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Rich vs Very Rich | AI Safeguards · The Bill Handel Show

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Speaker 1: You're listening to KFI AM 640, the Bill Handel Show
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Speaker 1: on demand on the iHeartRadio app.
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Speaker 2: Neil Savedra and the Morning Crew with you today and
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Speaker 2: through the week and through next week. The gap between
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Speaker 2: the rich and the very, very rich is getting wider.
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Speaker 2: Mostly when we talk about money and this type of thing,
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Speaker 2: you're really looking at the fact that the United States
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Speaker 2: has lost its grip on the middle class. And there
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Speaker 2: seems to be a massive gap between that. And then
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Speaker 2: we had some years ago the fights of the 1%,
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Speaker 2: if you remember, in front of City Hall downtown. There
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Speaker 2: was the protests, the sleep-ins, the filthy toilets.
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Speaker 3: I was down there. It was pretty rank.
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Speaker 2: And that was people fighting against the rich again. Well,
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Speaker 2: the Wall Street Journal put out a story called The
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Speaker 2: Gap Between the Rich and the Very, Very Rich and
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Speaker 2: How It's Getting Whiter. And I know that the kind
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Speaker 2: of go-to is to, you know, I came from the
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Speaker 2: punk rock movement. Eat the rich was kind of what
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Speaker 2: everyone said. It was, the riches have always been the
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Speaker 2: bad people. To me, Money is not that interesting.
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Speaker 3: I like it.
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Speaker 2: It's useful and you can do things with it, but
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Speaker 2: tons of money. I purposely live in a place where
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Speaker 2: I'm comfortable with. I don't want tons of money. It
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Speaker 2: makes me nervous when you get to a certain point.
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Speaker 2: I see people, it doesn't make them happier. It makes
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Speaker 2: their life complicated. I don't know who wants that. But
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Speaker 2: I don't think that all rich people are bad. I
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Speaker 2: think it depends on what they do with their money.
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Speaker 2: And that kind of defines a person to me. So
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Speaker 2: now they are looking over, this is they being the
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Speaker 2: Federal Reserve, looking over the top 0.1%, the wealthiest Americans.
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Speaker 2: They've seen their total wealth more than double since the
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Speaker 2: end of 2019. So now you're stepping on the very
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Speaker 2: doorfront of COVID-19. So this new data from the Federal
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Speaker 2: Reserve is showing that the year the pandemic started was
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Speaker 2: when the ultra wealthy began to pull away from other
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Speaker 2: rich groups. And this is, according to Wall Street Journal,
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Speaker 2: you know, doing an analysis of the Fed data. So
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Speaker 2: think of that. If you're looking at just the money terms,
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Speaker 2: the dollar terms, the very richest Americans have gained a
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Speaker 2: total of $ 14. 5 trillion in wealth over that period. Most
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Speaker 2: of that, about $ 10 trillion coming from gains in stock
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Speaker 2: and mutual funds. So one of the things that I
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Speaker 2: heard during COVID was as people were running around, the
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Speaker 2: masses were running around buying toilet paper. and hand sanitizer,
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Speaker 2: the rich were buying more stocks. And there is a huge,
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Speaker 2: I think, visual there when you hear that of what
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Speaker 2: becomes important to people that are wealthy. An opportunity of
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Speaker 2: gaining wealth is always something they're looking for. And the
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Speaker 2: mentality of people without money seems to be something you
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Speaker 2: can quantify or at least look at and see in
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Speaker 2: front of you as well, looking at those basic necessities. Now,
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Speaker 2: I often say when you go into places with less money,
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Speaker 2: they are not worried about about global warming. They're not
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Speaker 2: worried about the things that people that have money are
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Speaker 2: worried about in the same way, in the same sense.
