Should NZ Have 30 Year Fixed Mortgages? | Episode 398
Would 30-year fixed mortgages work in New Zealand?
In this episode, James and Michael unpack how long-term fixed loans in the US provide stability for borrowers, compare them to New Zealand’s shorter-term system, and explore the trade-offs between flexibility, certainty, and economic control.
Next Steps: If you’re wondering whether your bank, rate, or mortgage structure is right for you, get in touch with the Lighthouse Mortgage team for personalised advice.
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The skinny
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