Latest / Motion and Success / How to Get $100,000+ in NO-DOC Business Funding in 2026 (New Bank Rules Explained) Ft. Melvin Taylor

Transcript

How to Get $100,000+ in NO-DOC Business Funding in 2026 (New Bank Rules Explained) Ft. Melvin Taylor · Motion and Success

0:00
[SPEAKER_01]: The banks run off a fractional reserve system, what they don't want you to know is they make money when people put money in a bank.
0:05
[SPEAKER_00]: They just above.
0:06
[SPEAKER_00]: Mel is the architect of financial freedom.
0:09
[SPEAKER_00]: After losing 10 years of his life to the prison system, he returned to master the hidden language of banks, unlocking millions in zero interest capital for those the system left behind.
0:19
[SPEAKER_01]: It's been like almost 10 years in prison.
0:22
[SPEAKER_01]: It's probably about a time when I was 30.
0:24
[SPEAKER_01]: So that's the one third of my life.
0:26
[SPEAKER_01]: I had two kids at 16.
0:27
[SPEAKER_01]: And then my dad died at the same year when I was 16.
0:29
[SPEAKER_01]: I went through the motions, bro.
0:31
[SPEAKER_02]: Well, there's some red flags at the base.
0:33
[SPEAKER_02]: It's like, that's a no lie.
0:34
[SPEAKER_01]: They say, I want $50,000.
0:36
[SPEAKER_01]: But they business only make $80,000.
0:38
[SPEAKER_01]: Like, make it make sense.
0:39
[SPEAKER_01]: That's more than half of what you guys get for a while with a bank give you that.
0:42
[SPEAKER_01]: Some people would do that.
0:43
[SPEAKER_01]: That's what was one of the mistakes.
0:44
[SPEAKER_02]: Everybody want to start with these businesses, they got all these business ideas, but they credit this messed up.
0:49
[SPEAKER_02]: They don't know how to get funding from the banks.
0:51
[SPEAKER_01]: I know Chase, I know, thank you for America.
0:53
[SPEAKER_01]: You know what I'm saying, truly?
0:54
[SPEAKER_01]: They don't give me that bag.
0:55
[SPEAKER_01]: Crediting about a number is about credibility.
0:57
[SPEAKER_01]: Can I trust you?
0:58
[SPEAKER_01]: That's what it's about.
0:59
[SPEAKER_01]: She bought a house on her street and then she bought another house on the next street over.
1:03
[SPEAKER_01]: With a zero percent interest credit card.
1:05
[SPEAKER_01]: I teach people how to never pay interest ever.
1:07
[SPEAKER_01]: That's called Velocity Banking.
1:08
[SPEAKER_01]: I like buying money.
1:10
[SPEAKER_01]: What is that?
1:10
[SPEAKER_01]: I take that $50,000 and bought almost $200,000.
1:14
[SPEAKER_01]: from these 10 banks.
1:15
[SPEAKER_01]: I just took the money out and now I'm playing around with the credit cards.
1:18
[SPEAKER_03]: We'll be the step-by-step strategy for a new business owner.
1:21
[SPEAKER_03]: That's looking to grow out there and get some fun to do their business.
1:24
[SPEAKER_01]: Other legal bank robber will get access to $5250,000 and 0% interest credit with no documentation.
1:30
[SPEAKER_01]: Listen, you do not want to miss this.
1:32
[SPEAKER_02]: Before we get into this amazing episode, I'm calling all business owners, coaches.
1:37
[SPEAKER_02]: Entrepreneurs, who got a great product or a service, but guess what?
1:41
[SPEAKER_02]: You're having a hard time selling it.
1:42
[SPEAKER_02]: You aren't getting any leads.
1:43
[SPEAKER_02]: Your calendar is dried up.
1:45
[SPEAKER_02]: Podcasting is the tool you need.
1:47
[SPEAKER_02]: It's a 24-7 organic lead machine that you need to have in your business.
1:52
[SPEAKER_03]: Absolutely, having a marketing plan, some kind of way on how to find your clients within your business is the most important way on how you're going to be able to grow and hit all your financial goals, whether your goal is 100,000 dollars.
2:04
[SPEAKER_03]: Well, there you go, it's $500,000 or even a million dollars plus you need more eyeballs.
2:09
[SPEAKER_03]: A lot of people are finding that adds a way too expensive for their budget.
2:14
[SPEAKER_03]: Also, another problem is a lot of people are over relying on other people to grow their business.
2:20
[SPEAKER_03]: So I'm talking about word or mouth and referrals.
2:23
[SPEAKER_03]: Those are not reliable strategies on how you're going to grow your business.
2:26
[SPEAKER_03]: If you want to learn exactly how to market your business and be seen by millions of top of millions of people, go ahead and click the link down below.
2:33
[SPEAKER_03]: I want to invite you guys to our masterclass, where we're showing you strategies on how we was able to grow a huge platform within less than two years with over 300,000 plus followers across all channels.
2:45
[SPEAKER_03]: If you're looking to learn how to market your business and be seen by your dream clients, join us in this masterclass and enjoy the rest of this episode because this one is going to be a banger.
2:53
[SPEAKER_03]: All right, y'all, so welcome back to another episode of Motionist Success.
2:56
[SPEAKER_03]: Listen, guys, my name is Cody.
2:58
[SPEAKER_03]: And I got my co-hosts with me today.
2:59
[SPEAKER_02]: It's Io and bro, I'm excited for this one.
3:02
[SPEAKER_02]: Another great episode with another special guest.
3:06
[SPEAKER_02]: I'm pretty sure they're going to learn a lot today, bro.
3:08
[SPEAKER_03]: I agree, bro, the people are going to learn a lot because here's the thing.
3:12
[SPEAKER_03]: If you guys are struggling in certain areas,
3:15
[SPEAKER_03]: I'm pretty sure if you had an extra $50,000 in funds, it can definitely help your business grow.
3:20
[SPEAKER_03]: I'm pretty sure if you got your first business credit card and you use that to market your business just a little bit more, that can help you grow.
3:27
[SPEAKER_03]: Also, some people may say, hey, listen, I just need some startup capital to start my business.
3:31
[SPEAKER_03]: Or if you get some funding to get my first mentors or that way I can start making some money for my business, well guess what, this is going to be the podcast that you have to watch from the start all the way over to the end.
3:41
[SPEAKER_03]: So listen, we're going to go ahead and introduce my guy Mel.
3:45
[SPEAKER_03]: My guy Mel is about to break down the game on how you can start learning how to get some funding for your business to grow in scale.
3:51
[SPEAKER_03]: So listen, without further ado, Mel, go ahead and introduce yourself, bro.
3:55
[SPEAKER_03]: tell the people who you are and let's get started then.
3:59
[SPEAKER_01]: Yeah, it was good, man.
4:01
[SPEAKER_01]: Thanks for introducing me.
4:02
[SPEAKER_01]: I like that.
4:03
[SPEAKER_01]: I was your born infinity mill.
4:05
[SPEAKER_01]: You know, I'm going to find the architect, help entrepreneurs create blue prints for financial freedom by leveraging their business profile instruction and credit profile.
4:13
[SPEAKER_03]: Nice, nice, nice, nice, nice.
4:15
[SPEAKER_03]: You can kick it off, bro.
4:16
[SPEAKER_03]: Yeah, that's what's up, bro.
4:17
[SPEAKER_02]: And I like having the funding people want because a lot of people that, you know, especially not audience, they got it as you would get it.
4:25
[SPEAKER_02]: capital like, you know, everybody want to start with these businesses, they got all these business ideas, but they credit this messed up, they don't know how to get funding from the banks.
