Latest / The Curve / Vic’s Review of ‘The Soul of Money’.

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Vic’s Review of ‘The Soul of Money’. · The Curve

• 0:00
  I'm really excited for this episode.
• 0:02
  Nice.
• 0:02
  We've talked about it for a while.
• 0:04
  Book context, a bit of behind the scenes.
• 0:06
  I love to read a finance book.
• 0:08
  So Vic loves reading finance books.
• 0:10
  But also, when it comes to planning our podcast,
• 0:13
  we like to try and work in advance.
• 0:15
  You know, we like to make sure that we've got enough good ideas
• 0:19
  in the bag to be able to plan our content calendar
• 0:23
  and find out who's my voice.
• 0:25
  You know, it's a venture world.
• 0:28
  Anyway, probably about a month ago,
• 0:30
  I said to Vic, I think we're a bit low on raising the curve episodes.
• 0:34
  Can you think of some thanks?
• 0:35
  And she was like, I've got some ideas.
• 0:37
  And we've recorded quite a few lately.
• 0:39
  And they have been so interesting.
• 0:42
  And I'm really looking forward to today
• 0:44
  because when we last did an episode,
• 0:46
  it was kind of like a book review.
• 0:48
  What was it, the psychology of money?
• 0:50
  It was the psychology of money.
• 0:51
  And we have had so many people constantly saying
• 0:55
  that they love those types of episodes
• 0:57
  because it is a lot to read a book like that.
• 0:59
  And a lot of people don't have the time.
• 1:01
  And so I think to kind of get the best bits out of it.
• 1:04
  Well, the book I'm reading at the moment is come as you are.
• 1:06
  So I can do a review after that.
• 1:08
  I've read that book.
• 1:09
  Oh, my God, it's so good.
• 1:10
  It's so good.
• 1:11
  It's about whizms.
• 1:12
  It's slight tension for the finance book.
• 1:14
  Yeah, it's about sexual accelerators and breaks and desire
• 1:18
  and not really podcast, financial podcast worthy.
• 1:22
  But don't you think the accelerator break thing is fascinating?
• 1:25
  Fascinating.
• 1:26
  Yeah.
• 1:27
  I'm going to give the one minute overview of this.
• 1:29
  But if anyone's interested,
• 1:30
  it's called come as you are like CUM.
• 1:32
  Not come as you are.
• 1:34
  And it's called, it's C-O-E-M-E.
• 1:36
  Is it?
• 1:37
  Yeah.
• 1:38
  A lot.
• 1:39
  Okay. It's called come as you are.
• 1:40
  Anyway, point is, they talk about orgasms.
• 1:42
  But the breaking accelerator thing is basically like,
• 1:44
  as women, we are so much harder for us to get in the mood
• 1:49
  than it is for guys.
• 1:50
  Like they seem...
• 1:51
  We'll be sure desires our brain.
• 1:52
  Not our gender.
• 1:53
  100%.
• 1:54
  And like the idea that you could be in a bedroom that's like,
• 1:56
  guys could be in a bedroom that has like take out all over the floor
• 1:59
  and you know, it just grows.
• 2:00
  And they could still like, in a reaction where it's like for me,
• 2:03
  when I read that book, I realized like a tidy clean room
• 2:07
  with like a candlelit.
• 2:08
  It's like the biggest effort is yet for me ever,
• 2:11
  which is so weird.
• 2:13
  But like small things like that can be like huge accelerators
• 2:16
  or breaks like noise in your house.
• 2:18
  You're in a flat and you're super noisy.
• 2:19
  If you've heard about someone walking in on you
• 2:21
  or like all those things can make it hard for you to get around.
• 2:23
  So anyway, it's a great book.
• 2:24
  Then it wants to listen.
• 2:25
  Yes.
• 2:26
  But that's not what we're talking about today.
• 2:27
  We're talking about a finance book.
• 2:29
  Oh, even that just makes it sound boring.
• 2:30
  No, it's not.
• 2:31
  It's a money book.
• 2:32
  And it's so beautiful.
• 2:33
  Oh, it's such a cool.
• 2:34
  Sorry, it's been to Greece and back.
• 2:36
  It's a bit weird.
• 2:37
  I don't think it looks weird at all.
• 2:38
  We should see my books.
• 2:39
  So it's called The Soul of Money.
• 2:41
  And it is written by a lady called,
• 2:45
  what's her name?
• 2:46
  Lin Twist.
• 2:47
  She's a global activist and she is,
• 2:50
  she's spent decades working with like billionaires
• 2:53
  and people in like remote remote communities.
• 2:55
  And it's all about her business or her,
• 2:58
  sorry, her charity is called The Hunger Project.
• 3:00
  And it's like she is talking about the fact that her key thing
• 3:04
  is like we have enough food in the world to feed everybody.
• 3:08
  It's just not distributed in the right way.
• 3:10
  So anyway, then she starts.
• 3:11
  So she has to go and raise money from these billionaires
• 3:14
  to help, you know, these extreme,
• 3:16
  this community is an extreme poverty.
• 3:18
  And like she used to talk.
• 3:19
  Anyway, she's talked to both ends of the spectrum
• 3:21
  in terms of wealth on this planet.
• 3:23
  And one amazing woman.
• 3:24
  Oh, it's just like her,
• 3:26
  this book is kind of a reflection of what money does to people.
• 3:30
  Wow.
• 3:31
  And how people interact with it.
• 3:32
  And like just how we can control it,
• 3:36
  not only that control us.
• 3:37
  And it's, yeah, it's like pretty incredible.
• 3:39
  Yeah.
• 3:40
  Just looking even at this,
• 3:41
  for anyone who knows Brunei Brown,
• 3:42
  which I feel like most of the audience will.
• 3:44
  So on the front of the book,
• 3:45
  it says it's a quote by Brunei.
• 3:47
  And it says a life-changing read
• 3:48
  with warmth, honesty, and storytelling.
• 3:50
  Lin turns everything that we think we know about money upside down.
• 3:53
  It's the book that we all need right now.
• 3:55
  And if you look at the back,
• 3:56
  it's like Jane Goodall's Reddit,
• 3:57
  D-Pup Shocker,
• 3:58
  like all these incredible people.
• 4:00
  And it kind of puts our whole podcast on its huge.
• 4:02
  Oh, really?
