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Smart Moves for Lasting Retirement | Odessa News
Retirement planning in volatile markets? Start by auditing your spending—small tweaks, not big sacrifices, can make a huge difference over 30 years. Skip that inflation raise after a rough year? You might gain more income overall. If you’re not retired yet, review your expenses and boost savings now—especially if you’re over 50 (catch-up contributions) or 60–63 (up to $35,750 in 2026). Use the “bucket” strategy: keep stocks intact during downturns, pull from safer assets like bonds. Don’t overlook Social Security—it’s inflation-protected, and delaying boosts your payout (especially if you’re…
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