Latest / After Maghrib 🌙 / My money is Yours!

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My money is Yours! · After Maghrib 🌙

• 0:00
  Salaam alaikum, and welcome back to another episode on.
• 0:02
  The aftermath of podcast, are you of the mentality of get rich
• 0:06
  or die? Trying, you have excess money
• 0:08
  sitting in your bank. What are you doing with your
• 0:10
  money? This Ramadan?
• 0:11
  Are you generous? Let's, let's see what today?
• 0:13
  We can discuss it. Sean lava.
• 0:14
  Surprisingly, my co-host has disappeared.
• 0:17
  And I'm not sure if I have a new co-host today.
• 0:19
  Neal awesome. So, how are you doing?
• 0:30
  Umm, Salama welcome viewers to after Isha the new version
• 0:35
  hamdulillah next to us. Thanks.
• 1:18
  Advantage of this blessed month. Of course, it only comes around.
• 1:20
  Literally once a year and this is the time where As we know
• 1:24
  from our last week's episode where we need to be trying to
• 1:27
  prosper spiritually. But today, shall we are talking
• 1:30
  about prospering in a different sense.
• 1:31
  Prospering through a cost-of-living crisis which of
• 1:34
  course is the title of our dear chefs, newest book which you can
• 1:38
  find online and line Chef me, that's right.
• 1:40
  For those of you who are in the UK, it's available at House of
• 1:43
  Baja Bookshop and the rest of the world, Amazon, I sent a
• 1:46
  satchel. So of course, we want to kind of
• 1:49
  get into this discussion, I'd you know, of course you as many
• 1:52
  of us will know our When a little bit of you every day and
• 1:56
  doing the charity stuff, can you tell us a bit about that?
• 1:59
  It's kind of kick us off. Yes, you're so we're on every
• 2:02
  night for at the first 15 days with the charity, the whole per
• 2:05
  pill. Yeah, of course.
• 2:06
  June in. Subscribe and and give as much
• 2:09
  as you possibly can. It's the charity that we set up
• 2:12
  to look at sustainable projects to look at the ethos behind the
• 2:16
  quote, give a man a fish, you feed him for the day.
• 2:20
  If you've teach him to fish, you'll feed them for life.
• 2:24
  Taking it one step further, we want to be able to build
• 2:27
  factories of fishing rods. So, the whole Community can
• 2:30
  fish, it's about looking at sustained sustainability.
• 2:33
  It's about helping widows to set up their business.
• 2:36
  It's about getting off ins into education, but before that
• 2:39
  you've got to build the schools. Yeah.
• 2:41
  Yeah. So is thinking that step further
• 2:44
  about lifting people up out of poverty in a sustainable way so
• 2:49
  they can provide for themselves. Absolutely, absolutely.
• 2:51
  Beautiful. Kind of angle and to be honest,
• 2:54
  Chef, with context of your book and with context of shahru,
• 2:58
  Ramadan being the month of giving, a lot of us will talk
• 3:01
  about wealth and the redistribution of wealth.
• 3:05
  And perhaps the same light is charity and can maybe maybe
• 3:09
  conflating the two. I know this is a big theme in
• 3:11
  the book and in your recent discussions, how would you
• 3:14
  define the two and do they play intertwined role with each
• 3:17
  other? I sent some Elohim and Elohim.
• 3:20
  So the Islamic economic system is reliable, On redistribution
• 3:25
  of wealth and it calls upon charitable services to be able
• 3:30
  to fund the types of phenomenal projects that Neil in the whole
• 3:34
  appeal, are trying to do and many other Islamic charitable
• 3:37
  services but the fundamental principle of is actually
• 3:40
  redistribution of wealth. And these two things are not the
• 3:44
  same. Charity is a donation.
• 3:48
  So, there is a project that needs to be built, whatever it
• 3:53
  may be, you're building a New Masjid, you're building the
• 3:55
  factories that you're talking about.
• 3:57
  There's been a terrible natural disaster in Turkey.
• 4:00
  For example, we need to be able to donate in that moment to
• 4:04
  support those projects that's charitable services but that's
• 4:08
  different to redistribution of wealth which says that you earn
• 4:13
  a certain amount. There is a proportion of your
• 4:16
  wealth. It actually belongs to another
• 4:18
  person. And that's the difference
• 4:20
  between the two, right? And Charlotte as we develop the
• 4:22
  conversation will try to To dig deeper into that and how we can
• 4:27
  actually think about when we are supposed to do redistribution of
• 4:29
  wealth. And when we supposed to do
• 4:31
  charitable Services, okay? Let's go.
• 4:34
  Great thing for provoking already.
• 4:36
  Yeah, definitely really opens, you know, handle, I've been
• 4:40
  honored to read the book and it really does open your eyes to
• 4:43
  the concepts. And, you know, you've taken your
• 4:47
  taken quotes from the Holy Quran from a hard Eve.
• 4:50
  And really, you know, once you read the book, you get a sense
• 4:53
  of Of purpose about yes, giving the one-off donation or sponsor,
• 4:57
  an orphan. But what is my duties to my
• 5:00
  brothers and sisters around us? What about building an Islamic
• 5:03
  community that are not poor? You know, people how people are
• 5:07
  struggling and people on our doorstep of struggling.
• 5:11
  Ooh, but do we take the time to think about the neighbors, close
• 5:14
  to us? Or are we concentrating on the
• 5:15
  neighbors? Four-wheeler?
• 5:17
  I feel. This is a fundamental debate in
• 5:19
  charitable Services. We've got poverty next door to
• 5:23
  us, But we've got a humanitarian crisis, for example, in Yemen.
• 5:27
  Yeah. Do we give to the neighbor that
• 5:29
  is near or the name of that is far?
• 5:31
  Yeah, these are discussions that we really need to Wrangle within
• 5:34
  our community and child and my follow-up book which is due at
• 5:37
  the end of the year. I'll go into more depth on this
• 5:39
  grip. Hold that thought.
• 5:40
  Thanks Charlotte, you know. Shocking if I can ask, you know
• 5:43
  I know I know Neil very well thing happened.
• 5:46
  I've seen the work that he does realize the impact that himself
• 5:49
  and the hope of hitting other Islamic Charities, that they do
• 5:51
  amazing work. And as Muslims, we can always
• 5:54
  Like rely on them to help us gifts to those in need.
