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Can I Find Real Joy Without Spending Money? · Becoming Financially Confident

• 0:37
  Does
• 0:37
  it
• 0:37
  ever
• 0:38
  feel
• 0:38
  like
• 0:38
  every
• 0:38
  good
• 0:39
  time
• 0:39
  comes
• 0:39
  with
• 0:39
  a
• 0:39
  price
• 0:40
  tag?
• 0:41
  Those
• 0:41
  dinners
• 0:41
  out,
• 0:41
  those
• 0:42
  streaming
• 0:43
  subscriptions,
• 0:43
  that
• 0:44
  shopping
• 0:44
  to
• 0:44
  feel
• 0:44
  better.
• 0:46
  But
• 0:46
  what
• 0:47
  if
• 0:47
  real
• 0:47
  joy
• 0:48
  can't
• 0:48
  be
• 0:48
  bought?
• 0:50
  What
• 0:50
  if
• 0:50
  it's
• 0:50
  found
• 0:50
  in
• 0:51
  something
• 0:51
  deeper,
• 0:51
  something
• 0:52
  quieter
• 0:53
  and
• 0:53
  something
• 0:54
  that
• 0:54
  is
• 0:54
  completely
• 0:55
  free?
• 0:56
  Well,
• 0:56
  stick
• 0:56
  with
• 0:56
  me
• 0:57
  today
• 0:57
  because
• 0:57
  I'm
• 0:57
  going
• 0:57
  to
• 0:57
  share
• 0:58
  how
• 0:58
  to
• 0:58
  find
• 0:58
  joy
• 0:59
  that
• 0:59
  money
• 0:59
  can't
• 1:00
  buy.
• 1:02
  This
• 1:02
  is
• 1:02
  Financially
• 1:03
  Confident
• 1:03
  Christian.
• 1:04
  Your
• 1:04
  daily
• 1:05
  dose
• 1:05
  of
• 1:05
  gospel
• 1:06
  grounded
• 1:06
  insight
• 1:06
  and
• 1:07
  faith
• 1:07
  driven
• 1:07
  tips
• 1:08
  to
• 1:08
  help
• 1:08
  you
• 1:08
  break
• 1:09
  the
• 1:09
  cycle
• 1:09
  cycle
• 1:09
  of
• 1:10
  financial
• 1:10
  shame
• 1:10
  with
• 1:10
  confidence.
• 1:13
  Hey
• 1:13
  there.
• 1:13
  Welcome
• 1:14
  back
• 1:14
  to
• 1:14
  Financially
• 1:15
  Confident
• 1:15
  Christian.
• 1:16
  I'm
• 1:16
  Ralph
• 1:16
  and
• 1:16
  I
• 1:16
  am
• 1:17
  glad
• 1:17
  we're
• 1:17
  together
• 1:17
  again
• 1:18
  today.
• 1:18
  As
• 1:19
  you
• 1:19
  know,
• 1:19
  this
• 1:19
  is
• 1:19
  the
• 1:19
  show
• 1:20
  where
• 1:20
  we
• 1:20
  ask
• 1:20
  that
• 1:21
  transformational
• 1:22
  question,
• 1:22
  how
• 1:23
  can
• 1:23
  I
• 1:23
  become
• 1:24
  a
• 1:24
  financially
• 1:25
  confident
• 1:25
  Christian?
• 1:26
  And
• 1:26
  now
• 1:26
  we're
• 1:26
  back
• 1:26
  in
• 1:27
  our
• 1:27
  series
• 1:27
  beyond
• 1:28
  the
• 1:28
  Budget,
• 1:29
  trying
• 1:29
  to
• 1:29
  find
• 1:30
  ways
• 1:30
  to
• 1:30
  live
• 1:30
  intentionally.
• 1:31
  Now
• 1:32
  yesterday
• 1:32
  we
• 1:32
  talked
• 1:32
  about
• 1:33
  how
• 1:33
  to
• 1:33
  adapt
• 1:34
  your
• 1:34
  plan
• 1:34
  when
• 1:34
  life
• 1:34
  changes.
• 1:35
  You
• 1:35
  know,
• 1:35
  when
• 1:35
  you
• 1:35
  get
• 1:35
  those
• 1:36
  curve
• 1:36
  balls.
• 1:37
  So
• 1:37
  if
• 1:37
  you
• 1:37
  missed
• 1:38
  it,
• 1:38
  going
• 1:38
  to
• 1:38
  encourage
• 1:38
  you
• 1:39
  to
• 1:39
  check
• 1:39
  it
• 1:39
  out.
• 1:40
  And
• 1:40
  today
• 1:40
  we're
• 1:40
  going
• 1:41
  to
• 1:41
  talk
• 1:41
  about
• 1:41
  something
• 1:41
  we
• 1:41
  all
• 1:42
  long
• 1:42
  for,
• 1:43
  joy.
• 1:45
  And
• 1:45
  more
• 1:45
  importantly,
• 1:46
  how
• 1:46
  to
• 1:46
  find
• 1:46
  it
• 1:47
  without
• 1:47
  spending
• 1:48
  a
• 1:48
  dime.