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Speaker 2: They're worried about feeding their kids that day. They're worried
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Speaker 2: about affording gas to get to work. It's a luxury
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Speaker 2: to worry about things that, you know, are in the
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Speaker 2: distance or maybe a problem on paper. And this secondary
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Speaker 2: step separation between the rich is fascinating because you go
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Speaker 2: from people that basically their average wealth for their household
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Speaker 2: is more than $ 200 million, which is unfathomable to me
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Speaker 2: to think of making that kind of money. But we're
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Speaker 2: in a time where everybody's saying, eat the rich, tax
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Speaker 2: the rich. punish the rich. I don't understand why we
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Speaker 2: don't look at that and go, how can we learn
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Speaker 2: from the attitude of gain and desiring to make money
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Speaker 2: to protect yourself? You don't have to have $ 200 million
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Speaker 2: in your house, but trust me, most of us with
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Speaker 2: a home in California are millionaires on paper. Because you're
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Speaker 2: going to have a million dollars of equity in a
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Speaker 2: house here if you bought it at a certain time.
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Speaker 2: But some wealthy people learn to do things like borrow
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Speaker 2: against their booming stock portfolios. Some of them fund their
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Speaker 2: lifestyle that way. But there's investors that are keeping their
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Speaker 2: money in the market. They're learning when to spend, when
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Speaker 2: not to spend, and how to build that wealth. That's
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Speaker 2: not how I want to live. I don't want to
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Speaker 2: just live building my wealth. I don't want to constantly
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Speaker 2: be climbing the ladder of anything but education. It's the
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Speaker 2: only thing.
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Speaker 3: I want to learn more.
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Speaker 2: I want to consume more ideas and understanding. You don't
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Speaker 2: need a lot of money to do that most of
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Speaker 2: the time. But I think we can learn from people
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Speaker 2: that have good income, that have built themselves wealth. And
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Speaker 2: we only need a little bit of that to pat
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Speaker 2: ourselves as we grow as well, maybe get that Middle
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Speaker 2: class back working here in America. Handles on vacation for
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Speaker 2: the next couple of weeks here in Africa, looking at
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Speaker 2: animals with his new bride. All right, President Trump got
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Speaker 2: together heads of six big tech companies. They all signed
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Speaker 2: a deal about keeping AI safe. Problem is, we don't
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Speaker 2: know what that means yet. I mean, I'm not sure
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Speaker 2: we really know what the direction of AI and what's
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Speaker 2: going to be happening. And it's... you know, verbal tennis
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Speaker 2: at this point, knocking back and forth. Yes, it's like
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Speaker 2: when you hear or you get a response from a
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Speaker 2: corporate entity that had something bad happen, your safety and
6:56
Speaker 2: security is of our utmost concern. Well, of course it is,
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Speaker 2: but what does that mean? And what does it mean
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Speaker 2: with anything digital? Handel says over and over, correctly so,
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Speaker 2: there's no such thing as privacy anymore. You can fly
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Speaker 2: a drone over someone's house, and if it's in the air, legal.
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Speaker 2: There's a lot of problems that we're going to learn. Hopefully,
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Speaker 2: we're going to out-learn good things than we are the
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Speaker 2: bad things. I still think that the one constant in
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Speaker 2: every bad thing on the planet is humans.
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Speaker 3: That's it.
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Speaker 2: The humans make something good or bad. They're morally neutral
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Speaker 2: most of the time. When it goes in your hand,
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Speaker 2: you know, a knife can make the most beautiful meal
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Speaker 2: you've ever had or it can take someone's life. So
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Speaker 2: this is where we're at right now as AI is
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Speaker 2: the new thing.
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Speaker 3: To talk about.
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Speaker 2: This new White House accord on super intelligence, keeping in
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Speaker 2: mind that AI has been changed to SI by the
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Speaker 2: president of these United States. The people who signed it
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Speaker 2: include the CEOs of Google, Anthropic, Meta, NVIDIA.
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Speaker 3: I get this wrong. It always sounds like a facial cream. NVIDIA. NVIDIA.
8:21
Speaker 2: Thank you. XAI, that's Elon Musk's. He loves that X.
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Speaker 2: And the president of OpenAI. So Trump says the agreement
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Speaker 2: is morally binding. Therein lies the rub. What I say
8:38
Speaker 2: about I've heard people make claims as to all wars
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Speaker 2: are started by this or all wars are started by that.
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Speaker 2: All wars consistently are started by one thing and one
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Speaker 2: thing only, and that's mankind. So our problem is not technology.
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Speaker 2: Our problem is going to be how humans use that technology.
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Speaker 2: So morally binding is appropriate because that's what it's going
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Speaker 2: to come down to. This is bound by morality and
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Speaker 2: not by law. No one can legally force any of
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Speaker 2: these people to follow this. This is symbolic in every way.