• 5:58
  But very interestingly when I think about Distributing wealth
• 6:02
  equally, how is it fundamental and essential and different from
• 6:07
  charity itself because for me my mind right now is like saying
• 6:10
  that both the same thing about the same thing.
• 6:12
  But ultimately I think the compare not a from exactly
• 6:15
  they're not, they're not. So as we defined earlier on, we
• 6:18
  said, charity is a donation, it could be a one-off, it could be
• 6:21
  a monthly subscription. You say that there's an offer.
• 6:24
  And we give 10 pounds, we give 50 pounds a month.
• 6:26
  These are blessed acts and they do support So Many people around
• 6:30
  the world, but it's not the same as redistribution of wealth.
• 6:33
  As you know, no matter how many charitable one off donations.
• 6:36
  We give, we will not lift people out of poverty.
• 6:39
  Mmm, around the world that will still remain because of
• 6:44
  inflation because there is a system in place that makes
• 6:49
  certain people richer and richer and we'll keep a certain amount
• 6:52
  of people down. So giving that Person here, 50
• 6:54
  pounds in a month is not going to lift them out of poverty.
• 6:58
  Fundamental redistribution of wealth.
• 7:00
  Does that now the Quran and Hadith speak about this okay,
• 7:04
  I'll explain it in three very simple statements.
• 7:07
  The first is from the Holy Quran.
• 7:09
  In Surah, Al hashr, chapter number 59 of the Quran verse
• 7:13
  number 7. Allah subhanahu wa'ta'ala says
• 7:16
  the following bismillahi r-rahmani.
• 7:18
  R-rahim Kayla you're gonna do lot and banal Agony.
• 7:22
  I mean, come wealth. He's not supposed to circulate
• 7:27
  amongst the rich. Hmm.
• 7:30
  Wealth is not permitted in Islam to circulate amongst one class
• 7:34
  of people fundamental. I of the Quran, secondly, in
• 7:38
  saheeh passage idea our fourth Imam, zein al-abideen, sort of
• 7:41
  what a lot of sediment in at number. 30 says o Allah teach
• 7:48
  me, excellent, redistribution of wealth.
• 7:52
  So, there is a statement that there Is a specific issue of
• 7:55
  redistribution of wealth. So now we ask again how
• 7:58
  essential emotions are exactly. One of those are his words
• 8:00
  Allah, teach me, excellent redistribution of wealth, that's
• 8:05
  in sahifa. Hmm.
• 8:06
  And as you know, she felt so here's our JD is marked about.
• 8:08
  You know, it is certain that the from the imams bless it Tom.
• 8:12
  So the ISS wealth cannot remain amongst one class, right?
• 8:16
  Hadith says teach me distribution.
• 8:19
  Okay, so what is that distribution will come to that
• 8:21
  in a minute? But again, talking about the
• 8:23
  essential G of it in Islam, redistribution of wealth is not
• 8:28
  perfunctory. It is not something that is done
• 8:31
  as an afterthought or as a sticker over a wound or gaping
• 8:35
  wound. That doesn't really help
• 8:38
  Ayatollah. Shaheed Muhammad, Husain
• 8:41
  beheshti in his works on Islamic economy.
• 8:45
  Explains it in this way. He says, in your circulatory
• 8:50
  systems blood is supposed to be pumped around the entirety of
• 8:55
  your body to the right proportion.
• 8:57
  That your organs need it, right? So you've got the brain, you've
• 9:00
  got the heart. You've got the liver.
• 9:02
  Whatever is required the blood pumps?
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  Accordingly. What happens if there's a
• 9:07
  certain blockage to one of your organs or to effect an effect on
• 9:13
  the whole body fails? Yeah he says if you understand
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  that blood is supposed to be distributed proportionately to
• 9:20
  every organ as per its needs. It's the same as wealth in
• 9:25
  society, my son, if there is a blockage to one Community to one
• 9:30
  area in the city, if this city has more wealth in this area and
• 9:36
  has less Chelsea has this much. But you know the ends.
• 9:42
  Yeah, strength, them, for example, I mean, I used to live
• 9:44
  in a stressful, grew up in these places because, you know, you it
• 9:48
  has less. There is a fundamental problem
• 9:50
  and the same way, the body will not be able to sustain In itself
• 9:54
  because there's an ill distribution of blood.
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  In the society, there will be ill distribution and they will
• 10:00
  be Poverty of the cry. It creates an imbalance
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  showcasing about you. That's how fundamental
• 10:05
  redistribution of wealth. Is that is supposed to be
• 10:07
  proportionate to the needs of civilization needs of society.
• 10:12
  So as Imam sajjad early, so I said teach me, excellent
• 10:15
  distribution, this is what this goes into inshallah, you know,
• 10:19
  it's obviously a huge thing and the theme throughout Shyamalan
• 10:22
  is give give give and I Neil, of course you shall I.
• 10:25
  You've got so much experience in on that side of seeing how
• 10:28
  Charities work on the Forefront and also behind the scenes.
• 10:33
  But, you know, for a lot of people, I know you've done a lot
• 10:35
  of work with those who lack a home unfortunately, within our
• 10:38
  local communities. And Chef, of course, your book
• 10:41
  focuses on that cost of living crisis, they're going to be
• 10:44
  people who are watching this I presume who may be struggling.
• 10:47
  Now struggling is a relative term struggle.
• 10:49
  For one, is prospering for someone else, living
• 10:53
  comfortably. For someone else.
• 10:54
  I've never seen it though. It looks interesting.
• 10:56
  Yeah, you know it's an incredible thing to think about
• 10:59
  when you put it that way, that's why we're of course, like shook
• 11:02
  her and gratefulness is something the such a big thing
• 11:04
  is definitely, but what advice would you have to someone who's
• 11:08
  right now, really feeling the brunt of that cost of living
• 11:11
  crisis, and at the same time, they've got the knee and they
• 11:14
  want to give something. This is these are the days to
• 11:17
  give, you know, we're in the days of were thought to be
• 11:19
  beside. You just love Allah.
• 11:20
  A right now and we're approaching without their mom
• 11:23
  hasn't Course shot at a minimum. And then, what would you say to
• 11:26
  people who've got that thing but have don't have the capability
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  to give sure. I mean, first of all, most
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  giving us in so many ways, sometimes we just think it's
• 11:35
  Financial, but given with these two hands that you have one have
• 11:39
  wherever you given your time, so maybe you could approach a
• 11:44
  charitable organization, maybe you're a supermarket and you're
• 11:47
  going along along the High Street and you see a homeless
• 11:50
  person, mmm, from my humble experience.
