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Your Investing Checklist: Ready for Lifelong Wealth Building? · Becoming Financially Confident

• 0:37
  Over
• 0:37
  half
• 0:38
  of
• 0:38
  investors
• 0:38
  feel
• 0:39
  overwhelmed
• 0:39
  by
• 0:39
  too
• 0:40
  many
• 0:40
  options.
• 0:41
  Two
• 0:41
  thirds
• 0:42
  regard
• 0:42
  impulsive
• 0:43
  decisions
• 0:43
  when
• 0:43
  investing,
• 0:45
  four
• 0:45
  in
• 0:46
  ten
• 0:46
  admit
• 0:46
  they
• 0:47
  lose
• 0:47
  sleep
• 0:47
  over
• 0:47
  market
• 0:48
  uncertainty.
• 0:49
  And
• 0:49
  almost
• 0:50
  half
• 0:50
  rely
• 0:50
  on
• 0:50
  friends
• 0:51
  or
• 0:51
  family
• 0:51
  for
• 0:51
  financial
• 0:52
  advice.
• 0:52
  I
• 0:52
  don't
• 0:52
  know
• 0:52
  about
• 0:53
  you,
• 0:53
  but
• 0:53
  I'm
• 0:53
  not
• 0:53
  relying
• 0:54
  on
• 0:54
  my
• 0:54
  friends
• 0:54
  and
• 0:54
  family
• 0:55
  because
• 0:55
  that
• 0:56
  leads
• 0:56
  to
• 0:56
  confusion.
• 0:57
  Listen
• 0:57
  to
• 0:58
  this.
• 0:58
  Over
• 0:58
  half
• 0:59
  of
• 0:59
  Americans
• 0:59
  feel
• 1:00
  financially
• 1:00
  frozen,
• 1:01
  unsure
• 1:01
  what
• 1:01
  to
• 1:02
  do
• 1:02
  next,
• 1:03
  and
• 1:03
  more
• 1:03
  than
• 1:03
  half
• 1:04
  wish
• 1:04
  they
• 1:04
  had
• 1:04
  clear,
• 1:05
  simple
• 1:05
  investing
• 1:06
  plans
• 1:06
  to
• 1:06
  follow.
• 1:08
  Only
• 1:08
  1
• 1:08
  in
• 1:09
  3
• 1:09
  investors
• 1:09
  feel
• 1:10
  confident
• 1:10
  about
• 1:10
  their
• 1:11
  long
• 1:11
  term
• 1:11
  Strategy
• 1:12
  and
• 1:12
  over
• 1:12
  60%
• 1:13
  of
• 1:13
  investors
• 1:14
  want
• 1:14
  step
• 1:14
  by
• 1:15
  step
• 1:15
  guidance
• 1:16
  rather
• 1:16
  than
• 1:16
  more
• 1:16
  information.
• 1:18
  What
• 1:18
  amazing
• 1:19
  statistics.
• 1:20
  It
• 1:21
  leads
• 1:21
  us
• 1:21
  to
• 1:21
  our
• 1:22
  question
• 1:22
  for
• 1:22
  today.
• 1:23
  Got
• 1:23
  this
• 1:23
  question
• 1:24
  in
• 1:24
  our
• 1:24
  email
• 1:24
  today.
• 1:25
  Ralph,
• 1:26
  I
• 1:26
  feel
• 1:26
  overwhelmed
• 1:27
  by
• 1:27
  all
• 1:27
  the
• 1:27
  advice
• 1:27
  on
• 1:28
  investing.
• 1:29
  Could
• 1:29
  you
• 1:29
  just
• 1:29
  give
• 1:30
  me
• 1:30
  a
• 1:30
  simple
• 1:30
  checklist
• 1:31
  to
• 1:31
  follow
• 1:31
  for
• 1:31
  the
• 1:31
  long
• 1:32
  haul?
• 1:32
  Well,
• 1:32
  thank
• 1:33
  you
• 1:33
  for
• 1:33
  the
• 1:33
  question.
• 1:33
  I
• 1:33
  thought
• 1:33
  I'd
• 1:34
  been
• 1:34
  doing
• 1:34
  that
• 1:34
  for
• 1:34
  the
• 1:34
  last
• 1:34
  30
• 1:35
  days,
• 1:35
  but
• 1:35
  I'm
• 1:35
  just
• 1:35
  being
• 1:36
  funny.
• 1:36
  We
• 1:36
  spent
• 1:37
  a
• 1:37
  whole
• 1:37
  month
• 1:37
  on
• 1:37
  investing.
• 1:38
  Now
• 1:38
  let's
• 1:38
  wrap
• 1:39
  it
• 1:39
  up
• 1:39
  with
• 1:39
  a
• 1:39
  simple
• 1:39
  practical
• 1:40
  checklist
• 1:41
  to
• 1:41
  guide
• 1:41
  you
• 1:41
  for
• 1:41
  lifelong
• 1:42
  wealth
• 1:42
  building.
• 1:43
  Get
• 1:43
  ready
• 1:43
  for
• 1:43
  my
• 1:43
  eight
• 1:44
  point
• 1:44
  practical
• 1:45
  checklist.
• 1:45
  That's
• 1:46
  what
• 1:46
  I'm
• 1:46
  going
• 1:46
  to
• 1:46
  cover
• 1:46
  on
• 1:46
  today's
• 1:47
  show.
• 1:48
  This
• 1:49
  is
• 1:49
  Financially
• 1:50
  Confident
• 1:50
  Christian,
• 1:51
  your
• 1:51
  daily
• 1:51
  dose
• 1:52
  of
• 1:52
  gospel,
• 1:52
  grounded
• 1:53
  insight
• 1:53
  and
• 1:53
  faith
• 1:54
  driven
• 1:54
  tips
• 1:55
  to
• 1:55
  to
• 1:55
  help
• 1:55
  you
• 1:55
  break
• 1:55
  the
• 1:56
  cycle
• 1:56
  of
• 1:56
  financial
• 1:56
  shame
• 1:57
  with
• 1:57
  confidence.
