1: like bought that TV and it was this really old
• 14:01
  Speaker 1: Samsung TV and it was gorgeous.
• 14:04
  Speaker 2: I loved it.
• 14:05
  Speaker 1: It definitely it was like a really large It was
• 14:08
  Speaker 1: just a screen. Yeah, there was no It had no
• 14:11
  Speaker 1: other ability than being just a screen. And I would
• 14:14
  Speaker 1: just like plug in the Apple TV to be able
• 14:16
  Speaker 1: to watch like Netflix and stuff on it. Yeah, and
• 14:18
  Speaker 1: it was so good. The remote was fucking huge. Yeah,
• 14:21
  Speaker 1: like bring back big remotes, all of these smart TVs
• 14:25
  Speaker 1: with these tiny tampon remote Like literally, if it was
• 14:31
  Speaker 1: late at night, I could get mixed up like tiny
• 14:36
  Speaker 1: and they always slide between the couch and I have
• 14:39
  Speaker 1: to spend hours and that's not an embellishment, it is
• 14:44
  Speaker 1: looking for it and it's so stupid anyway.
• 14:46
  Speaker 2: So it TV. That fucking thing lasted years.
• 14:49
  Speaker 1: Oh yeah, it lasted so long and was so good.
• 14:54
  Speaker 2: Never had an issue with it, ten out of ten.
• 14:57
  Speaker 2: And then I.
• 14:58
  Speaker 1: Remember we were and working with a brand on like
• 15:03
  Speaker 1: a TV show launch and we filmed watching a show
• 15:07
  Speaker 1: on my TV and they turned around and they actually
• 15:11
  Speaker 1: didn't approve the content because they went, what fucking decade
• 15:15
  Speaker 1: is your And they were like, no, you can't, you
• 15:21
  Speaker 1: can't use that TV. And I was like, oh, because
• 15:24
  Speaker 1: it like technically wouldn't be compatible because you had to
• 15:27
  Speaker 1: get like I get to work.
• 15:30
  Speaker 2: Or whatever beautiful TV alone.
• 15:33
  Speaker 1: Yeah, it was like I was in Beauty and the
• 15:35
  Speaker 1: Beast like she would have had like the like grandma
• 15:39
  Speaker 1: vibe of like the like closet like she would have
• 15:42
  Speaker 1: been like, yeah, that's what she would have an ant
• 15:45
  Speaker 1: loved her.
• 15:48
  Speaker 2: What a tangent.
• 15:51
  Speaker 1: Don't even know I was got, But yeah, So what
• 15:53
  Speaker 1: I'm saying is like, yeah, you might not want to
• 15:56
  Speaker 1: invest in like the expensive, brand new item, but you
• 16:00
  Speaker 1: can also look secondhand. But for me, longevity and feeling
• 16:03
  Speaker 1: like I'm going to get heaps, like I'm gonna be
• 16:06
  Speaker 1: able to fucking flog.
• 16:07
  Speaker 2: This thing that I've just bought and like use it
• 16:10
  Speaker 2: every day. That's like the ticket for me.
• 16:13
  Speaker 1: And like returns and warranty because we buy so many
• 16:16
  Speaker 1: things online now and we don't really go in Like
• 16:20
  Speaker 1: I couldn't think of anything worse than going into the
• 16:22
  Speaker 1: good guys and like being like and what specs does
• 16:25
  Speaker 1: this washing machine have? Nightmare feels that would be like
• 16:29
  Speaker 1: you and Chris's and Rob's dream dates. Yeah, like not
• 16:33
  Speaker 1: for me, pay with cashtu off how much any I'll
• 16:38
  Speaker 1: run to an ATM how much, But yeah, for me,
• 16:40
  Speaker 1: returns is very important to always check and warranty is
• 16:43
  Speaker 1: always important to check because I couldn't think of anything
• 16:45
  Speaker 1: worse than spending you know, thousands of dollars on an item.
• 16:48
  Speaker 2: It breaks, it falls apart, something's wrong with it, and
• 16:50
  Speaker 2: they go, oh, well, too bad.
• 16:52
  Speaker 1: Yeah, so I was surprised that eight percent was quite
• 16:55
  Speaker 1: low on that.
• 16:58
  Speaker 3: That I would like it to be her yea, To
• 17:00
  Speaker 3: be honest, it's a boring detail, boring details, more expensive detail.
• 17:05
  Speaker 1: Yeah. And according to Afterpay's annual Snapshot of twenty twenty five,
• 17:09
  Speaker 1: which analyzed transaction data from four point one million customers,
• 17:14
  Speaker 1: it actually pulled in what people were spending their money
• 17:16
  Speaker 1: on most So number one was experiences, which are actually
• 17:21
  Speaker 1: going to get into a little bit later into the episode.
• 17:24
  Speaker 1: But this was the most significant shift in consumer behavior
• 17:27
  Speaker 1: with bookings festivals, boat parties, and wine tours.
• 17:31
  Speaker 2: That was me, climbing sharply.
• 17:33
  Speaker 1: Hotels dot Com had a purchase rise of seventy three percent,
• 17:38
  Speaker 1: and boat party tickets rose by one hundred and four percent.
• 17:40
  Speaker 2: That was not me. Yeah, that wasn't us.
• 17:43
  Speaker 1: You're either a boat party person or you're not.
• 17:45
  Speaker 2: Yeah, and that's okay either way. Yeah, I get kostrophobic.
• 17:49
  Speaker 2: I just want to be able to leave. Yeah, that's
• 17:51
  Speaker 2: why some that have the little taxi vibes. That's for Jess. Yeah,
• 17:54
  Speaker 2: but I always think, how am I going to pee?
• 17:57
  Speaker 1: Yeah?
• 17:57
  Speaker 2: The toilet on a boat is? Is there one?
• 18:01
  Speaker 1: So then bag charms became the micro accessory of twenty
• 18:05
  Speaker 1: twenty five, Mesh flats rose ninety six percent and ballet
• 18:08
  Speaker 1: flats increased by thirty four percent. Cowboy boots had a
• 18:12
  Speaker 1: cultural moment, selling five times as many in.
• 18:15
  Speaker 2: Sydney, Melbourne and Queensland.
• 18:17
  Speaker 1: That was you. Women heavily invested in beauty technology. This
• 18:21
  Speaker 1: one I don't find surprising at all. So in twenty
• 18:26
  Speaker 1: twenty five, led masks were up ninety five percent, press
• 18:30
  Speaker 1: on nails were up ninety three percent, Washa tools I
• 18:34
  Speaker 1: don't know why I said it so weird like that
• 18:35
  Speaker 1: up eighty percent, Washahaha tools were up eighty percent, and
• 18:42
  Speaker 1: ice rollers were up forty seven percent. Men focused on
• 18:46
  Speaker 1: grooming and dental aesthetics, with teeth whitening kits up one
• 18:49
  Speaker 1: hundred and fifteen percent. And in terms of home where
• 18:52
  Speaker 1: lighting was a popular investment choice.
• 18:54
  Speaker 2: And I'm not surprised by that as.
• 18:56
  Speaker 1: Well, because I think we've seen a lot of content around,
• 18:58
  Speaker 1: like colorful lighting and lighting that much as your TV.
• 19:02
  Speaker 3: And all of that fun stuff, and like the big
• 19:04
  Speaker 3: light gives the same energy as a dome lid.
• 19:07
  Speaker 1: Yeah, coffee, Like I think it.
• 19:08
  Speaker 2: Gives people the ick. Yes, Okay.
• 19:11
  Speaker 1: At first I was like, where are you saying dome
• 19:12
  Speaker 1: lids to the good vibe or the bad vibe?
• 19:14
  Speaker 2: And I was like a ski, whoa what did you
• 19:17
  Speaker 2: do with Sam?
• 19:18
  Speaker 3: But also the average Australian shopping cart does suggest that
• 19:21
  Speaker 3: we're happy to spend a little bit more on the
• 19:24
  Speaker 3: things and purchases that matter to us, and for many
• 19:27
  Speaker 3: that's clothes, accessories, luxury brands and makeup. My man, Hello,
• 19:33
  Speaker 3: two of us are sitting right here. As we discussed
• 19:36
  Speaker 3: in last week's episode, recent data from the Australian Institute
• 19:40
  Speaker 3: tells us the average Australian woman is buying more than
• 19:43
  Speaker 3: fifty six clothing items a year, surpassing US shoppers to
• 19:47
  Speaker 3: become the biggest fashion consumers in the.