• 11:54
  And that homeless person may not want the food.
• 11:57
  Yeah. When you sit down and spend a
• 11:59
  bit of time with them and talk to them and treat them like a
• 12:01
  human being, because that's what they are.
• 12:04
  That's fallen on bad times that conversation can make their day.
• 12:07
  So yeah, you may have a couple of pounds to give them.
• 12:10
  It may be a few Pence to give them, whatever is in your remit
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  time, is the biggest thing to give whether you are contact a
• 12:19
  local charity organization and say, look, I work in my
• 12:23
  professional field. As an administrator or whatever
• 12:26
  your field is, there's always a need for you two to work.
• 12:30
  There's always some way for you to fit in and you can make that
• 12:34
  near in trauma done in this beautiful month, to kind of put
• 12:37
  yourself out there. I'm going to dedicate an hour a
• 12:41
  week, towards a local calls, a local charity, and it could be
• 12:44
  anything. Why not even just knock on the
• 12:47
  door of your neighbor? Mmm, who may be struggling?
• 12:51
  You know, we've got elderly people in our communities and
• 12:55
  they could they might not be Muslim, they may not be from our
• 12:58
  faith but they are human beings there from the One race which is
• 13:01
  the human race. Mmm, you know and I'll give you
• 13:04
  a very humble example that I'm not trying to boast or take ego.
• 13:08
  I often knock on my neighbor's door, Carol help over shopping
• 13:12
  and mow her lawn for like Carol. Hi Carol.
• 13:14
  But they got a cow because she's you know in a 70s and yeah you
• 13:18
  know bit of icing something you can give to her.
• 13:21
  Yeah, but we don't do money is about changing your mindset.
• 13:29
  It's about looking at what you can do, what can you take from
• 13:32
  this holy month? Mmm, it's not about, just about
• 13:35
  the fasting and the separation from water.
• 13:39
  It's more than that, it's about the reflection of self is about
• 13:43
  having conversations with God, but if you don't come out of
• 13:46
  this month, as a changed person, then what are you putting into
• 13:49
  it? Mmm.
• 13:51
  Deep once the shaft when Neil mentioned that this is not just
• 13:56
  about. For example, the money.
• 13:57
  Yeah. Is that what you mean when you
• 14:00
  say also alongside the monetary redistribution of wealth?
• 14:03
  Can wealth mean other than just monetary as welcoming.
• 14:05
  Our wealth is is whatever is given from the heart.
• 14:08
  It's the smile that you give to. That person is to see.
• 14:12
  Actually, when we say redistribution from the Islamic
• 14:14
  perspective, we means the cart, the cart means purify, yeah,
• 14:17
  whatever you give or whatever you have to purify by giving it.
• 14:21
  It a portion of it away. So, Carter learn 10 shuttle to
• 14:26
  purify your enemies to give away.
• 14:28
  Give it away a little bit. Same with wealth.
• 14:31
  But Neil's point is, is a wonderful way for me to
• 14:34
  emphasize the difference between redistribution of wealth and
• 14:38
  charity. Right?
• 14:40
  Neal mentioned the homeless person if that person is
• 14:43
  homeless and you give that person 10 pounds or 50 pounds,
• 14:46
  are you going to the local Tesco's and you buy them a meal
• 14:49
  that's charity? Does it live there?
• 14:51
  Lift them out of wealth apology. No, doesn't redistribution of
• 14:55
  wealth. Genuine redistribution lift them
• 14:59
  out of poverty, but as not not done through Charities.
• 15:01
  So, of course, like know, for example, works with a charity,
• 15:04
  that focuses on microfinance a long-term sustainability in the
• 15:07
  Islamic economic system. No, it's not.
• 15:09
  It's done through West Baton model.
• 15:11
  Yeah. So beta model is a centralized
• 15:13
  system that sees the problems of a society and says that these
• 15:17
  are the sins that are being done because because of this poverty
• 15:22
  because of this issue and it fundamentally invests in people
• 15:26
  and breaks the chains that are upon them in order to lift them
• 15:30
  out. That's the Islamic economic
• 15:32
  system that we're trying to get to with respect in my humble
• 15:36
  opinion, our Islamic and Shiite Islamic charitable
• 15:42
  organizations. The vast majority of them follow
• 15:45
  a western model, mmm, which is simply to give charity to give
• 15:49
  donations Not saying that's wrong.
• 15:52
  In fact, that's brilliant. It's phenomenal is so much but
• 15:55
  akka and reward in it but it's not redistribution of wealth,
• 15:58
  right? Yeah.
• 15:59
  It's not fundamentally saying part of your wealth belongs to
• 16:05
  the homeless person. It's saying oh he's homeless.
• 16:08
  I'm going to give him ten pounds as a one-off.
• 16:11
  Whereas if you see that that wealth is in your pocket, isn't
• 16:14
  yours, it's actually a LA's and he is an equal partner in it.
• 16:20
  It completely changes the game and that's the redistribution of
• 16:23
  wealth. Islam calls for which in
• 16:26
  childhood. The book goes into a lot of
• 16:27
  detail we can talk about, but if people understand this principle
• 16:30
  and actually grasp it, that's when they start to look inwards
• 16:34
  and say, am I going to redistribute my wealth?
• 16:38
  My property. My might what belongs to me or
• 16:42
  am I going to give a one-off donation to support someone in
• 16:44
  shahe mardan? Yeah, people do need one off
• 16:47
  donations. There are events where people
• 16:49
  need it. You need it.
• 16:50
  Investments into projects, like the Hope appeals and many others
• 16:53
  but don't conflate it with redistribution of wealth.
• 16:56
  It's not the same Jack. Let's say I earn hypothetically
• 17:00
  10,000 pounds a month, Masha Allah I've tried real cost of
• 17:02
  doing well, bro. Half weather is yes.
• 17:21
  After all expenses being paid. Yes, at the end of the year.
• 17:24
  Let's just continue unless you have paid off my whole.
• 17:26
  Yes but everything. Everything that have left over
• 17:28
  is it technically still, not mine?
• 17:30
  If I paid my sister caught on homes, does it really have to go
• 17:33
  to bait them on? I said, so here.