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Speaker 2: The best that we can get out of this is
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Speaker 2: that you're looking everybody in the eye. When you're losing weight,
9:26
Speaker 2: what do they tell you? You go on a weight
9:28
Speaker 2: loss program, they say, you have to tell people you're
9:30
Speaker 2: losing weight. You have to be accountable. So that's what
9:33
Speaker 2: this is. This is everybody looking and saying, hey, we're
9:36
Speaker 2: all going to lose weight, right? And we're all going
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Speaker 2: to eat the best things we can, and we're all
9:40
Speaker 2: going to stock our refrigerators with stuff that's good for us.
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Speaker 2: So the deal basically asks the companies to police themselves.
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Speaker 2: That's problematic. It's usually the way things go. And even
9:55
Speaker 2: if you have organizations, even if you have groups, you
9:59
Speaker 2: have boards or for law, for medicine, for cars being manufactured. However,
10:10
Speaker 2: we still get malfunctioning airbags crammed in the steering wheel
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Speaker 2: of our car that we learn about much later. We
10:19
Speaker 2: still have malpractice, whether that's in medicine or whether that
10:24
Speaker 2: is in law, and that comes down to morality. Do
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Speaker 2: you know that both doctors and lawyers have to sign
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Speaker 2: morality clauses? There are things that are tied, whether it's
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Speaker 2: the Hippocratic Oath or whether it's an attorney signing something
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Speaker 2: that says, yeah, I have to be above a moral standard.
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Speaker 2: above reproach to be able to make this whole thing work.
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Speaker 2: Because you know what? It says, doctor, I get in
10:55
Speaker 2: there and he or she says, take off your clothes.
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Speaker 2: You take off your clothes. You're putting your trust in something.
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Speaker 2: We do that with every single thing we have. For six,
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Speaker 2: eight hours a day, I'm trusting somebody I know, but
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Speaker 2: not necessarily well, to teach my kid. And I'm trusting
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Speaker 2: that the principal that oversees or the other teachers or
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Speaker 2: the aides, that they're all working in accord, and we're
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Speaker 2: going to have to do that with AI as well.
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Speaker 2: Every single technology we were worried about, every single one, television,
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Speaker 2: the telephone, the freaking lightbulb, Go and look back at
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Speaker 2: the concerns of the light bulb and the light and
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Speaker 2: how it was going to throw us off and all
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Speaker 2: these different things. Every bit of technology we've been concerned about,
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Speaker 2: including the most deadly, the atomic bomb. And to date,
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Speaker 2: we've been wrong. To date, the checks and balances, which
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Speaker 2: I believe is us, I don't think it's the government.
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Speaker 2: I don't think it's doctors. I don't think it's lawyers.
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Speaker 2: I think the checks and balances have to come from us.
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Speaker 2: But we have to educate ourselves as to what we're
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Speaker 2: keeping in check. So why is this all happening now?
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Speaker 2: It's because of the scary stories. That's why politicians do things.
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Speaker 2: If there's a scary story, if something's scary— Then we
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Speaker 2: that's why, you know, you look at an assault rifle.
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Speaker 3: It's a very scary gun.
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Speaker 2: Can a handgun that is semi-automatic do the same amount
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Speaker 2: of damage?
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Speaker 3: Yes. In the right hands, it can. But this gun
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Speaker 3: looks scarier. It's black.
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Speaker 2: It's got these weird ridges. It's long and those things.
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Speaker 2: So we don't like scary things. When scary things happen,
12:55
Speaker 2: politicians go, we got to tell them that, you know,
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Speaker 2: we've looked under the bed and everything's fine. So you've
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Speaker 2: got all these stories coming out and that's when politicians
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Speaker 2: start using words like guardrails. But the only thing scarier
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Speaker 2: than America not holding the leash or putting the bit
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Speaker 2: in the mouth of AI is waiting for China or
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Speaker 2: someone else to do it.
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Speaker 3: We have to be educated. We have to run alongside.
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Speaker 2: We have to get our hands dirty in AI and
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Speaker 2: to understand it and unleash it sometimes to see what
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Speaker 2: it does on its own. But don't be impressed by people,
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Speaker 2: politicians and corporate America signing these things. Unless they have
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Speaker 2: the moral fortitude to understand when you pull the big dog.