• 19:50
  Speaker 2: World, which is wild.
• 19:53
  Speaker 1: According to CBI is Luxually Retail Report, they showed that
• 19:57
  Speaker 1: luxury retail trade in Australia reached a record of six
• 20:01
  Speaker 1: point two billion in twenty twenty three, with four hundred
• 20:04
  Speaker 1: and eighty three retailers, including both international and domestic brands,
• 20:08
  Speaker 1: operating nationally. The increase in luxury spending has been attributed
• 20:12
  Speaker 1: to the return of international tourism post COVID and a
• 20:16
  Speaker 1: growing number of millennial and Gen Z consumers with an
• 20:18
  Speaker 1: appetite for luxury brands.
• 20:20
  Speaker 2: Yeah, I think you can see that as well, Like even.
• 20:24
  Speaker 1: Just like seeing younger generations, how they have become quite
• 20:29
  Speaker 1: more focused on branding. Like if you remember like the
• 20:33
  Speaker 1: teens buying Drunk Elephant and you know, young like sixteen
• 20:39
  Speaker 1: year olds to seventeen year olds wanting like Coach and
• 20:42
  Speaker 1: Poppy Listman bags and stuff, Whereas I do think, you know,
• 20:47
  Speaker 1: more millennial generations didn't necessarily have that brand awareness because
• 20:51
  Speaker 1: maybe there wasn't as much social media to fuel that
• 20:54
  Speaker 1: at that point in time though, buying like the fakes
• 20:57
  Speaker 1: from BALI yeah, yeah, you know, I was trying to
• 21:03
  Speaker 1: think of like what the brands were when like we
• 21:05
  Speaker 1: were young, and I couldn't really think of like when
• 21:08
  Speaker 1: we were like sixteen, I think mine was like Mink Pink.
• 21:12
  Speaker 2: Yeah, you know, I'm not as a teen.
• 21:14
  Speaker 3: I'd say maybe by the time I was in my
• 21:16
  Speaker 3: early twenties, Like there were people maybe at UNI who
• 21:19
  Speaker 3: would have like the Gucci belt, for example, but that
• 21:23
  Speaker 3: was kind of it, like, you know, they'd have an
• 21:26
  Speaker 3: accessory like that was probably an example of like a
• 21:29
  Speaker 3: trending luxury item. But aside from that, people definitely weren't sporting, yeah,
• 21:33
  Speaker 3: like designer handbags, at least not in the circles I
• 21:36
  Speaker 3: ran in.
• 21:36
  Speaker 1: Yeah, but I also think you there's a lot of
• 21:39
  Speaker 1: conversation online as well about how like the affordable brands
• 21:43
  Speaker 1: aren't so affordable anymore. Like if you look at you know,
• 21:49
  Speaker 1: Cookeye their pricing, which typically you'd be like, that's so expensive,
• 21:53
  Speaker 1: that's so expensive, isn't actually that far off? What like
• 21:57
  Speaker 1: the fast fashion brands are now? Yeah, if you look
• 22:00
  Speaker 1: at the pricing of Cottonon or Meshki or Princess Poly,
• 22:06
  Speaker 1: like it's starting to get up there that it's like
• 22:08
  Speaker 1: the low tier range is more of a mid tier now,
• 22:13
  Speaker 1: And it's that inflation of everything getting more and more expensive.
• 22:16
  Speaker 1: So when everything feels expensive, what's actually worth it? Yeah,
• 22:21
  Speaker 1: and that's what we're going to get into. Now. You
• 22:24
  Speaker 1: like that, you like that little like that kind of
• 22:27
  Speaker 1: a all right, so tell me we've got two picks each.
• 22:32
  Speaker 1: What is your number one expensive.
• 22:34
  Speaker 2: Shit that's worth it?
• 22:36
  Speaker 3: My number one is anything that goes between you and
• 22:39
  Speaker 3: the ground.
• 22:40
  Speaker 1: I love this. So there's that popular saying that is
• 22:43
  Speaker 1: you should never skimp on anything that separates from you
• 22:46
  Speaker 1: and the ground.
• 22:46
  Speaker 2: Right, what does it mean? Yeah, you're talking about aka
• 22:51
  Speaker 2: invest in.
• 22:52
  Speaker 3: High quality, durable goods that you'll use frequently that literally
• 22:57
  Speaker 3: support you if you think about it. Literally, that's like shoes, furniture, mattresses,
• 23:02
  Speaker 3: office chair, tires.
• 23:04
  Speaker 1: Couch, like the things that literally separate you.
• 23:09
  Speaker 2: So jinx, Yeah me coke?
• 23:13
  Speaker 1: What do I eat? You? Coke?
• 23:15
  Speaker 2: By each other? Chair? Yeah?
• 23:19
  Speaker 3: So I want to dive into just a couple of
• 23:22
  Speaker 3: them because there's so many examples that you could say.
• 23:24
  Speaker 1: But shoes, obviously, the quality of your shoes.
• 23:27
  Speaker 3: Is so important for your overall health, but especially like
• 23:31
  Speaker 3: your feet, your joints, and your spine. And this was
• 23:34
  Speaker 3: something I never cared about or thought about in my
• 23:37
  Speaker 3: early twenties.
• 23:38
  Speaker 2: It's the frontal lobe development.
• 23:40
  Speaker 1: Yeah, you're going, should I get the orthopedic shoes? Like?
• 23:44
  Speaker 2: Do I need to get the inner soul? Yeah? But
• 23:48
  Speaker 2: I guess it's also thinking about.
• 23:49
  Speaker 3: Like the purpose of your shoes, you know, like there
• 23:52
  Speaker 3: are different factors and things that you can you should
• 23:55
  Speaker 3: consider if you're thinking of like a shoe that you're
• 23:57
  Speaker 3: going to wear on a night out.
• 23:58
  Speaker 1: Versus your every day first boot, or a shoes or thong,
• 24:03
  Speaker 1: or the shoes and flip flaps, or they're like, why
• 24:06
  Speaker 1: do I need to invest in my lacy underwear?
• 24:09
  Speaker 3: You sure, actually, or like you're running shoes and the
• 24:14
  Speaker 3: shoes that you wear to the gym. For me, I
• 24:17
  Speaker 3: really do value investing in good quality leather boots. I agree,
• 24:23
  Speaker 3: because I did buy pleathor for a long time in
• 24:26
  Speaker 3: my early twenties because one like the ethics of it,
• 24:32
  Speaker 3: but also I was thinking, like I didn't have the
• 24:35
  Speaker 3: money to pay for the upfront cost at the time,
• 24:37
  Speaker 3: and I thought it was the more affordable option at
• 24:40
  Speaker 3: the time, right. But really, when you think about it,
• 24:42
  Speaker 3: like a pleathor pair of shoes will show wear and
• 24:46
  Speaker 3: tear sometimes within the first year of owning them, and
• 24:51
  Speaker 3: in my experience, they usually only lasted at about one
• 24:54
  Speaker 3: to two years until you know, even like the heel
• 24:56
  Speaker 3: started separating from from the shoe, or the pleathor started
• 25:00
  Speaker 3: to peel, whereas a pair of leather shoes, especially if
• 25:04
  Speaker 3: you do take care of them, can last like twenty
• 25:07
  Speaker 3: to fifty years, sometimes even longer. Like my mom has
• 25:10
  Speaker 3: Doc Martin boots that literally precede me, and she still.
• 25:15
  Speaker 1: Wears her firstborn Yeah.
• 25:18
  Speaker 3: Yeah, and it's also because she does take care of them,
• 25:20
  Speaker 3: you know, like she uses a leather conditioner and she
• 25:22
  Speaker 3: cleans them and she'd get them resold and stuff like that.
