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SCAM ALERT! HOW TEENS ARE LOSING THOUSANDS · Triple Da Money

• 0:00
  SPEAKER_00: Hi, we're Triple Demoney, and today it's just me and Austin.
• 0:04
  SPEAKER_02: Brandon, he's homesick.
• 0:05
  SPEAKER_00: Really sick.
• 0:06
  SPEAKER_00: Anyway, on another note, we're gonna show you how to be smart with your money.
• 0:11
  SPEAKER_00: Oh wait, someone's calling me.
• 0:15
  SPEAKER_00: Hello.
• 0:18
  SPEAKER_01: Quick story.
• 0:20
  SPEAKER_01: I got scammed recently.
• 0:21
  SPEAKER_01: Real money, fake concert tickets.
• 0:23
  SPEAKER_01: The whole embarrassing thing.
• 0:25
  SPEAKER_01: And after some soul searching, I mean real deep soul searching.
• 0:30
  SPEAKER_01: Like four minutes, I came to a conclusion.
• 0:33
  SPEAKER_01: Scamming?
• 0:34
  SPEAKER_01: Kind of a great business model.
• 0:39
  SPEAKER_01: So I've decided to switch teams and I'm gonna test out my new skills on two of the easiest targets on planet Earth.
• 0:47
  SPEAKER_01: My siblings.
• 0:53
  SPEAKER_01: Triple to money, customer care.
• 0:54
  SPEAKER_01: This is Brandon.
• 0:55
  SPEAKER_01: How may I help you?
• 0:56
  SPEAKER_00: So you're selling Olivia Rodrigo tickets for only a hundred dollars?
• 1:01
  SPEAKER_01: Yes.
• 1:02
  SPEAKER_01: Unfortunately, I can no longer attend.
• 1:04
  SPEAKER_01: I actually have to be at the Oscars that weekend.
• 1:07
  SPEAKER_01: So I'm passing along these wonderful savings to you.
• 1:10
  SPEAKER_00: Oh my god, okay, but how do I know it's real?
• 1:13
  SPEAKER_01: Here's your seat, section 101, row A, right up front.
• 1:17
  SPEAKER_00: Okay, let me just grab my card real quick.
• 1:19
  SPEAKER_00: I want to make sure.
• 1:20
  SPEAKER_01: Actually, I do have someone else on the line right now that is interested too.
• 1:24
  SPEAKER_01: I can't hold the seat for too long.
• 1:26
  SPEAKER_00: Oh, okay, okay.
• 1:27
  SPEAKER_00: I'll Venmo you right now.
• 1:28
  SPEAKER_00: Hold on.
• 1:29
  SPEAKER_01: Someone else is interested.
• 1:31
  SPEAKER_01: Didn't need it to be true.
• 1:33
  SPEAKER_01: I just needed her to stop thinking and start typing.
• 1:36
  SPEAKER_00: Okay,$100 sent.
• 1:38
  SPEAKER_01: And it's Venmo.
• 1:39
  SPEAKER_01: That means the second that money lands, I'm off scot-free.
• 1:42
  SPEAKER_01: No chargeback, no sorry wrong seller, nothing.
• 1:45
  SPEAKER_01: Venmo's built to send your friend gas money, not to protect yourself from a stranger.
• 1:50
  SPEAKER_01: That's it.
• 1:50
  SPEAKER_01: No ticket ever existed.
• 1:52
  SPEAKER_01: That was just a screenshot I found on Google.
• 2:00
  SPEAKER_01: And honestly, this isn't even my main thing.
• 2:02
  SPEAKER_01: I do this constantly.
• 2:04
  SPEAKER_01: Facebook Marketplace, I'll list a kayak, an Xbox, a hula hoop.
• 2:09
  SPEAKER_01: It doesn't matter.
• 2:10
  SPEAKER_01: Payment up front only.
• 2:11
  SPEAKER_01: People Venmo me for something that was never sitting in a garage ever.
• 2:15
  SPEAKER_01: Same move, different item.
• 2:17
  SPEAKER_01: And that's the part that nobody wants to hear.
• 2:20
  SPEAKER_01: Everyone pictures a scam and thinks of grandma, but that's not who actually gets hit.
• 2:25
  SPEAKER_01: 50% of people that report being scammed are actually under 40.
• 2:30
  SPEAKER_01: The young ones are the suckers, not her.
• 2:32
  SPEAKER_02: I got a text.
• 2:34
  SPEAKER_02: Hiring now, remote data entry?
• 2:36
  SPEAKER_02: $25 an hour?
• 2:38
  SPEAKER_02: Three hours a day?
• 2:39
  SPEAKER_02: Oh my god, I've been needing a job so bad.
• 2:42
  SPEAKER_01: Step one, make it too good to sit on.
• 2:45
  SPEAKER_02: This is amazing.
• 2:46
  SPEAKER_02: When can I start?
• 2:48
  SPEAKER_01: Step two.
• 2:49
  SPEAKER_02: I've actually got about 10 other candidates lined up for this.
• 2:52
  SPEAKER_02: Job market's rough right now.
• 2:54
  SPEAKER_02: So I need you to confirm today if you want it.
• 2:57
  SPEAKER_02: 10 other people?
• 2:58
  SPEAKER_02: Okay, I want it.
• 2:59
  SPEAKER_02: I want it.
• 3:00
  SPEAKER_02: I'm gonna tell them I want it right now.
• 3:02
  SPEAKER_01: There was zero other candidates.
• 3:04
  SPEAKER_01: There's no job market for a job that doesn't exist.
• 3:07
  SPEAKER_01: The second you get someone to be afraid to lose a thing, they'll say yes every time.
• 3:13
  SPEAKER_02: He said he'll send me money up front so I can buy the computer for the job.