4:35
[SPEAKER_02]: So I definitely want to know, like, what's your backstory behind getting it to the funding space?
4:40
[SPEAKER_01]: Um, I mean my backstory is basically getting into it.
4:45
[SPEAKER_01]: I used to see you guys talking about a pun in a lot of time on YouTube You know, I'm saying YouTube videos talking about a point.
4:51
[SPEAKER_01]: I could never write my rhyme around starting a point in companies I don't all the financial literacy books.
4:55
[SPEAKER_01]: I read they said nothing about one thing Nothing about starting a funny company.
4:58
[SPEAKER_01]: I just tell you how to start a business how to run it How to do this?
5:01
[SPEAKER_01]: I never heard nobody's telling you how to get to the batter get to the bank
5:06
[SPEAKER_01]: So once I sat down and actually pay for Mint's worship and somebody learned somebody showed me how to do it I was like, okay, I want to do this I can't do it because I seen somebody else do it, so that's how I got into the point of the credit space.
5:21
[SPEAKER_01]: I mean, I kind of always been dabbling with credit.
5:24
[SPEAKER_01]: You know, I never had bad credit.
5:26
[SPEAKER_01]: I just never really knew how to use my credit.
5:29
[SPEAKER_01]: Okay, and I built my credit up like organically like it's on my own.
5:33
[SPEAKER_01]: So once I actually learned the sauce and how to like actually use my credit and leverage it it was over with.
5:42
[SPEAKER_02]: Yeah, I was kind of the same way.
5:44
[SPEAKER_02]: Like it took me a while to realize the power credit.
5:46
[SPEAKER_02]: Like, you know, you build it up, but you don't really know what exactly to really do with it and the doors that are open.
5:54
[SPEAKER_02]: So once you figure that out, what's some cool things that you did, you know, once you got your credit right,
5:59
[SPEAKER_01]: I mean, a couple of things I did was just I leveraged it to invest in my business.
6:04
[SPEAKER_01]: You know, I leveraged my credit and invest in my business.
6:06
[SPEAKER_01]: I leveraged my credit to, you know, get access to, yeah, myself and rooms.
6:12
[SPEAKER_01]: I never could be able to get access to, you know what I'm saying?
6:15
[SPEAKER_00]: Yeah.
6:15
[SPEAKER_01]: I could.
6:16
[SPEAKER_01]: But it's like, it's an investment.
6:17
[SPEAKER_01]: Sometimes, you know, like, you pay to get in the room.
6:20
[SPEAKER_01]: That might open up a bunch of other doors for you.
6:22
[SPEAKER_01]: So, you know, I built a lot of relationships by leverage in my credit.
6:26
[SPEAKER_01]: A lot of relationships with banks as well.
6:28
[SPEAKER_01]: So credit is not about some people think credit is about a number, or it's about cash.
6:35
[SPEAKER_01]: What credit really is about credibility, because we're all from, you can't come to my hood instead of shot without nobody knowing you.
6:43
[SPEAKER_01]: So I'm going to have to say, you know, you don't got no credit, you got no street credit, just like the bank, you can't go to the bank, you get a credit card, or 50, 200, $1,000 if you don't go to relationship with them.
6:52
[SPEAKER_01]: So credit is not about a number, it's about credibility, can I trust you?
6:56
[SPEAKER_01]: That's what it's about.
6:57
[SPEAKER_03]: Yeah, yeah, yeah, yeah, also touch back on like I really want to touch on your story, too.
7:01
[SPEAKER_03]: You know, you get into your journey, you know, some of the things that you went through within your lifestyle and, you know, and what brings you here to, you know, brings you fast forward to today, you know.
7:13
[SPEAKER_01]: I mean, yeah, it's a lot, so, um, you know, I did like almost 10 years in prison before about time I was 30.
7:23
[SPEAKER_01]: So that's one third of my life, you know what I'm saying?
7:25
[SPEAKER_01]: So just coming from that and before that I was like hustling, I was in the streets.
7:30
[SPEAKER_01]: I had two kids at 16.
7:31
[SPEAKER_01]: I had another one at 21.
7:33
[SPEAKER_01]: You know, my dad died at the same year when I was 16.
7:36
[SPEAKER_01]: You know what I'm saying?
7:37
[SPEAKER_01]: Went to prison six months later after my son was born after 21.
7:40
[SPEAKER_01]: So,
7:41
[SPEAKER_01]: Yeah, uh, you know, I went through the motions, bro.
7:44
[SPEAKER_01]: When I just look at it like, like, I never regret anything.
7:47
[SPEAKER_01]: I've been through because it made me the person I am today because I saw I would never take nothing back because it was it was all in the guys playing to be honest, but you know, I just look at it.
7:57
[SPEAKER_01]: Look at like differently.
7:58
[SPEAKER_01]: Like I don't take the same.
8:00
[SPEAKER_01]: I don't, I don't play around on my freedom no more.
8:03
[SPEAKER_01]: You know what I'm saying because when you think about freedom and financial freedom and stuff like that, it means different things to everybody and you know what I'm saying like I've never been afraid to take a risk because when I'm from we can't take a risk back you know what I'm saying like that we take a risk with our life we take a risk with our time you know what I'm saying our freedom we can't get them years back we can't get our life back after we get you.
8:28
[SPEAKER_01]: You know what I'm saying, but like when it comes to like funding and money, once I got access to a line of credit 50,000 a hundred thousand, I can't call nobody up and get that money from them and I'm like, let me go out.
8:39
[SPEAKER_01]: I don't know why I like that, but I know Chase, I know thank you for America.
8:44
[SPEAKER_01]: I know B.O.A.
8:45
[SPEAKER_01]: I know, you know, say city bank, you know, saying true.
8:49
[SPEAKER_01]: They don't give me that bag and I ain't gonna be afraid of it because you know, I took other risks that.
8:55
[SPEAKER_01]: I can't come back for a long time.
8:57
[SPEAKER_03]: But that's kind of crazy that you mentioned.
8:59
[SPEAKER_03]: You know, from losing, you know, go from having your first kid at the age of 16, fast forward, you know, you lose your dad in that same year.
9:10
[SPEAKER_03]: And then, you know, a few years later after that, you know, other, you know, situations happen basically.
9:17
[SPEAKER_03]: Like, what's some of the top life lessons you learned
9:25
[SPEAKER_01]: Um, I really learned patience, you know, uh, a lot of people, you can look at a lot of people they think they might think they got emotional, but really they're just jogging in place.
9:35
[SPEAKER_01]: You know what I'm saying?
9:36
[SPEAKER_01]: Yeah.
9:36
[SPEAKER_01]: So, you know, um, I just learned a lot of patience.
9:40
[SPEAKER_01]: I learned a lot of discipline.
9:42
[SPEAKER_01]: Yeah.
9:42
[SPEAKER_01]: You know, discipline, you need discipline to do everything muscle.
9:45
[SPEAKER_01]: You know, credit money, anything is, you know, a plan's not going to grow overnight.
9:51
[SPEAKER_01]: Right, you know, it's going to take discipline, it's going to take sunlight, it's going to take order.
9:55
[SPEAKER_01]: So that's the main thing is I'll learn through all my journey, man.
9:59
[SPEAKER_01]: It's just like discipline, and don't take anything for granted.
10:01
[SPEAKER_01]: Listen, I'm sorry for stopping this interview.
10:03
[SPEAKER_01]: I know I was giving out hell of sauce, but I know it's a failure you out there that wants a little bit more hands on training.
10:09
[SPEAKER_01]: And I got you.
10:09
[SPEAKER_01]: I got a three day challenge coming up.