• 25:26
  Speaker 1: But by investing in a pair of shoes like that,
• 25:29
  Speaker 1: like they can actually last a lifetime. And then running
• 25:34
  Speaker 1: or exercise shoes, you do typically have to replace those, yeah,
• 25:38
  Speaker 1: more often, especially depending on like the type of exercise
• 25:41
  Speaker 1: that you're doing and how often you're using them. So
• 25:46
  Speaker 1: but it is still something that I do think you
• 25:47
  Speaker 1: should invest in, both like the time and money to
• 25:51
  Speaker 1: find the right shoe because it's so so individual in
• 25:54
  Speaker 1: terms of a running shoes or exercise shoes, because it's
• 25:58
  Speaker 1: such a high impact like task or experience that you
• 26:05
  Speaker 1: if you don't have the right support or right structure
• 26:10
  Speaker 1: like that can actually have you know, that can affect
• 26:13
  Speaker 1: your health exactly. And the best part is that you
• 26:18
  Speaker 1: can actually go to athletes foot and do the weird
• 26:20
  Speaker 1: fucking test thing yea, which is so fun. If anyone's
• 26:24
  Speaker 1: not from Australia. Wait, no, they have athletes footever, yeah
• 26:28
  Speaker 1: yeah when they do that, so or like full locker
• 26:31
  Speaker 1: when they do the walk is it foot look, No,
• 26:33
  Speaker 1: it's athletes for that does it? And you do the
• 26:35
  Speaker 1: walk test and you like walk on that little weird
• 26:37
  Speaker 1: pad and they like track it and then when they
• 26:40
  Speaker 1: put your foot in that little metal thing, why does
• 26:42
  Speaker 1: that feel? So?
• 26:43
  Speaker 2: Feels good?
• 26:45
  Speaker 1: So you get to go in and do that really
• 26:46
  Speaker 1: fun test, yeah, and find something that works for you
• 26:49
  Speaker 1: because everyone has different feet, Yeah exactly.
• 26:52
  Speaker 3: And I think like the cost per ware as well,
• 26:54
  Speaker 3: like that sort of stuff that you would be factoring
• 26:56
  Speaker 3: in does need to be different depending on the type
• 26:59
  Speaker 3: of sh because, like you said, when you're doing high
• 27:01
  Speaker 3: impact activity that genuinely could injure you, it is important
• 27:06
  Speaker 3: even if the shoes are only going to last you
• 27:07
  Speaker 3: a year or two versus a good pair of boots
• 27:10
  Speaker 3: which could last you ten plus years. Furniture is another
• 27:13
  Speaker 3: thing that I definitely would say is worth investing in.
• 27:17
  Speaker 3: For example, solid hardwood furniture is obviously typically more expensive,
• 27:21
  Speaker 3: but it also can last ten to fifty plus years,
• 27:24
  Speaker 3: whereas veneer wood furniture only lasts like five to ten
• 27:28
  Speaker 3: and yes it is expensive, but you can also shop
• 27:31
  Speaker 3: hardwood furniture for pretty affordably secondhand.
• 27:35
  Speaker 1: Yeah.
• 27:35
  Speaker 3: And then of course mattresses, pillows, embedding. I mean, this
• 27:38
  Speaker 3: is our Roman empire till I will die on.
• 27:42
  Speaker 1: Yeah.
• 27:42
  Speaker 3: But research shows that pillow height and firmness actually two
• 27:46
  Speaker 3: of the strongest predictors of sleep quality and the development
• 27:49
  Speaker 3: or avoidness of sleep problems.
• 27:52
  Speaker 1: Ow.
• 27:53
  Speaker 2: Yeah, and over a lifetime, you spend about.
• 27:56
  Speaker 3: One third of your life or twenty six years on
• 27:59
  Speaker 3: your mattress, So we probably spent we probably spill off.
• 28:03
  Speaker 3: Yeah that's too cozy, sleepy girlies. Yeah, so it's important.
• 28:08
  Speaker 2: One hundred percent.
• 28:09
  Speaker 1: I think investing in good quality bedding and a bed
• 28:15
  Speaker 1: is the best investment you could ever make in your
• 28:19
  Speaker 1: entire life. Like, I just love crawling into bed and
• 28:24
  Speaker 1: being like done, like that scene in the Simpsons where
• 28:27
  Speaker 1: it's like I'm just a tosty, warm cinnamon.
• 28:29
  Speaker 2: But the best feeling. If you don't get that feeling
• 28:31
  Speaker 2: in your bed, your bed is not betting.
• 28:32
  Speaker 1: Yeah, your bed needs to bed. Some like amazing brands
• 28:37
  Speaker 1: that I really love for that is Pillow Talk has
• 28:39
  Speaker 1: a sale, bed bath and table has a sale. You
• 28:42
  Speaker 1: should never ever ever pay full price on bedding. It's expensive,
• 28:48
  Speaker 1: but you should never pay for price because it's one
• 28:51
  Speaker 1: of the categories that I would say goes on sale
• 28:54
  Speaker 1: the most. Yeah, every sale event, every sale.
• 28:57
  Speaker 2: Event, you can get it.
• 28:58
  Speaker 1: There are so many offers, and if you are the
• 29:01
  Speaker 1: sow that loves going like in store, go and test
• 29:03
  Speaker 1: the mattresses a lot of them. Have you know, one
• 29:06
  Speaker 1: hundred and twenty nights sleep guarantees and all of those
• 29:10
  Speaker 1: warranties that it's like you're not locked into something. So
• 29:13
  Speaker 1: I one thousand percent bouch for that. I also love
• 29:16
  Speaker 1: a mattress topper. Oh same, ten out of ten.
• 29:19
  Speaker 3: Yeah, that's another way to like extend the lifetime of
• 29:21
  Speaker 3: your mattresses as well.
• 29:22
  Speaker 2: Yeah, all right. My first pick is experiences.
• 29:27
  Speaker 1: Yeah, so we actually pulled the chicks for this and
• 29:30
  Speaker 1: we said would you rather spend money on luxury experiences
• 29:35
  Speaker 1: or luxury items? And overwhelmingly over eighty percent of the
• 29:40
  Speaker 1: chicks said they would rather spend it on experiences. And
• 29:44
  Speaker 1: I was pleasantly surprised by this, and I also am
• 29:48
  Speaker 1: not necessarily shocked either. Yeah, because the luxury experiences. Luxury
• 29:54
  Speaker 1: items promise like a feeling, whereas luxury experiences.
• 29:59
  Speaker 2: Create them and they create the memories.
• 30:02
  Speaker 1: And it comes down to what I've coined the core
• 30:05
  Speaker 1: memory theory, and it's the most valuable purchases are the
• 30:09
  Speaker 1: ones that turn into the stories you tell for the
• 30:12
  Speaker 1: next decade. So there have been multiple studies in consumer
• 30:16
  Speaker 1: psychology where people consistently report greater happiness from experiential purchases
• 30:22
  Speaker 1: like travel, dinners, concerts, or events, then material possessions such
• 30:27
  Speaker 1: as clothing, jewelry, or gadgets.
• 30:30
  Speaker 2: And the reason why is where it gets really really interesting,
• 30:33
  Speaker 2: and it's because.
• 30:33
  Speaker 1: Your brain gets bored, yeah mood. Right, So there's a
• 30:39
  Speaker 1: psychological phenomenon called hedenic adaptation.
• 30:44
  Speaker 2: Yeah again, into it, I love it, Yeah, unlocked in.
• 30:47
  Speaker 1: So it's the brain's tendency to quickly normalize whatever you acquire.
• 30:52
  Speaker 1: The designer bag that felt thrilling in store eventually becomes
• 30:56
  Speaker 1: just your bag, right.
• 30:59
  Speaker 2: And isn't this kidding this?
• 31:01
  Speaker 1: There was a couple things in my mind that when
• 31:03
  Speaker 1: I heard this, I was like, shit, I can probably think.
• 31:05
  Speaker 2: Of a couple purchases where that checks it.
• 31:09
  Speaker 1: Yeah, And experiences don't actually suffer from this in the
• 31:14
  Speaker 1: same way. Research shows people adapt much more slowly to
• 31:18
  Speaker 1: experiential purchases, meaning the emotional payoff lasts longer. Would you
• 31:24
  Speaker 1: agree Yeah, Oh my god, would you agree yours?
• 31:28
  Speaker 3: Yet there's very few purchases that I feel like still
• 31:32
  Speaker 3: give me that same feeling as when I first wought it, yeah,
• 31:36
  Speaker 3: whereas I can.
• 31:37
  Speaker 2: I think almost every experience that I've spent money on,
• 31:39
  Speaker 2: I'm like, oh god, that was good. Yeah.