• 1:48
  That's
• 1:48
  right.
• 1:49
  You
• 1:49
  heard
• 1:49
  me
• 1:49
  right.
• 1:49
  You
• 1:50
  better
• 1:50
  listen
• 1:50
  closely.
• 1:52
  Think
• 1:52
  about
• 1:53
  it
• 1:53
  for
• 1:53
  a
• 1:53
  second.
• 1:53
  You've
• 1:53
  had
• 1:53
  a
• 1:53
  hard
• 1:54
  day.
• 1:55
  You're
• 1:55
  tired,
• 1:56
  you
• 1:56
  just
• 1:56
  want
• 1:56
  to
• 1:56
  unwind.
• 1:58
  So
• 1:58
  what
• 1:58
  do
• 1:58
  you
• 1:58
  do?
• 1:59
  You
• 1:59
  start
• 1:59
  to
• 1:59
  scroll,
• 2:00
  maybe
• 2:00
  you
• 2:01
  order
• 2:01
  something,
• 2:01
  you
• 2:01
  grab
• 2:02
  some
• 2:02
  takeout,
• 2:02
  you
• 2:03
  hit
• 2:03
  that
• 2:03
  button
• 2:04
  buy
• 2:04
  now
• 2:04
  button
• 2:06
  and
• 2:06
  it
• 2:06
  feels
• 2:07
  good
• 2:08
  for
• 2:08
  a
• 2:08
  moment.
• 2:10
  But
• 2:11
  then
• 2:12
  we
• 2:12
  feel
• 2:12
  that
• 2:13
  regret.
• 2:14
  We
• 2:14
  start
• 2:14
  to
• 2:14
  feel
• 2:15
  that
• 2:15
  budget
• 2:15
  guilt
• 2:15
  and
• 2:16
  worst
• 2:16
  of
• 2:16
  all,
• 2:17
  unfortunately
• 2:18
  of
• 2:18
  all,
• 2:19
  emptiness.
• 2:21
  Because
• 2:22
  friend,
• 2:22
  you're
• 2:22
  stuck
• 2:22
  in
• 2:22
  a
• 2:23
  cycle
• 2:25
  spend
• 2:25
  to
• 2:25
  feel.
• 2:28
  And
• 2:28
  when
• 2:28
  you're
• 2:28
  honest
• 2:29
  with
• 2:29
  yourself,
• 2:29
  deep
• 2:29
  down
• 2:30
  honest
• 2:30
  with
• 2:30
  yourself,
• 2:33
  it
• 2:34
  really
• 2:34
  doesn't
• 2:34
  satisfy.
• 2:37
  And
• 2:37
  here's
• 2:38
  a
• 2:38
  truth
• 2:38
  bomb
• 2:39
  to
• 2:39
  all
• 2:39
  truth
• 2:40
  bombs.
• 2:41
  And
• 2:41
  the
• 2:42
  joy
• 2:42
  you're
• 2:42
  looking
• 2:42
  for,
• 2:44
  hear
• 2:44
  me
• 2:45
  on
• 2:45
  this,
• 2:46
  it's
• 2:46
  not
• 2:47
  in
• 2:47
  that
• 2:47
  purchase.
• 2:49
  See,
• 2:49
  here's
• 2:49
  the
• 2:50
  thing.
• 2:50
  I
• 2:50
  want
• 2:50
  you
• 2:50
  to
• 2:50
  understand
• 2:51
  and
• 2:51
  I
• 2:51
  want
• 2:52
  you
• 2:52
  to
• 2:52
  hear
• 2:52
  me
• 2:52
  loud
• 2:52
  and
• 2:53
  clear
• 2:53
  on
• 2:53
  this.
• 2:53
  Joy
• 2:54
  is
• 2:54
  not
• 2:54
  a
• 2:55
  product.
• 2:56
  I
• 2:56
  want
• 2:56
  to
• 2:57
  say
• 2:57
  that
• 2:57
  again.
• 2:59
  Joy
• 2:59
  is
• 2:59
  not
• 3:00
  a
• 3:00
  product.
• 3:02
  Okay,
• 3:02
  Ralph,
• 3:02
  what
• 3:02
  is
• 3:03
  it?
• 3:03
  Here's
• 3:03
  what
• 3:03
  it
• 3:03
  is.
• 3:03
  It's
• 3:04
  a
• 3:04
  gift
• 3:04
  from
• 3:04
  God.
• 3:05
  Let's
• 3:05
  look
• 3:05
  at
• 3:05
  the
• 3:05
  book
• 3:05
  of
• 3:05
  Proverbs,
• 3:06
  chapter
• 3:07
  15,
• 3:07
  verse
• 3:07
  17.
• 3:08
  It
• 3:08
  says
• 3:08
  this.
• 3:10
  Better
• 3:10
  a
• 3:10
  small
• 3:11
  serving
• 3:11
  of
• 3:11
  vegetables
• 3:12
  with
• 3:12
  love
• 3:14
  than
• 3:14
  a
• 3:14
  fatted
• 3:15
  calf
• 3:15
  with
• 3:15
  hatred.
