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How Do I Stop Performing Financial Success? · Becoming Financially Confident

• 0:37
  You
• 0:37
  can
• 0:37
  be
• 0:38
  doing
• 0:38
  fine
• 0:38
  on
• 0:38
  the
• 0:38
  outside
• 0:40
  and
• 0:40
  falling
• 0:41
  apart
• 0:41
  on
• 0:41
  the
• 0:41
  inside.
• 0:43
  Yeah.
• 0:43
  You
• 0:43
  can
• 0:43
  look
• 0:44
  stable
• 0:45
  and
• 0:45
  still
• 0:46
  feel
• 0:46
  one
• 0:46
  bill
• 0:47
  away
• 0:47
  from
• 0:47
  panic.
• 0:49
  And,
• 0:49
  friend,
• 0:50
  if
• 0:50
  you're
• 0:50
  exhausted
• 0:51
  pretending
• 0:51
  you're
• 0:52
  okay,
• 0:53
  today's
• 0:54
  a
• 0:54
  safe
• 0:54
  place
• 0:54
  to
• 0:54
  tell
• 0:55
  the
• 0:55
  truth.
• 1:17
  Hey,
• 1:17
  friend.
• 1:17
  Ralph
• 1:18
  Estep
• 1:18
  Jr.
• 1:19
  Here.
• 1:19
  And
• 1:19
  this
• 1:19
  is
• 1:20
  financially
• 1:20
  confident
• 1:20
  Christian,
• 1:21
  where
• 1:22
  every
• 1:22
  day
• 1:22
  we
• 1:22
  work
• 1:23
  to
• 1:23
  break
• 1:23
  that
• 1:23
  cycle
• 1:24
  of
• 1:24
  financial
• 1:24
  shame
• 1:25
  and
• 1:26
  do
• 1:26
  it
• 1:26
  with
• 1:26
  confidence.
• 1:28
  And
• 1:28
  today's
• 1:29
  topic
• 1:29
  is
• 1:29
  this.
• 1:30
  When
• 1:30
  your
• 1:31
  outside
• 1:31
  looks
• 1:32
  strong,
• 1:33
  but
• 1:33
  your
• 1:33
  inside
• 1:34
  feels
• 1:35
  scared.
• 1:36
  Let's
• 1:37
  get
• 1:37
  right
• 1:37
  into
• 1:37
  today's
• 1:38
  question.
• 1:40
  I'm
• 1:40
  tired,
• 1:40
  Ralph,
• 1:42
  not
• 1:42
  just
• 1:43
  physically,
• 1:44
  but
• 1:44
  emotionally,
• 1:46
  because
• 1:46
  I
• 1:47
  feel
• 1:47
  like
• 1:47
  I'm
• 1:47
  living
• 1:47
  two
• 1:47
  lives.
• 1:49
  One
• 1:50
  life
• 1:50
  that
• 1:50
  people
• 1:50
  see
• 1:51
  where
• 1:51
  I'm
• 1:52
  fine,
• 1:53
  I'm
• 1:53
  smiling,
• 1:54
  keeping
• 1:55
  up.
• 1:56
  And
• 1:57
  another
• 1:57
  life
• 1:57
  that
• 1:58
  only
• 1:58
  I
• 1:58
  see
• 1:59
  where
• 2:00
  I'm
• 2:00
  stressed,
• 2:02
  where
• 2:02
  I'm
• 2:02
  doing
• 2:02
  mental
• 2:03
  math
• 2:03
  at
• 2:03
  night,
• 2:04
  and
• 2:05
  where
• 2:05
  I'm
• 2:05
  praying
• 2:05
  nobody
• 2:06
  asked
• 2:06
  me
• 2:06
  for
• 2:07
  anything
• 2:07
  extra.
• 2:09
  I
• 2:09
  don't
• 2:10
  want
• 2:10
  my
• 2:10
  kids
• 2:10
  to
• 2:10
  worry.
• 2:11
  I
• 2:12
  don't
• 2:12
  want
• 2:12
  my
• 2:12
  spouse
• 2:13
  to
• 2:13
  feel
• 2:13
  unsafe,
• 2:14
  and
• 2:14
  I
• 2:14
  don't
• 2:14
  want
• 2:14
  my
• 2:14
  family
• 2:15
  to
• 2:15
  judge
• 2:15
  me.
• 2:17
  So
• 2:17
  I
• 2:17
  just
• 2:18
  keep
• 2:18
  performing,
• 2:20
  keep
• 2:20
  saying
• 2:20
  we're
• 2:21
  good,
• 2:22
  and
• 2:22
  I
• 2:22
  keep
• 2:23
  acting
• 2:23
  like
• 2:23
  everything
• 2:23
  is
• 2:24
  under
• 2:24
  control.
• 2:26
  But
• 2:26
  I'm
• 2:27
  not.
• 2:27
  Okay.
• 2:28
  I'm
• 2:29
  scared,
• 2:30
  I'm
• 2:31
  ashamed,
• 2:33
  and
• 2:33
  I
• 2:33
  don't
• 2:33
  know
• 2:33
  how
• 2:34
  to
• 2:34
  stop
• 2:34
  pretending
• 2:34
  without
• 2:35
  disappointing
• 2:36
  everybody.
• 2:38
  What
• 2:38
  do
• 2:38
  I
• 2:38
  do?
• 2:38
  Ralph,
• 2:42
  friend,
• 2:42
  I
• 2:42
  hear
• 2:43
  you,
• 2:44
  and
• 2:45
  I
• 2:45
  need
• 2:45
  you
• 2:45
  to
• 2:45
  hear
• 2:45
  this
• 2:46
  first.