• 3:17
  SPEAKER_02: He actually sent it.
• 3:18
  SPEAKER_02: Wait, he sent me$200 extra.
• 3:21
  SPEAKER_02: Oh, now he's saying it's an accident and asking if I can send it back.
• 3:25
  SPEAKER_01: That's the best part.
• 3:26
  SPEAKER_01: The computer money is the check.
• 3:28
  SPEAKER_01: It shows up in your account as available right away.
• 3:31
  SPEAKER_01: But it actually hasn't cleared yet.
• 3:34
  SPEAKER_01: The$200 he gives me back though, that's real money.
• 3:37
  SPEAKER_01: Straight out of whatever is sitting in his account.
• 3:40
  SPEAKER_02: Wait, why is it saying my account is negative?
• 3:43
  SPEAKER_02: And the computer money is gone.
• 3:45
  SPEAKER_02: Where is my$200?
• 3:52
  SPEAKER_01: Fake urgency on the ticket.
• 3:54
  SPEAKER_01: Fake competition on the job.
• 3:56
  SPEAKER_01: Different flavor.
• 3:57
  SPEAKER_01: Same trick.
• 3:58
  SPEAKER_01: Don't give someone time to think, and they'll do the thinking for you later.
• 4:02
  SPEAKER_01: Usually in their bank app alone.
• 4:04
  SPEAKER_02: I don't I don't know.
• 4:06
  SPEAKER_02: I guess the money's just gone.
• 4:08
  SPEAKER_00: Mine too.
• 4:10
  SPEAKER_00: The ticket wasn't even real, was it?
• 4:20
  SPEAKER_01: Brandon?
• 4:21
  SPEAKER_01: Ha! Surprise.
• 4:22
  SPEAKER_01: I wasn't actually sick.
• 4:24
  SPEAKER_01: I was upstairs scamming you.
• 4:26
  SPEAKER_00: We've known you our entire lives.
• 4:29
  SPEAKER_01: Didn't matter.
• 4:30
  SPEAKER_01: Once I had the voice of urgency right, it didn't matter who either of you were.
• 4:35
  SPEAKER_01: That's kinda the whole point of the show, isn't it?
• 4:37
  SPEAKER_01: Yep, that's kind of the whole point of the show.
• 4:40
  SPEAKER_00: Okay, but the screenshot.
• 4:43
  SPEAKER_00: How do you do it?
• 4:44
  SPEAKER_01: AI.
• 4:45
  SPEAKER_01: It takes about 10 seconds to make a completely convincing ticket.
• 4:49
  SPEAKER_01: I can make a fake ticket, a fake receipt, anything.
• 4:52
  SPEAKER_01: It didn't used to be this easy, but it is now.
• 4:55
  SPEAKER_00: And if I asked to pay with my credit card instead of Venmo?
• 4:58
  SPEAKER_01: I would have said no, and you would have known that something was off.
• 5:02
  SPEAKER_01: Credit card, you can dispute and get your money back, but cash, Venmo, crypto, gift cards, once you sent it to me, it's gone.
• 5:11
  SPEAKER_01: It's mine forever.
• 5:12
  SPEAKER_01: And here's the rule: if you want it, how you pay it is protection.
• 5:16
  SPEAKER_01: And that's just two that you saw today.
• 5:18
  SPEAKER_01: There's a whole list.
• 5:19
  SPEAKER_01: Fake job offers that want your bank info before you worked a single hour.
• 5:23
  SPEAKER_01: Text pretending to be your actual bank with a link that looks completely real.
• 5:28
  SPEAKER_01: I've got a laundry list, and you two just happen to be the demo.
• 5:32
  SPEAKER_01: Anyway, great working with you two both.
• 5:34
  SPEAKER_01: We are never doing this again.
• 5:36
  SPEAKER_00: You're paying me back my$100.
• 5:39
  SPEAKER_01: Absolutely not.
• 5:40
  SPEAKER_01: This is not how the bit works.
• 5:42
  SPEAKER_01: We have a saying in the scam biz.
• 5:44
  SPEAKER_01: Scammers keepers, scammies, weepers.
• 5:48
  SPEAKER_00: Here's the whole thing.
• 5:50
  SPEAKER_00: People our age get scammed more than grandma.
• 5:54
  SPEAKER_00: Not less.
• 5:55
  SPEAKER_00: We're new to money and new to watching for this.
• 5:58
  SPEAKER_00: And the second someone else rushes you, you need to do this now.
• 6:02
  SPEAKER_00: I have 10 other candidates.
• 6:04
  SPEAKER_00: You need to get on this quick.
• 6:06
  SPEAKER_00: It's not bad luck.
• 6:08
  SPEAKER_00: That's their tell.
• 6:09
  SPEAKER_02: And how you pay matters.
• 6:10
  SPEAKER_02: Credit card, you got real protection.
• 6:13
  SPEAKER_02: Venmo, Cash App, Crypto, once it's set, it's gone.
• 6:17
  SPEAKER_01: And if someone ever accidentally sends you money and asks for it back, don't.
• 6:22
  SPEAKER_01: Let it clear first.
• 6:24
  SPEAKER_01: Real jobs and real refunds are always in the clear first.
• 6:27
  SPEAKER_01: Let it clear first.
• 6:29
  SPEAKER_01: Real jobs and real refunds are never in a rush.
• 6:32
  SPEAKER_01: Neither is a real seller.
• 6:34
  SPEAKER_01: We're triple the money and we know more than your bank's fraud department.
• 6:37
  SPEAKER_01: And we're teenagers.
• 6:39
  SPEAKER_01: This is not financial advice.
• 6:42
  SPEAKER_00: It's just smart.
• 6:43
  SPEAKER_01: It's just smart.
• 6:44
  SPEAKER_01: Subscribe.