• 2:00
  Hello
• 2:00
  and
• 2:00
  welcome
• 2:01
  to
• 2:01
  the
• 2:01
  show.
• 2:01
  I'm
• 2:01
  Ralph
• 2:02
  and
• 2:02
  today
• 2:02
  we're
• 2:02
  wrapping
• 2:03
  up
• 2:03
  our
• 2:03
  month
• 2:03
  long
• 2:03
  series
• 2:04
  on
• 2:04
  investing.
• 2:05
  I'm
• 2:05
  going
• 2:05
  to
• 2:05
  talk
• 2:05
  about
• 2:06
  a
• 2:06
  simple
• 2:06
  practical
• 2:07
  checklist
• 2:07
  for
• 2:07
  the
• 2:08
  long
• 2:08
  haul
• 2:08
  because
• 2:09
  so
• 2:09
  many
• 2:09
  people
• 2:09
  tell
• 2:10
  me,
• 2:10
  Ralph,
• 2:10
  I
• 2:10
  feel
• 2:11
  overwhelmed
• 2:11
  by
• 2:11
  all
• 2:11
  the
• 2:12
  advice.
• 2:12
  So
• 2:13
  if
• 2:13
  you
• 2:13
  feel
• 2:13
  that
• 2:13
  way,
• 2:13
  let
• 2:14
  me
• 2:14
  tell
• 2:14
  you
• 2:14
  right
• 2:14
  now,
• 2:15
  you're
• 2:15
  in
• 2:15
  good
• 2:15
  company.
• 2:16
  A
• 2:16
  lot
• 2:16
  of
• 2:16
  us
• 2:16
  feel
• 2:16
  that
• 2:17
  way.
• 2:17
  And
• 2:18
  the
• 2:18
  truth
• 2:18
  is
• 2:18
  most
• 2:18
  investors
• 2:19
  don't
• 2:19
  need
• 2:19
  more
• 2:20
  information.
• 2:21
  There's
• 2:21
  plenty
• 2:21
  of
• 2:21
  information
• 2:22
  out
• 2:22
  there.
• 2:22
  There's
• 2:22
  all
• 2:23
  kinds
• 2:23
  of
• 2:23
  websites
• 2:24
  and
• 2:24
  there's
• 2:24
  these
• 2:24
  financial
• 2:25
  gurus
• 2:25
  all
• 2:26
  over
• 2:26
  TikTok
• 2:27
  and
• 2:27
  YouTube
• 2:28
  giving
• 2:28
  you
• 2:28
  all
• 2:28
  kinds
• 2:28
  of
• 2:29
  information.
• 2:30
  Honestly,
• 2:30
  I
• 2:30
  think
• 2:30
  it's
• 2:30
  information
• 2:31
  overload.
• 2:32
  What
• 2:32
  people
• 2:33
  really
• 2:33
  need
• 2:33
  is
• 2:33
  clarity
• 2:34
  and
• 2:34
  they
• 2:35
  need
• 2:35
  a
• 2:35
  trusted
• 2:35
  guy.
• 2:36
  And
• 2:36
  that's
• 2:36
  why
• 2:36
  today
• 2:36
  I'm
• 2:37
  going
• 2:37
  to
• 2:37
  walk
• 2:37
  you
• 2:37
  through
• 2:37
  a
• 2:37
  checklist
• 2:38
  that
• 2:38
  I've
• 2:38
  built
• 2:39
  to
• 2:39
  help
• 2:39
  you
• 2:39
  build
• 2:39
  confidence,
• 2:40
  to
• 2:40
  help
• 2:41
  you
• 2:41
  take
• 2:41
  consistent
• 2:42
  action
• 2:42
  and
• 2:42
  to
• 2:43
  keep
• 2:43
  your
• 2:43
  investing
• 2:44
  journey
• 2:44
  faith
• 2:44
  driven.
• 2:45
  And
• 2:45
  I'll
• 2:45
  tell
• 2:45
  you
• 2:46
  what,
• 2:46
  I'm
• 2:46
  going
• 2:46
  to
• 2:46
  tell
• 2:46
  you
• 2:46
  about
• 2:46
  a
• 2:46
  story.
• 2:47
  I
• 2:47
  had
• 2:47
  a
• 2:47
  client
• 2:47
  who
• 2:48
  was
• 2:48
  paralyzed
• 2:49
  by
• 2:49
  this
• 2:49
  information
• 2:49
  overload.
• 2:50
  They
• 2:50
  actually
• 2:50
  would
• 2:50
  call
• 2:50
  me,
• 2:51
  they'd
• 2:51
  say
• 2:51
  rap.
• 2:52
  I
• 2:52
  listened
• 2:52
  to
• 2:52
  another
• 2:52
  investment
• 2:53
  seminar.
• 2:53
  I
• 2:53
  watched
• 2:54
  this
• 2:54
  YouTube
• 2:54
  video.
• 2:54
  Ralph,
• 2:55
  I
• 2:55
  don't
• 2:55
  know
• 2:55
  what
• 2:55
  to
• 2:56
  do.
• 2:56
  They
• 2:56
  came
• 2:57
  in
• 2:57
  and
• 2:57
  we
• 2:57
  sat
• 2:57
  down,
• 2:58
  we
• 2:58
  had
• 2:58
  a
• 2:58
  meeting
• 2:58
  and
• 2:59
  I
• 2:59
  broke
• 2:59
  it
• 2:59
  down
• 2:59
  into
• 3:00
  a
• 3:00
  five
• 3:00
  point
• 3:00
  checklist.
• 3:01
  Now
• 3:01
  I've
• 3:01
  grown
• 3:01
  that
• 3:01
  a
• 3:01
  little
• 3:02
  bit.
• 3:02
  Today
• 3:02
  I'm
• 3:02
  actually
• 3:02
  going
• 3:03
  to
• 3:03
  give
• 3:03
  you
• 3:03
  an
• 3:03
  eight
• 3:03
  point
• 3:04
  checklist.