• 2:48
  You're
• 2:48
  not
• 2:48
  a
• 2:48
  bad
• 2:48
  person.
• 2:51
  You're
• 2:51
  not
• 2:51
  a
• 2:51
  bad
• 2:51
  person
• 2:52
  because
• 2:52
  you're
• 2:52
  struggling,
• 2:53
  and
• 2:53
  you're
• 2:53
  not
• 2:54
  weak
• 2:54
  because
• 2:54
  this
• 2:55
  does
• 2:55
  feel
• 2:55
  heavy.
• 2:56
  I
• 2:56
  get
• 2:56
  it.
• 2:58
  And
• 2:58
  you're
• 2:58
  not
• 2:59
  alone
• 2:59
  in
• 2:59
  this
• 2:59
  jury.
• 3:02
  And
• 3:02
  if
• 3:02
  you
• 3:02
  really
• 3:03
  want
• 3:03
  to
• 3:03
  break
• 3:03
  free
• 3:03
  of
• 3:04
  this,
• 3:05
  freedom
• 3:05
  begins
• 3:05
  the
• 3:06
  moment
• 3:06
  you
• 3:06
  stop
• 3:07
  performing
• 3:08
  and
• 3:08
  you
• 3:08
  start
• 3:09
  practicing
• 3:09
  honest,
• 3:10
  peaceful
• 3:11
  stewardship.
• 3:11
  Now,
• 3:12
  those
• 3:12
  are
• 3:12
  big
• 3:12
  words.
• 3:14
  Stewardship.
• 3:15
  Where
• 3:15
  is
• 3:15
  Ralph
• 3:15
  going
• 3:16
  with
• 3:16
  this?
• 3:17
  Let's
• 3:17
  talk
• 3:18
  about
• 3:18
  this
• 3:18
  together.
• 3:18
  Let's
• 3:19
  work
• 3:19
  this
• 3:19
  out
• 3:19
  together.
• 3:20
  First
• 3:20
  thing
• 3:20
  you've
• 3:21
  got
• 3:21
  to
• 3:21
  do
• 3:21
  is
• 3:22
  name
• 3:22
  the
• 3:22
  pressure
• 3:23
  out
• 3:23
  loud.
• 3:25
  See,
• 3:25
  performance
• 3:26
  has
• 3:26
  power
• 3:26
  when
• 3:26
  it
• 3:27
  stays
• 3:27
  secret,
• 3:27
  when
• 3:28
  it
• 3:28
  stays
• 3:28
  hidden.
• 3:30
  So
• 3:30
  your
• 3:30
  first
• 3:30
  step
• 3:31
  isn't
• 3:31
  budgeting.
• 3:32
  You've
• 3:32
  probably
• 3:32
  got
• 3:32
  a
• 3:32
  perfectly
• 3:33
  great
• 3:34
  budget.
• 3:35
  Your
• 3:36
  first
• 3:36
  step
• 3:36
  is
• 3:36
  actually
• 3:37
  honesty.
• 3:39
  Say
• 3:39
  it
• 3:39
  out
• 3:40
  loud,
• 3:41
  even
• 3:41
  if
• 3:41
  you're.
• 3:42
  Even
• 3:42
  if
• 3:42
  you
• 3:43
  got
• 3:43
  to
• 3:43
  be
• 3:43
  alone
• 3:43
  when
• 3:43
  you
• 3:43
  have
• 3:44
  to.
• 3:44
  But
• 3:44
  just
• 3:44
  say,
• 3:44
  listen,
• 3:45
  I'm
• 3:45
  pretending
• 3:46
  here.
• 3:47
  I'm
• 3:48
  exhausted.
• 3:50
  I'm
• 3:50
  so
• 3:50
  tired
• 3:50
  of
• 3:51
  what
• 3:51
  people
• 3:51
  will
• 3:51
  think
• 3:51
  about
• 3:52
  this.
• 3:54
  Because
• 3:54
  when
• 3:54
  you
• 3:54
  name
• 3:55
  the
• 3:55
  pressure,
• 3:56
  you
• 3:57
  separate
• 3:57
  it
• 3:57
  from
• 3:58
  your
• 3:58
  identity,
• 3:58
  and
• 3:58
  that's
• 3:59
  where
• 3:59
  we've
• 3:59
  got
• 3:59
  to
• 3:59
  start,
• 4:00
  because
• 4:00
  it's
• 4:01
  something
• 4:01
  you're
• 4:01
  carrying.
• 4:02
  It's
• 4:03
  not
• 4:03
  who
• 4:03
  you
• 4:03
  are.
• 4:05
  But
• 4:06
  the
• 4:06
  second
• 4:06
  thing
• 4:06
  you've
• 4:06
  got
• 4:07
  to
• 4:07
  do
• 4:07
  is
• 4:07
  you've
• 4:07
  got
• 4:07
  to
• 4:08
  identify
• 4:08
  what
• 4:09
  you're
• 4:09
  trying
• 4:09
  to
• 4:09
  protect.
• 4:12
  See,
• 4:12
  in
• 4:12
  my
• 4:12
  belief,
• 4:13
  most
• 4:13
  people
• 4:13
  don't
• 4:14
  perform
• 4:15
  to
• 4:15
  be
• 4:15
  flashy.
• 4:16
  Now,
• 4:16
  they.
• 4:16
  There
• 4:16
  are
• 4:16
  some
• 4:17
  people
• 4:17
  that
• 4:17
  do
• 4:17
  that.