• 3:17
  Small
• 3:18
  serving
• 3:18
  of
• 3:18
  vegetables
• 3:19
  with
• 3:19
  love.
• 3:19
  What
• 3:19
  is
• 3:20
  it
• 3:20
  talking
• 3:20
  about
• 3:20
  love?
• 3:22
  Let's
• 3:22
  look
• 3:22
  at
• 3:22
  Proverbs,
• 3:23
  chapter
• 3:23
  17,
• 3:24
  verse
• 3:24
  1,
• 3:24
  and
• 3:25
  adds
• 3:25
  this.
• 3:25
  Better
• 3:25
  a
• 3:26
  dry
• 3:26
  crust
• 3:27
  with
• 3:27
  peace
• 3:27
  and
• 3:27
  quiet.
• 3:29
  Then
• 3:29
  a
• 3:29
  house
• 3:30
  full
• 3:30
  of
• 3:30
  feasting
• 3:30
  with
• 3:31
  strife.
• 3:33
  Dry
• 3:33
  crust
• 3:34
  Peace,
• 3:36
  house
• 3:36
  full
• 3:37
  of
• 3:37
  feasting,
• 3:37
  strife.
• 3:40
  And
• 3:40
  Paul
• 3:40
  reminds
• 3:41
  us
• 3:41
  even
• 3:41
  from
• 3:41
  a
• 3:42
  prison
• 3:42
  cell.
• 3:42
  Think
• 3:43
  about
• 3:43
  that
• 3:43
  for
• 3:43
  a
• 3:43
  second.
• 3:43
  Here
• 3:44
  is
• 3:44
  Paul
• 3:44
  in
• 3:45
  prison.
• 3:48
  That
• 3:48
  joy
• 3:48
  isn't
• 3:49
  circumstantial.
• 3:50
  Look
• 3:50
  at
• 3:50
  the
• 3:50
  book
• 3:50
  of
• 3:50
  Philippians,
• 3:51
  chapter
• 3:51
  4,
• 3:52
  verses
• 3:52
  11
• 3:52
  to
• 3:53
  13,
• 3:54
  one
• 3:54
  of
• 3:55
  my
• 3:55
  favorite
• 3:55
  verses
• 3:56
  of
• 3:56
  the
• 3:56
  Bible.
• 3:56
  I
• 3:56
  have
• 3:57
  learned
• 3:57
  to
• 3:57
  be
• 3:57
  content
• 3:58
  whatever
• 3:58
  the
• 3:58
  circumstances.
• 4:00
  I
• 4:01
  know
• 4:01
  what
• 4:01
  it
• 4:01
  is
• 4:01
  to
• 4:02
  be
• 4:02
  in
• 4:02
  need
• 4:02
  and
• 4:03
  I
• 4:03
  know
• 4:03
  what
• 4:03
  it
• 4:03
  is
• 4:03
  to
• 4:04
  have
• 4:04
  plenty.
• 4:05
  I
• 4:06
  have
• 4:06
  learned
• 4:06
  the
• 4:07
  secret
• 4:07
  of
• 4:07
  being
• 4:07
  content
• 4:08
  in
• 4:08
  any
• 4:08
  and
• 4:09
  every
• 4:09
  situation,
• 4:10
  whether
• 4:10
  well
• 4:11
  fed
• 4:11
  or
• 4:11
  hungry,
• 4:12
  whether
• 4:12
  living
• 4:12
  in
• 4:13
  plenty
• 4:13
  or
• 4:13
  in
• 4:14
  want.
• 4:15
  And
• 4:16
  I
• 4:16
  love
• 4:16
  this
• 4:16
  part
• 4:16
  of
• 4:16
  the
• 4:17
  verse.
• 4:18
  I
• 4:18
  can
• 4:18
  do
• 4:18
  all
• 4:19
  things
• 4:19
  through
• 4:19
  him
• 4:20
  who
• 4:20
  gives
• 4:20
  me
• 4:21
  strength.
• 4:23
  I
• 4:23
  can
• 4:23
  do
• 4:24
  all
• 4:25
  things
• 4:25
  through
• 4:26
  him
• 4:26
  who
• 4:26
  gives
• 4:26
  me
• 4:27
  strength.
• 4:28
  That's
• 4:29
  it.
• 4:29
  See,
• 4:30
  joy
• 4:30
  is
• 4:30
  spiritual.
• 4:32
  It's
• 4:32
  found
• 4:32
  in
• 4:33
  peace,
• 4:33
  it's
• 4:34
  found
• 4:34
  in
• 4:34
  presence,
• 4:35
  it's
• 4:35
  found
• 4:35
  in
• 4:35
  beauty,
• 4:36
  it's
• 4:36
  found
• 4:37
  in
• 4:37
  rest.
• 4:37
  It's
• 4:38
  found
• 4:38
  in
• 4:38
  relationships.
• 4:39
  And
• 4:39
  yes,
• 4:40
  it's
• 4:40
  found
• 4:40
  in
• 4:41
  gratitude.
• 4:41
  And
• 4:42
  guess
• 4:42
  what?
• 4:43
  You're
• 4:43
  listening
• 4:44
  right
• 4:44
  now.