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Speaker 3: Back, none of this matters. And it's just for show.
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Speaker 2: Talking about AI, we talked a little bit about the
13:58
Speaker 2: repercussions in the big way, I suppose. Now, these are
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Speaker 2: the things that I'm actually more scared of because ultimately
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Speaker 2: it comes down to whose hands is using the technology. Well,
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Speaker 2: in this case, they're white gloved hands of a clown.
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Speaker 2: McDonald's is now using AI to help decide how much
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Speaker 2: you pay for the Big Mac. Now, this isn't ai
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Speaker 2: in the sense that it's sifting through what burgers are
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Speaker 2: going for and things like that we have that kind
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Speaker 2: of technology and everything that's what your mls is for
14:35
Speaker 2: real estate they're looking and doing comps of different things
14:39
Speaker 2: you have uh when it comes to renting a place
14:44
Speaker 2: there is uh where they look over at balanced numbers
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Speaker 2: in a particular area and close to schools and all.
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Speaker 3: And they come up with things.
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Speaker 2: Well, this is McDonald's using AI to help decide the
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Speaker 2: cost of a Big Mac for you. Not for everyone,
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Speaker 2: for you. System looks at things like how much customers
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Speaker 2: in a certain area are willing to spend and then
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Speaker 2: suggests the best price for each item at each store.
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Speaker 2: So now, and this is common, I will go to
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Speaker 2: a McDonald's in a different state or something and it
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Speaker 2: will be cheaper. Even here in Southern California, you might
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Speaker 2: go into a place that's with less populace or something
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Speaker 2: and you'll find that the price might be different by
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Speaker 2: a couple of cents or something, but be a little different.
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Speaker 2: So it's suggesting prices for each item based on what
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Speaker 2: it sees that you'll pay. So this has led to
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Speaker 2: some price gaps, obviously, even between McDonald's locations just a
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Speaker 2: couple of miles apart. Company says franchisees can still set
15:55
Speaker 2: their own prices as they've always been able to do.
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Speaker 2: But some store owners may say it's feeling kind of
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Speaker 2: like we're being pressured for this new technology. I will
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Speaker 2: tell you that a corporation does not spend money on
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Speaker 2: new technology that they don't want their franchisees to use.
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Speaker 2: I know McDonald's is still trying to get people to
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Speaker 2: use the freaking kiosks in those places. So some of
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Speaker 2: the franchisees are saying, hey, we feel pressured to use
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Speaker 2: this new pricing tool. But McDonald's keeps saying, well, no,
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Speaker 2: it's just a helpful guide, not a requirement. So the
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Speaker 2: AI pricing push has risks, obviously. Other companies have gotten
16:41
Speaker 2: slammed by customers for using algorithms to charge different people
16:46
Speaker 2: different prices. Regulators are watching closely. Obviously, if you're going
16:50
Speaker 2: to get up in there and see if anything looks
16:52
Speaker 2: like price fixing, that can be a problem too. So
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Speaker 2: wandering prices is an issue, but also just plain price
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Speaker 2: fixing is an issue as well. tension between McDonald's and
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Speaker 2: the franchisees. And we've seen, there's what we hear about
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Speaker 2: Starbucks closing some locations. And when we see all this
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Speaker 2: is corporate, but the reality is some families own one
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Speaker 2: or two McDonald's or one or two fast food locations.
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Speaker 2: And it's a family business at that point. They have
17:31
Speaker 2: overseers in the corporate realm. But imagine It knowing how
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Speaker 2: much you make and saying they can afford this or
17:43
Speaker 2: being able to go into your delivery app, whoever your
17:47
Speaker 2: third party delivery app is and saying, wow, they've purchased
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Speaker 2: food four times and had it delivered four times this week.
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Speaker 2: And they're paying for the delivery costs and all of that.
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Speaker 2: So if they're in our store, they'll pay more. willing
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Speaker 2: to pay all that to have it delivered they're here
18:08
Speaker 2: right now so some franchisees are saying that the ai
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Speaker 2: suggested uh big price hikes.
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Speaker 3: During and after the pandemic.