• 4:17
  You
• 4:18
  know
• 4:18
  those
• 4:18
  people
• 4:18
  I'm
• 4:19
  talking
• 4:19
  about?
• 4:19
  Everything
• 4:20
  with
• 4:20
  them
• 4:20
  is
• 4:20
  a
• 4:20
  performance.
• 4:22
  But
• 4:22
  most
• 4:23
  people,
• 4:24
  we
• 4:24
  perform
• 4:24
  that
• 4:25
  feel
• 4:25
  safe.
• 4:27
  So
• 4:27
  ask
• 4:28
  yourself
• 4:28
  this.
• 4:28
  Ask
• 4:29
  yourself,
• 4:29
  what
• 4:30
  am
• 4:30
  I
• 4:30
  trying
• 4:30
  to
• 4:30
  protect?
• 4:32
  That's
• 4:32
  a
• 4:33
  hard
• 4:33
  question,
• 4:33
  but
• 4:33
  it
• 4:34
  really
• 4:34
  gets
• 4:34
  to
• 4:34
  the
• 4:34
  core
• 4:35
  of
• 4:35
  this.
• 4:35
  What
• 4:35
  am
• 4:35
  I
• 4:36
  trying
• 4:36
  to
• 4:36
  protect?
• 4:36
  Is
• 4:36
  it
• 4:36
  my
• 4:37
  reputation?
• 4:38
  Oh,
• 4:39
  I
• 4:39
  don't
• 4:39
  want
• 4:39
  anybody
• 4:39
  to
• 4:40
  know
• 4:40
  that
• 4:40
  I
• 4:40
  struggle.
• 4:41
  I
• 4:42
  think
• 4:42
  about
• 4:42
  that
• 4:42
  with
• 4:42
  my
• 4:42
  own
• 4:43
  family.
• 4:44
  I
• 4:44
  don't
• 4:44
  want
• 4:44
  my
• 4:44
  kids
• 4:44
  to
• 4:44
  know
• 4:45
  that
• 4:45
  there
• 4:45
  have
• 4:45
  been
• 4:45
  times
• 4:45
  when
• 4:46
  mom
• 4:46
  and
• 4:46
  I
• 4:47
  have
• 4:47
  struggled.
• 4:49
  Maybe
• 4:49
  it's
• 4:49
  your
• 4:49
  family's
• 4:50
  opinion.
• 4:50
  You
• 4:50
  mentioned
• 4:51
  that
• 4:51
  in
• 4:51
  your
• 4:51
  question.
• 4:52
  I
• 4:53
  wouldn't
• 4:53
  want
• 4:53
  my
• 4:53
  family
• 4:53
  to
• 4:54
  know
• 4:54
  that
• 4:54
  we're
• 4:54
  struggling.
• 4:55
  Guess
• 4:55
  what?
• 4:56
  Here's
• 4:56
  a
• 4:56
  truth
• 4:57
  bomb.
• 4:57
  Your
• 4:57
  family
• 4:57
  struggled,
• 4:58
  too.
• 4:58
  They
• 4:58
  may
• 4:58
  not
• 4:58
  have
• 4:59
  told
• 4:59
  you,
• 4:59
  but
• 4:59
  they've
• 4:59
  struggled,
• 5:00
  too.
• 5:02
  Or
• 5:02
  maybe
• 5:02
  you
• 5:02
  have
• 5:03
  this
• 5:03
  fear
• 5:03
  of
• 5:03
  being
• 5:03
  seen
• 5:04
  as
• 5:04
  irresponsible.
• 5:06
  How
• 5:06
  could
• 5:07
  that
• 5:07
  person
• 5:07
  have
• 5:07
  run
• 5:07
  up
• 5:08
  those
• 5:08
  credit
• 5:08
  cards?
• 5:08
  How
• 5:09
  could
• 5:09
  that
• 5:09
  person
• 5:09
  have
• 5:10
  missed
• 5:10
  those
• 5:11
  payments
• 5:11
  or
• 5:11
  had
• 5:11
  those
• 5:12
  overdrafts?
• 5:14
  Or
• 5:15
  maybe
• 5:15
  you
• 5:15
  have
• 5:15
  a
• 5:15
  fear
• 5:16
  of
• 5:16
  being
• 5:16
  looked
• 5:16
  down
• 5:16
  on.
• 5:19
  And
• 5:19
  friend.
• 5:20
  This
• 5:20
  is
• 5:20
  important.
• 5:22
  Some
• 5:22
  of
• 5:22
  your
• 5:22
  spending
• 5:23
  isn't
• 5:23
  about
• 5:23
  stuff.
• 5:25
  Dare
• 5:25
  I
• 5:25
  say,
• 5:26
  most
• 5:26
  of
• 5:26
  your
• 5:26
  fear
• 5:28
  is
• 5:28
  not
• 5:28
  about
• 5:28
  stuff
• 5:29
  at
• 5:29
  all.
• 5:29
  It's
• 5:29
  about
• 5:29
  fear
• 5:30
  management.
• 5:32
  And
• 5:32
  once
• 5:32
  you
• 5:33
  see
• 5:33
  that,
• 5:33
  once
• 5:33
  you
• 5:34
  bring
• 5:34
  that
• 5:34
  to
• 5:34
  light,
• 5:34
  bring
• 5:35
  it
• 5:35
  out
• 5:35
  in
• 5:35
  the
• 5:35
  open,
• 5:36
  you
• 5:36
  can
• 5:36
  actually
• 5:37
  start
• 5:37
  healing
• 5:37
  the
• 5:38
  real
• 5:38
  wound.