• 3:04
  But
• 3:05
  when
• 3:05
  I
• 3:05
  was
• 3:05
  able
• 3:05
  to
• 3:06
  share
• 3:06
  that
• 3:06
  with
• 3:06
  the
• 3:06
  client,
• 3:07
  he
• 3:07
  finally
• 3:07
  felt
• 3:08
  free
• 3:08
  to
• 3:08
  take
• 3:08
  steady
• 3:09
  action
• 3:09
  without
• 3:10
  second
• 3:10
  guessing
• 3:11
  himself.
• 3:11
  And
• 3:12
  I
• 3:12
  love
• 3:12
  this
• 3:12
  quote
• 3:12
  from
• 3:13
  Jim
• 3:13
  Rohn.
• 3:13
  Jim
• 3:14
  said
• 3:14
  this.
• 3:14
  He
• 3:14
  said,
• 3:14
  success
• 3:15
  is
• 3:15
  nothing
• 3:15
  more
• 3:16
  than
• 3:16
  a
• 3:16
  few
• 3:17
  simple
• 3:18
  disciplines
• 3:19
  practice
• 3:19
  every
• 3:20
  single
• 3:20
  day.
• 3:21
  I
• 3:21
  love
• 3:21
  it.
• 3:22
  I
• 3:22
  love
• 3:22
  what
• 3:22
  he
• 3:22
  says
• 3:23
  here.
• 3:23
  It's
• 3:23
  nothing
• 3:24
  more
• 3:24
  than
• 3:24
  a
• 3:24
  few
• 3:24
  simple
• 3:25
  disciplines
• 3:26
  practice
• 3:26
  every
• 3:26
  day.
• 3:27
  So.
• 3:27
  All
• 3:27
  right,
• 3:27
  you
• 3:27
  ready?
• 3:28
  Here's
• 3:28
  my
• 3:28
  eight
• 3:29
  point
• 3:29
  checklist.
• 3:30
  You
• 3:30
  ready
• 3:31
  for
• 3:31
  this?
• 3:31
  Here
• 3:31
  we
• 3:31
  go.
• 3:31
  Number
• 3:32
  one,
• 3:32
  you
• 3:33
  got
• 3:33
  to
• 3:33
  know
• 3:34
  your
• 3:34
  why.
• 3:35
  As
• 3:36
  you
• 3:36
  started
• 3:36
  this
• 3:36
  investment
• 3:37
  series,
• 3:37
  we
• 3:38
  talked
• 3:38
  about
• 3:38
  understanding
• 3:39
  why
• 3:40
  you
• 3:40
  were
• 3:40
  doing
• 3:40
  this.
• 3:41
  It
• 3:41
  is
• 3:41
  absolutely
• 3:42
  crucial
• 3:42
  that
• 3:42
  you
• 3:42
  understand
• 3:43
  why,
• 3:43
  why
• 3:43
  you're
• 3:44
  investing,
• 3:44
  what
• 3:44
  are
• 3:45
  your
• 3:45
  goals,
• 3:45
  what
• 3:46
  are
• 3:46
  your
• 3:46
  fears.
• 3:47
  And
• 3:47
  then
• 3:47
  that
• 3:47
  helps
• 3:48
  you
• 3:48
  understand
• 3:49
  if
• 3:49
  you're
• 3:49
  going
• 3:49
  to
• 3:50
  get
• 3:50
  to
• 3:50
  where
• 3:50
  you
• 3:50
  want
• 3:50
  to
• 3:50
  get
• 3:51
  to.
• 3:51
  Because
• 3:51
  if
• 3:51
  you
• 3:51
  don't
• 3:51
  have
• 3:51
  a
• 3:51
  goal,
• 3:52
  you're
• 3:52
  not
• 3:52
  going
• 3:53
  to
• 3:53
  know
• 3:53
  when
• 3:53
  you
• 3:53
  got
• 3:53
  there.
• 3:53
  So,
• 3:54
  number
• 3:54
  one,
• 3:54
  start
• 3:54
  with
• 3:54
  knowing
• 3:55
  where
• 3:55
  your
• 3:55
  why
• 3:55
  is.
• 3:56
  Number
• 3:56
  two,
• 3:57
  start
• 3:57
  small,
• 3:58
  but
• 3:58
  start
• 3:59
  now.
• 3:59
  A
• 3:59
  lot
• 3:59
  of
• 3:59
  people
• 3:59
  are
• 4:00
  fearful.
• 4:00
  They
• 4:00
  like
• 4:00
  Ralph,
• 4:01
  I
• 4:01
  don't
• 4:01
  have
• 4:01
  any
• 4:01
  money
• 4:01
  to
• 4:01
  get
• 4:02
  started.
• 4:02
  You
• 4:02
  have
• 4:02
  $25,
• 4:03
  you
• 4:04
  can
• 4:04
  get
• 4:04
  started.
• 4:05
  It
• 4:05
  starts
• 4:05
  like
• 4:06
  that.
• 4:06
  But
• 4:06
  don't
• 4:07
  put
• 4:07
  it
• 4:07
  off
• 4:07
  to
• 4:07
  when
• 4:07
  you're
• 4:08
  ready.
• 4:08
  Because
• 4:08
  if
• 4:08
  you
• 4:08
  put
• 4:08
  it
• 4:08
  off
• 4:08
  till
• 4:09
  you're
• 4:09
  ready,
• 4:09
  you
• 4:10
  be
• 4:10
  70
• 4:10
  years
• 4:10
  old
• 4:10
  and
• 4:11
  say,
• 4:11
  I
• 4:11
  wish
• 4:11
  I
• 4:11
  had
• 4:11
  invested.
• 4:12
  So
• 4:12
  number
• 4:13
  two,
• 4:13
  start
• 4:14
  small
• 4:14
  and
• 4:14
  start
• 4:15
  now.
