“Single parent at 46, how do I avoid poverty at 70?” Mailbag episode
If you’ve pushed money aside for years, only to wake up in your mid-40s with a toddler, a tiny KiwiSaver balance, and a creeping fear about what life looks like at 70… where do you even begin?
That’s the heart of today’s Ask the Experts letter.
A single mum at 46 is saving just a few dollars a week, working part-time, and terrified that she’s already run out of time to build any kind of financial safety.
So what are the options when you’re starting late, starting small, or starting over?
How much is “enough” for retirement?
Does homeownership still make sense when you’re on the back foot?…
The skinny
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