• 5:38
  You
• 5:38
  can't
• 5:39
  fix
• 5:39
  something
• 5:39
  that's
• 5:40
  broken
• 5:40
  until
• 5:41
  you
• 5:41
  go
• 5:41
  find
• 5:41
  it
• 5:41
  and
• 5:42
  fix
• 5:42
  it.
• 5:44
  So
• 5:44
  here's
• 5:44
  where
• 5:44
  the
• 5:45
  rubber
• 5:45
  meets
• 5:45
  the
• 5:45
  road,
• 5:46
  though.
• 5:46
  Here's
• 5:46
  where
• 5:46
  you
• 5:46
  make
• 5:46
  it
• 5:47
  work.
• 5:47
  Cut
• 5:47
  one
• 5:48
  image
• 5:49
  expense
• 5:49
  this
• 5:50
  week.
• 5:51
  Not
• 5:51
  10
• 5:52
  things,
• 5:52
  just
• 5:53
  one
• 5:53
  thing.
• 5:54
  Just
• 5:54
  think
• 5:55
  about
• 5:55
  right
• 5:55
  now,
• 5:55
  one
• 5:56
  expense
• 5:56
  that
• 5:56
  exists
• 5:57
  mainly
• 5:57
  to
• 5:58
  keep
• 5:58
  the
• 5:58
  image
• 5:58
  alive.
• 6:00
  You
• 6:00
  know
• 6:00
  what
• 6:00
  that
• 6:01
  image
• 6:01
  is?
• 6:02
  Maybe
• 6:03
  it's
• 6:03
  that
• 6:03
  extra
• 6:03
  restaurant
• 6:04
  trip
• 6:05
  you
• 6:05
  don't
• 6:05
  want
• 6:05
  your
• 6:05
  friends
• 6:06
  to
• 6:06
  know.
• 6:06
  You
• 6:06
  really
• 6:06
  can't
• 6:07
  afford
• 6:07
  to
• 6:07
  eat
• 6:07
  out
• 6:07
  so
• 6:08
  much
• 6:08
  now.
• 6:09
  Like,
• 6:10
  what
• 6:10
  do
• 6:10
  they
• 6:10
  think
• 6:10
  if
• 6:10
  I
• 6:10
  don't
• 6:11
  want
• 6:11
  to
• 6:11
  go
• 6:11
  out
• 6:11
  with
• 6:11
  them?
• 6:13
  Or
• 6:13
  maybe
• 6:13
  for
• 6:13
  you,
• 6:13
  it's
• 6:13
  an
• 6:14
  upgrade
• 6:14
  that
• 6:14
  you
• 6:14
  just
• 6:15
  don't
• 6:15
  need.
• 6:15
  Sure,
• 6:15
  you'd
• 6:16
  like
• 6:16
  to
• 6:16
  have
• 6:16
  that
• 6:16
  new
• 6:16
  flashy
• 6:17
  iPhone,
• 6:18
  but
• 6:18
  you
• 6:19
  really
• 6:19
  don't
• 6:19
  need
• 6:19
  it.
• 6:20
  And
• 6:20
  honestly,
• 6:21
  you
• 6:22
  can't
• 6:22
  afford
• 6:22
  it.
• 6:24
  Or
• 6:24
  maybe
• 6:24
  it's
• 6:24
  that
• 6:25
  just
• 6:25
  in
• 6:25
  case.
• 6:26
  Shopping.
• 6:26
  How
• 6:26
  many
• 6:26
  times
• 6:27
  have
• 6:27
  we
• 6:27
  found
• 6:27
  ourselves
• 6:28
  doing
• 6:28
  that
• 6:28
  shopping
• 6:29
  wall
• 6:29
  just
• 6:29
  in
• 6:29
  case
• 6:30
  I
• 6:30
  need
• 6:30
  it.
• 6:32
  Or
• 6:33
  it's
• 6:33
  that
• 6:33
  membership
• 6:33
  you're
• 6:34
  keeping
• 6:34
  because
• 6:34
  it
• 6:34
  looks
• 6:35
  responsible.
• 6:35
  I've
• 6:36
  got
• 6:36
  a
• 6:36
  gym
• 6:36
  membership.
• 6:37
  I
• 6:37
  don't
• 6:37
  ever
• 6:38
  use
• 6:38
  it,
• 6:38
  but
• 6:39
  sure
• 6:39
  makes
• 6:39
  me
• 6:39
  look
• 6:40
  responsible,
• 6:40
  doesn't
• 6:41
  it?
• 6:42
  Or
• 6:43
  maybe
• 6:43
  for
• 6:43
  you,
• 6:43
  it's
• 6:43
  that
• 6:43
  habit
• 6:44
  of
• 6:44
  over
• 6:45
  giving
• 6:46
  just
• 6:46
  so
• 6:47
  nobody
• 6:47
  questions
• 6:48
  you.
• 6:49
  Maybe
• 6:49
  you're
• 6:49
  that
• 6:50
  person,
• 6:50
  you're
• 6:50
  that
• 6:50
  parent
• 6:51
  that
• 6:51
  every
• 6:51
  time
• 6:52
  your
• 6:52
  kids
• 6:52
  ask,
• 6:52
  you
• 6:52
  just
• 6:53
  dole
• 6:53
  it
• 6:53
  out.
