Latest / Built to Grow: Financial leadership for agribusiness owners who want to cultivate growth.
How to Prepare Your Agribusiness for a Down Cycle
How do you know what a bad season will cost you before it hits?
This week Mason talks with Kim Dziuk, an agribusiness CFO on the Brady CFO team, about planning for the down years before they arrive. Kim walks through why she tracks cost per pound instead of price, how to model a bad season ahead of time, and what happened when a price drop pushed loan to value from 50% to almost 90%.
Topics we cover:
(2:36) From school district CFO to 12,000 acres of almonds
(6:12) Why a CFO shouldn't just report the news
(9:13) What works at $20M won't work at $60M
(14:09) Modeling the upside, the downside…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.