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Speaker 2: One connecticut owner was told to charge around 18 for
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Speaker 2: a big mac meal do you remember that there during
18:26
Speaker 2: the pandemic There were people getting Big Macs and meals,
18:31
Speaker 2: and that $ 18 one was the receipt that we saw
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Speaker 2: everywhere on social media. It went viral, made customers angry.
18:43
Speaker 2: And you know what it made me do? It made
18:46
Speaker 2: me go, God, I don't even look. I should look
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Speaker 2: and see if it's going up. And sure enough, it was.
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Speaker 2: It's when I started noticing how expensive fast food was getting.
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Speaker 3: So again, it's not the AI.
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Speaker 2: The AI is not going, hey, why don't you use
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Speaker 2: me to squeeze more money out of your patrons?
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Speaker 3: It's people.
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Speaker 2: So looking at these things and seeing if they're reading
19:17
Speaker 2: your phones or understanding who you are, having any knowledge,
19:20
Speaker 2: especially if you have their app or and you're signed
19:25
Speaker 2: into it, or you get discounts because of it, they
19:28
Speaker 2: know more and more about you than you would think.
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Speaker 2: And that is going to be sifted through AI in
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Speaker 2: the future, things as small as a Big Mac. Florida
19:37
Speaker 2: Governor Ron DeSantis, as we all know, and the state
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Speaker 2: cabinet just voted to label more than 90 groups as
19:44
Speaker 2: terrorist organizations. Some of this I get, some of this
19:48
Speaker 2: we may get, some of it we may not.
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Speaker 3: Understand.
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Speaker 2: But it includes the Council on American Islamic Relations or CARE. Now,
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Speaker 2: I've had interactions with CARE because being at one time
20:05
Speaker 2: being in management here at the company, You have hosts
20:09
Speaker 2: that say things, and then you have activists that take
20:13
Speaker 2: umbrage to what was said, and then they come and
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Speaker 2: you meet all of them. I had a decent relationship
20:20
Speaker 2: with them. Every conversation I had with them, they were impassioned,
20:26
Speaker 2: but reasonable. There were others that were frustrated, others that
20:31
Speaker 2: had told me they had care head ties to receiving
20:36
Speaker 2: money from terrorist groups and the like.
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Speaker 3: I didn't do any deep dive on that.
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Speaker 2: But let's say I'm not that surprised, I suppose, that
20:50
Speaker 2: this group is falling into that, even though I didn't
20:52
Speaker 2: see any of that myself. So the list includes CARE,
20:57
Speaker 2: the Muslim Brotherhood, the anti-fascist movement known as Antifa. This
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Speaker 2: is the one where the more you learn about it,
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Speaker 2: the harder it is to put a finger on it.
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Speaker 2: There's apparently no one leader, no central organized leader, at
21:19
Speaker 2: least that we know of as now. And so it's
21:22
Speaker 2: kind of a tag or a name that's put on
21:28
Speaker 2: whoever comes out And is there a uniform?
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Speaker 3: I don't know.
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Speaker 2: The bandana over the face, the black clothing, all of that.
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Speaker 2: Some of those could be just stupid young people. Some
21:40
Speaker 2: of them could be really wanting to do harm. They
21:44
Speaker 2: end up showing up a lot at the different protests
21:49
Speaker 2: and the like, and they never seem to be the
21:51
Speaker 2: ones doing good things. They always seem to be the
21:55
Speaker 2: ones causing problems or trying to stoke the fires of
21:58
Speaker 2: and passions of both sides. But I don't know how
22:02
Speaker 2: you put that. If they don't have a leader, they
22:04
Speaker 2: don't have those things. But they also added over 90
22:08
Speaker 2: groups that the federal government already considers foreign terrorist organizations.
22:13
Speaker 2: Venezuelan gang, they have Iran's Revolutionary Guard on there. And
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Speaker 2: the vote happened super quick, barely any discussion and no
22:23
Speaker 2: public comments allowed. For those of you who don't know,
22:27
Speaker 2: CARE is a major Muslim civil rights group, and they
22:31
Speaker 2: are fighting back with all of this. They already sued
22:34
Speaker 2: Florida over a new law that lets the state make
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Speaker 2: these designations. It's interesting to have a state do this,
22:44
Speaker 2: you know, unless the state has been targeted in some way,
22:47
Speaker 2: you'd think this would be a national concern. And it is,
22:51
Speaker 2: but you'd think it would be solely the concern of
22:54
Speaker 2: at the national level. Um, They say it violates their
22:58
Speaker 2: First Amendment free speech rights and their right to due process.