• 4:45
  It
• 4:45
  doesn't
• 4:46
  cost
• 4:46
  a
• 4:46
  thing.
• 4:49
  So
• 4:49
  now
• 4:49
  you're
• 4:50
  saying,
• 4:50
  Ralph,
• 4:51
  how
• 4:51
  do
• 4:51
  we
• 4:51
  get
• 4:51
  to
• 4:51
  this
• 4:52
  mindset?
• 4:52
  What
• 4:52
  can
• 4:52
  we
• 4:53
  do?
• 4:53
  Well,
• 4:53
  here's
• 4:53
  the
• 4:54
  solution.
• 4:55
  You've
• 4:56
  got
• 4:56
  to
• 4:56
  cultivate
• 4:57
  awareness
• 4:57
  and
• 4:57
  gratitude
• 4:58
  for
• 4:58
  the
• 4:58
  no
• 4:59
  cost
• 4:59
  joys
• 4:59
  in
• 5:00
  your
• 5:00
  life
• 5:00
  and
• 5:00
  prioritize
• 5:01
  those
• 5:01
  things
• 5:02
  over
• 5:02
  reflective
• 5:03
  spending.
• 5:04
  Here's
• 5:04
  your
• 5:05
  one
• 5:05
  action
• 5:05
  step
• 5:05
  for
• 5:06
  today.
• 5:06
  Here's
• 5:06
  what
• 5:07
  you
• 5:07
  need
• 5:07
  to
• 5:07
  do.
• 5:08
  Name
• 5:08
  three
• 5:08
  soul
• 5:09
  fulfilling
• 5:09
  joys
• 5:10
  that
• 5:10
  cost
• 5:10
  you
• 5:10
  nothing.
• 5:12
  Just
• 5:12
  take
• 5:12
  a
• 5:13
  moment.
• 5:13
  Think
• 5:13
  about
• 5:13
  simple
• 5:14
  things
• 5:14
  that
• 5:14
  lift
• 5:15
  your
• 5:15
  spirit.
• 5:16
  Those
• 5:16
  things
• 5:17
  that
• 5:17
  the
• 5:17
  kind
• 5:18
  of
• 5:19
  joy
• 5:19
  that
• 5:19
  money
• 5:19
  just
• 5:20
  can't
• 5:20
  buy.
• 5:20
  I'm
• 5:20
  going
• 5:21
  to
• 5:21
  give
• 5:21
  you
• 5:21
  some
• 5:21
  examples
• 5:22
  of
• 5:22
  some
• 5:22
  soul
• 5:22
  refreshing
• 5:23
  examples.
• 5:24
  Maybe
• 5:25
  a
• 5:25
  sunrise
• 5:26
  walk
• 5:26
  through
• 5:26
  the
• 5:26
  woods,
• 5:27
  breathing
• 5:27
  in
• 5:28
  the
• 5:28
  stillness.
• 5:30
  Maybe
• 5:31
  for
• 5:31
  you
• 5:31
  it's
• 5:32
  losing
• 5:32
  yourself
• 5:33
  in
• 5:33
  a
• 5:33
  chapter
• 5:33
  of
• 5:33
  a
• 5:33
  good
• 5:34
  book.
• 5:34
  Or
• 5:35
  journaling
• 5:35
  your
• 5:35
  prayers
• 5:36
  with
• 5:36
  a
• 5:36
  cup
• 5:36
  of
• 5:36
  coffee
• 5:37
  by
• 5:37
  your
• 5:37
  side.
• 5:39
  Hey,
• 5:39
  maybe
• 5:40
  it's
• 5:40
  singing
• 5:40
  along
• 5:40
  with
• 5:40
  worship
• 5:41
  music
• 5:41
  while
• 5:41
  doing
• 5:42
  the
• 5:42
  dishes.
• 5:42
  A
• 5:43
  game
• 5:43
  night
• 5:43
  with
• 5:44
  family
• 5:44
  filled
• 5:44
  with
• 5:44
  laughter.
• 5:47
  Maybe
• 5:47
  it's
• 5:47
  that
• 5:47
  heart
• 5:47
  to
• 5:48
  heart
• 5:48
  conversation
• 5:49
  with
• 5:49
  someone
• 5:49
  who
• 5:49
  really
• 5:50
  gets
• 5:50
  you.
• 5:52
  Or
• 5:53
  maybe
• 5:53
  10
• 5:53
  minutes
• 5:54
  with
• 5:54
  God
• 5:54
  and
• 5:54
  no
• 5:54
  agenda,
• 5:55
  just
• 5:55
  present
• 5:56
  you
• 5:56
  and
• 5:56
  him.
• 5:57
  And
• 5:57
  I
• 5:57
  just
• 5:57
  want
• 5:58
  to
• 5:58
  encourage
• 5:58
  you
• 5:58
  right
• 5:58
  now.
• 5:58
  Write
• 5:59
  down
• 5:59
  your
• 5:59
  top
• 6:00
  three.
• 6:00
  What
• 6:00
  are
• 6:01
  those
• 6:01
  things
• 6:01
  for
• 6:01
  you?
