Latest / The Demographics Podcast with Fexingo: Aging Populations, Birth Rates, and Economic Impact

Why Declining Birth Rates Threaten Public Pension Solvency
In Episode 20 of The Demographics Podcast, Lucas and Luna examine how falling birth rates directly undermine the math of pay-as-you-go public pension systems. Using the US Social Security trust fund depletion date (projected 2035) as the anchor, they trace the arithmetic: fewer workers per retiree means either higher taxes, lower benefits, or later retirement ages. They compare the US approach (modest adjustments, trust fund accounting) with Sweden's notional defined-contribution system and Chile's fully funded individual accounts. The hosts drill into a specific number — the…
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