• 4:03
  Oh, no.
• 4:04
  So I was like, oh, there you go.
• 4:05
  Really?
• 4:06
  Like we're like, put money away.
• 4:08
  You know, you might need it in the future.
• 4:10
  Like all of this is like, you know,
• 4:12
  no, you'll value, try and earn as much as you can.
• 4:15
  You know, so you can invest more in, like,
• 4:17
  save for any day.
• 4:18
  And like, anyway,
• 4:19
  Is she going the total opposite?
• 4:20
  Not total opposite,
• 4:21
  but there's just parts in it.
• 4:22
  I was like, oh,
• 4:23
  oh, my God, interesting.
• 4:24
  Yeah.
• 4:25
  The first part is all around the myth of scarcity.
• 4:27
  And it's all about the fact that, like I just said,
• 4:31
  like we've been taught to know that more is better.
• 4:35
  That there is never enough,
• 4:37
  that will never have enough.
• 4:39
  And this whole there is not enough,
• 4:42
  like rule just like runs the world.
• 4:44
  And if you think about,
• 4:45
  when you wake up in the morning,
• 4:47
  you know, for most people their first thought is like,
• 4:49
  I haven't had enough sleep.
• 4:50
  I haven't had enough exercise.
• 4:51
  I haven't had enough healthy food.
• 4:53
  I haven't had enough, you know, like all of this instant,
• 4:56
  you instantly start your day with this
• 4:59
  scarcity I haven't had enough mindset.
• 5:01
  So true.
• 5:02
  And I do that all the time.
• 5:04
  Like the number of times I wake up, I'm like,
• 5:06
  having enough sleep.
• 5:07
  And then it's just,
• 5:08
  that is my mindset for the day.
• 5:10
  And I think, you know,
• 5:12
  I lean into my tiredness,
• 5:13
  or I lean into the fact that they can't constantly,
• 5:15
  you know, it's just like this whole,
• 5:17
  yeah, it just sets the time.
• 5:18
  It's like not having enough of everything at a time,
• 5:21
  not having enough time with friends,
• 5:23
  not having enough light in your house,
• 5:26
  not having enough clothes in your wardrobe.
• 5:28
  Like it is,
• 5:29
  and also I guess.
• 5:30
  Not having enough time on this planet,
• 5:32
  not having enough time with your kids,
• 5:33
  not having enough time,
• 5:34
  it's just so good.
• 5:35
  But also I guess like not the timepiece,
• 5:37
  but like the stuffpiece,
• 5:39
  it's how capitalism thrives, right?
• 5:42
  And so like we've all bought into this,
• 5:45
  excuse the pun, idea that like we need more of everything, right?
• 5:49
  Because that's what big businesses actually profit off.
• 5:52
  Yeah.
• 5:53
  And she talks about booze and food on this planet.
• 5:57
  And like she's like there is enough food to feed
• 5:59
  every single person on this planet.
• 6:01
  But it's not because of lack,
• 6:04
  it's because of the distribution,
• 6:05
  and like the system of inequality,
• 6:07
  it's like we have just been fed
• 6:10
  for years and years and years,
• 6:12
  this toxic belief of scarcity,
• 6:14
  which shows up in like there's not enough
• 6:17
  that more is better.
• 6:18
  And like this is just the way it is.
• 6:20
  Like it's a hustle,
• 6:21
  it's like you've just got to get more and more and more and more.
• 6:23
  And she's said to the point
• 6:25
  that it literally like rungs people's lives
• 6:27
  of always wanting to have more and more and more and more.
• 6:31
  It's quite sad, isn't it?
• 6:32
  Because it's like insatiable need for more
• 6:35
  in every kind of element of your life.
• 6:37
  And it makes us like compete
• 6:39
  against each other instead of like collaborate, right?
• 6:41
  It's like if I'm competing for you for a job
• 6:45
  or for a house or to be the best business
• 6:47
  or like competing against you in like a business sense.
• 6:50
  And a lot of communities
• 6:51
  and a lot of religions don't do this,
• 6:53
  but it makes us hoard instead of share.
• 6:56
  You know, it's like this is mine,
• 6:58
  instead of like sharing with your community
• 7:00
  or your family or...
• 7:01
  I'm so guilty of this.
• 7:03
  Like I think that I've not spent enough time
• 7:06
  and cultures that it's proper community.
• 7:09
  Like I've had a few moments
• 7:11
  where I've traveled to parts of the world
• 7:13
  where it's like grandmothers raise the grandkids.
• 7:17
  And it's like you see babies on every hip
• 7:20
  and everyone cooks together.
• 7:22
  And it is true community.
• 7:23
  And I think we talk a lot about community in the West.
• 7:27
  But it is totally different to what?
• 7:30
  It looks like in a lot of cultures.
• 7:32
  Yeah. And I think that when you're competing
• 7:36
  and you know, you just want more
• 7:39
  and you never have enough
• 7:41
  and you've got that scarcity mindset.
• 7:43
  It's like that just leads to so much stress.
• 7:45
  You know, it's like we don't have enough time.
• 7:47
  Okay, how do I create time?
• 7:48
  I don't create time by having more money.
• 7:50
  How do I create more money?
• 7:51
  I create more money by having, you know,
• 7:53
  maybe working harder or like, you know,
• 7:54
  just all of this stuff
• 7:56
  feeds from a level of scarcity,
• 7:58
  not sufficiency.
• 8:00
  And yeah, it shows up in how we spend,
• 8:03
  how we save, how we treat each other,
• 8:05
  you know, like treating on each other
• 8:07
  to get to the top to have bigger
• 8:09
  and better whatever it is.
• 8:11
  Yeah, it's just like quite an incredible opening
• 8:13
  to the book.
• 8:14
  I was like, oh my goodness.
• 8:15
  What is my enough?
• 8:17
  I don't even know what my enough is.
• 8:19
  I don't think anyone,
• 8:20
  like I don't think a lot of people
• 8:21
  would know what their enough is.
• 8:23
  It's quite interesting.
• 8:24
  Like I think that Buddhism
• 8:26
  and a lot of Eastern philosophies
• 8:29
  that I've been lucky enough to like
• 8:31
  sort of learn a bit through like yoga.
• 8:34
  And you hear it in like the way
• 8:36
  that if people become monks
• 8:38
  and like you have to give up all your belongings
• 8:40
  and that's all about like being content
• 8:42
  and in the moment.