• 17:35
  Now we go into the the actual practical model of the system
• 17:40
  redistribution of wealth in Islam.
• 17:42
  Inserted baccarat Allah subhanahu wa'ta'ala has a verse
• 17:45
  of the Quran where he says. Bismillahi r-rahmani.
• 17:47
  R-rahim. Yes I don't like her mother.
• 17:49
  You Unfair Coon, they ask you all to sort of lot what should
• 17:53
  they spend? Not?
• 17:54
  How much should they spend? What should they spend?
• 17:56
  Because Muslims, as you said don't just give wealth they give
• 18:00
  time. They give food stuffs.
• 18:03
  They give horses. They give weapons at the time of
• 18:05
  the Prophet. What should we spend the
• 18:07
  artists? It'll look cool.
• 18:08
  Tell them Yara Saleh Al a for their Surplus whatever is
• 18:14
  Surplus to their requirements. That is what they should spend
• 18:18
  on the Islamic courts. Is like Neil has Illustrated.
• 18:23
  Okay? So this is where we go into the
• 18:25
  system. So let's take the figures that
• 18:27
  you were talking about five thousand and three thousand.
• 18:29
  Let's give our fire. Yeah.
• 18:30
  No, I'm happy with that. I respected that you suddenly
• 18:33
  pocketed 5,000 a month somewhere.
• 18:36
  I'm cool with it, right? I'm cool with it.
• 18:38
  So that's our dog. We have the sent me, Mom.
• 18:44
  Yeah. So you earn 5000 which for some
• 18:48
  people, they will be doing. Yeah.
• 18:49
  Yeah. Yeah, Masha Allah, your expenses
• 18:52
  are 3000. Let's Define expenses.
• 18:55
  You have your rent or your mortgage, you have your bills.
• 18:58
  You want to save up for the yarra.
• 19:00
  Someone wants to save up a marriage.
• 19:02
  Someone who wants to go on holiday all of these things
• 19:06
  which are legitimate. Expenses are counted within
• 19:09
  that. So you counted as 3, right?
• 19:11
  Yeah. 5000 - 3000 simply 2000 leftover axis.
• 19:15
  That excess that Aqua is Surplus.
• 19:21
  It doesn't belong to you anymore. hmm, you Imagine a
• 19:28
  belongs to you and that you can do what you want with it.
• 19:31
  Our new pair of kicks. I buy some shoes.
• 19:33
  I want to go out to a bagging restaurant.
• 19:36
  I'll go out to The Shard. It's not spending on the Dunya.
• 19:38
  You start spending on things that you don't need looking for
• 19:41
  a reason to select for a reason. Spend on things that you don't
• 19:43
  need that fight. Now, it is an expense comes up.
• 19:47
  Yeah, no problem. It's an expense.
• 19:49
  So now you have to pay 500 lb to change all four tires as an
• 19:53
  expense, it's not from the Surplus.
• 19:55
  So now another Three pounds is taken off.
• 19:58
  It's no longer 2,000-pound left 1500 pound of end of the month.
• 20:01
  Whatever it could be 50 pounds. At the end of the month, you
• 20:04
  could be 10,000 pounds. At the end of the day, figure
• 20:05
  isn't important following. The prescriptions of Islam is
• 20:09
  important. So now this Surplus figure that
• 20:12
  is no longer. Your requirement is the right of
• 20:15
  someone else. Now, you might say that's a bit
• 20:18
  heavy where you getting that from.
• 20:20
  As I said, the verses I laugh for your Surplus belongs to
• 20:25
  someone else. Now you want?
• 20:27
  Who said this? Not drop a logic.
• 20:29
  Amir al-mu'minin, are you gonna be about it?
• 20:31
  So I'm sorry about Allah who said I'm who are they in
• 20:34
  natural? Beloved is quoted as saying
• 20:37
  whatever is Surplus to your knees, you are nothing more than
• 20:42
  a treasurer for it for someone else belongs to someone else.
• 20:49
  Now this is where we go deeper into the definition of charity
• 20:52
  and redistribution of wealth. When I give a donation to
• 20:55
  someone, Basically I'm doing them the favor right?
• 20:59
  Neal project needs 50 Quid. I give 50 Quid to it.
• 21:02
  That's be doing a favor to that person.
• 21:06
  When I'm a treasurer for someone else.
• 21:08
  It's not a donation. It belongs to you Satan.
• 21:10
  Can you see the difference? Not getting 15 years?
• 21:12
  Quit as a donation, 50 intricate belongs to you.
• 21:15
  That's why I said you're a shareholder in my wealth.
• 21:18
  Mmm, the Islamic term for this is a mustache teen, mr.
• 21:23
  Heck is someone who is all right over your right?
• 21:26
  Chuck Wright has a right over your wealth.
• 21:29
  Five categories of people in the piranha and was the heck
• 21:32
  according to the quranic went to Allah subhanahu wa'ta'ala.
• 21:35
  You know what those are try and guess what you want to guess the
• 21:38
  orphans no parents. Number one, the record of our
• 21:43
  family members, your near family members are most the heck over
• 21:46
  your wealth. So let's say I have 1,500 lb
• 21:48
  left over in the month. The first people have a right
• 21:51
  over is my family matter what Y is and orphans sure.
• 21:54
  I thought there's so many That's that's part of the
• 21:59
  redistribution but from zakat, sadqa homes and so on and so
• 22:04
  forth. We're talking about your
• 22:05
  personal wealthy and the first people that have rights over it.
• 22:08
  Mmm. Because orphans, even though
• 22:12
  they don't have parents, or one parent has died, they still have
• 22:15
  family members. Sure.
• 22:16
  Imagine you're an orphan in my family, so you do get my wealth.
• 22:19
  Yeah. Alma doesn't need to make
• 22:21
  orphans, as a separate category because you're you are in a
• 22:24
  family. You have a right over your
• 22:29
  uncle's wealth, you understand. So the first group of category
• 22:32
  of people are must-have Jean are that are Cordoba.
• 22:36
  And then after that Allah, subhanahu wa'ta'ala mentions in
• 22:39
  the Quran, the misaki, those people who are at home, they
• 22:45
  cannot find work. They cannot go out of their home
• 22:48
  to find work because for whatever reason, there are two
• 22:51
  elderly to go out there disabled differently-abled they can't go
• 22:54
  out. Yeah, and then Those who are
• 22:59
  Travelers. Yeah.