• 4:15
  Number
• 4:16
  three,
• 4:16
  it's
• 4:17
  all
• 4:17
  part
• 4:17
  of
• 4:17
  the
• 4:17
  why.
• 4:18
  Match
• 4:18
  your
• 4:19
  risk
• 4:19
  to
• 4:19
  comfort
• 4:20
  and
• 4:20
  your
• 4:20
  timeline.
• 4:21
  We've
• 4:21
  talked
• 4:21
  about
• 4:21
  that
• 4:22
  in
• 4:22
  the
• 4:22
  last
• 4:22
  30
• 4:22
  days.
• 4:23
  Understand
• 4:24
  what
• 4:24
  your
• 4:25
  tolerance
• 4:25
  is
• 4:25
  to
• 4:25
  risk.
• 4:26
  Maybe
• 4:26
  you're
• 4:26
  one
• 4:26
  of
• 4:26
  these
• 4:26
  people
• 4:27
  that's
• 4:27
  willing
• 4:27
  to
• 4:27
  bet
• 4:27
  at
• 4:28
  all.
• 4:28
  Maybe
• 4:28
  you're
• 4:29
  very
• 4:29
  conservative.
• 4:30
  You
• 4:30
  got
• 4:30
  to
• 4:30
  understand
• 4:31
  that.
• 4:31
  Understand
• 4:32
  what's
• 4:32
  comfortable
• 4:33
  for
• 4:33
  you.
• 4:33
  Because,
• 4:33
  listen,
• 4:33
  I'm
• 4:34
  not
• 4:34
  at
• 4:34
  all
• 4:35
  advising
• 4:35
  you
• 4:35
  to
• 4:35
  do
• 4:36
  something
• 4:36
  that
• 4:36
  you're
• 4:37
  not
• 4:37
  comfortable
• 4:37
  with.
• 4:38
  And
• 4:38
  at
• 4:38
  the
• 4:38
  same
• 4:38
  time,
• 4:38
  we've
• 4:39
  talked
• 4:39
  about
• 4:39
  this
• 4:39
  early
• 4:39
  in
• 4:40
  the
• 4:40
  series.
• 4:40
  Understand
• 4:41
  your
• 4:41
  timelines.
• 4:42
  If
• 4:42
  you're
• 4:43
  20
• 4:43
  years
• 4:43
  old,
• 4:44
  your
• 4:44
  investment
• 4:44
  timeline
• 4:45
  is
• 4:45
  a
• 4:45
  heck
• 4:45
  of
• 4:46
  a
• 4:46
  lot
• 4:46
  different
• 4:46
  than
• 4:47
  somebody
• 4:47
  who's
• 4:47
  in
• 4:47
  their
• 4:47
  60s.
• 4:48
  So
• 4:49
  understand
• 4:49
  that.
• 4:49
  So
• 4:50
  number
• 4:50
  three,
• 4:50
  match
• 4:51
  your
• 4:51
  risk
• 4:51
  to
• 4:51
  your
• 4:51
  comfort
• 4:52
  and
• 4:52
  your
• 4:52
  timeline.
• 4:53
  Number
• 4:53
  four,
• 4:54
  Abby's
• 4:55
  going
• 4:55
  to
• 4:55
  laugh
• 4:55
  when
• 4:55
  I
• 4:56
  say
• 4:56
  this.
• 4:56
  We
• 4:56
  talked
• 4:57
  about
• 4:57
  this
• 4:57
  many
• 4:57
  times.
• 4:58
  Don't
• 4:58
  put
• 4:58
  all
• 4:58
  your
• 4:59
  eggs
• 4:59
  in
• 4:59
  one
• 4:59
  basket.
• 5:00
  This
• 5:00
  is
• 5:00
  the
• 5:00
  time
• 5:01
  to
• 5:01
  diversify
• 5:02
  and
• 5:02
  diversify
• 5:03
  wisely.
• 5:04
  So
• 5:04
  that's
• 5:04
  number
• 5:04
  Four,
• 5:04
  diversify
• 5:05
  wisely.
• 5:06
  Number
• 5:06
  five,
• 5:07
  automate
• 5:08
  and
• 5:08
  stay
• 5:08
  consistent.
• 5:09
  If
• 5:09
  you
• 5:09
  haven't
• 5:10
  heard
• 5:10
  anything
• 5:10
  else
• 5:10
  I've
• 5:11
  talked
• 5:11
  about
• 5:11
  in
• 5:11
  the
• 5:11
  last
• 5:11
  30
• 5:12
  days,
• 5:12
  I've
• 5:13
  talked
• 5:13
  and
• 5:13
  talked
• 5:14
  and
• 5:14
  talked
• 5:15
  about
• 5:15
  being
• 5:15
  consistent.
• 5:16
  It's
• 5:17
  that
• 5:17
  consistency.
• 5:18
  And
• 5:18
  the
• 5:19
  best
• 5:19
  way
• 5:19
  I
• 5:19
  think
• 5:19
  you
• 5:19
  can
• 5:20
  get
• 5:20
  that
• 5:20
  consistency
• 5:20
  is
• 5:21
  automate
• 5:21
  this.
• 5:22
  Make
• 5:22
  it
• 5:22
  something
• 5:22
  that's
• 5:23
  automatic.
• 5:23
  We
• 5:24
  talked
• 5:24
  about
• 5:24
  setting
• 5:25
  it
• 5:25
  up
• 5:25
  so
• 5:25
  that
• 5:25
  when
• 5:25
  you
• 5:25
  get
• 5:26
  your
• 5:26
  paycheck
• 5:26
  or
• 5:26
  when
• 5:27
  you're.
• 5:27
  You're.
• 5:27
  Whatever,
• 5:28
  whatever
• 5:28
  works
• 5:28
  for
• 5:29
  you
• 5:29
  so
• 5:29
  that
• 5:29
  it
• 5:29
  just
• 5:29
  automatically
• 5:30
  happens
• 5:31
  each
• 5:31
  time.