• 6:03
  And
• 6:04
  then
• 6:04
  I
• 6:04
  want
• 6:04
  you
• 6:04
  to
• 6:04
  just
• 6:04
  choose
• 6:05
  one,
• 6:05
  just
• 6:05
  one,
• 6:06
  and
• 6:06
  schedule
• 6:06
  it.
• 6:06
  Put
• 6:07
  it
• 6:07
  on
• 6:07
  your
• 6:07
  calendar
• 6:08
  like
• 6:08
  a
• 6:09
  meeting
• 6:09
  that
• 6:09
  you
• 6:09
  can't
• 6:10
  cancel.
• 6:10
  Then
• 6:10
  guard
• 6:11
  it,
• 6:11
  honor
• 6:11
  it.
• 6:11
  Don't
• 6:12
  let
• 6:12
  it
• 6:12
  get
• 6:12
  swallowed
• 6:13
  up
• 6:13
  by
• 6:13
  the
• 6:13
  busy.
• 6:14
  See,
• 6:14
  that's
• 6:15
  the
• 6:15
  key.
• 6:15
  Pick
• 6:15
  one,
• 6:16
  just
• 6:16
  one,
• 6:16
  and
• 6:16
  schedule
• 6:17
  it.
• 6:17
  Put
• 6:17
  it
• 6:17
  on
• 6:17
  your
• 6:18
  calendar.
• 6:18
  You
• 6:19
  will
• 6:19
  not
• 6:19
  cancel
• 6:19
  this.
• 6:20
  Guard
• 6:20
  it,
• 6:20
  honor
• 6:20
  it.
• 6:23
  And
• 6:24
  then
• 6:24
  as
• 6:24
  you
• 6:24
  do
• 6:25
  it,
• 6:26
  don't
• 6:26
  just
• 6:26
  do
• 6:27
  it.
• 6:27
  You
• 6:27
  know,
• 6:27
  Nike
• 6:27
  has
• 6:27
  this
• 6:28
  thing.
• 6:28
  Just
• 6:28
  do
• 6:28
  it.
• 6:28
  That's
• 6:28
  not
• 6:28
  what
• 6:29
  I'm
• 6:29
  saying.
• 6:29
  Ralph's
• 6:29
  not
• 6:29
  saying
• 6:30
  that.
• 6:30
  Ralph
• 6:30
  is
• 6:30
  saying
• 6:31
  savor
• 6:31
  it.
• 6:33
  See,
• 6:33
  when
• 6:33
  the
• 6:33
  moment
• 6:34
  comes,
• 6:34
  I
• 6:34
  want
• 6:34
  you
• 6:34
  to
• 6:34
  slow
• 6:35
  down.
• 6:37
  Our
• 6:37
  lives
• 6:37
  are
• 6:38
  so
• 6:38
  hectic.
• 6:40
  Take
• 6:40
  this
• 6:40
  minute
• 6:41
  and
• 6:41
  just
• 6:41
  slow
• 6:41
  down
• 6:42
  and
• 6:42
  take
• 6:42
  it
• 6:42
  in
• 6:42
  like
• 6:43
  a
• 6:43
  feast.
• 6:45
  Look
• 6:45
  at
• 6:45
  the
• 6:46
  colors
• 6:46
  around
• 6:46
  you.
• 6:48
  Feel
• 6:48
  the
• 6:49
  textures.
• 6:49
  The
• 6:49
  breeze
• 6:50
  on
• 6:50
  your
• 6:50
  face.
• 6:51
  The
• 6:52
  pages
• 6:52
  of
• 6:52
  that
• 6:52
  book.
• 6:52
  The
• 6:53
  warmth.
• 6:54
  Listen
• 6:55
  to
• 6:55
  the
• 6:55
  sounds.
• 6:55
  The
• 6:56
  sounds
• 6:56
  of
• 6:56
  nature,
• 6:57
  or
• 6:57
  that.
• 6:57
  The
• 6:57
  laughter
• 6:58
  of
• 6:58
  a
• 6:58
  child
• 6:58
  or
• 6:58
  that
• 6:59
  stillness.
• 7:01
  And
• 7:02
  whisper
• 7:02
  a
• 7:02
  simple
• 7:03
  prayer.
• 7:03
  Thank
• 7:03
  you,
• 7:03
  Lord.
• 7:06
  Just
• 7:06
  thank
• 7:06
  you,
• 7:06
  Lord.
• 7:08
  And
• 7:08
  let
• 7:08
  that
• 7:09
  linger.
• 7:09
  Let
• 7:09
  it
• 7:09
  restore
• 7:10
  you.
• 7:12
  Because
• 7:13
  I'm
• 7:13
  going
• 7:13
  to
• 7:13
  tell
• 7:13
  you
• 7:13
  right
• 7:13
  now,
• 7:14
  friend,
• 7:14
  this
• 7:14
  will
• 7:14
  break
• 7:14
  that
• 7:15
  spend
• 7:15
  to
• 7:15
  feel
• 7:15
  better
• 7:16
  cycle.