10:11
[SPEAKER_01]: In the three day challenge, I'm going to be teaching you how to structure a credit profile, leverage your business profile, and get access to $50,000 and 0% interest credit with no documentation.
10:22
[SPEAKER_01]: Listen, you do not want to miss this three day challenge that's coming up.
10:25
[SPEAKER_01]: You can find me on Instagram at underscore underscore infinity mail.
10:29
[SPEAKER_01]: Listen, click that link in my bio and lock in.
10:32
[SPEAKER_02]: Growing up did you have any, um, did you know about credit because I know sometimes like just growing up, especially like in like black households, you know, they tell you only use a credit for, um, you know, pay the gas, you know,
10:51
[SPEAKER_01]: No, I ain't know about credit cards and nothing, but I know about credit though.
10:55
[SPEAKER_01]: I said, I think credit, I don't think credit is a number of cash, it's about credit ability.
11:01
[SPEAKER_01]: The honest, if you want to think about it, so I used to hustle when I was a younger, so like, what I will buy, you know, my connect will front me.
11:09
[SPEAKER_01]: Whatever I can buy here for a me the same thing just because I'm so I would have to pay him back And it kind of takes me back to the back then when I when I'm dealing with credit because I got to pay the bank back I got to pay the lenders back.
11:24
[SPEAKER_01]: So or else is consequences, right so it's like that's credit You know what I've been dealing with credit since I was like 15 So I know about credit and I never messed up my credit.
11:35
[SPEAKER_01]: You know what I'm saying so it's like now
11:39
[SPEAKER_01]: I ain't gonna mess up my credit now.
11:41
[SPEAKER_01]: I hear stories about how people go bankrupt the bank and get a couple of dollars.
11:45
[SPEAKER_01]: They give you a couple of dollars and they give you a million.
11:48
[SPEAKER_03]: Right.
11:49
[SPEAKER_01]: You know what I'm saying?
11:49
[SPEAKER_01]: Why would you do that?
11:50
[SPEAKER_01]: They just to plug.
11:51
[SPEAKER_01]: Really?
11:52
[SPEAKER_01]: They do cartel.
11:55
[SPEAKER_02]: Yeah, that's a great example, so like what are some because when it comes to these banks, you need to you need to come correct, you know, you're not not anybody could just, you know, walk into the bank and be like, I'll try your 50k.
12:09
[SPEAKER_02]: I'm trying to even 20k.
12:11
[SPEAKER_02]: like they want to see some type of paperwork, you know, most at a time, like, so what are some ways that you know, you help structure your clients, you know, to get them some funding, get them the bag from the bank?
12:22
[SPEAKER_01]: Yeah, so I often focus on like, you know what I'm saying, a small business owners because it's a big niche, you know, 48% of business owners,
12:32
[SPEAKER_01]: They small business owners business fails in the first five years.
12:37
[SPEAKER_00]: Yeah.
12:37
[SPEAKER_01]: So, um, and it's due to lack of funding.
12:41
[SPEAKER_01]: So, like you said, sometimes they want to see documents.
12:43
[SPEAKER_01]: I like to focus on no documentation funding.
12:46
[SPEAKER_01]: So, I know what banks don't ask for documentation.
12:48
[SPEAKER_01]: I know what banks.
12:49
[SPEAKER_01]: You know, they look at your credit report and they have a lens you align the credit based on how good your credit is.
12:54
[SPEAKER_01]: So if you go into a bank, you want to make sure your credit is structured right, you want to make sure you got a hundred percent on time payments.
13:00
[SPEAKER_01]: You know, you want to have at least under 20% utilization 10% is it's a little bit better.
13:06
[SPEAKER_01]: No derogatory charge, all collections, child supports bankruptcies.
13:10
[SPEAKER_01]: You know, you want to have at least six to eight credit cards or installment or
13:15
[SPEAKER_01]: installing those on your profile, but that's a car, a credit card, you know, revolving the count and stuff like that.
13:21
[SPEAKER_01]: And then you want to have less than three inquiries.
13:24
[SPEAKER_01]: And at least, three to four years age before you can go get a big bag.
13:29
[SPEAKER_01]: But even in, though, you know, I'm saying, I see in times where you didn't have that, you know, like I am not a, I am not a prison that long, you know, since 2002.
13:39
[SPEAKER_01]: I just got a $70 not a credit card from Chase with zero percent interest my average age at one point nine years
13:46
[SPEAKER_01]: You know what I'm saying?
13:47
[SPEAKER_01]: So like, everybody can say different things, you know, you gotta have this, you gotta have that.
13:52
[SPEAKER_01]: No, you just gotta know how to build a relationship.
13:54
[SPEAKER_01]: I put $40,000 in Chase.
13:56
[SPEAKER_01]: I bought that relationship.
13:58
[SPEAKER_01]: I put it.
13:58
[SPEAKER_01]: I'm not that once.
13:59
[SPEAKER_01]: I put it in increments, but I was building the relationship.
14:01
[SPEAKER_01]: I'll tell you from one bank to another.
14:03
[SPEAKER_01]: Build up that internal score.
14:05
[SPEAKER_01]: So you just don't go in there and expect it.
14:07
[SPEAKER_01]: Sometimes you gotta nurture the relationship.
14:09
[SPEAKER_01]: Then talk to the bank relationship manager and get access to a bag.
14:13
[SPEAKER_03]: You know, it's a system behind them, you know, going out there and getting fun to feel business.
14:19
[SPEAKER_03]: So, so like now, say for example, you know, business owners out there, they want to go out and get some fun for their business.
14:26
[SPEAKER_03]: Like, what's like the step-by-step strategy where, you know, whether it's banks or whether it's, you know, building relationships, like, what will be the step-by-step strategy for a new business owner?
14:37
[SPEAKER_03]: That's looking to go out there and get some funding for their business.
14:39
[SPEAKER_01]: What the first thing is to make sure your credit is right, because most businesses, most liners are going to personally guarantee it.
14:47
[SPEAKER_01]: Unless you got an 80-ped X-core and doesn't bribe a street and you have good revenue, business revenue.
14:54
[SPEAKER_01]: 10,000 or more, and if you, and that's just at the low end, you want large lines of credit you're going to be more than that, so they're mostly not going to give you a line of credit, which I mean, because it's too risky, the banks run off a fractional reserve system, which means that, you know, you, they make money, what they don't want you to know is they make money when people put money in a bank, they need people to put money in a bank, and we're going to make money, what they can do is the fractional reserve system like this, and we're going to do that, and we're going to do that, and we're going to do that, and we're going to do that, and we're going to do that, and we're going to do that, and we're going to do that, and we're going to do that, and we're going to do that, and we're going to do that, and we're going to do that, and we're
15:22
[SPEAKER_01]: they'll leave a fraction of your reserve, you put $1,000 in the bank, they can leave a if his seasons over time, your internal bank and score will go up.
15:29
[SPEAKER_01]: So you all you have to do a leave a fraction of that in there and then they can lend the rest out, so say they will lend $900 to your $1,000 and they only give you 0.2 to 8% interest on that $1,000 that you've got in the bank, right?
15:42
[SPEAKER_01]: They can take $900 and go lend it out to somebody else
15:48
[SPEAKER_03]: Hmm, so the banks is basically using your money to go out there and make more money essentially.
15:55
[SPEAKER_01]: Yeah, so to answer your question originally is that when they go on to get funding, what they want to do is they want to make sure that credit is right.
16:02
[SPEAKER_01]: Right.
16:03
[SPEAKER_01]: Because a lot of people want to, they want to get everything out of their personal, but when you apply for business credit cards.