• 8:43
  And I think that with technology,
• 8:45
  with the way that we see what everyone else has,
• 8:48
  that we then perceive that we don't.
• 8:50
  Yeah.
• 8:51
  We live in a world where it's
• 8:54
  quite impossible unless you give up
• 8:56
  what is modern world really
• 8:58
  to have more of a detached
• 9:01
  against things and stuff.
• 9:03
  And remove that competition.
• 9:05
  Right?
• 9:06
  Like being like, oh, you've got a bigger house than me.
• 9:08
  Or like, oh, you've got a better place than me.
• 9:10
  They live in the playing field.
• 9:12
  There's this thing in Buddhism
• 9:13
  where they say like, you know,
• 9:14
  you don't need to give up all your stuff
• 9:16
  or your things.
• 9:17
  You just want to make sure you have your palms up.
• 9:20
  And it's like, yeah.
• 9:21
  So it's like rather than like having your palms down
• 9:24
  in terms of clinging to my house,
• 9:27
  my belongings, like the things
• 9:29
  because if you take them away,
• 9:31
  I don't know who I am and I'm not okay.
• 9:33
  It's like it's okay to have them
• 9:35
  because also like living in today's world
• 9:37
  like that is the reality, right?
• 9:39
  You do need to have things.
• 9:40
  Yes, yeah.
• 9:41
  But it's like if you take it away,
• 9:43
  I know like my value isn't based on the stuff
• 9:45
  that I have all the things that I own.
• 9:47
  I'm not like going to cripple without it.
• 9:49
  Yeah.
• 9:50
  And she talks about like towards the end of the book
• 9:52
  is like how money is just like a flow of water.
• 9:55
  Like it comes and it goes.
• 9:56
  Sometimes you have a big rush.
• 9:58
  Sometimes you have a trickle.
• 9:59
  Sometimes it gets a bit stuck.
• 10:00
  You know, sometimes,
• 10:01
  and it was just like this really beautiful analogy
• 10:04
  of like some people have more,
• 10:06
  some people have less,
• 10:07
  but it's like it is just an energy
• 10:09
  that kind of like passes through you.
• 10:11
  And it's like some people allow it
• 10:13
  to affect them more than it should.
• 10:16
  And there's like one question
• 10:19
  in the beginning of the book.
• 10:20
  And she's like, you know,
• 10:21
  when you, when you do spend money,
• 10:23
  are you making a choice to spend that money
• 10:26
  because it aligns with your values
• 10:29
  or are you doing it out of fear?
• 10:31
  You know, about scared that you're going to miss out,
• 10:34
  for example.
• 10:35
  And I really sat there and I was like,
• 10:36
  oh my gosh, there's a lot of,
• 10:37
  a lot of choices I make with my money
• 10:40
  in a roundabout way
• 10:42
  are a fear of missing out.
• 10:45
  Not in like the,
• 10:46
  the foremost things that we know,
• 10:47
  but like even buying a house, right?
• 10:50
  It's like, oh,
• 10:51
  I need to do that because that's the thing
• 10:53
  that you do and that's what everyone else does.
• 10:55
  And that's, yes,
• 10:56
  it's, yes, it's a how to grow wealth.
• 10:57
  But even that in itself,
• 10:59
  growing wealth through property,
• 11:01
  through investments,
• 11:02
  like it's all to have more and more and more.
• 11:06
  Yes, there's like,
• 11:07
  there's, there's a point
• 11:08
  where you have financial independence
• 11:10
  and freedom.
• 11:12
  But at what point do you stop
• 11:14
  like running that race?
• 11:16
  When you say,
• 11:17
  like I love the analogy
• 11:18
  of the water,
• 11:19
  I think that Roxanne Fursi
• 11:20
  and that conversation
• 11:21
  we have with her,
• 11:22
  she spoke about that a lot
• 11:23
  and she,
• 11:24
  and so maybe we could link that
• 11:25
  into the podcast show
• 11:26
  and once if you haven't listened to that episode,
• 11:27
  because she,
• 11:28
  she spoke a lot about how money
• 11:29
  is an energetic exchange.
• 11:30
  And I think it was
• 11:32
  totally an unlock for me.
• 11:34
  But what you just said then about
• 11:36
  like choosing to spend out of fear,
• 11:39
  could you think of some other examples in the book?
• 11:41
  Because I really want to reflect on that for myself.
• 11:43
  I think it's for like,
• 11:45
  you know,
• 11:46
  are you,
• 11:47
  are you maybe buying clothes
• 11:48
  because you want to fit in
• 11:50
  and you want to,
• 11:51
  or is it actually
• 11:52
  because of how it makes you feel?
• 11:55
  It's more just
• 11:57
  making sure that when you spend money,
• 11:59
  it aligns your values.
• 12:00
  And we've kind of said that,
• 12:01
  and it's,
• 12:02
  I think for maybe,
• 12:04
  maybe quite a few people,
• 12:06
  it's like, yeah, but what does that mean?
• 12:07
  Do you know what I mean?
• 12:08
  Like even for me,
• 12:09
  spending a line with your values,
• 12:11
  it's like, yeah,
• 12:12
  when I buy gifts for other people,
• 12:15
  that,
• 12:16
  noticeably,
• 12:17
  I feel really great about that.
• 12:19
  You know,
• 12:20
  and it's like,
• 12:21
  that kind of comes back to this,
• 12:22
  like money is a flow of water.
• 12:24
  It's like a flow of,
• 12:25
  it needs to flow.
• 12:26
  Like it flows from me
• 12:29
  to the business owner who makes the coffee,
• 12:31
  which is exactly what privacy was saying.
• 12:34
  You know, it's like,
• 12:35
  it's just a flow,
• 12:36
  and it's like,
• 12:37
  big.
• 12:38
  It really carries your intentions as well,
• 12:40
  because if you're spending money on cigarettes,
• 12:44
  cigarettes,
• 12:45
  yeah, that's your intention,
• 12:46
  is that you are supporting a
• 12:48
  blowing money to that business
• 12:50
  that provides that for,
• 12:51
  yeah,
• 12:52
  and it's like making such a good way
• 12:53
  to think of it.
• 12:54
  I really love that.