• 31:42
  Speaker 1: So experiences create memory capital, and psychologists sometimes call the
• 31:48
  Speaker 1: value of experiences memory capital, aka emotional assets you can
• 31:53
  Speaker 1: revisit long after the event ends. A handbag exists in
• 31:57
  Speaker 1: the presence. But experience purchases exist in three parts. So
• 32:02
  Speaker 1: number one anticipation oh yeah, planning the trip, planning, buying
• 32:07
  Speaker 1: the tickets, being in the ticket Master que and being like.
• 32:11
  Speaker 2: Oh my god, what did we see Harry?
• 32:12
  Speaker 1: And adrenaline like yeah, booking the dinner, And the anticipation
• 32:16
  Speaker 1: of oh, I'm going to this concert on Saturday. I'm
• 32:19
  Speaker 1: so excited looking at the menu beforehand, what am I
• 32:21
  Speaker 1: gonna have? It was all like, oh my god, for
• 32:23
  Speaker 1: like having a countdown time, but for your holiday, like,
• 32:25
  Speaker 1: oh my god, it's so fun.
• 32:27
  Speaker 2: We're going to go ziplining. Yeah, which for the zipline.
• 32:30
  Speaker 2: Did that? God, that was fun.
• 32:33
  Speaker 1: Yeah, Like that's so not like on brand for us,
• 32:36
  Speaker 1: because we wanted to do the horse riding and we couldn't.
• 32:38
  Speaker 2: Oh yeah, that's why we went and did the zipline.
• 32:41
  Speaker 2: It was really fun. It was really fun.
• 32:43
  Speaker 1: And then at one point the guy was asking everyone
• 32:46
  Speaker 1: because there was like a double zipline, and then he
• 32:48
  Speaker 1: asked everyone to think of a team name. And I
• 32:50
  Speaker 1: was panicking because I really wanted to be funny.
• 32:53
  Speaker 2: And like one.
• 32:54
  Speaker 1: One little boy who was going down he was like ten.
• 32:58
  Speaker 2: Maybe it was eleven. I'm not good with children ages.
• 33:01
  Speaker 2: He was like sixteen.
• 33:02
  Speaker 1: He was younger than that, because if he was older
• 33:05
  Speaker 1: than like twelve, I would have been like teen.
• 33:08
  Speaker 2: Yeah, whereas he was younger, he was cute.
• 33:09
  Speaker 1: And then he went he stepped up to the thing.
• 33:12
  Speaker 1: They said, okay, what do you want your team name
• 33:14
  Speaker 1: to me?
• 33:14
  Speaker 2: He goes big cheese. He went cheese with so much chess.
• 33:21
  Speaker 1: It was so much chess, and we were all just
• 33:24
  Speaker 1: pissing ourselves and we were just like, let the boy
• 33:27
  Speaker 1: have his big cheek, and you're like, I can't be
• 33:29
  Speaker 1: beat out by this ten year old and we were last,
• 33:32
  Speaker 1: and everyone's things were announce and then banking, he guess
• 33:35
  Speaker 1: what is your name?
• 33:36
  Speaker 2: And we were two girls one zip he literally and
• 33:42
  Speaker 2: if he.
• 33:43
  Speaker 1: Had taken a swig of a drink, it would have
• 33:45
  Speaker 1: been spat. Yeah, he was like no, and we were
• 33:48
  Speaker 1: like two girls want zip, we say, and he had
• 33:51
  Speaker 1: to say it over like the radio to the people
• 33:53
  Speaker 1: down the end of the zip line.
• 33:55
  Speaker 2: But even this, even this us now.
• 33:57
  Speaker 1: Yeah, and you know what, I can't even tell you
• 34:00
  Speaker 1: how much it cost. Maybe either I can't even give
• 34:02
  Speaker 1: you a ball park shit that cost to do that
• 34:05
  Speaker 1: zipline thing. Yeah, but like we talk about it and
• 34:09
  Speaker 1: have that memory.
• 34:10
  Speaker 2: Coulo Ranch, Ranch.
• 34:13
  Speaker 1: Jurassic Park, get your heart out anyway. So that's the
• 34:15
  Speaker 1: first one. Number two is the moment itself, and then
• 34:19
  Speaker 1: like the experiencing it, having that moment. And number three
• 34:22
  Speaker 1: exactly what we just did is the moment after it.
• 34:24
  Speaker 1: It's like the gift that keeps on giving, right, And
• 34:28
  Speaker 1: so the thing about the core memory theory is that
• 34:32
  Speaker 1: not only do these experiences kind of continue to deliver
• 34:36
  Speaker 1: to your happiness, but they also deliver.
• 34:38
  Speaker 2: To your identity.
• 34:39
  Speaker 1: Yeah, so there's a lot of kind of conversation around
• 34:42
  Speaker 1: you know, personal style and taste and all of that stuff.
• 34:45
  Speaker 1: And another reason why experiences outperform possessions is that they
• 34:49
  Speaker 1: integrate into how.
• 34:50
  Speaker 2: We see ourselves.
• 34:52
  Speaker 1: You don't become the handbag you bought, but you do
• 34:56
  Speaker 1: become an identity based on whether you went backpacking through Asia,
• 35:01
  Speaker 1: or you know, the concerts that you go to in
• 35:03
  Speaker 1: the community you get from that, or the dinners that
• 35:06
  Speaker 1: you have with your girls every Taco Tuesday. Like, those
• 35:10
  Speaker 1: experiences form identity and weave themselves into a personal narrative
• 35:15
  Speaker 1: in a way that.
• 35:15
  Speaker 2: Objects really can do.
• 35:18
  Speaker 1: And I think we sometimes rely a little bit, or
• 35:21
  Speaker 1: at least I have in the past on objects to
• 35:24
  Speaker 1: develop a sense of identity. And when aesthetics and trends
• 35:28
  Speaker 1: are constantly changing and we're basing ourselves on the new
• 35:31
  Speaker 1: it girl every six months, where do you pull your
• 35:34
  Speaker 1: identity from that? You know? Yeah, And so that's why
• 35:38
  Speaker 1: having experiences like traveling, or like going to concerts or
• 35:42
  Speaker 1: just going out for dinner, or like reading your favorite book.
• 35:45
  Speaker 2: Yeah, or going to galleries or whatever. Yeah.
• 35:48
  Speaker 1: Yeah, Like I feel like so much of my identity
• 35:51
  Speaker 1: comes from even just the experience of loving reading fantasy.
• 35:55
  Speaker 1: So like when I then shop, I love looking at
• 35:58
  Speaker 1: like Corsetts or really shirts or something because I'm like,
• 36:01
  Speaker 1: look at me. If they warriors six foot seven would
• 36:04
  Speaker 1: definitely steal me.
• 36:06
  Speaker 2: Please, I'm asking for me a friend. That one is
• 36:09
  Speaker 2: a direct request.
• 36:12
  Speaker 1: Rob's like, well, fuck my drag about it.
• 36:16
  Speaker 2: And then last one not least, it's kind of what
• 36:17
  Speaker 2: I was just saying.
• 36:18
  Speaker 1: But the social factor, So experiences often involve other people,
• 36:23
  Speaker 1: whereas luxury items don't. Yeah, you know so psychologically, like
• 36:30
  Speaker 1: spending time and social connection is proven to make you
• 36:33
  Speaker 1: the happiest. So I think when you ask that question, right,
• 36:38
  Speaker 1: can money buy happiness? I think it depends how you
• 36:41
  Speaker 1: spend it. That's true because I think it can, but
• 36:46
  Speaker 1: it's not when it comes from an object, an object experiences.
• 36:52
  Speaker 1: I think money can buy happiness when you're spending it
• 36:55
  Speaker 1: on the right things, and that's experiences and connection and
• 36:59
  Speaker 1: helping others and.
• 37:00
  Speaker 2: All of that.
• 37:01
  Speaker 1: And psychologically, the most valuable luxury is something else entirely,
• 37:06
  Speaker 1: but it's time, novelty, connection, and memory. Whereas objects just
• 37:09
  Speaker 1: live in your wardrobe, experiences live in your life.
• 37:13
  Speaker 2: Core memory building.
• 37:14
  Speaker 1: Yes, the core memory theory I love it trademark, it's
• 37:19
  Speaker 1: not really.
• 37:21
  Speaker 2: Someone probably already has it. There's like a full psychological
• 37:25
  Speaker 2: study on it.
• 37:25
  Speaker 1: And I'm over here like a little girl podcasting, like
• 37:27
  Speaker 1: now here is my very.