• 23:01
  What do you mean by Russian? Those people who are webinars
• 23:04
  Tennille, those people who are migrants economic migrants,
• 23:08
  those people who are Asylum, Seekers refugees in.
• 23:11
  The first country people have a right over that £1500 monologue.
• 23:15
  Now, as an example in our say, Nia in Leeds bubble, L.
• 23:20
  Shout out to bubble and we have a Christian Romanian, migrant
• 23:25
  community that came to Live very close to the house.
• 23:28
  A Nia 30 families, they didn't have blankets, they didn't have
• 23:32
  pillows, we raise money for them.
• 23:35
  Yeah. Now do we raise it as donation
• 23:38
  you can do that. Yeah but actually the
• 23:40
  fundamental is because they're what mr.
• 23:42
  Beale they've been stuck Travelers on their way.
• 23:45
  Yeah, actually there, mr. Heck from my wealth, they were
• 23:47
  right over my worth. Okay, third category, fourth
• 23:51
  category of people Allah says in Surah Allah, the ayaat those
• 23:54
  people who are sorry ill, they asked You for help, okay, and
• 23:58
  the fifth category is mutter Muharram, those people were
• 24:01
  denied help that blocked from help from others.
• 24:05
  They can't come and say I need help because there's something
• 24:08
  stopping them. Let's say right now, there's a
• 24:11
  sister in the community, she has a husband who was a bully?
• 24:15
  She can't go out to people. She her husband going to beat
• 24:17
  her up if she asks for help. Yeah, you need to spot that
• 24:20
  person and know that they're in a situation and give to them.
• 24:23
  They were right from your wealth.
• 24:25
  Five categories. This is read.
• 24:26
  Distribution of wealth. Why they have a right over your
• 24:30
  wealth. Neal tell me what's that?
• 24:32
  Famous Hadith. Someone can go into your pocket
• 24:35
  and take money from you. Yeah, I know you can a person, a
• 24:41
  brother. Yeah, brother is the one who can
• 24:44
  put his hand into your pocket and take from.
• 24:46
  Yeah, Miss Miller. Specifically, the time of the
• 25:07
  month. This is why I've heard the time
• 25:11
  of the Imam, Zaman. Time of mom is a month, it will
• 25:14
  be such a situation where you could put your hand in your
• 25:16
  brother's pocket and they will not feel or care and we are
• 25:19
  trying to establish that system for the amount of content.
• 25:22
  But is that what I'm trying to say is that meant to be a
• 25:23
  Timeless thing and it's not no it's what I mean.
• 25:26
  If you look at the time of the Prophet salallahu alihi Worley,
• 25:28
  his time was like that. Yeah.
• 25:31
  If you go back into the Quran, Allah subhanahu wa'ta'ala
• 25:34
  mentions in Surah, Taha. Sure that the Mahajan and the
• 25:38
  Ants are They used to give to each other.
• 25:41
  Why locanda be him, huh? Salsa.
• 25:43
  Even though the other was in poverty, even though both of
• 25:48
  them was were in Desperate poverty, the other would give
• 25:51
  and the other would take from them.
• 25:52
  Yeah. And you imagine a world like
• 25:54
  that, that's but that's the model.
• 25:56
  Now, again, I've just been humbly critical here of the
• 25:59
  wonderful work that's being done out there by a charitable
• 26:01
  models. We have based our system, mmm,
• 26:05
  on charity. And we think there were supposed
• 26:08
  to give charity We all, but by priority was supposed to
• 26:12
  redistribute wealth, right? I would like our communities,
• 26:15
  our ulema, our thinkers, our presidents communities to set up
• 26:22
  an Islamic model of redistribution of wealth, as
• 26:25
  vigorously or more vigorously than they have charitable
• 26:28
  services. That they're doing.
• 26:29
  Because if you were to redistribute the wealth you
• 26:31
  wouldn't need charitable Services.
• 26:33
  It's true. Hmm.
• 26:35
  Do you know this this this whole talk about giving weather Three
• 26:39
  distributional through its Surplus charity donation.
• 26:44
  You've obviously much a lot of you've had a journey of the life
• 26:47
  and I've seen so many things. You've met so many different
• 26:50
  types of people as, as we're moving forward.
• 26:53
  In the years, the focus on not being broke or the taboo of
• 26:58
  being broke is is evidently there in pop culture, music One,
• 27:02
  social media, the money mindedness.
• 27:05
  You know what was I listening to yesterday the base success on
• 27:08
  money. Hey.
• 27:11
  Something yesterday, it was crazy.
• 27:12
  It was something like you could wear a pair of Yeezys and how
• 27:15
  the system would make something in demand or lobsters.
• 27:20
  I saw this crazy video say about Lobster Lobster Lobster seen as
• 27:24
  a high-end luxury, food scene, the same video, obviously this
• 27:27
  weekend previously. It was considered to be as
• 27:29
  ordinary because workers were given it then, because it all
• 27:32
  goes stale, very quickly. Sorry, I've got no, no, because
• 27:36
  lobsters was go stale very quickly.
• 27:38
  It It to be sent from coastal areas Inland.
• 27:42
  Yeah, it needs to be eaten quickly.
• 27:44
  It was considered as a delicacy. Yes.
• 27:46
  And it became an expensive item, but overnight is Switched as a
• 27:49
  commodity because it was treated as an, I was a diamond ring,
• 27:52
  they just killed two workers, five times a week because it's
• 27:59
  high in protein is high and Supply, but because it's
• 28:02
  shortened demand from outside of the country is treated as a
• 28:04
  high-end commodity. No one actually likes to eat.
• 28:07
  Lobsters, is the kit the theory, right?
• 28:09
  Because it's seen as short, in Supply internationally, can't
• 28:14
  fly lobsters and you can import that kind of thing, it's got to
• 28:17
  be you see, for example you go to a high-end restaurant and
• 28:19
  take out the fish, doesn't the tire.
• 28:21
  That's right. So you peel them alive.
• 28:23
  I said so what happens is whether it's shoes or whether
• 28:26
  its food or whatever it is the populace right now will think
• 28:30
  that a commodity is expensive or worthy artificially made?
• 28:34
  I said, based on the perception that were given and what's been
• 28:37
  given to us now, Long-winded question.
• 28:40
  What I'm trying to say is, are we to money-minded?