• 12:55
  Also,
• 12:56
  they also talk about how it can be such a blessing
• 12:58
  and a curse.
• 12:59
  And part of me,
• 13:00
  I was like,
• 13:01
  yeah, okay,
• 13:02
  billionaire is like,
• 13:03
  they have it so tough.
• 13:04
  But I remember,
• 13:05
  she deals with these,
• 13:06
  you know,
• 13:07
  people that have inherited a whole lot of wealth
• 13:09
  and completely lost themselves,
• 13:11
  completely, you know,
• 13:13
  they have no idea who their friends are
• 13:15
  because it's all been dictated by money.
• 13:17
  Like they have no drive determination.
• 13:20
  They don't know their own purpose.
• 13:22
  Like all of that.
• 13:23
  And there's been people that,
• 13:24
  you know,
• 13:25
  it's created divides amongst family.
• 13:27
  There was one lady there.
• 13:28
  She was like,
• 13:29
  I do not want to inherit any of my family's wealth.
• 13:31
  It was a family billionaire.
• 13:33
  She was like,
• 13:34
  I've seen what it's done to my parents
• 13:36
  and my grandparents.
• 13:37
  And I don't want any of that.
• 13:38
  And it's like,
• 13:39
  it can be a curse.
• 13:40
  If you get too much of a flow,
• 13:41
  you know,
• 13:42
  it can really.
• 13:43
  You're drowning.
• 13:44
  Yeah.
• 13:45
  It's just interesting to view it as like this thing
• 13:47
  that just
• 13:48
  blows through your life
• 13:49
  throughout your life.
• 13:50
  You know,
• 13:51
  into things that you want to pass it on to.
• 13:54
  I really like what you said earlier as well
• 13:56
  about the idea of some people have more,
• 13:58
  some people have less,
• 13:59
  like,
• 14:00
  a different times in your life.
• 14:01
  I think
• 14:02
  something I know
• 14:03
  when we've spoken out
• 14:04
  that's like on social media
• 14:05
  or,
• 14:06
  I don't know if we've spoken about
• 14:07
  on the podcast before,
• 14:08
  but like,
• 14:09
  no one is in an exact
• 14:10
  similar position to you, right?
• 14:11
  Like,
• 14:12
  no one has the same amount of assets,
• 14:13
  the same amount in there.
• 14:14
  Bank account,
• 14:15
  the same access to inheritance,
• 14:16
  or whatever as you do.
• 14:18
  Yeah.
• 14:19
  And like, yes,
• 14:20
  there's the piece of realising
• 14:21
  you don't know what they're paying for
• 14:22
  or what's happening with other scenes.
• 14:24
  Like, you don't know
• 14:25
  what someone's actual financial picture is.
• 14:26
  So,
• 14:27
  you shouldn't,
• 14:28
  you've got to try and not be jealous
• 14:29
  of other people
• 14:30
  that have more.
• 14:31
  But it's
• 14:32
  also maybe like,
• 14:33
  thinking about it
• 14:34
  and that someone
• 14:35
  might have a really
• 14:36
  full river at that point in time,
• 14:37
  but it doesn't mean
• 14:38
  they're always going to.
• 14:39
  Yeah.
• 14:40
  And just because you've got a trickle
• 14:41
  at the moment,
• 14:42
  it's always going to be.
• 14:43
  It's like accepting the fact
• 14:44
  that, like,
• 14:45
  water, energy,
• 14:46
  and money flows
• 14:47
  in different stages
• 14:48
  at different times of your life.
• 14:49
  Yeah.
• 14:50
  And just like,
• 14:51
  kind of letting go of
• 14:52
  trying to hold on to
• 14:54
  trying to stroll or
• 14:55
  compare your pool of water
• 14:57
  with some analysis.
• 14:58
  And it's like,
• 14:59
  it's,
• 15:00
  it's almost like an energy,
• 15:01
  right?
• 15:02
  And we can direct it
• 15:03
  where we want to.
• 15:04
  And, you know,
• 15:05
  when we treat it with,
• 15:06
  like,
• 15:07
  fear or guilt,
• 15:09
  then that kind of energy
• 15:10
  stagnates,
• 15:11
  whereas if we actually
• 15:14
  embrace it
• 15:15
  and use it
• 15:16
  with the really purpose
• 15:17
  and clarity,
• 15:18
  it can actually be quite powerful.
• 15:20
  You know,
• 15:21
  if you're like,
• 15:22
  I actually want to support this charity,
• 15:23
  or I actually want to support this company,
• 15:24
  or I actually want to buy this gift
• 15:25
  for this person
• 15:26
  that's in need,
• 15:27
  or anything like that,
• 15:28
  it's like,
• 15:29
  it creates a real purpose
• 15:30
  and clarity
• 15:31
  to flow that money
• 15:32
  in that direction.
• 15:33
  Yeah.
• 15:34
  I also love the idea
• 15:35
  of that,
• 15:36
  like, just even,
• 15:37
  if we were to say,
• 15:38
  like, you were giving
• 15:39
  to charity right now,
• 15:40
  like, let's say there was,
• 15:41
  like, a charity
• 15:42
  you're really passionate about,
• 15:43
  when you go
• 15:44
  to like,
• 15:45
  make that payment,
• 15:46
  or give that person money,
• 15:47
  it's like,
• 15:48
  sending intention
• 15:49
  with it to,
• 15:50
  like,
• 15:51
  because it's not just the money
• 15:52
  that goes in their case,
• 15:53
  like,
• 15:54
  or she spoke about,
• 15:55
  she's like,
• 15:56
  I had to go to this,
• 15:57
  really,
• 15:58
  like,
• 15:59
  a charity,
• 16:00
  and she said,
• 16:01
  he didn't even know
• 16:02
  what the charity is about,
• 16:03
  like,
• 16:04
  so disinterested
• 16:05
  and gave her,
• 16:06
  like,
• 16:07
  absolutely no time of day,
• 16:08
  wrote a check
• 16:09
  because he wanted
• 16:10
  the business to look
• 16:11
  like it was supporting.
• 16:12
  You know,
• 16:13
  it wasn't,
• 16:14
  he didn't value
• 16:15
  their charity,
• 16:16
  he just wanted to do it
• 16:17
  from PR standpoint,
• 16:18
  essentially.