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Speaker 2: So at what point would you look at this at
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Speaker 2: CARE and say they're different from any other.
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Speaker 3: Civil rights group?
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Speaker 2: Like I said, if you found out they were getting
23:12
Speaker 2: money from a terrorist organization, that would be a concern.
23:18
Speaker 2: If they had ties to terrorism, that would be a concern.
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Speaker 2: I knew one of the things, and this isn't necessarily
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Speaker 2: on CARE, but I remember back on 9-11 that there
23:30
Speaker 2: was a lot of Muslim groups and individual Muslims that
23:33
Speaker 2: wouldn't come forward and say that it was a bad
23:35
Speaker 2: thing early on. And that got people upset. Americans were
23:39
Speaker 2: very upset by that. And I don't know if CARE
23:44
Speaker 2: was in that group. I don't recall that they were personally.
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Speaker 2: But I don't know what the criteria is, and it's
23:52
Speaker 2: not as if they put out the criteria as what
23:55
Speaker 2: defines this.
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Speaker 3: And you have to be careful.
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Speaker 2: Even if you don't like a group and you say, rah, rah, yeah,
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Speaker 2: care should be on that list, be careful. Because if
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Speaker 2: the rules are loose and the designations are loose, then
24:11
Speaker 2: your group or your belief system may be under scrutiny
24:15
Speaker 2: next time. So this is why it kind of matters.
24:18
Speaker 2: If the designation takes effect on November 5th, then CARE
24:24
Speaker 2: in Florida, their organization in Florida, would have to shut
24:27
Speaker 2: down all of its work.
24:29
Speaker 3: In the state.
24:32
Speaker 2: And they do things that are helping Muslims and the like.
24:37
Speaker 2: They do something called Know Your Rights. It's training that
24:39
Speaker 2: helps community members whose rights have been violated to learn.
24:47
Speaker 2: You know, what is legal, what is not legal. And
24:50
Speaker 2: that's probably part of any group that are activists in
24:55
Speaker 2: that sense. So the state could also criminally punish anyone
24:58
Speaker 2: who was giving them support. Students could even get expelled
25:02
Speaker 2: from college for promoting these designated groups. The ACLU is
25:07
Speaker 2: now planning to file an emergency motion to try and
25:10
Speaker 2: stop those designations. But it ends up being more than just, hey,
25:14
Speaker 2: we think these people are bad. It has actual consequences
25:19
Speaker 2: to these groups. And the governor is appealing that ruling
25:25
Speaker 2: from CARE and the like and went through the legislator
25:30
Speaker 2: to pass this new law giving him this power. So
25:33
Speaker 2: CARE says that the whole thing is a political attack
25:35
Speaker 2: because they criticize the governor's politics. I think that's a
25:39
Speaker 2: weak response, but– It seems to be par for the
25:43
Speaker 2: course these days when it comes to politicians that don't
25:46
Speaker 2: like what you say about them and about their belief system.
25:50
Speaker 2: So we'll see if this pans out. I think it's
25:52
Speaker 2: a tough one unless you can point to actual criminal
25:56
Speaker 2: activity or ties, then it's going to be fought on
26:01
Speaker 2: the First Amendment rights.
26:03
Speaker 3: And that's going to be a tough one for DeSantis.
26:06
Speaker 3: All right. Stick around.
26:07
Speaker 2: We got more to come, including we're going to talk
26:09
Speaker 2: to the doctor coming up at 830.
26:11
Speaker 3: So go nowhere. Dr.
26:14
Speaker 2: Jim Keeney, chief medical officer for Dignity St. Mary Medical
26:18
Speaker 2: Center there in Long Beach, is going to join us
26:21
Speaker 2: at the bottom of the next hour.
26:23
Speaker 1: You've been listening to The Bill Handel Show. Catch my
26:26
Speaker 1: show Monday through Friday, 6 a.m. to 9 a.m. and
26:29
Speaker 1: anytime on demand on the iHeartRadio app.