• 6:53
  But
• 6:53
  on
• 6:53
  the
• 6:54
  inside,
• 6:54
  you're
• 6:54
  just
• 6:55
  dying
• 6:55
  because
• 6:55
  you
• 6:56
  can't
• 6:56
  afford
• 6:56
  it.
• 6:57
  It's
• 6:57
  making
• 6:57
  your
• 6:58
  life
• 6:58
  miserable.
• 7:00
  Just
• 7:01
  pick
• 7:01
  one
• 7:01
  of
• 7:01
  those
• 7:03
  and
• 7:03
  replace
• 7:04
  it
• 7:04
  with
• 7:04
  something
• 7:05
  simple.
• 7:06
  I'm
• 7:07
  talking
• 7:07
  about
• 7:07
  a
• 7:07
  home
• 7:08
  meal.
• 7:09
  Eat
• 7:09
  at
• 7:09
  home.
• 7:10
  It's
• 7:10
  really
• 7:10
  healthy
• 7:11
  and
• 7:11
  it
• 7:11
  tastes
• 7:12
  better.
• 7:13
  Maybe
• 7:14
  a
• 7:14
  free
• 7:14
  option
• 7:15
  instead
• 7:15
  of
• 7:16
  going
• 7:16
  out
• 7:16
  with
• 7:16
  your
• 7:16
  friends
• 7:16
  or
• 7:17
  something
• 7:17
  that
• 7:17
  costs
• 7:17
  money.
• 7:17
  Go
• 7:17
  to
• 7:18
  a
• 7:18
  free
• 7:18
  concert,
• 7:19
  go
• 7:19
  take
• 7:19
  a
• 7:19
  walk
• 7:20
  in
• 7:20
  the
• 7:20
  park.
• 7:21
  Or
• 7:21
  maybe
• 7:22
  just
• 7:22
  pausing
• 7:23
  your
• 7:23
  life
• 7:23
  for
• 7:23
  a
• 7:23
  little
• 7:24
  bit
• 7:25
  because
• 7:25
  that
• 7:25
  one
• 7:26
  cut
• 7:27
  is
• 7:28
  so
• 7:28
  much
• 7:28
  more
• 7:28
  than
• 7:28
  money.
• 7:29
  It's
• 7:29
  actually
• 7:30
  you
• 7:30
  choosing
• 7:31
  freedom.
• 7:33
  But
• 7:33
  here's
• 7:34
  the
• 7:34
  thing
• 7:34
  I
• 7:34
  mentioned
• 7:34
  earlier.
• 7:35
  You're
• 7:35
  not
• 7:35
  alone
• 7:35
  in
• 7:36
  this.
• 7:36
  This
• 7:37
  is
• 7:37
  where
• 7:37
  I'm
• 7:37
  going
• 7:37
  to
• 7:37
  encourage
• 7:38
  you
• 7:38
  to
• 7:38
  tell
• 7:38
  the
• 7:39
  truth
• 7:39
  to
• 7:39
  one
• 7:40
  safe
• 7:40
  person.
• 7:42
  This
• 7:42
  is
• 7:42
  not
• 7:42
  the
• 7:43
  time
• 7:43
  to
• 7:43
  go
• 7:43
  on
• 7:43
  Facebook
• 7:44
  and
• 7:44
  tell
• 7:44
  everybody
• 7:45
  about
• 7:45
  all
• 7:45
  your
• 7:45
  problems.
• 7:46
  That
• 7:46
  drives
• 7:46
  me
• 7:47
  crazy.
• 7:47
  Stop
• 7:48
  doing
• 7:48
  that.
• 7:50
  But
• 7:50
  it's
• 7:50
  okay
• 7:50
  to
• 7:51
  share
• 7:51
  with
• 7:51
  one
• 7:51
  person
• 7:52
  that
• 7:52
  you
• 7:52
  trust.
• 7:53
  Because
• 7:54
  what
• 7:54
  I
• 7:54
  have
• 7:54
  found
• 7:54
  in
• 7:55
  my
• 7:55
  own
• 7:55
  life
• 7:56
  is
• 7:56
  that
• 7:57
  shame
• 7:57
  grows
• 7:57
  in
• 7:58
  isolation.
• 8:00
  It
• 8:00
  just
• 8:00
  festers
• 8:01
  there.
• 8:02
  So,
• 8:03
  yes,
• 8:03
  pick
• 8:03
  someone
• 8:04
  safe.
• 8:04
  Whether
• 8:04
  that
• 8:05
  be
• 8:05
  a
• 8:05
  spouse,
• 8:06
  trusted
• 8:07
  friend,
• 8:08
  maybe
• 8:09
  a
• 8:09
  mentor
• 8:09
  you've
• 8:09
  worked
• 8:10
  for,
• 8:10
  worked
• 8:11
  with,
• 8:11
  a
• 8:11
  pastor.
• 8:12
  Hey,
• 8:12
  you
• 8:12
  could
• 8:12
  even
• 8:13
  reach
• 8:13
  out
• 8:13
  to
• 8:13
  me
• 8:13
  on
• 8:13
  the
• 8:13
  show.
• 8:14
  Send
• 8:14
  me
• 8:14
  an
• 8:14
  email.
• 8:14
  I'd
• 8:15
  be
• 8:15
  happy
• 8:15
  to
• 8:15
  talk
• 8:15
  with
• 8:16
  you.
• 8:17
  And
• 8:17
  you
• 8:17
  don't
• 8:17
  have
• 8:18
  to
• 8:18
  share
• 8:18
  every
• 8:18
  single
• 8:19
  number,
• 8:21
  but
• 8:21
  you
• 8:21
  can
• 8:21
  start
• 8:21
  with
• 8:22
  just
• 8:22
  one
• 8:22
  simple
• 8:23
  sentence.
