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How Inflation Is Quietly Eating Your Home Warranty
Home warranties promise peace of mind, but inflation is quietly shrinking the real value of those service contracts. In this episode, Lucas and Luna examine how a typical $500–$600 annual home warranty premium buys less coverage than it did just a few years ago, thanks to rising labor costs and parts prices. They break down the numbers: with service fees climbing 15–20% since 2022 and claim payout caps failing to keep pace, homeowners are increasingly on the hook for repairs they thought were covered. Lucas cites data from the latest CPI report (down to 332.6 in June 2026) and the 10-year…
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