16:10
[SPEAKER_01]: By leveraging your personal credit PG personally guarantee it doesn't report to your personal it reports that doesn't Brash Street it doesn't report the fight go so you can apply but it's not going to report there and they also don't look at your utilization You can use a hundred percent of the business credit card and they're not going to use it Not on your credit scoring on tank so I will say make sure you got your personal credit right because you want
16:33
[SPEAKER_01]: almost nine times out of 10.
16:35
[SPEAKER_01]: I had to personally guarantee along.
16:36
[SPEAKER_01]: Then make sure your business structure properly.
16:39
[SPEAKER_01]: Make sure you got an EIN.
16:40
[SPEAKER_01]: Make sure you got a business address.
16:42
[SPEAKER_01]: Make sure you got a business phone number.
16:44
[SPEAKER_01]: Make sure you got a business email.
16:45
[SPEAKER_01]: Not a Gmail.
16:47
[SPEAKER_01]: You know, make sure these foundational things are in place.
16:50
[SPEAKER_01]: Make sure your business looks good on paper.
16:53
[SPEAKER_01]: A business phone number.
16:54
[SPEAKER_01]: All these things.
16:54
[SPEAKER_01]: So when you fill out the application, they say who is the owner of this LLC and who is this, they don't want to see the same information on both.
17:01
[SPEAKER_01]: both sides of that form.
17:03
[SPEAKER_01]: That's not how one mark does it.
17:05
[SPEAKER_01]: That's not how anybody else does it.
17:06
[SPEAKER_01]: So why would they want to give you some money?
17:08
[SPEAKER_01]: If you're not even one of your business like a real business owner?
17:10
[SPEAKER_03]: Yeah.
17:11
[SPEAKER_03]: So now one of the things that's been popping and one of the things that's been trending over the past few months, what past few years, I say is, everybody is saying, hey, listen, I'd rather just go out and get a grant.
17:23
[SPEAKER_03]: I apply for a grant and see what I can do with that.
17:27
[SPEAKER_03]: What's your thought on that?
17:29
[SPEAKER_03]: Grants versus like going to a bank because some people may say, hey listen, you know, if I go to a bank, then I'm going to have to pay them back.
17:36
[SPEAKER_03]: But I could just apply to a grant and get a free, you know, free funding or whatever that isn't, I don't know if it's really free, but, you know, they say it's free.
17:44
[SPEAKER_03]: What's what's your take on that?
17:46
[SPEAKER_01]: I mean, I don't really know anything about grants, and grants are guaranteed.
17:51
[SPEAKER_01]: It's like, people are like, are good at writing and grant writing, and they get all these little grants and stuff like that, but like, like I said, we're like, I don't care about interest rates.
18:01
[SPEAKER_01]: because you've got to go into a situation like this, like you can go and want some free money.
18:06
[SPEAKER_01]: That's good.
18:07
[SPEAKER_01]: But how long is it going to take you and it's not guaranteed?
18:10
[SPEAKER_01]: I can teach you how to leverage your credit profile, structure your business profile, and since you enter the bank and it's guaranteed, it's not guaranteed you're going to get the highest limit, but it's guaranteed you're going to get something.
18:22
[SPEAKER_01]: And I'm not even going to send you to my bank relationships if I can't get you over at least 50,000.
18:28
[SPEAKER_01]: I'm not even going to touch it profile because it's not going to be worth my time and it's not going to be worth me sending you to one of my bankruptcy day KPI and I'm going to go up Are getting you 10, 13, 20,000.
18:37
[SPEAKER_01]: You know, that's what the grants are.
18:38
[SPEAKER_01]: I never heard about you getting the 100,000 and the grant.
18:42
[SPEAKER_01]: I mean, it's probably out there, but I heard it.
18:45
[SPEAKER_01]: Yeah, yeah, yeah, yeah, yeah, yeah.
18:46
[SPEAKER_02]: What is some um.
18:48
[SPEAKER_02]: What are some red flags or like, not really red flags, but what are some things that it increases the chances for people to get denied by these banks?
18:58
[SPEAKER_02]: Like, what are some things that banks are like?
19:00
[SPEAKER_02]: That's a no, like credit score wise.
19:03
[SPEAKER_02]: Like, what is it?
19:04
[SPEAKER_01]: So, I mean, derogatory, it's on your credit report or how you utilize it.
19:08
[SPEAKER_01]: Also, it don't have to be how you utilize it.
19:11
[SPEAKER_01]: You could be, you could fill out the application wrong.
19:14
[SPEAKER_01]: One thing is that when they ask you how much money you make on the application, how much money does your business make?
19:20
[SPEAKER_01]: Um, I underwriter, this is what I underwriter told me actually they said that we're not really asking how much your money make.
19:27
[SPEAKER_01]: I mean, how much your business makes at the time, it can be up to date, but the thing about it is that the year is an older way.
19:33
[SPEAKER_01]: So we're asking for your project to revenue, some people going to a banking and fill out an application and say, I want $50,000, but they business only make $80,000.
19:44
[SPEAKER_01]: Like make it make sense.
19:45
[SPEAKER_01]: That's more than half of what you ask if well, why would a bank give you that?
19:48
[SPEAKER_01]: There will be over leverage.
19:50
[SPEAKER_01]: There will be flowing your whole company.
19:52
[SPEAKER_01]: You and I'm saying some people do that, that's what's one of the mistakes.
19:55
[SPEAKER_01]: Also, some people, um, they did the inclin ratio be messed up on a personal.
20:01
[SPEAKER_01]: The personal credit profiles say one thing and then they be like, Oh, yeah, I make this much money, but like you.
20:08
[SPEAKER_01]: Your debt to encourage you don't even, don't even match it.
20:10
[SPEAKER_01]: They got to think about that as well.
20:11
[SPEAKER_01]: So those are two of the most rare flags that I see.
20:16
[SPEAKER_01]: People making when they try to go get funded.
20:19
[SPEAKER_01]: Not knowing how to fill an application now.
20:21
[SPEAKER_01]: Not knowing how to, not knowing what a debt to encourage you is when it comes to their own personal credit.
20:27
[SPEAKER_02]: And so what it would have some ways like somebody comes to you and like everything else checks off, but it probably got a high debt to encourage you like what is your how do you resolve that and still get them to back.
20:42
[SPEAKER_01]: So it just depends like I had a woman that came to me with a 800 something credit score, 8010 credit score, but she had a home equity line of credit out and it was like 150,000.
20:53
[SPEAKER_01]: She was using 86 or 84 or 86% of it, which bought her her debt in Conracio, her utilization, I mean, up to 62%.
21:04
[SPEAKER_01]: So, I sent her, I tried some pre-approved and I sent her to one of them.
21:10
[SPEAKER_01]: She got like a $2,000 card on two different cards.
21:14
[SPEAKER_01]: So I'm like, oh, don't wait.
21:16
[SPEAKER_01]: But she insisted that I did it.
21:18
[SPEAKER_01]: So we, we, we, we, we sat back.
21:21
[SPEAKER_01]: And what I did was she didn't, she had the money to pay it off, she didn't want to at the time.
21:26
[SPEAKER_01]: So what we did was we touched a few trade lines to her profile.
21:29
[SPEAKER_01]: Like a 60,000 and like a 30,000 on a trade line, which increased the money that she had access to.
21:35
[SPEAKER_01]: And then what we did was we went and got her a braze loan.
21:39
[SPEAKER_01]: We went and got her a brazilon, which is a loan that's going to take the utilization down for the time being.
21:45
[SPEAKER_01]: We got her a brazilon and what we did was we got her access to some money.
21:50
[SPEAKER_01]: We used a 0% interest credit card to pay off the brazilon and this year I know interest to pay on that, right team once.