• 5:31
  So
• 5:31
  that's
• 5:32
  number
• 5:32
  five.
• 5:33
  Automate
• 5:33
  and
• 5:33
  stay
• 5:33
  consistent.
• 5:34
  Number
• 5:35
  six,
• 5:36
  we'll
• 5:36
  talk
• 5:36
  about
• 5:36
  reviewing
• 5:37
  here,
• 5:37
  but
• 5:38
  don't
• 5:38
  obsess
• 5:38
  about
• 5:39
  it.
• 5:39
  Actually
• 5:39
  got
• 5:40
  an
• 5:40
  email
• 5:40
  the
• 5:40
  other
• 5:40
  day.
• 5:40
  They
• 5:40
  said,
• 5:41
  ralph,
• 5:41
  I'm
• 5:41
  scared
• 5:41
  to
• 5:42
  death
• 5:42
  about
• 5:42
  my
• 5:42
  investments.
• 5:43
  Well,
• 5:43
  that's
• 5:43
  a
• 5:43
  problem.
• 5:44
  Do
• 5:44
  you
• 5:44
  know
• 5:44
  your.
• 5:45
  Why
• 5:45
  go
• 5:45
  through
• 5:45
  that
• 5:45
  checklist?
• 5:46
  Review
• 5:47
  it,
• 5:47
  but
• 5:47
  don't
• 5:47
  obsess
• 5:48
  about
• 5:48
  it.
• 5:48
  Now,
• 5:48
  this
• 5:48
  isn't
• 5:49
  the
• 5:49
  time
• 5:49
  to
• 5:49
  wait
• 5:49
  till
• 5:49
  the
• 5:49
  end
• 5:50
  of
• 5:50
  the
• 5:50
  year
• 5:50
  and
• 5:50
  say,
• 5:50
  hey,
• 5:50
  what
• 5:51
  happened
• 5:51
  last
• 5:51
  year?
• 5:52
  We
• 5:52
  talked
• 5:52
  about
• 5:52
  looking
• 5:53
  at
• 5:53
  this
• 5:53
  monthly,
• 5:54
  we're
• 5:54
  looking
• 5:54
  at
• 5:54
  this
• 5:54
  quarterly.
• 5:55
  It
• 5:55
  is
• 5:55
  a
• 5:56
  good
• 5:56
  thing
• 5:56
  to
• 5:56
  review
• 5:56
  it.
• 5:56
  But
• 5:56
  don't
• 5:57
  obsess
• 5:57
  about
• 5:57
  it.
• 5:57
  Because
• 5:57
  if
• 5:58
  you
• 5:58
  obsess
• 5:58
  about
• 5:58
  it,
• 5:58
  what
• 5:59
  happens?
• 5:59
  Start
• 6:00
  to
• 6:00
  build
• 6:00
  that
• 6:00
  emotion.
• 6:01
  We
• 6:01
  talked
• 6:01
  about
• 6:01
  that.
• 6:02
  When
• 6:02
  that
• 6:02
  emotion
• 6:03
  starts,
• 6:03
  guess
• 6:03
  what
• 6:03
  happens?
• 6:04
  Then
• 6:04
  you
• 6:04
  start
• 6:05
  making
• 6:05
  bad
• 6:05
  decisions.
• 6:06
  I
• 6:06
  know
• 6:07
  for
• 6:07
  me,
• 6:07
  when
• 6:07
  I
• 6:08
  make
• 6:08
  decisions
• 6:08
  out
• 6:08
  of
• 6:09
  emotions,
• 6:09
  most
• 6:10
  of
• 6:10
  the
• 6:10
  time
• 6:10
  they
• 6:10
  turn
• 6:10
  out
• 6:10
  to
• 6:10
  be
• 6:11
  bad
• 6:11
  decisions.
• 6:11
  So
• 6:12
  number
• 6:12
  six,
• 6:12
  review,
• 6:13
  but
• 6:13
  don't
• 6:13
  obsess.
• 6:14
  Number
• 6:14
  seven.
• 6:15
  Now,
• 6:15
  this
• 6:15
  has
• 6:15
  absolutely
• 6:16
  nothing
• 6:16
  to
• 6:16
  do
• 6:16
  with
• 6:16
  investing,
• 6:17
  but
• 6:17
  I
• 6:18
  truly
• 6:18
  believe
• 6:18
  this
• 6:18
  is
• 6:19
  the
• 6:19
  secret
• 6:19
  sauce
• 6:19
  to
• 6:20
  it.
• 6:20
  You're
• 6:20
  ready
• 6:20
  for
• 6:20
  number
• 6:20
  seven,
• 6:21
  Give
• 6:22
  generously.
• 6:23
  You're
• 6:23
  thinking,
• 6:23
  wait
• 6:23
  a
• 6:24
  minute,
• 6:24
  Ralph,
• 6:24
  you're
• 6:24
  telling
• 6:24
  me
• 6:24
  to
• 6:25
  invest.
• 6:25
  You're
• 6:25
  telling
• 6:25
  me
• 6:26
  to
• 6:26
  go
• 6:26
  make
• 6:26
  money
• 6:26
  for
• 6:26
  myself.
• 6:27
  Correct.
• 6:28
  But
• 6:28
  why
• 6:28
  are
• 6:28
  you
• 6:29
  doing
• 6:29
  it?
• 6:29
  Bake
• 6:30
  that
• 6:30
  into
• 6:30
  the
• 6:30
  cake.
• 6:31
  Give
• 6:31
  generously.
• 6:32
  Because
• 6:32
  what
• 6:32
  did
• 6:33
  the
• 6:33
  scripture
• 6:33
  tell
• 6:33
  us?
• 6:34
  When
• 6:34
  we
• 6:35
  give
• 6:35
  generously,
• 6:35
  we're
• 6:36
  rewarded
• 6:36
  for
• 6:36
  that.
• 6:37
  So
• 6:37
  number
• 6:37
  seven
• 6:37
  is
• 6:38
  give
• 6:38
  generously.
