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Cramer’s Bold Retirement Shift | Durham News

Jim Cramer is flipping the script on retirement investing, arguing that traditional strategies are too conservative for today’s longer lifespans. He’s urging even seniors in their 60s and 70s to hold as much as 70% in stocks, warning that becoming too cautious early on could cost decades of growth from compounding. With bonds underperforming and longevity risk looming, Cramer pushes a phased, dollar-cost averaging approach—investing more during dips—to capture market upside while managing risk. His bold take challenges the classic 60/40 model, which failed to protect investors during 2022’s…

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