• 37:28
  Speaker 2: Very real research theory. Oh, I mean I like it
• 37:33
  Speaker 2: either way.
• 37:33
  Speaker 1: Yeah, okay, okay, okay, okay, sit down, next man, and
• 37:38
  Speaker 1: now let's go into the next plane. Oh, my next
• 37:43
  Speaker 1: pick is solid gold or silver jewelry.
• 37:46
  Speaker 2: Oh, this is actually something.
• 37:51
  Speaker 3: When this trend was coming up on my FYP, I
• 37:54
  Speaker 3: did see a lot of other people saying and.
• 37:56
  Speaker 2: I was like, I do have to agree.
• 37:58
  Speaker 3: Obviously, most of us can't afford to have every single
• 38:02
  Speaker 3: piece of our jewelry collection made up entirely of solid
• 38:06
  Speaker 3: gold pieces, especially when.
• 38:08
  Speaker 1: Like accessories are such like a chopped and change thing,
• 38:12
  Speaker 1: like totally. You know, I wear I like to wear
• 38:14
  Speaker 1: different earrings and I like to wear different rings, and
• 38:16
  Speaker 1: like it's something that is interchangeable. I think in style today,
• 38:20
  Speaker 1: everyone's different. Some people might just have their core. They
• 38:22
  Speaker 1: put it on, they don't take it off. Yeah, but
• 38:24
  Speaker 1: when we do kind of interchange jewelry as much as
• 38:28
  Speaker 1: we do, it's maybe not something that you're going to
• 38:32
  Speaker 1: be spending the entire collection on that, depending on would
• 38:35
  Speaker 1: love to yeah, totally, Well, I am the exact same.
• 38:39
  Speaker 1: Like a lot, I would say the majority of my
• 38:41
  Speaker 1: favorite pieces in my collection aren't made of solid gold,
• 38:45
  Speaker 1: because I do like to wear a lot of jewelry.
• 38:47
  Speaker 3: A lot of pieces are probably sit in that more
• 38:50
  Speaker 3: like costume jewelry category, pieces that are a little bit
• 38:53
  Speaker 3: more like whimsical and funky that you probably can't find
• 38:57
  Speaker 3: in solid gold.
• 38:58
  Speaker 1: Or if you did, they literally a really whimsical and
• 39:00
  Speaker 1: funky yeah, pretty much, or would be like fuck off
• 39:04
  Speaker 1: expensive to buy.
• 39:06
  Speaker 2: Right.
• 39:07
  Speaker 1: However, I do think that it is also worth investing
• 39:10
  Speaker 1: in a few solid gold or silver pieces that you
• 39:14
  Speaker 1: will actually keep for your whole life. So rather than
• 39:19
  Speaker 1: maybe like a statement piece or a piece of costume jewelry,
• 39:22
  Speaker 1: they're like the classics that truly will never go out
• 39:25
  Speaker 1: of style and that you will wear every single day.
• 39:27
  Speaker 1: So like a simple gold chain or a pair of
• 39:30
  Speaker 1: gold hoops, or like that one ring.
• 39:32
  Speaker 2: That you literally never take off.
• 39:34
  Speaker 1: Yeah, you know, which I think.
• 39:38
  Speaker 3: Is like a good base to start, right because I
• 39:41
  Speaker 3: think back to like our mums, like they have pieces
• 39:43
  Speaker 3: of jewelry again that they have since they Yeah, and
• 39:48
  Speaker 3: also that is such a nice thing to do as well,
• 39:51
  Speaker 3: like pass on idea of it. Yeah yeah, Whereas like
• 39:55
  Speaker 3: will I be passing on that random statement necklace that
• 39:59
  Speaker 3: says like sexy.
• 40:00
  Speaker 2: Like to my niece, I see that. I feel like
• 40:04
  Speaker 2: you bought it for fast one off.
• 40:08
  Speaker 1: Yeah, do you remember this, I actually buy you a
• 40:10
  Speaker 1: necklace that said sexy.
• 40:11
  Speaker 2: Yeah. And it was like in like the cursive, like.
• 40:16
  Speaker 1: Yeah, I'm so sorry.
• 40:18
  Speaker 2: Oh I loved it. I loved it. You still own that.
• 40:23
  Speaker 2: I don't think it's lasted the test of time. It
• 40:26
  Speaker 2: got a sniff of oxygen and it.
• 40:27
  Speaker 1: Was like, yeah, you were in the shower and it
• 40:30
  Speaker 1: was like I'm melting.
• 40:32
  Speaker 2: Yeah exactly.
• 40:33
  Speaker 3: I did want to run through the differences between like
• 40:36
  Speaker 3: gold plated goldver mat gold field, and solid gold.
• 40:39
  Speaker 1: Yeah, because when you're buying jewelry, I think it's a
• 40:42
  Speaker 1: lot more expensive for things that we don't actually realize.
• 40:44
  Speaker 2: How little of the gold material is in there.
• 40:47
  Speaker 3: Yeah, exactly, So we'll run through gold plated This is
• 40:52
  Speaker 3: a very thin gold coating over a base metal, typically
• 40:56
  Speaker 3: far less than one percent of the total.
• 40:58
  Speaker 2: Weight of the piece.
• 40:59
  Speaker 1: This isn't that crazy, Yeah, because I feel like everything
• 41:01
  Speaker 1: is gold plated, Yeah, totally. Yeah, and that's the thing,
• 41:04
  Speaker 1: like that's pretty normal, but it's it's really expensive, but
• 41:08
  Speaker 1: you do get some things like from when you look
• 41:12
  Speaker 1: and it's like two hundred and fifty dollars for a
• 41:14
  Speaker 1: pair of earrings. Yeah, and it's just gold plated, and
• 41:16
  Speaker 1: then realizing that it's less than one percent exactly, so
• 41:21
  Speaker 1: like are you just paying for the brand?
• 41:22
  Speaker 3: Yeahance goldver may thicker gold plating over sterling silver, more
• 41:28
  Speaker 3: than standard plating, but still less than one percent of
• 41:31
  Speaker 3: the total.
• 41:31
  Speaker 2: Weight of the piece.
• 41:33
  Speaker 1: Gold filled, this is a much thicker bonded layer of gold,
• 41:37
  Speaker 1: making up around five percent of the item's total weight,
• 41:40
  Speaker 1: and then solid gold so the gold runs all the
• 41:43
  Speaker 1: way through the piece about forty one to ninety nine
• 41:46
  Speaker 1: point nine percent of the weight, depending on the carrot.
• 41:50
  Speaker 2: Expert Market Research has.
• 41:51
  Speaker 1: Reported in an article Australia Jewelry Market Size, Share and
• 41:55
  Speaker 1: Trends that for every one solid gold necklace sold in Australia,
• 41:59
  Speaker 1: rough ten to fifteen plated or silver necklaces are sold.
• 42:04
  Speaker 1: Solid gold accounts for fifty five to sixty percent of
• 42:06
  Speaker 1: Australia's total market value, whilst gold plated and filled accounts
• 42:11
  Speaker 1: for fifty percent of the market value. So if you're
• 42:15
  Speaker 1: going to spend, if you want to invest more, but
• 42:19
  Speaker 1: maybe you can't afford solid gold. Maybe it's about looking
• 42:21
  Speaker 1: more for the gold for may or the gold filled
• 42:25
  Speaker 1: rather than the gold plated.
• 42:26
  Speaker 2: Yeah. Yeah, generally speaking, I think it also does.
• 42:29
  Speaker 3: It really does come down to like budget, if you
• 42:32
  Speaker 3: like the piece, like exactly the.
• 42:34
  Speaker 2: Brand that supported jewelry, Oh that I absolutely love.
• 42:38
  Speaker 1: Like and we're you know, day to day, but I
• 42:41
  Speaker 1: know that purchasing that and if I'm not going to
• 42:43
  Speaker 1: take care of it, if I'm going to wear it
• 42:45
  Speaker 1: in the shower or swimming, that that's kind of the
• 42:48
  Speaker 1: risk that you run.
• 42:49
  Speaker 2: And it won't last as long as some of those
• 42:51
  Speaker 2: other pieces.
• 42:51
  Speaker 3: So it's also knowing like yes, I'll buy this gold
• 42:54
  Speaker 3: plated thing, but I'll take it off before I go
• 42:56
  Speaker 3: to the beach.
• 42:56
  Speaker 1: You know.