• 28:43
  Do we are, we too superficial? We'll look at what the worth is
• 28:46
  on a menu or online when we're trying to buy something rather
• 28:50
  than look at the value of it to us in our Dunya and arkla.
• 28:54
  Yeah, what were fed all this? Like you rightly said, yeah,
• 28:57
  we're fed on this in terms of media that's pumped into us, our
• 29:01
  surroundings, our environment people that we are around us.
• 29:05
  Someone wearing a nice pair of shoes and someone wearing a nice
• 29:08
  jacket. And that then becomes into the
• 29:11
  mainstream, you know, the got our phones, but social media.
• 29:15
  Yeah, you know, these reels even the title, the word real makes
• 29:19
  it sound like it's real and it's happening this thing that's
• 29:22
  behind me, you know, so you're the lucky turn this off, not the
• 29:27
  actual that after Maghrib logos amazing but what is being
• 29:30
  displayed on the towel Live Vision it tells lies your vision
• 29:36
  is feeding you. There's people that have been
• 29:38
  watching this on Soap operas for 40, 50 years.
• 29:42
  Looking at their dreary lives on the screen, and comparing that
• 29:46
  to themselves. It plays something in the mind.
• 29:48
  You'll dropping bars, man. I'm sorry, I'm sorry.
• 29:52
  I won't spit. All right.
• 29:53
  Now, you know, what's really funny about this stuff about the
• 29:57
  artificial nature of it, we're actually giving to people who
• 30:00
  are truly, truly despicable, yeah, right?
• 30:02
  I'll just give you an example of Tommy Hilfiger.
• 30:04
  Yeah. He famously said that, if I'd
• 30:07
  known black people were gonna wear my clothes, my brand, I
• 30:10
  wouldn't have sold it exactly. I made that for me, the people
• 30:14
  and black people were going with.
• 30:15
  I don't believe there's such a thing as black and white people
• 30:17
  will just shades of skin tone, but I'm really the point I make
• 30:22
  is that when you have these sorts of people, and we're going
• 30:25
  out and buying these labels and the Versace brand, as an
• 30:28
  example, a person who is flagrantly homosexual and
• 30:32
  corrupt, we're going after these products that as you said with
• 30:37
  the ez-zor lobsters, the whole thing has been created by a
• 30:41
  brand. Advertise to us in such a way.
• 30:43
  That is emotionally enticing. Yeah.
• 30:46
  And we imagine that we need these things.
• 30:49
  Not saying that we don't have nice things.
• 30:51
  Good quality things by things were by for yourself.
• 30:54
  Not because you're, you're chasing chasing.
• 30:58
  The, you know what? These guys are said that.
• 30:59
  There's some things, I genuinely can't get my head around, like,
• 31:03
  every few months, a new pair of Air, Jordans will come out or
• 31:06
  like a new iPhone. IPhone 14 pro 14, proplast 14.
• 31:10
  This bubba, I don't understand Every 12 months.
• 31:14
  Sorry I pushed you they advertise?
• 31:15
  Yeah. Do we do.
• 31:17
  We really need these things will my life improve is it worth me
• 31:21
  spending eight hundred pounds or dollars on a new phone
• 31:24
  everything? These are the questions that you
• 31:25
  need to ask yourself. Yeah.
• 31:26
  What's the need? You know, if you watch get
• 31:29
  reform has a trainers in your, in your closet.
• 31:32
  If you've got a Wardrobe full of clothes, do you really need
• 31:36
  another item of clothes? And then this is the point
• 31:39
  anything above your needs, which is Plus your son is not supposed
• 31:43
  to be a donation and we're oh, I 1,500-pound in my account. 50
• 31:47
  pounds goes tonight in shock. Amazon's donation appeal, if
• 31:50
  it's above your need, it belongs to someone else.
• 31:53
  It's not yours and inject. That's, you know, because
• 31:56
  someone might turn around and they might put themselves in a
• 31:59
  position where they think. I at the moment.
• 32:00
  Have, for example, two thousand dollars or pounds Surplus on
• 32:03
  month. What I'm here for to them?
• 32:04
  Yeah. Therefore, for example, to have
• 32:11
  a higher, Higher end, this wall that lets say I'm a better car.
• 32:15
  Yeah, so my monthly expenses are higher so to the point where
• 32:18
  their monthly Surplus is minimized.
• 32:20
  So what I deemed to be an expense is only an expense
• 32:23
  because in the initial place, I bought a luxury item which has a
• 32:26
  high maintenance fastens, just what I mean, it's a Snowball
• 32:28
  Effect is the snow. Not only have you spent more of
• 32:31
  the Surplus which wasn't yours in the first place.
• 32:33
  You're not spending more to maintain it.
• 32:35
  Yeah everything is higher the the the tires are more in
• 32:39
  currency. Actual experience is like shoes.
• 32:42
  A Home of choosing a mansion. Yeah, you've actually you don't
• 32:44
  need three rooms in your house. Don't buy, six by six, bedroom
• 32:48
  house is really simple. If you've got this amount of
• 32:51
  food, eat to your need, don't eat so much that you're greedy.
• 32:55
  The next man can't eat, it's difficult.
• 32:58
  If you increase your living, if you're living increases
• 33:01
  increase, your given Alpha like that or to the same polite, same
• 33:05
  amount. True.
• 33:05
  Yeah. Increase your given, the more
• 33:08
  you have, the more you can give so work hard and the more Give
• 33:12
  the more you can have I'll try to write with.
• 33:15
  We've got poets everywhere, wash all, but it does go back to your
• 33:18
  point earlier in terms of the need, we've got to really think
• 33:20
  about a need and what we're buying into there was a time 10
• 33:24
  years ago, that everybody was wearing erect.
• 33:26
  Jackets. Yeah.
• 33:28
  But nobody knew the meaning behind why it became so popular.
• 33:31
  So in the hip-hop culture that some are you doing it?
• 33:34
  Why would he do it? So arrest jackets, had a very
• 33:38
  big deep inside pocket if you ever had one and it it was done
• 33:43
  by American culture by gangs, because he used to hide their
• 33:47
  pistols in that. Yeah, we see the youth now
• 33:50
  walking around with their trousers halfway down there.
• 33:53
  The, the buttocks hanging out, right?
• 33:56
  Yeah. Why do they do that?
• 33:57
  Why do they buy into that culture?