21:58
[SPEAKER_03]: What's the top three bridge loan programs out there that business owners can use when they're getting ready to get some funded?
22:08
[SPEAKER_01]: The top three, I will say is it's a bunch of them.
22:13
[SPEAKER_01]: So we have, uh, We'll talk to you if you have.
22:19
[SPEAKER_01]: Yeah, I would say a light stream is one of them.
22:22
[SPEAKER_01]: And then we also have, uh,
22:26
[SPEAKER_01]: I can't even think of that one.
22:28
[SPEAKER_03]: The light street is another, is it so far?
22:31
[SPEAKER_01]: We got so far, okay.
22:32
[SPEAKER_01]: Okay.
22:33
[SPEAKER_01]: Okay.
22:33
[SPEAKER_01]: Yeah, yeah, yeah, yeah.
22:35
[SPEAKER_01]: I like doing the best because light stream acts like a car loan.
22:38
[SPEAKER_01]: Right.
22:39
[SPEAKER_01]: And it's really a bridge loan, but we think about bridge on we think of that information.
22:43
[SPEAKER_01]: So far, I like, it's so far is good.
22:46
[SPEAKER_01]: And I think so far is one of the best.
22:49
[SPEAKER_01]: And then we have like light stream and another personal play that I like.
22:52
[SPEAKER_01]: It's a good question.
22:55
[SPEAKER_02]: What is it what is a bridge zone?
22:58
[SPEAKER_01]: So a bridge zone is basically a deck a deck of solidation.
23:02
[SPEAKER_01]: Oh Yeah, so it's basically like it's gonna bridge it's a bridge to gap between your debt and you get an access to access to like fund it Okay, so kind of like bridge is a tool for a point of time.
23:14
[SPEAKER_01]: It bridges you across you can get out of debt
23:16
[SPEAKER_02]: I'm sorry to break this amazing episode.
23:18
[SPEAKER_02]: I just have to let you guys know.
23:20
[SPEAKER_02]: The best tool for marketing in 2025 is podcasting.
23:24
[SPEAKER_02]: Listen, it transformed our lives.
23:26
[SPEAKER_02]: Across all platforms, we was able to hate 15 million plus people.
23:30
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23:32
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23:36
[SPEAKER_02]: People like you, same boat, the Wayne Wade, Kevin Garnet, Steven A. Smiths, Edrick the entertainer,
23:41
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23:43
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23:51
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24:01
[SPEAKER_03]: If you want to be able to learn exactly how to build up an audience and build up a brand online,
24:06
[SPEAKER_03]: where people start knowing you like you and buying from you for your products and services, what I want to do is invite you guys to our next free masterclass, where we're showing you exactly how you can start taking your content and being seen online by your dream clients, and possibly be some celebrities as well.
24:22
[SPEAKER_03]: Go ahead and click the link down below, and I'm going to see you guys in that next masterclass.
24:26
[SPEAKER_02]: And for you, you know, being in the funding space like, what are some of your strategies?
24:30
[SPEAKER_02]: I know everybody got their own strategies and people, they do credit card stack and some people.
24:34
[SPEAKER_02]: They do a whole bunch of things.
24:38
[SPEAKER_02]: Yeah, everybody got their own strategy.
24:40
[SPEAKER_02]: What works for you?
24:42
[SPEAKER_01]: So I like buying money.
24:44
[SPEAKER_01]: Like, what was that me?
24:47
[SPEAKER_01]: I can give you a play real quick.
24:49
[SPEAKER_01]: So, and basically buying money is when you get access to some money, I line a credit and then you go buy some more money at a lower interest rate.
24:58
[SPEAKER_01]: So, for example, I took a loan that I got from light stream, 56,000.
25:02
[SPEAKER_01]: So, I got a 56,000 loan, but at a 10% interest rate, it was like 9, 50 a month from my payments.
25:08
[SPEAKER_01]: So, what I did was I took $6,000 out of there and I put it on autopay.
25:12
[SPEAKER_01]: So I ain't got to worry about making a payment for six months.
25:15
[SPEAKER_01]: So I took the other $50,000 and I divided it in between 10 different banks.
25:19
[SPEAKER_01]: When I did my research before I put the money in there, I made sure that it was, I checked which bureaus they pulled from, you're talking, apply strategically.
25:27
[SPEAKER_01]: I also made sure they had 0% interest credit cards, and I also made sure they had double dividend, which means I could get multiple credit cards on one inquiry.
25:38
[SPEAKER_01]: Then I went and started applying for an open-up business bank accounts with them to my OOC.
25:43
[SPEAKER_01]: And when I first did it, I took out the money from my business account that I got that loan in, and then I took out, um,
25:52
[SPEAKER_01]: With draw I didn't go put it in I didn't go put cash inside of them.
25:56
[SPEAKER_01]: I took out a cash year checks from my business and I when I open up the business I put it 12 15 in there first week put another 12 15 in there the second week but another 12 15 in there the third week But another 12 15 in there the fourth week and if we got asked to speak to the bank relationship manager
26:13
[SPEAKER_01]: And to apply for a zero percent interest credit card options not only did I get 10 bankruptcy and a process of it, but I built the relationship with 10 different banks that got access to multiple lines of credit off that $30,000 and I still had access to the $50,000 so once I built the relationship with these banks, I just took the money out and now I'm playing around with the credit cards, I still got the $50,000.
26:36
[SPEAKER_01]: That's how you buy money at a lower interest rate because my interest rate was 10%, well, I took that $50,000 and bought almost $200,000 from these 10 banks.
26:46
[SPEAKER_01]: I got a zero percent interest rate for 12 months.
26:49
[SPEAKER_03]: For a strategy like that, like usually what's the time for you to like.
26:53
[SPEAKER_01]: I mean, you could do it all within a few weeks.
26:55
[SPEAKER_01]: You just got to know what's banks to hit.
26:57
[SPEAKER_01]: I call it, you know, I call it legal bank robberies.
27:01
[SPEAKER_01]: Because you got to scope out the banks.
27:03
[SPEAKER_01]: You got to case them.
27:04
[SPEAKER_01]: You know what I'm saying?
27:05
[SPEAKER_01]: You got to make sure you do it at the right time and then you execute, you know what I'm saying?
27:10
[SPEAKER_01]: 100% legal, but you know, it's kind of like robbing the bank.
27:13
[SPEAKER_03]: Right, right, right.
27:14
[SPEAKER_03]: Very interesting.
27:15
[SPEAKER_03]: Okay.
27:16
[SPEAKER_03]: So we've been talking about how to get funding, build the relationships and everything with these different banks.
27:21
[SPEAKER_03]: Now, when it comes to, you know, multiply the money like, what's some of the things that people are getting funding for now?
27:29
[SPEAKER_03]: You know, like, is it usually for the marketing, like the first investment and downpayment for real estate property?
27:36
[SPEAKER_03]: Like, what's some of the things that a person can now do once they get the funding?
27:41
[SPEAKER_03]: I mean, it just depends on finally be able to do that they couldn't do.
27:45
[SPEAKER_01]: I mean, just invest in any of your business ideas.
27:48
[SPEAKER_01]: So I seen it all, like, real estate hair products.
27:53
[SPEAKER_01]: Some people are going to work in their investment and the idea is because they're so passionate about it.
27:57
[SPEAKER_01]: They love what they doing so much.
27:58
[SPEAKER_01]: They just, they're going to work and they're using a hard-earned money to invest.
28:02
[SPEAKER_01]: But when you get access to a line of credit, and now you can use some of my own money, you've got the same passion, you know what's going to work.
28:08
[SPEAKER_01]: You know what I'm saying?
28:09
[SPEAKER_01]: So that's kind of what I'm seeing.