• 16:19
  She said,
• 16:20
  she put the money in her back,
• 16:21
  put the chicken in her back pocket,
• 16:22
  and like,
• 16:23
  for months,
• 16:24
  just didn't do anything
• 16:25
  with it,
• 16:26
  she didn't deposit it,
• 16:27
  because it would provide
• 16:29
  loans to
• 16:55
  this charity then it'll come back and you know like it was this whole and some people might be like
• 16:58
  oh that's so eerie fury and that's what but it's it's it's I don't know it's like when you have
• 17:02
  that intention I truly believe that's what you put out that you get back and it's yeah I think
• 17:09
  that that's I think it makes so much sense and like this is a weird example but like you can even
• 17:16
  notice it in like food for example like you know if you're like and I'm trying to make this not
• 17:21
  but like let's say you travel heaps for work and you're always eating in restaurants and you're
• 17:26
  always eating out or takeaway or whatever and you're quite disconnected from your food source like
• 17:29
  in terms of where the produce is coming from who's making your food like you can't explain it but
• 17:35
  it doesn't feel right after a while you're like all I want is a home cooked meal and it's not
• 17:40
  just the fact that it's healthier yeah there's something about the energetics of like you're putting
• 17:44
  something in your body that's been made either by you or someone you love and you I don't know
• 17:49
  you're just more connected to and I think that sometimes it's easy to say like oh energetic is
• 17:54
  woo woo it's not like you you might not even notice it but even in small ways you might eat out
• 18:00
  of restaurants for a week there's something in you that's like I need to go back to
• 18:04
  I need to go to see yeah yeah yeah she also like talks about how get money is like a current
• 18:11
  not a position which kind of comes into the flow thing and she's like it wants to move it wants
• 18:16
  to serve it's here you know it has a purpose essentially and that's to serve and yeah like when
• 18:22
  we dam it up out of fear or it stagnates so do we and she's like you know you she talks to some
• 18:28
  of the wealthiest people and many really shared the sense of like anxiety and guilt and like
• 18:34
  spiritual emptiness with money even though they had you know financial abundance they had so much
• 18:40
  money but it just meant nothing to them whereas and it was kind of what is the example I saw
• 18:45
  about before you know and it creates this like anxiety and guardiveness around money because
• 18:49
  you've created you know you're you're kind of like keeping it in close because you're like oh my gosh
• 18:54
  I don't want to be taken advantage of or I don't want to you know spend on this or that you know
• 18:58
  you're kind of you're damning it up and she's yeah obviously spoken with people that have very
• 19:04
  little and a very open and kind of generous with their money and they're at peace with that and
• 19:10
  it's just like this whole it's not greed I think it's just yeah when you have so much the kind
• 19:16
  of the value of it the spiritual value of it almost isn't there I think there's two things you're
• 19:21
  saying there yeah that that second part I think is fascinating because that's that's definitely
• 19:25
  speaking more to people who have so much they're so disconnected from what they spend
• 19:29
  away their money goes because that it's not an energetic exchange because they could be pouring
• 19:36
  out into the trash and they still have so much left but one of the things that you just said in
• 19:40
  terms of the damn I think is really interesting because it's almost like if you become if you try
• 19:46
  to keep it and not let it flow it has the adverse effects yeah and I think there's I guess there's
• 19:51
  two things right you can be careful and you can be measured in like a planned and conscious way
• 19:56
  with your money yeah but I think that there's a difference between that and this fear of spending
• 20:02
  and damning and like stopping because if I think about my life like if I think back to my time
• 20:08
  and said name I was a damn with everything in my life particularly my money and I know I've
• 20:15
  spoken others before but like if I could explain the energetics of it it was like extreme fear and
• 20:22
  guarding and like I I was mistaking that for being sensible with my money I think there's such a
• 20:30
  difference with whether it's going and spending money on something small like a bunch of flowers
• 20:35
  for example which you know at that point in time would have been a real waste and there's no
• 20:40
  way I would have spent money on a bunch of flowers but if I had a different mindset where it's like
• 20:46
  I have a bit of money there that I know I can you know things that bring me joy and that's really
• 20:50
  attached to my values and like yeah we'll bring me joy or whatever it is it's like it's just having
• 20:55
  a lucid grip I think you can still be and and you can still be like thinking about it because I
• 21:01
  think when you for me when I spend without any plan or I don't know where my money is that gives me
• 21:05
  almost more damn energy yes whereas if I have my money in different sort of pots and I know what
• 21:12
  I can spend it's way less of a damn because I know the money's there to spend I think maybe there's
• 21:19
  two things there it's like you can still have measures in place to make sure that your money is
• 21:23
  flowing in the directions that you want it to flow and it's all that being irresponsible yes
• 21:30
  I think in terms of what we educate as well is like every spending decision has an active power
• 21:36
  and we always talk about that right like when you invest you vote with your wallet when you
• 21:42
  you know even when you spend at a certain coffee shop like that is an active power you are giving
• 21:47
  that business that person you know your money and that you're you're flowing them energy you're
• 21:54
  giving them within investment you know tech of approval essentially is like I want you know I'm
• 21:58
  giving you my money so if we looked at our kind of your money reflects your values if someone wants
• 22:04
  to look at your bank statements what do you think they've learned about you or what do you think
• 22:09
  they would they would figure out that you care about okay let me have a look this actually
• 22:13
  really interesting and kind of scary but which account should I look at maybe you're non-essentials
• 22:19
  okay I feel like that's a bit more interesting she says that you should look at your bank statement
• 22:24
  in the same way that you look you would look at a diary like it should reflect you
• 22:30
  as a person and it should really tell the truth about who you are and what your values are oh
• 22:34
  shitballs I'm not stoked about what this says about me
• 22:37
  margaritas oh no this is not good this is not good at all back I have burger hang on here oh
• 22:46
  I was really hung over at the airport Romeo and Juliette that's amazing gelato shot oh my gosh
• 22:53
  oh shit I've not been a good version myself my diaries been bad I also did Uberites which I
• 22:58
  haven't done in years and there's Uberites on here there's Uber
• 23:04
  shit coffee Amazon I don't like it I don't like my do my digital money diary
• 23:12
  efficiency buying should online not buying locally not good that's all right oh no I'm
• 23:19
  gutted about that I would not I would not be friends with me gosh that's not there's actually
• 23:24
  I think that's a really good exercise put your investments in there I think your investments
• 23:29
  definitely align with your values but it's also looking at all money right like it's your