• 7:17
  It's
• 7:17
  going
• 7:18
  to
• 7:18
  rewire
• 7:18
  your
• 7:18
  heart
• 7:18
  towards
• 7:19
  peace
• 7:19
  and
• 7:19
  presence.
• 7:20
  It's
• 7:20
  going
• 7:20
  to
• 7:20
  reduce
• 7:21
  that
• 7:21
  financial
• 7:21
  pressure.
• 7:24
  And
• 7:24
  it
• 7:24
  helps
• 7:24
  you
• 7:25
  live
• 7:25
  a
• 7:25
  full
• 7:25
  life
• 7:27
  with
• 7:28
  less
• 7:29
  gratitude,
• 7:30
  contentment.
• 7:33
  Let's
• 7:33
  pray
• 7:33
  together.
• 7:35
  Father
• 7:36
  God,
• 7:36
  we
• 7:36
  thank
• 7:36
  you
• 7:36
  for
• 7:37
  the
• 7:37
  abundance
• 7:37
  of
• 7:37
  joy
• 7:38
  in
• 7:38
  the
• 7:38
  simple,
• 7:40
  in
• 7:40
  those
• 7:40
  beautiful
• 7:41
  things
• 7:41
  you've
• 7:41
  already
• 7:41
  given
• 7:42
  us,
• 7:42
  Lord.
• 7:42
  It
• 7:42
  didn't
• 7:42
  cost
• 7:43
  us
• 7:43
  a
• 7:43
  dime.
• 7:45
  And
• 7:46
  we
• 7:46
  confess
• 7:46
  right
• 7:46
  now,
• 7:46
  Lord,
• 7:47
  that
• 7:47
  we
• 7:47
  often
• 7:47
  look
• 7:48
  for
• 7:48
  satisfaction
• 7:49
  in
• 7:49
  stuff.
• 7:49
  We
• 7:49
  think
• 7:50
  we
• 7:50
  can
• 7:50
  buy
• 7:50
  joy,
• 7:51
  Lord.
• 7:52
  And
• 7:52
  when
• 7:52
  we
• 7:52
  do,
• 7:52
  all
• 7:53
  we
• 7:53
  find
• 7:53
  is
• 7:53
  emptiness.
• 7:55
  We
• 7:56
  chase
• 7:56
  joy
• 7:56
  through
• 7:57
  spending,
• 7:57
  Lord,
• 7:57
  and
• 7:57
  we
• 7:58
  forget
• 7:58
  to
• 7:58
  see
• 7:58
  the
• 7:58
  blessings
• 7:59
  that
• 7:59
  are
• 7:59
  all
• 7:59
  around
• 8:00
  us.
• 8:02
  So,
• 8:02
  Lord,
• 8:02
  right
• 8:02
  now,
• 8:03
  right
• 8:03
  at
• 8:03
  this
• 8:03
  moment,
• 8:03
  we
• 8:04
  ask
• 8:04
  that
• 8:04
  you
• 8:04
  would
• 8:04
  open
• 8:04
  our
• 8:05
  eyes,
• 8:05
  Lord.
• 8:05
  Slow
• 8:06
  us
• 8:06
  down,
• 8:06
  Lord.
• 8:08
  Help
• 8:08
  us
• 8:08
  to
• 8:09
  be
• 8:09
  still.
• 8:10
  Help
• 8:11
  us
• 8:11
  to
• 8:11
  savor
• 8:12
  the
• 8:12
  gifts
• 8:12
  of
• 8:12
  peace
• 8:13
  and
• 8:13
  the
• 8:13
  gifts
• 8:14
  of
• 8:14
  presence
• 8:14
  and
• 8:15
  the
• 8:15
  gifts
• 8:15
  of
• 8:15
  the
• 8:15
  people
• 8:16
  you've
• 8:16
  put
• 8:16
  into
• 8:16
  our
• 8:17
  lives,
• 8:17
  Lord.
• 8:19
  Make
• 8:19
  us
• 8:19
  content,
• 8:20
  Lord.
• 8:21
  Fill
• 8:22
  us
• 8:22
  with
• 8:22
  gratitude
• 8:24
  and
• 8:25
  help
• 8:25
  us
• 8:25
  live
• 8:26
  life
• 8:26
  with
• 8:26
  joyful
• 8:27
  simplicity.
• 8:27
  And
• 8:28
  we
• 8:28
  ask
• 8:28
  this
• 8:28
  in
• 8:29
  true
• 8:29
  humility,
• 8:30
  Lord.
• 8:30
  We
• 8:31
  ask
• 8:31
  this
• 8:31
  in
• 8:31
  confidence.
• 8:32
  In
• 8:32
  Jesus
• 8:33
  name,
• 8:34
  Amen.
• 8:36
  Friend,
• 8:36
  listen
• 8:37
  to
• 8:37
  me
• 8:37
  right
• 8:37
  now.
• 8:38
  Stop
• 8:39
  whatever
• 8:39
  you're
• 8:39
  doing
• 8:39
  and
• 8:39
  just
• 8:40
  take
• 8:40
  30
• 8:40
  seconds
• 8:41
  and
• 8:41
  listen
• 8:41
  to
• 8:41
  what
• 8:41
  I'm
• 8:41
  getting
• 8:41
  ready
• 8:42
  to
• 8:42
  say.