• 6:39
  And
• 6:39
  number
• 6:39
  eight,
• 6:40
  big
• 6:41
  takeaway.
• 6:42
  Invest
• 6:42
  with
• 6:43
  eternity
• 6:43
  in
• 6:43
  mind.
• 6:44
  Don't
• 6:45
  just
• 6:45
  think
• 6:45
  about
• 6:45
  what's
• 6:45
  going
• 6:46
  to
• 6:46
  happen
• 6:46
  next
• 6:46
  week
• 6:47
  or
• 6:47
  next
• 6:47
  month
• 6:47
  or
• 6:48
  next
• 6:48
  year.
• 6:48
  Think
• 6:49
  about
• 6:49
  the
• 6:49
  impact
• 6:49
  that
• 6:50
  this
• 6:50
  is
• 6:50
  going
• 6:50
  to
• 6:50
  have
• 6:50
  for
• 6:51
  eternity.
• 6:52
  And
• 6:52
  let's
• 6:52
  get
• 6:52
  right
• 6:52
  into
• 6:53
  our
• 6:53
  Bible
• 6:53
  verse
• 6:53
  today.
• 6:54
  Our
• 6:54
  Bible
• 6:55
  verse
• 6:55
  comes
• 6:55
  from
• 6:55
  First
• 6:55
  Corinthians,
• 6:56
  chapter
• 6:57
  4,
• 6:57
  verse
• 6:57
  2.
• 6:58
  Now,
• 6:59
  it
• 6:59
  is
• 6:59
  required
• 6:59
  that
• 7:00
  those
• 7:00
  who
• 7:00
  have
• 7:00
  been
• 7:00
  given
• 7:01
  a
• 7:01
  trust
• 7:01
  must
• 7:02
  prove
• 7:02
  faithful.
• 7:02
  Now,
• 7:03
  you
• 7:03
  might
• 7:03
  be
• 7:03
  thinking,
• 7:03
  that's
• 7:03
  an
• 7:03
  interesting
• 7:04
  verse
• 7:04
  to
• 7:04
  pick
• 7:04
  today,
• 7:05
  Ralph.
• 7:05
  What
• 7:06
  does
• 7:06
  that
• 7:06
  have
• 7:06
  to
• 7:06
  do
• 7:06
  with
• 7:06
  investing?
• 7:08
  Well,
• 7:08
  here's.
• 7:08
  It
• 7:09
  has
• 7:09
  everything
• 7:09
  to
• 7:09
  do
• 7:09
  with
• 7:09
  investing.
• 7:09
  If
• 7:10
  you
• 7:10
  think
• 7:10
  about
• 7:10
  it,
• 7:11
  we've
• 7:11
  been
• 7:11
  given
• 7:11
  a
• 7:12
  trust.
• 7:12
  The
• 7:12
  reason
• 7:13
  I
• 7:13
  do
• 7:13
  this
• 7:13
  show
• 7:14
  is
• 7:14
  all
• 7:14
  about
• 7:15
  financial
• 7:16
  stewardship.
• 7:17
  Well,
• 7:17
  Christ
• 7:18
  has
• 7:18
  given
• 7:18
  us
• 7:19
  a
• 7:19
  trust.
• 7:19
  He's
• 7:19
  given
• 7:19
  us
• 7:20
  these
• 7:20
  resources.
• 7:22
  Investing
• 7:22
  is
• 7:22
  a
• 7:22
  way
• 7:23
  to
• 7:23
  be
• 7:23
  a
• 7:24
  financially
• 7:24
  confident
• 7:25
  steward
• 7:25
  of
• 7:25
  those
• 7:25
  things.
• 7:26
  And
• 7:26
  it's
• 7:27
  right
• 7:27
  here
• 7:27
  in
• 7:27
  the
• 7:27
  scripture.
• 7:28
  We've
• 7:28
  got
• 7:28
  to
• 7:28
  prove
• 7:29
  faithful.
• 7:30
  Well,
• 7:30
  faithfulness
• 7:30
  is
• 7:31
  being
• 7:31
  consistent.
• 7:32
  Faithfulness
• 7:32
  is
• 7:33
  deciding
• 7:33
  to
• 7:34
  choose
• 7:34
  wisely.
• 7:35
  All
• 7:35
  those
• 7:35
  things.
• 7:35
  Now
• 7:36
  let's
• 7:36
  go
• 7:36
  back
• 7:36
  through
• 7:36
  our
• 7:36
  eight
• 7:37
  point
• 7:37
  checklist
• 7:37
  again
• 7:37
  because
• 7:38
  I
• 7:38
  want
• 7:38
  to
• 7:38
  make
• 7:38
  sure
• 7:38
  we
• 7:38
  don't
• 7:39
  miss
• 7:39
  any
• 7:39
  of
• 7:39
  that.
• 7:39
  Let's
• 7:40
  get
• 7:40
  right
• 7:40
  to
• 7:40
  number
• 7:40
  one.
• 7:41
  So
• 7:41
  number
• 7:41
  one,
• 7:41
  again,
• 7:42
  know
• 7:42
  your
• 7:42
  why.
• 7:43
  Number
• 7:43
  two,
• 7:44
  start
• 7:44
  small,
• 7:45
  but
• 7:45
  start
• 7:45
  now.
• 7:46
  Number
• 7:46
  three,
• 7:47
  match
• 7:47
  risk
• 7:47
  to
• 7:48
  comfort
• 7:48
  and
• 7:48
  look
• 7:48
  at
• 7:48
  that
• 7:48
  timeline.
• 7:49
  Number
• 7:50
  four,
• 7:50
  diversify
• 7:51
  wisely.
• 7:52
  Number
• 7:52
  five,
• 7:53
  automate
• 7:53
  and
• 7:53
  stay
• 7:54
  consistent.
• 7:55
  Number
• 7:55
  six,
• 7:55
  review,
• 7:56
  but
• 7:56
  again,
• 7:56
  don't
• 7:56
  obsess
• 7:57
  about
• 7:57
  it.