• 42:57
  Speaker 3: And then I also wanted to share how to tell
• 42:59
  Speaker 3: if it is real gold or silver because that can
• 43:03
  Speaker 3: be hard.
• 43:03
  Speaker 1: There are a bunch of different things that you can
• 43:06
  Speaker 1: do a lot of these Like a good way to
• 43:08
  Speaker 1: shop it would be shopping at secondhand, yeah, exactly.
• 43:11
  Speaker 3: So they may may not have all the details that
• 43:13
  Speaker 3: you would get if you were shopping direction from the retailer.
• 43:16
  Speaker 2: Maybe they're doing sneaky.
• 43:17
  Speaker 1: Yeah, maybe they're doing the sneaky sneaky. I'll put the
• 43:20
  Speaker 1: links in the show notes because there are so many
• 43:22
  Speaker 1: different tips, but two that I thought were like a
• 43:25
  Speaker 1: bit more accessible and easy for the average Joe to do.
• 43:28
  Speaker 3: So for silver, For both silver and gold, they have
• 43:32
  Speaker 3: hallmarks typically printed on the jewelry, So say, for example,
• 43:36
  Speaker 3: on a ring inside when you look and there's the
• 43:39
  Speaker 3: code typically that will tell you what it's made of.
• 43:41
  Speaker 3: For example, authentic sterling silver typically carries marks such as
• 43:46
  Speaker 3: nine two five S nine two five, nine two point
• 43:49
  Speaker 3: five silver or nine two five silver depending on the piece.
• 43:52
  Speaker 3: So these all indicate the alloy contains ninety two point
• 43:56
  Speaker 3: five percent pure silver.
• 43:57
  Speaker 1: Ak.
• 43:57
  Speaker 2: It's not going to turn your fingers green.
• 43:59
  Speaker 3: Whereas gold plated jewelry is often stamped with the initials
• 44:03
  Speaker 3: of its metal composition e g.
• 44:05
  Speaker 1: GP for gold plated, GP for gold electro GP for
• 44:09
  Speaker 1: rolled gold plate.
• 44:10
  Speaker 2: That's cool.
• 44:11
  Speaker 1: Yeah, And then also there's a magnet test that you
• 44:14
  Speaker 1: can do, so it's just got magnet in my back bocket.
• 44:17
  Speaker 2: Yeah, But I mean, like if you gonna have.
• 44:19
  Speaker 1: One or whatever, or if you know you want to
• 44:21
  Speaker 1: buy one and you're gonna go look at it. Yeah, literally,
• 44:24
  Speaker 1: if the magnet sticks really strongly, it may contain more
• 44:30
  Speaker 1: materials of iron or stale solid Yeah, but apparently there
• 44:33
  Speaker 1: still are. And like I said, i'll link trace the
• 44:35
  Speaker 1: article so that you can do all the details, because
• 44:38
  Speaker 1: some that are maybe considered solid gold may.
• 44:42
  Speaker 2: Still have elements hands on the carrot.
• 44:45
  Speaker 3: Yeah, it depends on like but if it's like really
• 44:47
  Speaker 3: really sticks, then it's probably got a higher composition of
• 44:51
  Speaker 3: those sorts of magnetic materials.
• 44:52
  Speaker 1: So yeah, there's this creator on TikTok who makes content
• 44:56
  Speaker 1: around like secondhand jewelry and she she always finds the
• 45:01
  Speaker 1: coolest pieces Big Girl Treasure Test on TikTok. She has
• 45:06
  Speaker 1: like the coolest collection of jewelry and she always posts
• 45:09
  Speaker 1: about like secondhand fines from online or on eBay or whatever,
• 45:15
  Speaker 1: and I just love her page.
• 45:17
  Speaker 2: I love her drawery collection.
• 45:18
  Speaker 1: So if you do want to invest in more high
• 45:21
  Speaker 1: quality jewelry pieces or expensive jelry pieces that will last
• 45:25
  Speaker 1: the test of time, I absolutely recommend following her because
• 45:28
  Speaker 1: she is so cool. She's skill, she's very cool, like
• 45:32
  Speaker 1: her joy collection.
• 45:34
  Speaker 2: Okay, moving on to our final pick.
• 45:38
  Speaker 1: This one's a very quick one because it's kind of boring,
• 45:40
  Speaker 1: but it is the expensive shit that I think is
• 45:43
  Speaker 1: one ten percent worth it, and its insurance because it
• 45:48
  Speaker 1: could actually cost you at least one thousand dollars to
• 45:52
  Speaker 1: not have health insurance.
• 45:54
  Speaker 2: Allow me to explain.
• 45:56
  Speaker 1: So, if you earn more than one hundred and one
• 45:59
  Speaker 1: thousand dollars per year and you don't have health insurance,
• 46:03
  Speaker 1: you could be charged from one thousand and ten dollars
• 46:07
  Speaker 1: a year, aka the Medyk Levy surcharge. I got way
• 46:12
  Speaker 1: too late in life until I learned what this was. Yeah,
• 46:16
  Speaker 1: I think I heard this word flutter around my life
• 46:19
  Speaker 1: a lot. And when I would do like my tax return,
• 46:20
  Speaker 1: they'd be like, do you have health insurance? They'd be like, no, yes,
• 46:22
  Speaker 1: maybe so whatever, yeah, because I was the vibe of
• 46:25
  Speaker 1: like your own parents health insurance and then you get
• 46:30
  Speaker 1: kicked off it and then you're like, oh well, and
• 46:33
  Speaker 1: for a really long time I didn't have health insurance.
• 46:35
  Speaker 1: But the thing is, once you hit that threshold of
• 46:38
  Speaker 1: one hundred and one k per year, you're going to
• 46:42
  Speaker 1: get charged that if you don't have health insurance.
• 46:44
  Speaker 2: And the more you earn the higher that surcharge gets.
• 46:48
  Speaker 1: Yeah, so the more it's going to get taken out
• 46:50
  Speaker 1: from your pay at tax time. And so if you
• 46:54
  Speaker 1: even get like the most basic policy of like private
• 46:58
  Speaker 1: hospital cover, you won't be charged the levee and you
• 47:02
  Speaker 1: get the benefits of having health insurance, which I do
• 47:06
  Speaker 1: enjoy and I actually do use my health insurance. And
• 47:10
  Speaker 1: even if you do already have cover, this year premiums
• 47:14
  Speaker 1: are set to have the biggest jump they've had in
• 47:17
  Speaker 1: ten years, So they're set to jump on April first.
• 47:22
  Speaker 1: So this is like my little big sister reminder for
• 47:26
  Speaker 1: the chicks to if you don't have health insurance, maybe
• 47:30
  Speaker 1: look into it and whether or not it is more
• 47:33
  Speaker 1: cost effective for you.
• 47:34
  Speaker 2: To have it.
• 47:35
  Speaker 1: You know, some people look at it and they run
• 47:37
  Speaker 1: the numbers and they go, okay, well, this would actually
• 47:38
  Speaker 1: cost me more than one thousand dollars. So is that
• 47:41
  Speaker 1: a high? That a value enough for me to be covered?
• 47:44
  Speaker 1: But it's going to cost me twelve hundred dollars rather
• 47:46
  Speaker 1: than one thousand dollars, And I don't want to spend that.
• 47:49
  Speaker 2: Some people would go, actually, you no, I do want
• 47:51
  Speaker 2: to have health insurance.
• 47:51
  Speaker 1: I don't mind that it's going to be a bit
• 47:53
  Speaker 1: more than the surcharge of what I'll get, And make
• 47:56
  Speaker 1: sure you.
• 47:56
  Speaker 3: Look into some of the extras that are available too,
• 47:59
  Speaker 3: because I might be thinking about it like, oh, when
• 48:01
  Speaker 3: am I going to need hospital cover? Like if you
• 48:03
  Speaker 3: think about it in an emergency situation, whereas you could
• 48:05
  Speaker 3: be using it for things like dental, optical, physio, like
• 48:10
  Speaker 3: everyday expenses that you probably would get benefit back from.
• 48:13
  Speaker 1: So I you know where contact lenses every day, I
• 48:17
  Speaker 1: need my wisdom, teeth out, I've been doing teeth straightening.
• 48:21
  Speaker 2: I like have had multiple back issues and like, fucking
• 48:26
  Speaker 2: who doesn't. Yeah, you're staring with that one.
• 48:30
  Speaker 1: That also remedial massages, let's put that in there.