• 8:24
  Something
• 8:25
  like,
• 8:25
  I've
• 8:25
  been
• 8:25
  carrying
• 8:26
  this
• 8:26
  alone
• 8:26
  and
• 8:26
  I
• 8:26
  need
• 8:27
  help.
• 8:28
  It's
• 8:29
  okay
• 8:29
  to
• 8:29
  need
• 8:30
  help.
• 8:31
  See,
• 8:31
  that
• 8:32
  sentence
• 8:32
  is
• 8:32
  a
• 8:33
  door.
• 8:34
  And
• 8:35
  God
• 8:35
  often
• 8:35
  sends
• 8:36
  peace
• 8:36
  through
• 8:36
  people.
• 8:37
  That's
• 8:37
  what
• 8:37
  I've
• 8:37
  found.
• 8:39
  And
• 8:40
  then
• 8:40
  once
• 8:40
  you
• 8:40
  do
• 8:41
  that,
• 8:41
  rebuild
• 8:41
  success
• 8:42
  around
• 8:42
  peace,
• 8:43
  not
• 8:43
  applause.
• 8:45
  Here's
• 8:45
  the
• 8:45
  shift.
• 8:47
  Success
• 8:47
  isn't
• 8:48
  Nobody
• 8:49
  suspects
• 8:49
  anything.
• 8:52
  People
• 8:52
  are
• 8:53
  going
• 8:53
  to
• 8:53
  suspect
• 8:53
  what
• 8:53
  they
• 8:53
  want
• 8:54
  to
• 8:54
  suspect.
• 8:54
  You
• 8:54
  can't
• 8:55
  change
• 8:55
  them,
• 8:56
  but
• 8:56
  you
• 8:56
  can
• 8:57
  change
• 8:57
  you.
• 8:58
  Success
• 8:59
  is
• 8:59
  having
• 9:00
  clarity,
• 9:01
  knowing
• 9:01
  what
• 9:01
  your
• 9:01
  real
• 9:02
  situation
• 9:02
  is.
• 9:03
  Success
• 9:04
  is
• 9:04
  being
• 9:05
  consistent.
• 9:08
  Success
• 9:08
  is
• 9:09
  integrity.
• 9:11
  And
• 9:11
  success
• 9:12
  is
• 9:12
  peace.
• 9:15
  Because
• 9:15
  hear
• 9:15
  me
• 9:16
  on
• 9:16
  this
• 9:16
  one.
• 9:17
  God
• 9:18
  is
• 9:18
  not
• 9:18
  impressed
• 9:19
  by
• 9:19
  performance.
• 9:21
  He
• 9:21
  already
• 9:21
  knows
• 9:21
  the
• 9:22
  truth.
• 9:23
  What
• 9:23
  pleases
• 9:24
  God
• 9:24
  is
• 9:24
  that
• 9:25
  truth.
• 9:26
  Because
• 9:27
  truth
• 9:27
  is
• 9:27
  where
• 9:28
  healing
• 9:28
  starts.
• 9:29
  Truth
• 9:30
  is
• 9:30
  where
• 9:30
  wisdom
• 9:31
  can
• 9:31
  finally
• 9:31
  grow.
• 9:32
  And
• 9:32
  truth
• 9:33
  is
• 9:33
  where
• 9:33
  financial
• 9:34
  shame
• 9:34
  finally
• 9:34
  breaks.
• 9:35
  You
• 9:35
  want
• 9:35
  to
• 9:35
  know
• 9:35
  what
• 9:35
  the
• 9:35
  big
• 9:35
  takeaway
• 9:36
  is
• 9:36
  here?
• 9:39
  It's
• 9:39
  all
• 9:39
  about
• 9:40
  breaking
• 9:41
  shame
• 9:41
  by
• 9:41
  bringing
• 9:42
  things
• 9:42
  to
• 9:42
  light
• 9:42
  and
• 9:43
  bringing
• 9:43
  those
• 9:43
  things
• 9:44
  in
• 9:44
  truth.
• 9:46
  You
• 9:47
  don't
• 9:47
  have
• 9:47
  to
• 9:47
  look.
• 9:47
  Okay
• 9:48
  to
• 9:48
  be
• 9:48
  loved.
• 9:50
  God
• 9:50
  loves
• 9:50
  You.
• 9:51
  Either
• 9:51
  way,
• 9:51
  he
• 9:51
  loves
• 9:52
  you
• 9:52
  just
• 9:52
  as
• 9:52
  you
• 9:52
  are.
• 9:54
  So
• 9:55
  here's
• 9:55
  today's
• 9:55
  win
• 9:56
  for
• 9:56
  you.
• 9:56
  I
• 9:57
  want
• 9:57
  you
• 9:57
  to
• 9:57
  write
• 9:57
  down
• 9:58
  one
• 9:58
  sentence
• 9:58
  of
• 9:58
  financial
• 9:59
  truth
• 9:59
  that
• 9:59
  you've
• 10:00
  been
• 10:00
  afraid
• 10:00
  to
• 10:00
  admit
• 10:02
  and
• 10:02
  say
• 10:02
  it
• 10:03
  out
• 10:03
  loud,
• 10:05
  whatever
• 10:05
  that
• 10:05
  looks
• 10:06
  like
• 10:06
  for
• 10:06
  you.
