Lack of Resilience: A Mid-2026 Commercial Banking Check-In

The Purposeful Banker · Aug 4, 2026 · 24m

Six months into 2026, pricing activity is up, but spreads are compressed, fixed-rate margins are under pressure, and deposit balances aren't growing the way banks planned. Q2's Jim Young and Anna-Fay Lohn compare the year-end State of Commercial Banking data against mid-year market reality and talk through what commercial bankers and pricing managers should be paying attention to in the second half of the year.

Related Links

[Blog] Commercial Loan and Deposit Pricing Market Update

[Report] 2026 State of Commercial Banking

[LinkedIn] Anna-Fay Lohn