• 23:33
  spending it's your investing it's not just like we talk about a lot we talk a lot about investing
• 23:41
  aligning with your values but it's also your spending right it's also interesting because I think
• 23:48
  if you were to zoom out from this and all you took was like food or you know the stuff I've
• 23:54
  actually bought it's one thing but I think it's where have you bought it from yes and for how much
• 24:00
  yeah it's the layer deeper than what you're buying because I really I love the idea of supporting
• 24:07
  local I love the idea of buying local produce I love the idea of being healthy and putting things
• 24:12
  in if I look at my bank statement right now it's kind of the emphasis of that which is interesting
• 24:18
  just to like have a look at yourself and have a look at your bank statement and think like am I proud
• 24:23
  to does reflect who I want to bet yeah is this a good diary is this like someone not my diary would
• 24:29
  they be you know like oh so really lives with intention and like no like I want this to have I
• 24:35
  want this to be like like way more local rather than buying for efficiency or buying for like
• 24:42
  trying to save time and I also want I want there to be things that are more like selfless yeah
• 24:49
  I feel like I'm if you look at that and it's very selfish it's all for myself but it's not
• 24:55
  me to be shameful right it's just supposed to be like I don't know a reminder that your money choices
• 25:01
  tell a story about you and I think that's something to remember it's like it's very easy now days
• 25:07
  to just tap or like just you know we don't have to hand over money like we used to back in the day
• 25:14
  you know but it's like there's it's like every choice that you make in life is a reflection of
• 25:19
  you you know whether you do decide to hang out with your family or I don't know hang out with
• 25:27
  friends you know that's a choice that you're making if you decide to exercise or not that's a
• 25:31
  choice that you're making it's like it's very I think the other thing is I what I like about
• 25:36
  looking at your spending and at being a reflection or like a digital money diary in a way is that
• 25:43
  also not only is paying with a card way easier to be like quite subtle and it's not a physical I'm
• 25:50
  handing something over to you exchange so it's less conscious in that way but also because money
• 25:56
  for so long has been this taboo subject that you don't talk about when would you ever show your
• 26:01
  bank statement to somebody yeah but actually it's such a good exercise to look at yourself and look
• 26:06
  at your own spending and say like am I proud of the person that I am being with my money yeah or
• 26:12
  not and like in all honesty I'm so not when I look at that I look at that and I think cancel your
• 26:18
  Amazon subscription like they're media like me but I think it's also like you don't need to be rich
• 26:23
  to live an alignment right it's like it's like you can even the small decisions of like how
• 26:28
  you spend your time in the weekend how you know really all adds up to like your financial integrity
• 26:34
  and I think that's financial integrity oh that's powerful and that's like she talks about
• 26:41
  giving to charity and she's got stories from donors that have really shifted from like a guilt
• 26:48
  based investing of like I need to donate like a donate a march and like oh gosh too there's
• 26:53
  like values based giving which is I get to contribute to something meaningful and it's like
• 26:59
  we all could probably donate more but it's creating that like I want to contribute to something
• 27:08
  meaningful rather than I need to donate I need to donate you know because that comes back
• 27:13
  to the intention and like the impact that that money will have yeah yeah and it's like you don't
• 27:18
  need to be rich to make meaningful financial decisions like a five pound decision is much more
• 27:24
  powerful than a five thousand pound decision if it truly reflects who you are I think this is so
• 27:30
  inspiring I think you really like it actually the another thing she talks about we just can't we
• 27:34
  kind of talk to this is like um sufficiency and it's you know we even talk about and this is
• 27:39
  I was like oops we talk about this it's like having abundance mindset you know and she's like no
• 27:44
  sufficiency is not the same as abundance it's like it's not about more it's about having enough
• 27:50
  and sufficiency is not an amount it's not a dollar figure it also doesn't mean like settling for less
• 27:56
  it means recognizing like the richness of what you already have and that's just and that's not
• 28:01
  just money right that's like health wealth family education I all of that and it's it helps shift
• 28:10
  you away from constantly chasing and like actually living with intention and it kind of comes
• 28:16
  back to what we're talking about for about you know I am enough I have enough there is enough
• 28:21
  is kind of what she keeps putting back into the book yeah oh my god this is really hitting me where
• 28:27
  it's like around yeah sometimes I wish I could hear these things and then just like I had
• 28:35
  in the cave for a bit because I it's just so easy to get distracted or swept up in oh yeah
• 28:42
  that the rice or the hustle or the like yeah the stress of wanting more oh I know that but I'm
• 28:48
  gonna do this or I know that but I kind of want to like print out quotes and stick them all around
• 28:53
  my room in like the office and it's like money carries your intention we all have enough you know
• 29:00
  like just like this constant reminder because it's so easy to listen to this podcast or read the book
• 29:05
  and then kind of just fall back into old habits and it's an issue when you're being told constantly
• 29:11
  by all angles in society that's almost the opposite of that you know yeah but even like I I have
• 29:16
  sufficient I have enough I am enough there is enough I love that like such powerful words to even
• 29:23
  wake up to in the morning rather than like I haven't had enough say it but it's like no no I am
• 29:27
  enough I have enough there is enough I love yeah those three are like really powerful yeah and then
• 29:33
  lastly she's like money has no power except the power that we give it which is like so true it's
• 29:42
  it's a currency it's it's the power is what we give it in terms of like where we distribute it
• 29:48
  and what we intend to do with it or what we spend it on or what or you know whether we hoard it
• 29:55
  you know and and and giving whether it's giving your time your skills your kindness or your money
• 30:01
  it's like is one of the most bringing things that you can do with your resources so
• 30:07
  I love I love the idea of um the intention behind where you spend and I also love the idea that
• 30:15
  you give it the power you want so for example if you want to use your money too I don't know
• 30:22
  improve something that you don't like about the world or you know to contribute to a charity that
• 30:28
  is doing the work that you wish you had more time to do or you can be really intentional with
• 30:34
  your resources and you can give it the power that you want it's also on the flip side as well
• 30:38
  right money has no power it's at the power that you give it you know if you're stressed out because
• 30:42
  you don't have enough money don't let it give you that power you know like reframing it's like it
• 30:49
  only gives it only has a hold over you if you let it and yes there's little things that you can do
• 30:56
  that can set you up to like free yourself from that financial stress you know like having an
• 31:01
