What Should You Do With Excess Cash?
In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson & Linwood Fraher of Martin Wealth Solutions tackle a common question for pre-retirees and early retirees: What should you do with excess cash?
Sam and Linwood explain why holding too much cash can quietly erode purchasing power due to inflation — but also why having too little liquidity can create unnecessary stress and risk. They walk through how to evaluate emergency reserves, opportunity costs, investment timing, and risk tolerance when deciding how to deploy excess cash.
This episode…
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