• 8:44
  You
• 8:44
  don't
• 8:44
  have
• 8:45
  to
• 8:45
  buy
• 8:45
  joy.
• 8:46
  It
• 8:46
  took
• 8:47
  me
• 8:47
  a
• 8:47
  long
• 8:47
  time
• 8:47
  to
• 8:47
  understand
• 8:48
  that.
• 8:49
  I
• 8:49
  tried
• 8:50
  buying
• 8:50
  it
• 8:50
  with
• 8:50
  everything
• 8:51
  I
• 8:51
  could
• 8:51
  think
• 8:51
  of.
• 8:51
  Cars,
• 8:52
  houses,
• 8:53
  vacation
• 8:53
  homes,
• 8:54
  jewelry.
• 8:54
  If
• 8:54
  you've
• 8:54
  listened
• 8:55
  to
• 8:55
  my
• 8:55
  show,
• 8:55
  you
• 8:55
  know
• 8:55
  where
• 8:56
  I've
• 8:56
  been.
• 8:57
  But
• 8:57
  here's
• 8:57
  the
• 8:57
  truth
• 8:58
  that
• 8:58
  you
• 8:58
  need
• 8:58
  to
• 8:58
  hear
• 8:58
  today.
• 8:59
  You
• 8:59
  don't
• 8:59
  have
• 9:00
  to
• 9:00
  buy
• 9:00
  joy.
• 9:02
  You
• 9:02
  just
• 9:03
  have
• 9:03
  to
• 9:03
  receive
• 9:03
  it.
• 9:03
  It's
• 9:04
  a
• 9:04
  gift
• 9:04
  from
• 9:04
  God.
• 9:05
  It's
• 9:05
  all
• 9:05
  around
• 9:05
  you.
• 9:08
  So
• 9:09
  this
• 9:09
  week,
• 9:09
  I'm
• 9:09
  just
• 9:10
  challenging
• 9:10
  you.
• 9:10
  Choose
• 9:11
  one
• 9:11
  simple
• 9:11
  joy.
• 9:13
  Put
• 9:13
  it
• 9:14
  on
• 9:14
  the
• 9:14
  calendar.
• 9:14
  If
• 9:14
  you
• 9:15
  have
• 9:15
  to
• 9:15
  schedule
• 9:16
  it,
• 9:16
  honor
• 9:16
  it,
• 9:16
  guard
• 9:17
  it,
• 9:19
  and
• 9:19
  then
• 9:19
  savor
• 9:20
  it.
• 9:20
  Just
• 9:20
  savor
• 9:21
  it.
• 9:22
  Take
• 9:23
  in
• 9:23
  the
• 9:23
  colors
• 9:23
  Take
• 9:24
  in
• 9:24
  the
• 9:24
  sounds,
• 9:24
  Take
• 9:25
  in
• 9:25
  the
• 9:25
  feelings
• 9:25
  all
• 9:26
  around
• 9:26
  you,
• 9:28
  because
• 9:28
  that's
• 9:29
  true
• 9:29
  joy,
• 9:29
  and
• 9:29
  that's
• 9:30
  a
• 9:30
  gift
• 9:30
  from
• 9:30
  God,
• 9:30
  and
• 9:31
  there's
• 9:31
  nothing
• 9:32
  you
• 9:32
  could
• 9:32
  do
• 9:32
  to
• 9:32
  earn
• 9:32
  it.
• 9:33
  It's
• 9:34
  a
• 9:34
  gift
• 9:34
  to
• 9:34
  you.
• 9:36
  And
• 9:36
  while
• 9:36
  we're
• 9:37
  talking
• 9:37
  about
• 9:37
  gifts,
• 9:37
  I
• 9:37
  want
• 9:37
  to
• 9:38
  encourage
• 9:38
  you
• 9:38
  right
• 9:38
  now
• 9:38
  to
• 9:38
  share
• 9:39
  this
• 9:39
  show.
• 9:40
  Maybe
• 9:41
  you're
• 9:41
  like,
• 9:41
  Ralph,
• 9:41
  man,
• 9:42
  this
• 9:42
  is
• 9:42
  a
• 9:42
  great
• 9:42
  show.
• 9:42
  I'm
• 9:43
  really
• 9:43
  enjoying
• 9:43
  it.
• 9:44
  I'm
• 9:44
  really
• 9:44
  getting
• 9:44
  some
• 9:45
  benefit
• 9:45
  from
• 9:45
  it.
• 9:46
  Well,
• 9:46
  I
• 9:46
  want
• 9:46
  to
• 9:46
  encourage
• 9:47
  you
• 9:47
  to
• 9:47
  share
• 9:48
  it
• 9:48
  with
• 9:48
  somebody
• 9:48
  who
• 9:48
  maybe
• 9:49
  needs
• 9:49
  that
• 9:49
  lift.