• 7:57
  Number
• 7:58
  seven,
• 7:58
  give
• 7:58
  generously.
• 7:59
  And
• 8:00
  number
• 8:00
  eight,
• 8:00
  the
• 8:01
  top
• 8:01
  of
• 8:01
  the
• 8:01
  cake,
• 8:01
  where
• 8:02
  the
• 8:02
  candle
• 8:02
  goes.
• 8:03
  Invest
• 8:03
  with
• 8:03
  eternity
• 8:04
  in
• 8:04
  mind.
• 8:05
  How
• 8:05
  about
• 8:05
  we
• 8:05
  pray
• 8:06
  together
• 8:06
  now,
• 8:07
  Lord,
• 8:07
  as
• 8:07
  we
• 8:07
  wrap
• 8:07
  up
• 8:08
  this
• 8:08
  30
• 8:08
  day
• 8:09
  investment
• 8:09
  series,
• 8:10
  Truth
• 8:10
  is,
• 8:11
  we
• 8:11
  feel
• 8:11
  a
• 8:11
  little
• 8:11
  overwhelmed
• 8:12
  sometimes
• 8:12
  we
• 8:12
  have
• 8:13
  fear
• 8:13
  about
• 8:13
  things
• 8:13
  we
• 8:13
  don't
• 8:14
  understand,
• 8:14
  Lord.
• 8:15
  So
• 8:15
  right
• 8:15
  now
• 8:16
  we
• 8:16
  ask
• 8:16
  you
• 8:16
  to
• 8:16
  just
• 8:16
  help
• 8:17
  us
• 8:17
  be
• 8:17
  faithful
• 8:18
  with
• 8:18
  the
• 8:18
  resources
• 8:18
  you've
• 8:19
  given
• 8:19
  us.
• 8:20
  Help
• 8:20
  us
• 8:20
  to
• 8:20
  be
• 8:20
  wise
• 8:21
  in
• 8:21
  those
• 8:21
  things.
• 8:21
  Help
• 8:21
  us
• 8:22
  to
• 8:22
  be
• 8:22
  faithful
• 8:22
  in
• 8:22
  those
• 8:23
  things,
• 8:23
  Lord.
• 8:24
  And
• 8:24
  as
• 8:24
  we
• 8:24
  consider
• 8:25
  these
• 8:25
  things,
• 8:25
  give
• 8:26
  us
• 8:26
  wisdom.
• 8:27
  Help
• 8:27
  us
• 8:27
  to
• 8:27
  create
• 8:27
  this
• 8:28
  personal
• 8:28
  checklist
• 8:29
  that
• 8:29
  honors
• 8:29
  you,
• 8:30
  Lord.
• 8:30
  Help
• 8:31
  us
• 8:31
  to
• 8:31
  be
• 8:31
  consistent.
• 8:32
  Help
• 8:32
  us
• 8:32
  to
• 8:33
  stick
• 8:33
  with
• 8:33
  this
• 8:33
  over
• 8:33
  the
• 8:33
  long
• 8:34
  haul
• 8:34
  and
• 8:34
  think
• 8:34
  about
• 8:35
  eternity.
• 8:35
  And
• 8:35
  Lord,
• 8:36
  we
• 8:36
  ask
• 8:36
  this
• 8:36
  in
• 8:37
  confidence
• 8:37
  in
• 8:38
  the
• 8:38
  name
• 8:38
  of
• 8:38
  Jesus.
• 8:39
  Amen.
• 8:40
  All
• 8:40
  right,
• 8:40
  you
• 8:40
  ready
• 8:40
  for
• 8:40
  your
• 8:41
  action
• 8:41
  item?
• 8:41
  I
• 8:42
  don't
• 8:42
  expect
• 8:42
  you
• 8:42
  to
• 8:42
  do
• 8:42
  all
• 8:43
  eight
• 8:43
  items,
• 8:43
  but
• 8:44
  I
• 8:44
  want
• 8:44
  you
• 8:44
  to
• 8:44
  write
• 8:44
  your
• 8:45
  own
• 8:45
  personal
• 8:45
  investing
• 8:46
  checklist.
• 8:47
  Pick
• 8:47
  three
• 8:47
  to
• 8:47
  five
• 8:48
  points
• 8:48
  for
• 8:48
  the
• 8:48
  long
• 8:49
  haul.
• 8:49
  Keep
• 8:49
  it
• 8:50
  simple,
• 8:50
  keep
• 8:50
  it
• 8:51
  faith
• 8:51
  driven
• 8:51
  and
• 8:52
  let
• 8:52
  that
• 8:52
  be
• 8:52
  your
• 8:52
  compass
• 8:53
  when
• 8:53
  things
• 8:53
  feel
• 8:54
  overwhelming.
• 8:54
  Because
• 8:54
  guess
• 8:55
  what,
• 8:55
  things
• 8:55
  will
• 8:56
  become
• 8:56
  overwhelming
• 8:57
  at
• 8:57
  times.
• 8:57
  And
• 8:58
  then
• 8:58
  just
• 8:58
  follow
• 8:58
  with
• 8:59
  consistency,
• 8:59
  trusting
• 9:00
  God,
• 9:00
  step
• 9:01
  by
• 9:01
  step.
• 9:01
  Well,
• 9:02
  listen,
• 9:02
  as
• 9:02
  we
• 9:02
  end
• 9:02
  this
• 9:03
  series,
• 9:03
  I
• 9:03
  just
• 9:03
  want
• 9:03
  to
• 9:03
  thank
• 9:04
  you
• 9:04
  for
• 9:04
  joining
• 9:04
  me
• 9:04
  this
• 9:05
  month
• 9:05
  as
• 9:05
  we
• 9:05
  walk
• 9:06
  through
• 9:06
  investing
• 9:06
  together.