• 33:59
  Because it becomes the thing to do is popular but they don't
• 34:02
  realize where that comes from prison culture, even like the
• 34:05
  spudding I'm going to share it was sudden, I'm not gonna motion
• 34:07
  on the table. I mean, spy, the in his well,
• 34:09
  why do we do that? Mmm, you know, listen, Think
• 34:13
  before you act, think twice and then act, once do some research
• 34:17
  into why you are buying into Brands why you're buying into
• 34:21
  culture and is it beneficial to you?
• 34:24
  Do your knowledge? Okay, so no, I mean, in the last
• 34:26
  portion of the discussion, I think it'd be nice to focus on
• 34:30
  now and the urgency of giving now, or re thinking at the bare
• 34:35
  minimum reshaping our mentality for this coming few weeks left,
• 34:39
  we have ensure on a mobile. Yeah.
• 34:41
  So say it. If you don't mind I'll put you
• 34:43
  on the spot. You know I like you know I know
• 34:45
  you're not gonna do that why we gotta do this now and how does
• 34:48
  that link to my spirituality? Because I'm trying to just do my
• 34:51
  fast but he must a long time. Have my afar and then start my
• 34:55
  next day. My mind is blank.
• 34:56
  Why does it really? Yeah.
• 34:58
  How do you put me on the spot? Dangerous there's a link between
• 35:01
  the two because of llamas on you mean yeah I mean what if there
• 35:06
  is someone out there talking about the here and now just
• 35:09
  forget it - lets listen let's step outside.
• 35:12
  Although that's appreciate we are Ramadan and there's more
• 35:14
  reward in it. But whenever wherever we are at
• 35:17
  any stage in our life, whatever month, wherever they of the
• 35:19
  week, if we see someone that needs something we need to give
• 35:23
  ultimately if I get rewards, forget as long as I get gender
• 35:26
  as a human being, although we have to keep those in mind as a
• 35:29
  human being, we should give to the Here and Now ultimately,
• 35:32
  because imagine you are in that position and I was doing a live
• 35:36
  show with the Neil knows, from last year, for the hope of
• 35:38
  young. I remember and you measure the
• 35:40
  point. The I remember today.
• 35:42
  A during a different recording. I'm going to go into that by the
• 35:45
  emotion on there and we were talking about food, we can you
• 35:50
  know, fast during this holy month and mentally know we're
• 35:54
  going to be comfortable at home. There's gonna be a fire on the
• 35:56
  table, but there are those fasting without a floor true.
• 36:00
  So if we ask ourselves these questions or if we Ponder and
• 36:05
  reflect on the reality of the world, first of all on the side,
• 36:08
  why Charities important and a links Bank back to the For point
• 36:12
  that if you copy of put a cross-check on it which is the
• 36:14
  redistribution of wealth. If I could have a far country as
• 36:17
  a Muslim as another Muslim out there he doesn't have thought
• 36:20
  after his first definitely something is wrong in society.
• 36:23
  Yeah, something is. Sometimes those Muslims are
• 36:24
  actually in our own Community. You're sitting next to the
• 36:27
  middle Hussein ear and because they have not got a voice.
• 36:32
  You would never know they're shy because I don't want to come
• 36:35
  exactly. They don't have authority
• 36:37
  either. Yeah, yeah, they will come to
• 36:39
  the mosque, just to eat. Yeah.
• 36:41
  It will come to them. Mosque.
• 36:43
  Sometimes in our in our mashed is we go there and we're feeding
• 36:46
  people already have food we live in this in this like age of
• 36:50
  expectation. Yeah.
• 36:51
  Well people are offended if you don't invite them over for a far
• 36:55
  or if you don't volunteer to pay at a restaurant and you don't
• 36:57
  take to Palau and she see what I mean.
• 36:59
  But at the end of the day, we have to understand that we are
• 37:02
  living in a cost-of-living crisis Beyond, people aren't
• 37:05
  always prepared to put three fingers on the table for each
• 37:08
  meal and stuff like that. When you go out it's not always
• 37:11
  capable for a lot of He won. Sometimes we have to be
• 37:13
  conscious of that and we have to, we have to adapt in the
• 37:16
  situation. Yeah.
• 37:18
  The expectations are as artificial as the brand that
• 37:23
  we're buying into. Yeah, because it's all the fee.
• 37:27
  So, you know, some cultures are known for their generosity,
• 37:30
  where it's like, everybody fights to be able to pay the
• 37:33
  bill and, you know, the one who doesn't is kind of an
• 37:37
  embarrassment for them, but Shuffle mode on, you know, it's
• 37:40
  supposed to teach you that. That there are people who are
• 37:43
  struggling out there. You don't see there anything but
• 37:46
  their face, but you don't know what's happening inside their
• 37:48
  bodies and you are supposed to experience for those 12 hours of
• 37:53
  the faster, 14 hours of the fourth, whatever what they're
• 37:56
  genuinely going through every day.
• 37:58
  And if you can't change your behavior after genuinely feeling
• 38:02
  what another person is going through, I don't know what else
• 38:04
  is going to change your behavior, true.
• 38:06
  If you're still acting the same at the end of your hunger
• 38:10
  knowing that you've got Comfort when you know, This person next
• 38:13
  to you is going to continue to go hungry again.
• 38:15
  Tonight. There's nothing is going to
• 38:17
  shake you out of that you've missed the point of fasting.
• 38:20
  True. Yeah, definitely.
• 38:22
  You know, knowing we were going to discuss this on the podcast
• 38:24
  today. I wasn't sure when I can ask
• 38:26
  this question or it may come out a bit rude but seeming that
• 38:30
  you're a scholar and we are, we learn from you never shot.
• 38:34
  Everyone listening is the source source of to us.
• 38:37
  Why are the people of n? Not teaching us this.
• 38:40
  Why is it my first time hearing this?
• 38:42
  From Chef, John from Lubbock, from my entire 30, odd years of
• 38:45
  being on this Earth. No one's ever told me or told me
• 38:48
  the concept of distribution of wealth.
• 38:50
  Only charity. Why are we hearing it just now?
• 38:53
  Are they hiding it from us? The only focus on homes, they
• 38:56
  talked to us about homes and charity, not this, not even
• 39:00
  zakat. Sometimes they don't touch on
• 39:01
  soccer. I'll be very honest.
• 39:04
  Okay, I believe humbly, we have fallen into What?
