Latest / The Canadian Real Estate Investor
From Low to High: Navigating Canada's Shifting Mortgage Landscape
The breakdown on the most recent CMHC report
Shorter mortgage terms gain popularity as borrowers anticipate future rate cuts, with over half of new mortgages opting for shorter fixed-rate terms
Canada faces significant risks with 1.2 million mortgages set to renew in 2025, potentially causing financial stress for homeowners transitioning from historically low rates
Rising delinquency rates in non-mortgage credit products serve as early warning signs of broader financial stress among Canadian households
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