  emergency find the things like that but that's to almost like release you from this this hold that
• 31:08
  it has and whether it's a fear or whether it's a stress yeah you're spending whatever it is but
• 31:14
  it's like you're literally a piece of paper why do you have so much control over me do you know
• 31:19
  that's like yeah why is this thing that someone's created this means of exchange have so much control
• 31:28
  over me my mental health my mindset what I can achieve in like like all of this it's like no
• 31:34
  no and I know this is like it's a capitalist society living I get it like but it's still don't let
• 31:39
  something so it's almost like a made up it's control it's almost like a made up concept it's an
• 31:44
  exchange you're exchanging yeah god wow how amazing what an incredible book yeah and how did it
• 31:52
  make you feel when you like look to your own bank statements and you thought like is this a
• 31:55
  reflection of me I think it's it definitely made I think that the flow of money the energy
• 32:01
  exchange like not letting it have power over you like all of that like I do find I think
• 32:09
  with what we do at the curve and my own personal situation find money quite all consuming at times
• 32:17
  and in positive ways in negative ways but just like it is such a flow throughout my whole life
• 32:24
  you know all facets of it and so I find it really hard to disconnect from that but
• 32:29
  and even like the palms up thing is a really good analogy of letting it do its thing is kind of
• 32:35
  this fear that you create that you're not going to have enough it's like I don't want to wake up
• 32:40
  when I'm 7 to 80 years old and be like wow I worried my whole life about having enough money
• 32:48
  and I didn't actually just lean in and enjoy and live with purpose and like all of that so
• 32:54
  I don't I really admire people that don't let money control them it's so interesting that
• 32:59
  because like from the outside watching how you are with money in your personal life and in business
• 33:08
  whilst on the one hand like and you've opened up about this and the podcast about like financial
• 33:12
  burnout and it really really impacting your stress levels and the way you interact with friends
• 33:16
  and in your relationship you've definitely spoken about that so I'm not trying to say that's
• 33:19
  not a thing but from the outside you more than a lot of people I know do actually give that
• 33:28
  like and I don't know if it's if it is how you feel in terms of like not living your control way
• 33:32
  yeah like I like I know that you get really stressed out by money for good reason I think when
• 33:36
  you're running a business and you're employing people that of course it's really important to be
• 33:40
  aware of like how much runway you have and all of those things but like you spend money in a way
• 33:46
  that doesn't make other people around you feel stressed like when you spend on something
• 33:51
  the and maybe it's because you feel all internally and then you don't put in other people but
• 33:57
  to be around you like in a group setting off we're like spending money on something or you're
• 34:01
  buying someone a gift like you never put like how that exchange of spending or buying for whatever
• 34:11
  it is you never let like the emotions or the way it's impacted you affect other people
• 34:17
  and an example of that would be like if a bill comes even if you're like oh god that's more
• 34:23
  than I was expecting whatever you pay your share and it's not like something that like seeps
• 34:30
  into other people whereas I think I think that my my my fear and the way that money controls me
• 34:38
  and impacts my life and maybe it's because I'm just like a classic overseer all the time but I
• 34:45
  think that probably I let that impact people around me more than I would like to that you can spend
• 34:51
  freely within your means which I think is really admirable but I think that in itself to me is like
• 34:59
  okay well I've just got to I've got to continue this progress this drive this like creating wealth
• 35:05
  so then I can do that do you know what I mean like it's like this driven by the like okay I'm glad
• 35:10
  I can do it but I have to keep going to be able to do the thing but I think two things can be true
• 35:16
  right like you can still want to be able to live in a certain way and want to be able to be generous
• 35:21
  and want to be able to spend the money that you like in a way that works for you but also knowing
• 35:25
  that like where you are right now is enough and if for some reason you were in a different position
• 35:29
  it's like the palms up thing like you earn half as much money but and yeah you might not be able to
• 35:34
  be as generous financially but like you'd be generous in other ways and you'd be content with where
• 35:39
  you're at do you know what I mean it's like it's the I can sort of strive for this and I can be happy
• 35:44
  with where I am at the exact same time which is a hard balance because I think if you're like
• 35:49
  constantly trying to get somewhere to also be present where you are and have where you are is
• 35:54
  it's such a like almost cognitive dissonance because you trying to be present but get somewhere
• 35:59
  to and like and I think it's yeah it's just it's made me realize this book in particular like
• 36:05
  yes it was a book about money but it's also like so much bigger than that you know it's like a book
• 36:11
  about like how we live and living with intention and there was parts in it I was like oh my goodness
• 36:17
  I am so guilty of that like even like I have to donate more money I have to donate more money I
• 36:20
  have to donate like if you're really guilty that I don't donate more money to like charities
• 36:23
  and stuff and not support charities I feel really selfish when there's been money in myself
• 36:27
  all of this and it's like no but that's not even if I gave 50 pounds to a charity that doesn't
• 36:33
  make me feel you know probably any better whereas you know maybe going out and getting ingredients
• 36:41
  and making a friend some food who's just had a baby and is exhausted in giving that if the same
• 36:48
  50 pounds you know like I don't know that's probably bad example but like do you know what I mean
• 36:52
  I think that like is way more intentional than just like and this will be different for different
• 36:57
  people but I think it's it's almost thinking about like it's so interesting because we think about
• 37:01
  how money is a currency but it's thinking about energy as a currency it's thinking about
• 37:05
  yeah all elements of the things that we do and give to friends to the world to each other to
• 37:09
  ourselves is a currency and it's easy to be so disconnected from the currency of money and think
• 37:15
  of it very practically yeah rather than putting the emotion and love and intention behind
• 37:22
  where we're putting that money and like that's why if I look at mine and I look at how much I've
• 37:27
  been on Amazon on the last week which to be fair I only activated literally a week ago but for me
• 37:32
  it was like trying to do something quickly to get it done to do the thing rather than thinking
• 37:38
  I wow I get to spend money on something I get to go in and like actually choose a new hairbrush
• 37:46
  how exciting where do I want to buy it from who the what business do I want to support it's like
• 37:50
  it's it's it's changing your spending minds here into like this that it actually isn't you have
• 37:56
  to be intentional and if you want to be intentional in other parts of your life money has to come
• 38:01
  into that too and it's funny um I think it was this book I'm kind of 99% sure it was in this book
• 38:08