• 10:06
  I've
• 10:06
  been
• 10:06
  living
• 10:06
  beyond
• 10:07
  my
• 10:07
  means.
• 10:08
  I'm
• 10:08
  not
• 10:09
  saving
• 10:09
  enough.
• 10:09
  I
• 10:10
  need
• 10:10
  to
• 10:10
  say
• 10:10
  no,
• 10:11
  whatever
• 10:12
  that
• 10:12
  is
• 10:12
  for
• 10:12
  you,
• 10:12
  whatever's
• 10:13
  in
• 10:13
  your
• 10:13
  life
• 10:13
  right
• 10:13
  now,
• 10:14
  and
• 10:14
  then
• 10:14
  take
• 10:15
  one
• 10:15
  small
• 10:15
  action
• 10:16
  that
• 10:16
  matches
• 10:16
  the
• 10:17
  truth.
• 10:18
  Cancel
• 10:19
  that
• 10:19
  subscription.
• 10:20
  Turn
• 10:20
  off
• 10:21
  that
• 10:21
  gym
• 10:21
  membership.
• 10:22
  If
• 10:22
  you're
• 10:22
  not
• 10:22
  going
• 10:22
  to
• 10:22
  use
• 10:22
  it
• 10:23
  now,
• 10:23
  I'm
• 10:23
  going
• 10:23
  to
• 10:23
  encourage
• 10:23
  you.
• 10:23
  Go
• 10:24
  use
• 10:24
  it.
• 10:24
  It's
• 10:24
  better
• 10:24
  for
• 10:24
  you.
• 10:25
  Take
• 10:26
  that
• 10:26
  pause
• 10:28
  or
• 10:28
  maybe
• 10:28
  just
• 10:28
  say
• 10:29
  one.
• 10:29
  Not
• 10:29
  this
• 10:30
  month.
• 10:31
  Yeah,
• 10:31
  I'd
• 10:32
  love
• 10:32
  to
• 10:32
  do
• 10:32
  that
• 10:32
  thing
• 10:32
  with
• 10:33
  my
• 10:33
  friends,
• 10:33
  but
• 10:33
  not
• 10:33
  this
• 10:34
  month.
• 10:35
  Because
• 10:35
  small
• 10:36
  steps
• 10:36
  taken
• 10:36
  today
• 10:37
  break
• 10:37
  those
• 10:37
  big
• 10:38
  cycles
• 10:38
  of
• 10:38
  living
• 10:39
  in
• 10:39
  shame.
• 10:40
  Well,
• 10:40
  let's
• 10:41
  get
• 10:41
  right
• 10:41
  to
• 10:41
  our
• 10:41
  Bible
• 10:41
  verse
• 10:42
  today.
• 10:42
  It
• 10:42
  comes
• 10:42
  to
• 10:42
  us
• 10:43
  from
• 10:43
  the
• 10:43
  book
• 10:43
  of
• 10:43
  Second
• 10:44
  Corinthians,
• 10:45
  chapter
• 10:45
  12,
• 10:45
  verse
• 10:46
  9.
• 10:47
  Again,
• 10:47
  Second
• 10:48
  Corinthians
• 10:48
  12.
• 10:49
  9.
• 10:49
  But
• 10:49
  he
• 10:49
  said
• 10:50
  to
• 10:50
  me,
• 10:51
  and
• 10:51
  hear
• 10:52
  this
• 10:52
  one
• 10:53
  My
• 10:53
  grace
• 10:54
  is
• 10:54
  sufficient
• 10:55
  for
• 10:55
  you,
• 10:57
  for
• 10:57
  my
• 10:57
  power
• 10:58
  is
• 10:59
  made
• 10:59
  perfect
• 11:00
  in
• 11:01
  weakness.
• 11:02
  This
• 11:03
  is
• 11:03
  another
• 11:03
  one
• 11:03
  of
• 11:03
  those
• 11:03
  verses
• 11:04
  I
• 11:04
  think
• 11:04
  you
• 11:04
  write
• 11:05
  down
• 11:05
  and
• 11:05
  put
• 11:05
  all
• 11:05
  over
• 11:05
  the
• 11:06
  place.
• 11:06
  But
• 11:06
  he
• 11:06
  said
• 11:07
  to
• 11:07
  me,
• 11:07
  my
• 11:07
  grace
• 11:08
  is
• 11:08
  sufficient
• 11:09
  for
• 11:09
  you,
• 11:10
  for
• 11:11
  my
• 11:11
  power
• 11:11
  is
• 11:12
  made
• 11:12
  perfect
• 11:13
  in
• 11:14
  weakness.
• 11:16
  Because
• 11:16
  God
• 11:17
  doesn't
• 11:17
  require
• 11:18
  you
• 11:18
  to
• 11:18
  perform
• 11:18
  strength.
• 11:20
  He
• 11:21
  meets
• 11:21
  you
• 11:21
  with
• 11:21
  grace
• 11:23
  right
• 11:23
  in
• 11:23
  the
• 11:23
  place
• 11:23
  where
• 11:24
  you
• 11:24
  feel
• 11:24
  weakest
• 11:25
  right
• 11:25
  at
• 11:25
  this
• 11:25
  moment.
• 11:27
  How
• 11:27
  about
• 11:27
  we
• 11:27
  pray
• 11:27
  together?
• 11:29
  Heavenly
• 11:29
  Father,
• 11:30
  I
• 11:30
  just
• 11:31
  lift
• 11:31
  up
• 11:31
  my
• 11:31
  friend
• 11:32
  who
• 11:32
  is
• 11:32
  tired
• 11:32
  of
• 11:33
  pretending
• 11:33
  right
• 11:33
  now.