• 9:07
  You
• 9:07
  might
• 9:07
  have
• 9:07
  thought
• 9:07
  the
• 9:07
  beginning,
• 9:08
  I
• 9:08
  had
• 9:08
  no
• 9:08
  idea
• 9:09
  about
• 9:09
  investing.
• 9:09
  Well,
• 9:09
  now
• 9:10
  you
• 9:10
  have
• 9:10
  confidence.
• 9:10
  And
• 9:11
  if
• 9:11
  you've
• 9:11
  missed
• 9:11
  any
• 9:12
  of
• 9:12
  our
• 9:12
  episodes,
• 9:12
  you
• 9:12
  can
• 9:13
  go
• 9:13
  back
• 9:13
  and
• 9:13
  listen
• 9:13
  to
• 9:13
  all
• 9:13
  of
• 9:14
  them.
• 9:14
  Go
• 9:14
  right
• 9:14
  to
• 9:14
  our
• 9:15
  website,
• 9:15
  that's
• 9:16
  financially
• 9:16
  confidentChristian.com
• 9:18
  and
• 9:19
  you
• 9:19
  can
• 9:19
  get
• 9:19
  all
• 9:19
  of
• 9:19
  our
• 9:19
  past
• 9:20
  episodes.
• 9:20
  And
• 9:21
  I
• 9:21
  hope
• 9:21
  you're
• 9:21
  leaving
• 9:22
  after
• 9:22
  this
• 9:22
  with
• 9:23
  more
• 9:23
  clarity,
• 9:23
  more
• 9:24
  confidence
• 9:24
  and
• 9:25
  today
• 9:25
  a
• 9:25
  checklist
• 9:26
  to
• 9:26
  help
• 9:26
  you
• 9:26
  keep
• 9:26
  consistent.
• 9:27
  Because
• 9:27
  remember
• 9:27
  this
• 9:28
  wealth
• 9:29
  isn't
• 9:29
  just
• 9:29
  built
• 9:30
  for
• 9:30
  today,
• 9:30
  it's
• 9:31
  entrusted
• 9:31
  for
• 9:32
  eternity.
• 9:32
  Now,
• 9:33
  you
• 9:33
  ready
• 9:33
  for
• 9:33
  some
• 9:34
  excitement?
• 9:34
  Tomorrow
• 9:35
  we're
• 9:35
  going
• 9:35
  to
• 9:35
  launch
• 9:35
  a
• 9:35
  brand
• 9:36
  new
• 9:36
  series.
• 9:37
  Christmas
• 9:37
  is
• 9:37
  coming.
• 9:38
  Yes.
• 9:38
  It's
• 9:38
  only
• 9:39
  two
• 9:39
  months
• 9:39
  away
• 9:39
  or
• 9:39
  only
• 9:40
  a
• 9:40
  month
• 9:40
  and
• 9:40
  a
• 9:40
  half
• 9:40
  away
• 9:40
  kind
• 9:41
  of
• 9:41
  set.
• 9:41
  So
• 9:41
  we're
• 9:42
  going
• 9:42
  to
• 9:42
  start
• 9:42
  off
• 9:42
  with
• 9:42
  a
• 9:42
  big
• 9:43
  question
• 9:43
  for
• 9:43
  next
• 9:44
  month
• 9:44
  and
• 9:44
  that
• 9:44
  is
• 9:44
  will
• 9:45
  you
• 9:45
  enjoy
• 9:45
  the
• 9:45
  holiday
• 9:46
  season
• 9:46
  or
• 9:47
  end
• 9:47
  up
• 9:47
  buried
• 9:48
  in
• 9:48
  debt?
• 9:48
  Man,
• 9:48
  I've
• 9:49
  gotten
• 9:49
  a
• 9:49
  ton
• 9:49
  of
• 9:49
  questions
• 9:50
  with
• 9:50
  this.
• 9:50
  So
• 9:51
  next
• 9:51
  month
• 9:51
  starting
• 9:52
  tomorrow,
• 9:52
  we're
• 9:52
  going
• 9:52
  to
• 9:52
  tackle
• 9:53
  that
• 9:53
  in
• 9:53
  our
• 9:54
  new
• 9:54
  series,
• 9:54
  Holiday
• 9:55
  Survival.
• 9:56
  Enjoy
• 9:56
  the
• 9:56
  season
• 9:57
  without
• 9:57
  the
• 9:57
  debt.
• 9:57
  So
• 9:58
  I
• 9:58
  encourage
• 9:58
  you
• 9:58
  to
• 9:58
  check
• 9:58
  that
• 9:59
  out.
• 9:59
  We
• 9:59
  start
• 9:59
  that
• 9:59
  tomorrow.
• 10:00
  Encourage
• 10:00
  your
• 10:01
  friends
• 10:01
  to
• 10:01
  join
• 10:01
  us
• 10:01
  as
• 10:01
  well.
• 10:02
  And
• 10:02
  now
• 10:02
  I
• 10:02
  want
• 10:02
  to
• 10:02
  tell
• 10:02
  you,
• 10:03
  go
• 10:03
  out
• 10:03
  there
• 10:03
  today
• 10:04
  and
• 10:04
  be
• 10:04
  a
• 10:04
  financially
• 10:05
  confident
• 10:05
  Christian.
• 10:06
  I
• 10:06
  have
• 10:06
  confidence
• 10:06
  in
• 10:06
  you.
• 10:07
  Have
• 10:07
  confidence
• 10:08
  in
• 10:08
  yourself.
• 10:08
  Stay
• 10:09
  financially
• 10:09
  savvy.
• 10:10
  God
• 10:10
  bless
• 10:10
  you.
• 10:10
  And
• 10:11
  I'll
• 10:11
  see
• 10:11
  you
• 10:11
  tomorrow
• 10:12
  on
• 10:12
  our
• 10:12
  new
• 10:12
  series
• 10:13
  about
• 10:13
  enjoying
• 10:14
  the
• 10:14
  season
• 10:14
  without
• 10:15
  going
• 10:15
  into
• 10:15
  debt.