28:10
[SPEAKER_01]: I mean, I see guys,
28:12
[SPEAKER_01]: Yeah, I got them got guys.
28:13
[SPEAKER_01]: I access the line of the credit even what they first property put a down payment on a first property And they're written it out now, you know, it just depends on my aunt She stays right outside of land in here.
28:26
[SPEAKER_01]: She bought a house on her street and she bought another house on the next street over with a 0% entrance credit card Wow, you know what I'm saying and what she did was
28:35
[SPEAKER_01]: She paid the down payment for the house on a 0% interest credit card.
28:40
[SPEAKER_01]: So at the end of that 12 months when that 0% interest ended Aussie deal was opened up another credit card and do a balanced transfer The winner was paying off that credit card that first 12 months.
28:50
[SPEAKER_01]: Yeah, it was going straight to the principal So the payments got down a little bit.
28:54
[SPEAKER_01]: So when that ended that year was over which you got another 0% interest card and transferred it over that's called velocity banking
29:00
[SPEAKER_03]: The loss of the bank.
29:02
[SPEAKER_01]: She's not a business owner.
29:03
[SPEAKER_01]: Yes, she does have LLC.
29:05
[SPEAKER_01]: So if you even every day people, if you don't have a business, that's cool.
29:08
[SPEAKER_01]: You said you never heard of velocity banking, so it's like this.
29:11
[SPEAKER_01]: So the loss of the banking is like this and anybody that's not a business owner, you don't want to start a business.
29:15
[SPEAKER_01]: Everybody wants to get the LLC and get the LLC and put it in your name.
29:18
[SPEAKER_01]: I put it in your kids' names.
29:20
[SPEAKER_01]: So that way, you can build your kid.
29:22
[SPEAKER_01]: LLC that actually has credit cards, then when they turn out your team, you can give it to a mother birthday gift.
29:26
[SPEAKER_01]: And they've got a seasoned business that is...
29:28
[SPEAKER_01]: been open up for years and it also has a credit score and credit lines attached to it.
29:32
[SPEAKER_01]: So this is a velocity banking here.
29:34
[SPEAKER_01]: See if you got a car that's you owe $20,000 on it over the next, and it's a 10% interest rate over the next 60 months.
29:42
[SPEAKER_01]: You go get a 0% interest credit card, right?
29:44
[SPEAKER_01]: You go liquidating.
29:46
[SPEAKER_01]: You go liquidation service.
29:47
[SPEAKER_01]: We can talk about that later.
29:48
[SPEAKER_01]: You liquidate the credit card because you can't pay credit with credit.
29:52
[SPEAKER_01]: So you go liquidate the credit card and then you get $20,000 off and you pay off that
29:58
[SPEAKER_01]: And not a car, it might not even be devalued like that.
30:01
[SPEAKER_01]: A car might still be assay, but you pay it off and full.
30:03
[SPEAKER_01]: So what you did was you eliminated 60 months of interest rates.
30:06
[SPEAKER_04]: Hmm.
30:08
[SPEAKER_01]: Well, you still owe it a credit card, right?
30:09
[SPEAKER_01]: So the same one he was paying on that car, you pay it on a credit card.
30:14
[SPEAKER_01]: Well, you're not paying interest, so it's more and directly to the principal and say out of that, say the payment was 500 over the course of that 12 months.
30:21
[SPEAKER_01]: That's only $6,000.
30:22
[SPEAKER_01]: So not that $20,000 goes on a 14,000.
30:25
[SPEAKER_01]: So what you do is you go apply for another 0% interest credit car, you get $20,000 and you do a balanced transfer.
30:33
[SPEAKER_01]: Transfer to those funds over to this new credit car.
30:35
[SPEAKER_01]: Now you'd reset the clock and you got another 12 months.
30:37
[SPEAKER_01]: to run it up and pay that credit card off.
30:40
[SPEAKER_01]: You never pay interest on it.
30:42
[SPEAKER_01]: I teach people how to never pay interest ever.
30:45
[SPEAKER_01]: You know what I'm saying?
30:46
[SPEAKER_01]: That's why I say people want to go get, they want to go get funding and they already want to go get a what is it a grant?
30:53
[SPEAKER_01]: They don't come out and pay it back.
30:55
[SPEAKER_01]: I get loans all the time and never pay interest on it.
30:58
[SPEAKER_01]: I just got to pay the money back.
30:59
[SPEAKER_01]: Is that why would you want free money?
31:02
[SPEAKER_03]: You know what I'm saying?
31:03
[SPEAKER_03]: They say, it's makes sense.
31:04
[SPEAKER_03]: Yeah, so we just went over a strategy after strategy after strategy.
31:08
[SPEAKER_03]: So definitely go out there and execute for sure for sure.
31:12
[SPEAKER_03]: You got any questions, boy?
31:14
[SPEAKER_02]: Yeah, I was going, I don't want to like, like, you know, being like being in the funnest space like.
31:22
[SPEAKER_02]: What are some, what are some, some things that your clients use to fund it for and who's like a person who they went out actually flipped the bag like they actually went out got the money then from the late they went out and made more money.
31:37
[SPEAKER_01]: Okay, I mean, yeah, so people invested in different things, I would say if you don't have a clear go on what you want to do with the money, I say, I would say go go pay for a mentor, you know, because a lot of people, like I say a 48% of businesses fill in the first five years because like a fund and so when you want to start a business, you need to have two things.
31:58
[SPEAKER_01]: You have a business plan, and you need to have a you need to have funding.
32:03
[SPEAKER_01]: So some people don't have business plans and they don't got funding then they get the funding and they still don't have a business plan.
32:08
[SPEAKER_01]: So then they they messed the money up.
32:11
[SPEAKER_01]: So one thing for sure you need the money.
32:14
[SPEAKER_01]: So you get to fund the first and then you figure out what you're going to do afterwards if you don't already have the business plan.
32:20
[SPEAKER_01]: I will say higher mentor, she want to get in real estate higher mentor that's killing it in real estate the best in the industry higher him and teach how to teach you how to do it.
32:28
[SPEAKER_01]: That's what you want to do.
32:30
[SPEAKER_01]: So some things I've seen with some of my clients is like I have a guy.
32:33
[SPEAKER_01]: Get funding that has a gym, my help a guy, get funding that does brother state.
32:37
[SPEAKER_01]: I seen a guy get accents to a bag, he went and got bought a house at a discounted price.
32:43
[SPEAKER_01]: And what he did was he got a house at a discounted price.
32:47
[SPEAKER_01]: So he did a fix and flip with a 0% interest credit card and also put it down payment on the house.
32:53
[SPEAKER_01]: So he did a fix and flip.
32:54
[SPEAKER_01]: So after like six months, he went and got the house refinanced.
32:58
[SPEAKER_01]: Not only did the house go up in value and he got the house for a good deal.
33:01
[SPEAKER_01]: But when you got refinance, the bank gave them 75% LTV at a house, alone at value.
33:09
[SPEAKER_01]: So, 75% of what you had was like 180,000.
33:13
[SPEAKER_01]: And you only pay like maybe 30,000 for the house.
33:17
[SPEAKER_01]: put another 30 40,000 minutes or he was 70,000 in so they gave him what a 180 something alone the value So he took that 70,000 paid off his credit card back and the rest was his and the money was a refinance So he didn't pay any taxes on that money
33:36
[SPEAKER_01]: So what he did was he put that money in the stock market and then he took he he borrowed against that money In the stock market and got alone from the money in the stock market and he still had his credit card.
33:48
[SPEAKER_01]: So not only did he He did a crazy play.