• 11:34
  And
• 11:35
  Lord,
• 11:35
  you
• 11:35
  see
• 11:35
  the
• 11:36
  stresses
• 11:36
  that
• 11:36
  we
• 11:36
  all
• 11:37
  hide.
• 11:38
  You
• 11:38
  see
• 11:39
  the
• 11:39
  fear
• 11:39
  behind
• 11:39
  the
• 11:40
  smiles.
• 11:41
  You
• 11:42
  see
• 11:42
  the
• 11:42
  weight
• 11:42
  that
• 11:42
  we
• 11:42
  carry
• 11:43
  to
• 11:43
  protect
• 11:43
  everyone
• 11:44
  else.
• 11:45
  And
• 11:45
  so
• 11:45
  I
• 11:46
  ask
• 11:46
  you
• 11:46
  right
• 11:46
  now,
• 11:48
  replace
• 11:48
  shame
• 11:49
  with
• 11:49
  grace.
• 11:51
  Replace
• 11:51
  anxiety
• 11:52
  with
• 11:52
  peace,
• 11:53
  Lord,
• 11:53
  and
• 11:53
  give
• 11:53
  us
• 11:53
  courage
• 11:54
  to
• 11:54
  tell
• 11:54
  the
• 11:55
  truth.
• 11:56
  Give
• 11:56
  us
• 11:56
  wisdom
• 11:57
  to
• 11:57
  take
• 11:57
  one
• 11:57
  small
• 11:58
  step.
• 11:59
  And
• 11:59
  give
• 12:00
  us
• 12:00
  strength
• 12:00
  to
• 12:00
  rebuild
• 12:01
  a
• 12:01
  life
• 12:01
  that's
• 12:02
  stable
• 12:02
  and
• 12:03
  honest.
• 12:05
  Remind
• 12:05
  us
• 12:05
  all,
• 12:06
  Lord,
• 12:06
  that
• 12:06
  we
• 12:06
  are
• 12:06
  loved
• 12:08
  not
• 12:08
  because
• 12:08
  we
• 12:09
  look
• 12:09
  successful,
• 12:11
  but
• 12:11
  because
• 12:12
  we're
• 12:12
  yours.
• 12:14
  And
• 12:14
  we
• 12:14
  ask
• 12:14
  this
• 12:14
  in
• 12:15
  Jesus
• 12:15
  name.
• 12:16
  Amen,
• 12:18
  friend.
• 12:20
  You
• 12:20
  don't
• 12:20
  have
• 12:21
  to
• 12:21
  perform
• 12:21
  your
• 12:21
  way
• 12:21
  in
• 12:21
  the
• 12:22
  peace.
• 12:23
  God
• 12:24
  will
• 12:24
  meet
• 12:24
  you
• 12:24
  in
• 12:24
  the
• 12:25
  truth.
• 12:27
  And
• 12:27
  if
• 12:27
  you've
• 12:27
  got
• 12:27
  a
• 12:27
  question
• 12:28
  for
• 12:28
  this
• 12:28
  show,
• 12:28
  I
• 12:29
  would
• 12:29
  love
• 12:29
  to
• 12:29
  hear
• 12:29
  your
• 12:29
  question.
• 12:30
  You
• 12:31
  can
• 12:31
  go
• 12:31
  to
• 12:31
  financiallyconfidentchristian.com/question
• 12:35
  you
• 12:35
  can
• 12:35
  type
• 12:35
  your
• 12:35
  question,
• 12:35
  but
• 12:36
  listen
• 12:36
  to
• 12:36
  this.
• 12:37
  You
• 12:37
  want
• 12:37
  to
• 12:37
  leave
• 12:37
  me
• 12:38
  a
• 12:38
  voicemail
• 12:38
  message?
• 12:39
  That's
• 12:39
  even
• 12:39
  cooler,
• 12:39
  isn't
• 12:40
  it?
• 12:40
  Go
• 12:40
  to
• 12:41
  financiallyconfidentchristian.com/voicemail.
• 12:45
  Go
• 12:45
  right
• 12:45
  there
• 12:46
  on
• 12:46
  your
• 12:46
  web
• 12:46
  browser.
• 12:46
  Click
• 12:47
  record
• 12:48
  and
• 12:48
  you'll
• 12:48
  be
• 12:49
  able
• 12:49
  to
• 12:49
  talk
• 12:49
  directly
• 12:49
  to
• 12:50
  me.
• 12:50
  We'll
• 12:51
  put
• 12:51
  those
• 12:51
  in
• 12:51
  the
• 12:51
  show
• 12:51
  notes
• 12:52
  too.
• 12:52
  So
• 12:52
  thank
• 12:52
  you
• 12:52
  so
• 12:52
  much
• 12:53
  for
• 12:53
  joining
• 12:53
  me
• 12:53
  today.
• 12:53
  Tough
• 12:54
  topic
• 12:54
  today,
• 12:55
  but
• 12:55
  it's
• 12:55
  a
• 12:56
  topic
• 12:56
  we
• 12:56
  had
• 12:56
  to
• 12:56
  cover.
• 12:57
  So
• 12:57
  stay
• 12:58
  financially
• 12:58
  savvy.
• 12:59
  May
• 12:59
  God
• 12:59
  bless
• 12:59
  you
• 13:00
  and
• 13:00
  you
• 13:00
  have
• 13:01
  a
• 13:01
  great
• 13:01
  day
• 13:01
  today.