• 48:34
  Speaker 2: Yeah, I love that. I get like an eight dollar massage.
• 48:36
  Speaker 2: It's fucking great, so good. So there's all these things.
• 48:39
  Speaker 1: You can also put mental health on there and gym
• 48:41
  Speaker 1: memberships depending on who you go with yea. So really
• 48:45
  Speaker 1: it does pay off looking into it and prioritizing it,
• 48:49
  Speaker 1: And there are multiple types of insurances that can help
• 48:52
  Speaker 1: your life that I think it's absolutely worth it. We
• 48:55
  Speaker 1: did do a deep dive into insurances with an expert
• 48:59
  Speaker 1: a couple months ago, so I will link that in
• 49:01
  Speaker 1: the show notes, because like, how long is a piece
• 49:04
  Speaker 1: of strength that we could talk about this. Yeah, but
• 49:06
  Speaker 1: in twenty twenty five, insurance, having pet insurance saved me
• 49:10
  Speaker 1: twenty thousand dollars. Yeah, that's wild, that's fucking insane. And
• 49:17
  Speaker 1: I just remember always sitting with Rob and I think,
• 49:20
  Speaker 1: like you can use this example across a lot of
• 49:23
  Speaker 1: like whether it's car, whether it's travel, whether it's health.
• 49:26
  Speaker 2: Right that we were.
• 49:27
  Speaker 1: Sitting there and I just went, I can't imagine being
• 49:30
  Speaker 1: in this position and having my hands tied because I
• 49:34
  Speaker 1: couldn't afford something. Yeah, because if we didn't have pet insurance,
• 49:37
  Speaker 1: we would have had to put our pet down.
• 49:39
  Speaker 2: Yeah, like that would have like that just would have
• 49:42
  Speaker 2: been it.
• 49:42
  Speaker 1: And I couldn't imagine being in the position where we
• 49:45
  Speaker 1: have to take them home and just go, well that's that,
• 49:49
  Speaker 1: or like being overseas and being in a predicament where
• 49:54
  Speaker 1: I can't afford to get a hotel or anything like that,
• 49:57
  Speaker 1: where your hands are tied because of this thing. I
• 50:00
  Speaker 1: know that it does come down to budgets and all
• 50:02
  Speaker 1: of that, but if it means like not getting a
• 50:06
  Speaker 1: new dress versus you know, putting thirty dollars towards peace
• 50:11
  Speaker 1: of mind.
• 50:12
  Speaker 2: Yeah to me, that's expensive. Shit, that's worth it.
• 50:14
  Speaker 1: Yeah, Like I'm going to need to get my wisdom
• 50:16
  Speaker 1: teeth out, and I'm like, oh, thank fuck, I've got
• 50:19
  Speaker 1: health insurance, you know, like it's it is a boring expense,
• 50:24
  Speaker 1: and it is when they're like, but those are also
• 50:27
  Speaker 1: the things that keep you up at night being like, yeah,
• 50:29
  Speaker 1: I need to go to the dentist. I need to
• 50:30
  Speaker 1: get this thing done.
• 50:31
  Speaker 3: Like I really should go get my prescription updated for
• 50:34
  Speaker 3: my glasses, Like.
• 50:35
  Speaker 1: Those are all the little and car is like ten
• 50:38
  Speaker 1: times more dangerous than getting on a plane, right, But
• 50:41
  Speaker 1: a lot of people don't have car insurance, yeah, you know,
• 50:44
  Speaker 1: and even contents insurance. So like if you look around
• 50:47
  Speaker 1: your apartment and go, I couldn't afford to replace all
• 50:50
  Speaker 1: my staff. Maybe looking into that, there's also insurance that
• 50:53
  Speaker 1: you can get for your like employment pay that if
• 50:57
  Speaker 1: for any reason you couldn't work, you can get insurance that.
• 51:00
  Speaker 1: So really just looking into what aligns with your lifestyle
• 51:04
  Speaker 1: and how that works. I'm not saying you have to
• 51:06
  Speaker 1: go out and run and get every single type of
• 51:08
  Speaker 1: endurance that possibly exists. Yeah, because that is when it
• 51:10
  Speaker 1: starts to get really really expensive. Yeah, but looking into it,
• 51:14
  Speaker 1: definitely go back and listen to that episode if this
• 51:16
  Speaker 1: is like you're like, Okay, this is resonating.
• 51:20
  Speaker 3: Yeah, And because we do like a more of a
• 51:22
  Speaker 3: deep dive on the Medicare Levey surcharge and like what
• 51:25
  Speaker 3: that means and how it works, and because it is
• 51:27
  Speaker 3: something that changes so sometimes like in the budget they'll
• 51:31
  Speaker 3: announce that they increase the percentage of the charge. So
• 51:35
  Speaker 3: even if you're not earning one hundred and one thousand
• 51:38
  Speaker 3: dollars plus per year, now, it's something that could change
• 51:41
  Speaker 3: with this year's budget or next year, like the next
• 51:43
  Speaker 3: financial year.
• 51:44
  Speaker 1: Like it's something that's worth being aware of. Yeah, all right,
• 51:48
  Speaker 1: shall we get into the Chicks's the Chicks's expensive shit
• 51:54
  Speaker 1: they think is worth it? Yes, okay, first one, skincare
• 52:01
  Speaker 1: so is smash. We do think it's expensive shit that's
• 52:04
  Speaker 1: worth it and passes.
• 52:05
  Speaker 2: We think you could go to the budget option. Yeah, okay.
• 52:08
  Speaker 2: For me skincare I think previously would have been a smash.
• 52:13
  Speaker 1: Yeah, but I think pass now because I'm learning so
• 52:16
  Speaker 1: much more about like just as simple, like I'm just
• 52:21
  Speaker 1: in a simple skincare routine era right, there are definitely
• 52:24
  Speaker 1: this is going to be me with everythingle one. There
• 52:26
  Speaker 1: are definitely products that I'm like smash that's totally.
• 52:29
  Speaker 2: Pay for the expensive version of that.
• 52:31
  Speaker 1: But I think all round, I probably go on the
• 52:35
  Speaker 1: more affordable side with skincare.
• 52:37
  Speaker 3: Yeah, I would have to agree for myself personally, but
• 52:40
  Speaker 3: I think it could be a smash all past, depending
• 52:42
  Speaker 3: on your skin concerns. Because also like going to a
• 52:45
  Speaker 3: dirm and getting them to diagnose you and give you
• 52:48
  Speaker 3: like a rundown, like that would be an expensive upfront
• 52:51
  Speaker 3: cost but absolutely worth it in the long run.
• 52:53
  Speaker 1: On Yeah, perfume smash, I know that's I know that's
• 52:58
  Speaker 1: like controversial, but and I only say this because my
• 53:04
  Speaker 1: all time favorite perfume that without fail I get ten
• 53:09
  Speaker 1: thousand compliments on is like two hundred dollars but at
• 53:14
  Speaker 1: last ages and it has a refill. But I literally
• 53:17
  Speaker 1: have worn it the last two days and I think
• 53:19
  Speaker 1: eight people have asked me what I'm wearing.
• 53:21
  Speaker 2: Every single time. Every time, like without fail. It's part
• 53:24
  Speaker 2: of paradox.
• 53:25
  Speaker 1: By the way, everyone already like anyone.
• 53:28
  Speaker 3: Doesn't what about you, I would say smash as well,
• 53:33
  Speaker 3: like that is something that I like to spend money
• 53:36
  Speaker 3: on and I have like my my favorites, my signature
• 53:38
  Speaker 3: sent Yeah, and like you said at last Fever, Yeah, okay,
• 53:42
  Speaker 3: jeans pass.
• 53:45
  Speaker 1: Oh see, I'm as smash, but I firmly believe you
• 53:50
  Speaker 1: should never pay full price jeans. So it's like smash
• 53:54
  Speaker 1: on the RP, but only ever buy them on t ail.
• 54:00
  Speaker 1: I agree, I would say, because that's expensive. Well, that's
• 54:05
  Speaker 1: what I'm thinking, because you can get some pairs of
• 54:07
  Speaker 1: jeans that are like three hundred plus dollars, you know
• 54:09
  Speaker 1: what I mean, You've lost me. Whereas I have found
• 54:11
  Speaker 1: that some of my favorite jeans that I've been wearing
• 54:14
  Speaker 1: over the last year or two are from just Jeans
• 54:17
  Speaker 1: and Cotton one, and they're not necessarily cheap, I would say,
• 54:21
  Speaker 1: but I.