33:52
[SPEAKER_01]: He still had his money and then he took the money that he got from the refinance and he rented that house So now they're paying back that loan from the refinance and then he also put that money in the stock market and when you got stocks You can borrow against it
34:06
[SPEAKER_01]: because it's a stock, but so he borrowed against his stock to go buy more properties and also fixed them with what is 0% in credit cards.
34:15
[SPEAKER_03]: I borrowed it this time again, where the clients is getting feasty with the strategy that they need.
34:22
[SPEAKER_01]: It says getting crazy, bro, like it's like once you've got a plan and once you get a dividend down with different type of people in different type of industries, bro, that credit game gets nasty, bro.
34:33
[SPEAKER_03]: Yeah, absolutely.
34:34
[SPEAKER_03]: Well, so what's like one test the moon not testimony.
34:38
[SPEAKER_03]: I say like one of the Your clients that you probably worked with in the past that you probably would never forget their story or And probably might even you know got you a little bit emotional because it's like yellow like this person probably didn't try everything Or they finally made they first hundred thousand or whatever the case may be like what's one of those stories that you know You've came across that you probably would ever forget
35:02
[SPEAKER_01]: on.
35:04
[SPEAKER_01]: I say the story that I came across was when I helped the woman with her credit and to get into our getting to a house for her or family and it was like one of them things to wear like her credit was messed up.
35:18
[SPEAKER_01]: She paid me for credit but also I helped her like what I used.
35:22
[SPEAKER_01]: I leveraged my you know what I'm saying like my relationships so not only help her get into a house but I helped her with like a down payment assistance program.
35:34
[SPEAKER_01]: I even helped her pay down some of her utilization with my own money like I sent it like $4,500 I helped her pay that down and you know I'm saying I got her a bridge loan to pay that off And then got her some 0% interest credit cards to play that bridge loan off and so they're how to like liquidated and transfer it all that stuff and then I even helped her get that
35:58
[SPEAKER_01]: You know credit options, you can get our first mortgage.
36:01
[SPEAKER_03]: Nice, nice, nice, nice, because you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you, you,
36:17
[SPEAKER_03]: You know, or they were like, hey, listen, it'll take me a whole decade before I could save my first $100,000 to start this business.
36:25
[SPEAKER_03]: And most times, you know, they also got life going on as well.
36:28
[SPEAKER_03]: You know, they got life going on, they got bills to pay, you know, or, you know, for example, that young lady, she, this was her first home, you know, notice is the opportunity to start building wealth, you know, when she passes on or she can give it to a family member or a grandchild of somebody else.
36:47
[SPEAKER_02]: I just definitely some good work for sure for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure, for sure,
37:17
[SPEAKER_01]: I mean, you just got to stay short, you know, you stay close to the fire.
37:20
[SPEAKER_01]: You're going to stay hot, you know what I'm saying?
37:23
[SPEAKER_01]: Even now, I'm at the point where I'm automating a lot of stuff.
37:26
[SPEAKER_01]: So I got like my team on the backhand, they're doing fun at Fermi.
37:30
[SPEAKER_01]: You know, they're doing credit repair at Fermi.
37:31
[SPEAKER_01]: So it's one of the things to wear like.
37:34
[SPEAKER_01]: I might not find nobody for weeks within again.
37:37
[SPEAKER_01]: I might take on a client and just take on that profile just to say, hi, you know, I'm saying just to kind of like, you know, I'm saying staying in a mix a little bit with the best thing is the relationships because most of my relationships I'm making in person.
37:49
[SPEAKER_01]: And I built them off of my own, you know what I'm saying, my own relationships, so I would say that's the most important thing.
37:59
[SPEAKER_01]: I said credit is about credibility, you know, and when you build a relationship sometimes more important than money, because relationships can get you in a room that money can't.
38:08
[SPEAKER_01]: You can't pay the yen to, you know, it might not, it might be a four guest list.
38:12
[SPEAKER_01]: You know, it might have been a VIP event, but you might know somebody that's going, it might have a plus one.
38:21
[SPEAKER_01]: They get you in that event, you might meet somebody that you never expected you as me and I might change your life.
38:25
[SPEAKER_01]: So, you know, relationship is more important than money because money is not real.
38:32
[SPEAKER_01]: If I took $100,000 right now, I'm burned it.
38:36
[SPEAKER_01]: It's not going to be worth anything.
38:43
[SPEAKER_01]: It's not real because that viral post I went on TikTok.
38:46
[SPEAKER_01]: I can make the $100,000 on the back of the next day Right, I do was put a link on my bio that has a Lotion I use this lotion and light it up You know saying some stupid on tics adding a lot Yeah, so a thousand people is gonna pay $10 or whatever $100 for this bottle of lotion
39:05
[SPEAKER_01]: and then we're right, I don't know, I'm running out.
39:08
[SPEAKER_03]: They says, that's a good question for them.
39:11
[SPEAKER_02]: Not going ahead.
39:12
[SPEAKER_03]: So outside of funding, bro, like, what really pushes you, you know, to keep going and really just show enough and being the best version of you, bro, because honestly, and truly after, you know, listening to this part of, like, the past, you know, I guess in 30, 40 minutes, like, you're real shocked with what you do, you know what I mean?
39:33
[SPEAKER_03]: and really can show that you really study, you really go out there and do what you do.
39:36
[SPEAKER_03]: Like, what really pushes you, you know, you four podcasts in for the day, you know what I mean?
39:41
[SPEAKER_03]: Like what, what's that hunger that really drives you?
39:43
[SPEAKER_03]: Like, I'll sign up for a minute.
39:45
[SPEAKER_01]: I mean, the value bro, I want to give it my purpose.
39:49
[SPEAKER_01]: I feel like my purpose is to give an interesting value to those who wouldn't do accept it.
39:53
[SPEAKER_01]: And I screenshot when people say, I'm proud of you, bro, like keep going.
39:57
[SPEAKER_01]: Like, I see you, bro, I screenshot and I put it into a folder.
40:01
[SPEAKER_01]: Whenever I get like, you know, discurs just some, I look at all the people I'm impacting bro.
40:07
[SPEAKER_01]: Right.
40:07
[SPEAKER_01]: You know what I'm saying?
40:08
[SPEAKER_01]: So, and that's kind of what God wants me to do.
40:10
[SPEAKER_01]: You know what I'm saying?
40:11
[SPEAKER_01]: I want everybody to live in a they purpose so it's like That's that's really what keeps pushing me when I see a lot of people that I'm impacting And I'm just like being myself or what it's like once you live in the you know true and you know like that's all that really matters You know what I'm saying so just the impact is that's more important than you think
40:29
[SPEAKER_01]: And also like to some like some of my kids can look up to some of that, you know what I'm saying?
40:34
[SPEAKER_01]: Like they can look up to me like them like my dad, not he ain't lit, but he like them like he really doing something like He had trouble is because when I'm from anybody talking about this right
40:44
[SPEAKER_01]: So it's like, you know, I can put a whole city on at this point because nobody know about it.
40:50
[SPEAKER_01]: And that's exactly what I'm doing.
40:52
[SPEAKER_01]: That's why I'm starting mentorship.
40:53
[SPEAKER_01]: That's so many people coming up, jumping my inbox.
40:56
[SPEAKER_01]: It reached out to me like, bro, like how can you teach me this?
40:58
[SPEAKER_01]: How can I learn this?
40:59
[SPEAKER_01]: So I have to open it up because I can't just keep water's information.
41:03
[SPEAKER_03]: Right.
41:03
[SPEAKER_03]: Yeah.
41:04
[SPEAKER_03]: That's the fact.
41:05
[SPEAKER_03]: That's the fact.