• 9:50
  Maybe
• 9:51
  there's
• 9:51
  somebody
• 9:51
  you're
• 9:52
  thinking
• 9:52
  of
• 9:52
  right
• 9:52
  now,
• 9:52
  and
• 9:53
  you're
• 9:53
  thinking,
• 9:53
  Ralph,
• 9:53
  man,
• 9:54
  they're
• 9:54
  really
• 9:54
  struggling.
• 9:55
  And
• 9:55
  maybe
• 9:55
  it's
• 9:56
  not
• 9:56
  just
• 9:56
  their
• 9:56
  finance.
• 9:56
  They're
• 9:57
  just
• 9:57
  struggling
• 9:57
  with
• 9:58
  a
• 9:58
  lack
• 9:58
  of
• 9:58
  hope,
• 9:59
  a
• 9:59
  lack
• 9:59
  of
• 9:59
  the
• 9:59
  busyness
• 10:00
  going
• 10:00
  on
• 10:01
  all
• 10:01
  around
• 10:01
  them.
• 10:02
  And
• 10:02
  maybe
• 10:02
  just
• 10:02
  send
• 10:02
  them
• 10:02
  a
• 10:03
  text
• 10:03
  message
• 10:03
  or
• 10:03
  send
• 10:04
  them
• 10:04
  an
• 10:04
  email
• 10:04
  and
• 10:04
  say,
• 10:04
  hey,
• 10:05
  listen,
• 10:05
  I'm
• 10:05
  gonna
• 10:05
  send
• 10:06
  you
• 10:06
  a
• 10:06
  link
• 10:06
  to
• 10:06
  a
• 10:07
  show.
• 10:07
  I'm
• 10:07
  gonna
• 10:07
  send
• 10:07
  you
• 10:07
  a
• 10:08
  link
• 10:08
  to
• 10:08
  a
• 10:08
  website,
• 10:09
  and
• 10:09
  I
• 10:09
  just
• 10:09
  want
• 10:09
  to
• 10:10
  encourage
• 10:10
  you
• 10:10
  to
• 10:10
  check
• 10:10
  this
• 10:10
  out.
• 10:11
  Send
• 10:11
  them
• 10:11
  to
• 10:12
  financiallyconfidentchristian.com
• 10:16
  because,
• 10:16
  listen,
• 10:16
  that's
• 10:16
  a
• 10:17
  gift
• 10:17
  that
• 10:17
  you
• 10:17
  can
• 10:17
  give.
• 10:17
  You
• 10:18
  might
• 10:18
  be
• 10:18
  able
• 10:18
  to
• 10:18
  put
• 10:18
  some
• 10:18
  joy
• 10:19
  in
• 10:19
  someone's
• 10:19
  life
• 10:20
  just
• 10:20
  by
• 10:20
  sharing
• 10:21
  the
• 10:21
  show.
• 10:23
  Now,
• 10:23
  I
• 10:23
  hope
• 10:23
  you
• 10:23
  join
• 10:23
  me
• 10:24
  tomorrow,
• 10:24
  because
• 10:24
  we're
• 10:24
  going
• 10:24
  to
• 10:24
  have
• 10:25
  a
• 10:25
  powerful
• 10:25
  reminder
• 10:25
  that
• 10:26
  your
• 10:26
  confidence
• 10:26
  comes
• 10:27
  from
• 10:27
  Christ,
• 10:29
  not
• 10:29
  just
• 10:29
  your
• 10:29
  cash
• 10:30
  flow.
• 10:30
  Hey,
• 10:30
  I've
• 10:30
  stacked
• 10:31
  them
• 10:31
  up
• 10:31
  together
• 10:31
  the
• 10:32
  last
• 10:32
  two
• 10:32
  days.
• 10:32
  This
• 10:32
  is
• 10:33
  all
• 10:33
  about
• 10:33
  mindset.
• 10:34
  You
• 10:35
  don't
• 10:35
  want
• 10:35
  to
• 10:35
  miss
• 10:35
  that
• 10:36
  show.
• 10:37
  So
• 10:38
  until
• 10:38
  then,
• 10:38
  friend,
• 10:38
  I'm
• 10:38
  going
• 10:39
  to
• 10:39
  encourage
• 10:39
  you
• 10:39
  to
• 10:39
  stay
• 10:39
  grateful,
• 10:41
  stay
• 10:42
  grounded,
• 10:43
  and
• 10:44
  truly
• 10:44
  stay
• 10:44
  financially
• 10:45
  confident.
• 10:45
  You
• 10:45
  got
• 10:46
  this?
• 10:47
  I
• 10:47
  have
• 10:47
  confidence
• 10:48
  in
• 10:48
  you,
• 10:49
  have
• 10:49
  confidence
• 10:49
  in
• 10:49
  yourself.
• 10:50
  God
• 10:50
  bless
• 10:50
  you.
• 10:51
  And
• 10:51
  you
• 10:51
  have
• 10:51
  a
• 10:51
  joyful
• 10:52
  day
• 10:52
  and
• 10:53
  enjoy
• 10:53
  all
• 10:53
  of
• 10:54
  the
• 10:54
  blessings
• 10:54
  around
• 10:55
  you
• 10:55
  that
• 10:55
  don't
• 10:56
  cost
• 10:56
  you
• 10:57
  anything.