  but I've read a few since then this example of like her she was really excited to go look after
• 38:13
  a granddaughter who was like maybe you know three or four years old and she was like oh I'm
• 38:17
  gonna take her shopping I'm gonna go this place this place this place and like she was so excited
• 38:20
  she had the whole day planned and then her son and daughter and little quarter up and we're like
• 38:25
  hey like we want our daughter to start living a really intentional life and we don't want to buy her
• 38:31
  you know toys from big big corporates and big you know companies where there's lots of plastic
• 38:36
  or all of that she was like we'd really you know these are the stores that we buy our stuff from
• 38:41
  because they you know we're supporting local and they're ethical and they're made with good products
• 38:45
  and ingredients and all of that and yeah she said it for her she was like oh my goodness here I
• 38:51
  was thinking I was doing something good for my granddaughter yeah it was just like kind of this
• 38:55
  like classic example of like oh my god I can so see so many grandparents and parents you know
• 39:00
  doing that for their kids but then it's like what are you instilling with your kids I don't know
• 39:04
  yeah I mean it's all about example I think there's there's I'm my brain is just going so many
• 39:09
  places right now because as an example like how many times on this podcast and off this podcast
• 39:14
  have I talked about how like eating with intentions important to me you know like I bang on about
• 39:19
  like yeah I love going to an organic shop blah blah blah but like for the last five months
• 39:23
  I've been ordering my groceries online from this place yeah they come in plastic I mean to be
• 39:30
  fair like thank god they pick the plastic bags up but like it is the opposite of spending my money
• 39:35
  on things that are aligned yeah do you know weirdly I was you know how I went to a singles night
• 39:42
  where and I was speaking to someone who was talking he was talking about being a vegetarian
• 39:46
  and I was like oh I used to be vegan and I don't know what came over me but as we were talking
• 39:52
  about it I found myself getting really choked up and I was like started getting like tears in my
• 39:57
  eyes and I was like oh my god I cannot cry at this party like this is so embarrassing and I actually
• 40:01
  wasn't even that drunk I had like three and a half drinks and I started getting really emotional
• 40:06
  about the fact that I eat meat and like it's such a stupid example but the point is is like in that
• 40:11
  moment I realized what's underneath the way I'm living is misaligned with what makes me feel good
• 40:16
  yeah and it was like there that I was like oh my god I've been you know eating in a certain way
• 40:22
  because it's convenient and it's cheaper and it's like just easier for me right now but at the end
• 40:28
  of the day it's like it is a little bit misaligned from what feels good for me and the fact it came
• 40:33
  up and that setting was obviously incredibly embarrassing but but it was also just but it's stuff like
• 40:38
  that right it's like stopping and pausing and like taking stock of your life yeah how are you
• 40:43
  spending your money and where are you spending it yeah and I think the biggest takeaway for me was
• 40:48
  just like to ask these questions at the edge that are you living in fear so are you living from
• 40:53
  fear or from enoughness and it's like I am definitely living in fear I'm always get I'm I'm not
• 40:59
  gonna have enough money or I'm gonna lose my money or I'm gonna you know like yeah not have enough
• 41:03
  to sustain my lifestyle and it's I really consciously want to try and flip that into like I have
• 41:10
  enough I will be fine I've got you know like it's we're so much more privileged and so many other
• 41:16
  people on this world and yet we still think we don't have enough like it's crazy everybody it is
• 41:23
  crazy I'm like I am enough I have enough that is enough I'd love that yeah we should put that in
• 41:28
  the office we should because it's so yeah important so can we then talk about like your main big
• 41:34
  key takeaways from this book what would you say they were if you were to list them off this
• 41:39
  scarcity narrative it's just like so false it's like there is enough in this world of everything
• 41:47
  you know we have enough we shouldn't be constantly trying to produce more you know there's enough
• 41:53
  food money resources like it's it's incredible that there are still people starving and dying
• 42:03
  that's a whole other whole another can of worms um but also that money is a flow of energy
• 42:10
  and it's only as powerful as the power that you give it and yeah the last one would be there
• 42:17
  am I living in fear or am I living in anoffness and unfortunately it's fear we need to swap that
• 42:23
  round yeah I'd love to get her on the podcast oh my god how many things wouldn't she yeah she looks
• 42:29
  just like such a kind person yeah I just think anyone that dedicates their life to helping others
• 42:34
  oh is because that in itself goes again you know we talk about like we're in a society that's
• 42:40
  telling us that we don't have enough that we need more blah blah blah she lives in the same world
• 42:44
  and yet she's choosing to be different totally and I think that like it's people like her like
• 42:49
  Greta Thunberg like the people who could be doing the classic nine to five earning money doing the
• 42:56
  stuff but but they are the ones that stand up and are like I want to do it differently and that
• 43:01
  is like just so brave isn't it one amazing person yeah thank you so much for reading that I feel
• 43:08
  like oh I think I would love to read it if I can borrow it you can but anyone that does want to read
• 43:12
  this book the soul of money by Lynn twist and if you've had any thoughts about this episode why you've
• 43:18
  been listening can you comment where you're listening because we've we've really been
• 43:24
  starting to encourage people to do this and it's been so awesome to go through and read everyone's
• 43:28
  messages like for a long time we would encourage people to send us DMs on Instagram but the problem
• 43:34
  with that is like there is so many amazing thoughts and ideas and questions that come through and
• 43:38
  if we were to share them all on our stories everyone would unfollow us so yeah if you've listened to
• 43:43
  this and you have something that you would like to share I'm sure there's a lot of other people
• 43:48
  that would read it and value that and if not then you can send it to us privately but yeah I loved
• 43:55
  that episode Vic thank you so much and yeah anyone else that's like either read a book like this or
• 44:01
  has other suggestions on books that would like us to read and decipher like really open to
• 44:06
  some book suggestions yeah definitely I have amount of books to read but I'm always keen to read more
• 44:14
  okay okay bye everyone thank you so much for listening to raising the curve these conversations
• 44:20
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• 44:24
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• 44:27
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• 44:32
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• 44:43
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• 44:49
  exists for educational purposes only and it doesn't provide personalized investing advice for
• 44:53
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• 44:57
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• 45:02
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• 45:06
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