Latest / Mortgage Research Network Podcast
Crypto for a Down Payment? Fannie Mae Just Changed the Rules
Crypto is officially entering the housing market—and borrowers may soon be able to use cryptocurrency as collateral for a mortgage without selling it first. Tim Lucas and Craig Berry break down how this new policy works, who benefits most, and what it could mean for the future of homebuying.In this episode you’ll learn:How crypto can be used for a down payment: Borrowers can pledge cryptocurrency as collateral through a structured trust while still securing a traditional dollar-based mortgage.Why you don’t have to sell your crypto: This approach allows buyers to avoid triggering capital gains…
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