• 39:13
  I term as the donor agency, lead charitable model of services,
• 39:26
  donor agency, lead Services. What I mean by that is that the
• 39:32
  donors may Allah bless these wonderful generous donors, they
• 39:37
  have to be appealed to. And so, you need to put
• 39:41
  something on the The screen that makes them want to give.
• 39:46
  What do you do? You have to show them a picture
• 39:48
  of a your Timur? She has one shoe.
• 39:51
  She's living in poverty. You have to make the image and
• 39:55
  the sound in the background of the advert appealing
• 39:58
  emotionally, such that, the donor wants to give and the
• 40:02
  agency is trying to raise the money.
• 40:05
  So it has to be able to Present the case of the edema in order
• 40:12
  to make the donor, want to be able to pay that 10 pound a
• 40:15
  month subscription to help her. So the charitable services are
• 40:20
  being led by the emotional needs of the donor and the emotional
• 40:26
  manipulation of the agency. Okay, this is in International
• 40:31
  Development, Theory, called donor agency, LED charitable
• 40:36
  Services, everybody with me, okay?
• 40:39
  Muslim and she charitable Services.
• 40:43
  Mimics this problem. And so what happens is it
• 40:48
  prejudices? It puts this method at the
• 40:52
  Forefront of trying to raise money.
• 40:54
  When you go to a Gala dinner, the show you the video, it's
• 40:58
  three minutes long. It's showing you how they've
• 41:00
  given them money to this family in it and happy.
• 41:03
  And before this Islam has a different model of economic
• 41:09
  theory, which is rooted in liberating, liberating people
• 41:14
  from sin. Liberating people from shirk
• 41:17
  liberating, people from poverty and that informs that part of
• 41:21
  the economy informs the way in which we're supposed to
• 41:25
  redistribute wealth. Which informs the charitable
• 41:28
  services to answer your question.
• 41:30
  Very succinctly. We have focused on the last
• 41:34
  point of the Islamic economic system, just on charity and only
• 41:38
  on three or More popular types of Charity.
• 41:41
  Yeah, orphans widows education, building mosques nothing else.
• 41:48
  Even though the Quran has 20 Avenues of charitable Services,
• 41:53
  we have focused on four and we focus on a donor Aid agency, LED
• 41:59
  model. But these are the four that we
• 42:00
  can emotionally relationally, emotionally relate to them, but
• 42:03
  not because that's what the Quran tells us, right?
• 42:06
  So what we need to do and I'll be completely Frank.
• 42:08
  We need to rip apart the system, rip it up, not saying that we
• 42:12
  stop the good work. I'm saying you rip the system
• 42:15
  apart the aid, agencies need to come together that I Lamar need
• 42:19
  to come. They need to study the 20
• 42:21
  different charitable Avenues and instead of 10, she ate agencies,
• 42:26
  all focusing on your team on a charm or our army.
• 42:30
  Will let three of them focus on it.
• 42:33
  There are others focus on two of the other 28 avenues that the
• 42:38
  plant okra The others folk until all 20 are covered and how is
• 42:44
  that funded? Not by donations charity.
• 42:48
  By redistribution is not from Allah.
• 42:50
  Haylage is our got there, people find out at the end of the year
• 42:57
  we'll have the details will be focused on this topic Charles
• 43:00
  and Charles on food. Chef, thank you very much as
• 43:03
  always for your time and a lot more than absolute pleasure to
• 43:05
  have you not just the first time but now I'm done that on the
• 43:07
  second occasion we're learning from You and we ask of us want
• 43:10
  other to give you mortal fear and to do that in order to
• 43:13
  harvest the wisdom you share with us and the worldwide
• 43:16
  community. In the long name, God bless you
• 43:18
  and to all the viewers as well. Absolutely.
• 43:20
  And had you known as well for your hard work and we know
• 43:22
  you've been working hard the last few days and with the hope
• 43:24
  of Peel and inshallah undercook, the continue no coming days and
• 43:28
  surely. You're going to continue this
• 43:29
  hard work and also the all the other activities you're doing.
• 43:33
  I sit behind the work behind the scenes, the sort of stuff you're
• 43:35
  doing, and I don't know how you do it.
• 43:37
  Martial law, so keep it up, thank you, and Then say it as
• 43:40
  always, thank you as well. I don't thank you enough, you
• 43:43
  know, I think we got along with. We got a moment.
• 43:47
  Yeah God bless you and promise sisters.
• 43:50
  This has been an amazing discussion.
• 43:51
  Have the love with, as you guys know, the theme of this
• 43:53
  conversation or of our shahru Ramadan, these two things,
• 43:57
  spirituality and community, and tying the two together from the
• 44:00
  beginning of the month. And even before the month, we
• 44:02
  mentioned that we want to focus on these two things last week,
• 44:05
  we talked a lot about spirituality and a lot today,
• 44:07
  we're talking about community, Community Development.
• 44:10
  We're going to continue this theme.
• 44:11
  As every podcast comes and inshallah.
• 44:13
  We have like a future podcast. Plan going in more depth towards
• 44:16
  the charity, the world of Charity.
• 44:18
  So we can understand the inside behind the scenes, what actually
• 44:21
  happens with Charities and focusing also on the
• 44:23
  international angle of it as well.
• 44:26
  So, keep tuning in. There's a lot coming and not
• 44:28
  just on the serious stuff. There's also some limes stuff,
• 44:31
  some banter and stuff. I know you guys love it as well.
• 44:34
  So hit that subscribe button. If you're watching on YouTube
• 44:37
  make sure you hit the notification Bell and if Single
• 44:39
  apple on Spotify. Give us a follow as well.
• 44:42
  And leave us a review. Keeps us going.
• 44:44
  Said anything to add before we wrap up.
• 44:46
  No, just may Allah, accept everyone's fast.
• 44:48
  Keep us in your doors, especially the share for giving
• 44:51
  us this this, this understanding of redistribution of wealth and
• 44:54
  life had a, my amazing co-host. I forgot back to our moment.
• 44:58
  I'm brother Neil, but more importantly, not myself.
• 45:00
  Everyone out there who needs from the food.
• 45:02
  Anyone out there who needs a roof over the head, wherever
• 45:05
  they are on the world. Be as generous as you can in
• 45:07
  sha. Allah, may Allah bless.
• 45:09
  Us, you and reward you for your charity.
• 45:10
  This volume of assalamualaikum, warahmatullahi wabarakatuh.