• 54:21
  Speaker 2: Do think that they sit on the more affordable end.
• 54:24
  Speaker 1: And again, I would never buy them for price because
• 54:26
  Speaker 1: I always do sales. And see, the thing is like
• 54:29
  Speaker 1: Levi's and Wrangler, they always do sales for about forty
• 54:33
  Speaker 1: percent off or subie you know, so a delicate smash me. Okay,
• 54:41
  Speaker 1: wardrobe staple items hmmmm, this is a mix as well,
• 54:48
  Speaker 1: because it really depends, I do think.
• 54:51
  Speaker 2: But honestly, I would.
• 54:52
  Speaker 1: Say I say smash because I think curating good quality,
• 54:58
  Speaker 1: natural fiber wardrobe stapele that will stand the test of.
• 55:02
  Speaker 2: The wash definitely is worth it.
• 55:05
  Speaker 1: I think too often like we get the cheap version
• 55:09
  Speaker 1: because it's like and it again, it does depend because like,
• 55:13
  Speaker 1: for example, a white singlet, like that's gonna get fucking thrashed.
• 55:16
  Speaker 2: That's where my head was, like that's gonna go.
• 55:18
  Speaker 1: But like a natural fiber black cardigan that's like wool
• 55:23
  Speaker 1: or cashme, like that's really good quality. But I think
• 55:26
  Speaker 1: now and now we get more and more brands that
• 55:27
  Speaker 1: are focusing on building that really high quality of product,
• 55:33
  Speaker 1: like unicloth. Yeah, you know where it is a little
• 55:35
  Speaker 1: bit more expensive, but it's bridging that gap between like
• 55:40
  Speaker 1: the four hundred dollars cashmere cardigan versus now it's like
• 55:44
  Speaker 1: sixty to eighty. Yeah, but it's still I would still
• 55:47
  Speaker 1: say paying eighty dollars for a piece of clothing like
• 55:50
  Speaker 1: that's an investment.
• 55:51
  Speaker 2: Yeah yeah, definitely.
• 55:53
  Speaker 1: Okay, cast iron pants for cooking, I'm gonna go past
• 55:57
  Speaker 1: because I'm a stainless steel girly.
• 55:59
  Speaker 2: Yeah.
• 56:00
  Speaker 1: Yeah, But I do think I would say smash for cookware.
• 56:04
  Speaker 1: I do think they're investing in your cookers.
• 56:07
  Speaker 2: Knives, yeah, is definitely one. Knives, pans, pots because you
• 56:12
  Speaker 2: use those every day.
• 56:13
  Speaker 1: Yeah, cutlery even yeah yeah, although I got all my
• 56:17
  Speaker 1: cutlery like secondhand, good Time to Good Times holidays. This
• 56:25
  Speaker 1: is a mix as well, smash.
• 56:28
  Speaker 3: But I do think that there are some things that
• 56:30
  Speaker 3: you can do the more affordable way. But I would
• 56:32
  Speaker 3: say that the that I typically smash that I would
• 56:38
  Speaker 3: invest on is the accommodation mainly, like the area that
• 56:43
  Speaker 3: you're staying in, in the security of your accommodation and
• 56:45
  Speaker 3: experiences as well.
• 56:48
  Speaker 1: Therapy smash sure, yeah, absolutely.
• 56:55
  Speaker 2: Worth looking into.
• 56:56
  Speaker 3: If you can get a mental health care plan, you
• 56:59
  Speaker 3: can get a bit cheaper that way. A comfortable mattress
• 57:02
  Speaker 3: obviously smash runners or sneakers smash.
• 57:07
  Speaker 1: But not designer No, No, I think like designers sneakers
• 57:13
  Speaker 1: and shoes, especially white ones christy, Yeah, I couldn't, they're
• 57:18
  Speaker 1: gonna get thrashed.
• 57:20
  Speaker 2: Yeah. Yeah.
• 57:22
  Speaker 1: Handbags, Oh, I'm gonna say smash because I think everyone
• 57:32
  Speaker 1: should have that, like.
• 57:36
  Speaker 2: Leather, big can fit everything you need.
• 57:40
  Speaker 1: It's your Mary Poppins bag, everyday handbag that I think
• 57:44
  Speaker 1: that's worth investing in and look into. It further because
• 57:49
  Speaker 1: I can't do the whole spiel and I don't want
• 57:50
  Speaker 1: to give anyone bad advice. But you can also claim
• 57:54
  Speaker 1: like your work handbags on tax, so you can look
• 57:58
  Speaker 1: into that as well. Put a link to like the
• 58:00
  Speaker 1: ATO guide on because there's definitely some rules. There are lots,
• 58:04
  Speaker 1: there's lots of terms and conditions.
• 58:05
  Speaker 2: It's worth knowing.
• 58:06
  Speaker 1: Oh, I like this one's vacuum cleaners. I'm a smash too.
• 58:16
  Speaker 1: For years, I wanted to avoid buying the dice in
• 58:18
  Speaker 1: and I would get like the cheap department stores, like
• 58:21
  Speaker 1: the targets came out the big w's. I'd get the
• 58:23
  Speaker 1: vacuum cleaner from there, and it was always shit. It
• 58:27
  Speaker 1: always sucked. It might be different nowadays, unintended. So I
• 58:35
  Speaker 1: think investing in a good quality vacuum is the best
• 58:40
  Speaker 1: financial decision you're ever going to make bonus points for
• 58:44
  Speaker 1: like a robo rock or like automatic vacuum that also
• 58:48
  Speaker 1: does the mopping.
• 58:49
  Speaker 2: Has saved my life. I love him. It's actually a girl.
• 58:53
  Speaker 2: I love him. Mine's a boy.
• 58:56
  Speaker 1: I think mine's actually gendlest okay.
• 58:59
  Speaker 2: Body, yeah, like robot. No, I know I know how
• 59:03
  Speaker 2: you got there.
• 59:04
  Speaker 1: I know.
• 59:08
  Speaker 3: I've had my Dison vacuum for eleven years.
• 59:12
  Speaker 2: Wow, And I've never had to get it repaired or serviced.
• 59:15
  Speaker 1: And I've never had a single issue with it.
• 59:18
  Speaker 2: I know that's insane.
• 59:20
  Speaker 1: Yeah, I've had mine for nine years.
• 59:22
  Speaker 2: That's crazy. Well, I'm going to go home and give
• 59:24
  Speaker 2: her a forehead kiss.
• 59:25
  Speaker 1: I owe her so much. She's in it for the
• 59:29
  Speaker 1: long service leave.
• 59:30
  Speaker 2: She's going to hit ten and then she's gonna market.
• 59:33
  Speaker 2: They're going to hit ten. But I just think, isn't
• 59:35
  Speaker 2: that so cool?
• 59:36
  Speaker 1: Because I do think with tech items, we see like
• 59:39
  Speaker 1: a shorter and shorter lifespan, especially with like turnover of
• 59:44
  Speaker 1: like this is the newest edition of this ring and
• 59:47
  Speaker 1: this is the new laptop for this and like the
• 59:50
  Speaker 1: new diceon air rap and this color. And we do
• 59:52
  Speaker 1: get quite a very quick turnover of tech items nowadays.
• 59:56
  Speaker 1: And so to be able to say, yeah, this vacuum
• 59:58
  Speaker 1: has been sucking for ten years. On that note, we
• 1:00:03
  Speaker 1: rapid ali bally my platonic solment.
• 1:00:04
  Speaker 3: Don't box me in, don't box me in, don't make
• 1:00:07
  Speaker 3: me sing, don't we sing?
• 1:00:09
  Speaker 2: Chicks? Well, tell us what you think? What else do
• 1:00:14
  Speaker 2: you think is expensive? Ship? That is worth it? I
• 1:00:17
  Speaker 2: love seeing this because it always gives me.
• 1:00:19
  Speaker 1: Inso and yeah it's turn out of ten. Thank you
• 1:00:21
  Speaker 1: so much for having us in your ear holes. It
• 1:00:23
  Speaker 1: was a bit of a longer episode, but.
• 1:00:25
  Speaker 2: It's worth it.
• 1:00:27
  Speaker 1: Yeah. Love you chick, Love you Bye.