41:06
[SPEAKER_03]: And then outside of that, like, did you always see yourself in the position where it's like,
41:12
[SPEAKER_03]: You know, especially going through the trials and tribulations, you know, you went to prison and whatnot, you know, in there, that could also mess up your mindset because it's like, all right, cool, this is all I see, so it's like, it might not be much like did you always see yourself going out there coaching and helping people and empowering people.
41:30
[SPEAKER_01]: I always said that I wanted to do public speaking.
41:33
[SPEAKER_01]: Like when I was incarcerated, I was like, I want to do public speaking, you know what I'm saying?
41:37
[SPEAKER_01]: So, my definitely seen it.
41:40
[SPEAKER_01]: I definitely knew that it was gonna eventually, I was gonna get to that point.
41:45
[SPEAKER_03]: Right, right, right.
41:46
[SPEAKER_01]: I know when, but I knew that I was gonna get to that point.
41:51
[SPEAKER_03]: That's kind of, it's a good, it's good to hear because you know, a lot of times is outside of that, like people may be going through trials and people may be going through tribulations.
42:00
[SPEAKER_03]: And then, you know, they also forget about the end goal, you know, so just remember in that and then keeping that, that thought in mind and really just going hand, you know, because a lot of times is, of course, you're gonna get knocked down.
42:14
[SPEAKER_03]: Of course, you're gonna run into some mouths.
42:15
[SPEAKER_03]: Of course, you're gonna, you know, you go get setbacks every now and then, but
42:19
[SPEAKER_03]: the most important thing is to keep showing up.
42:21
[SPEAKER_03]: You know, I mean, so that's a real good stuff, right?
42:24
[SPEAKER_03]: Yeah, that's the fact.
42:26
[SPEAKER_02]: And you've got something coming up, you know, you're gonna go out and really give out the game, like even on this podcast, he was giving out a lot of game.
42:35
[SPEAKER_00]: Yeah, yeah.
42:35
[SPEAKER_02]: So definitely, like, what do you got coming up that you're gonna come and, you know, really help the people because a lot of people do struggle with bad credit with not getting access to funding.
42:45
[SPEAKER_02]: And most of the time it's just information,
42:48
[SPEAKER_01]: So what I got coming up is, uh, like I said, I'm starting up a mentorship.
42:54
[SPEAKER_01]: So what I got coming up is the three day challenge.
42:56
[SPEAKER_01]: So my challenge is going to be called on Blue Prince, the Blue Prince the Billions.
43:01
[SPEAKER_01]: Yeah.
43:02
[SPEAKER_01]: Blue Prince the Billions.
43:03
[SPEAKER_01]: So basically, when you look at a billion there, right, successfully clues, a lot of people say they hate Donald Trump and all that stuff like that, but
43:12
[SPEAKER_01]: I'm not saying I like him, but I think a lot of it is his dad died to give him $10 million and he made billions of dollars off.
43:19
[SPEAKER_01]: You know what I'm saying?
43:21
[SPEAKER_01]: That's not rich, that's not just being a rich kid, that's having a technique, a skill.
43:26
[SPEAKER_01]: So if you were in a real estate and you ain't studied how Donald Trump did some of the stuff he did, you know he went bigger one the time.
43:31
[SPEAKER_01]: Yeah, you know, I'm saying like you got to just pay attention to clues because it's essentially cool right exactly so like that's what anything so I'm creating the blueprint for billions because I'm taking stuff that billionaires doing I'm using that bringing it down to a micro level, you know, if you throw a cannonball and side of the ocean is going to make a big way to same if you throw a pepper one side of a
43:52
[SPEAKER_01]: or anything like that.
43:55
[SPEAKER_01]: It's gonna make it the same way if it's just at a smaller level.
43:58
[SPEAKER_01]: Yeah, you get what I'm saying.
43:59
[SPEAKER_01]: So successfully includes and I'm creating a blueprint for billions.
44:03
[SPEAKER_01]: It's gonna be a three-day challenge.
44:06
[SPEAKER_01]: And y'all can tap in with me.
44:08
[SPEAKER_01]: You know what I'm saying?
44:08
[SPEAKER_01]: Come in.
44:09
[SPEAKER_01]: It's gonna be a free challenge.
44:10
[SPEAKER_01]: I'm gonna teach you how to structure your credit profile, structure your business profile, teach you how to get to the bank.
44:16
[SPEAKER_01]: Also, if you want to start a funding company.
44:18
[SPEAKER_01]: You know, I'm going to teach you how to automate your business, how to go get virtual assistance from the Philippines, you know, saying that when you're back in system, why you sitting here doing podcasts and your phone going off because you keep getting notifications because you're making money.
44:32
[SPEAKER_03]: You're cooking up, yeah, that's the fact well, that's how how businesses is growing.
44:36
[SPEAKER_03]: You know, you go out there, you get the game, you get the education and then you start making money.
44:41
[SPEAKER_03]: And now guess what, not only that,
44:43
[SPEAKER_03]: when you hiring these people, now you stimulate in the economy, you help in other people, you help in them, you know, go buy their first house, you help in them, you know, pay for their children's school, pay for their pay for this, pay for that, you know, so just going out there and winning, it really just set your party and really just get your time next level.
45:01
[SPEAKER_03]: So, that's good stuff, bro.
45:04
[SPEAKER_02]: facts facts now.
45:05
[SPEAKER_02]: I'm pretty sure they don't get a lot of value out of that bro.
45:08
[SPEAKER_02]: Yeah, I think I'll get a lot of value out of that and and and and we need more that we need more people going out given the game and not gatekeeping like you know you came on a show you gave us so many plays out and pretty show people going on and they go executed.
45:22
[SPEAKER_01]: They got to, and for me, information on me, execution is on them.
45:26
[SPEAKER_01]: Yeah.
45:28
[SPEAKER_01]: They got to implemented.
45:29
[SPEAKER_01]: That's a fact.
45:30
[SPEAKER_01]: You know what I'm saying?
45:31
[SPEAKER_03]: Yeah, yeah, yeah, yeah.
45:32
[SPEAKER_03]: So question, we go into 2026, right?
45:36
[SPEAKER_03]: We just about wrapping up like what will be that to step by step blueprint that a person can go ahead and execute on
45:51
[SPEAKER_03]: Let me take this step back.
45:53
[SPEAKER_03]: So we go under the 2026, right?
45:55
[SPEAKER_03]: How can a person ensure that by the end of 2026?
45:59
[SPEAKER_03]: I mean, December 2026, they had an amazing year, like, what's some of those steps that you would probably give a person?
46:07
[SPEAKER_03]: Because you know, something really being a situation is like, you know, on top of repeating the same, you know, six months, I'm trying to repeat in the same year, over and over and over, I want change.
46:16
[SPEAKER_03]: I want some different for myself, like, what would you tell a person going in 2026 to make sure that they have the best year you would say?
46:25
[SPEAKER_01]: start now.
46:27
[SPEAKER_03]: Start down.
46:28
[SPEAKER_01]: And now is the acronym for no opportunity to waste it.
46:32
[SPEAKER_01]: So I would say don't make a new year's resolution because a lot of people make new years resolutions and they end up in a coma.
46:39
[SPEAKER_01]: You know what a coma is?
46:40
[SPEAKER_03]: I mean, you know, I know, but.
46:42
[SPEAKER_01]: No, I call him as basically like when somebody makes a new year's resolution at the beginning of the year and then they go to sleep and they wake up at the end of the year and You know Like they were in the same spot in the same house in the same car and the same everything what they had all these expectations and dreams right you want to come with bro
47:04
[SPEAKER_01]: Yeah, you went to sleep and you woke up and you still there.
47:08
[SPEAKER_01]: You've been me.
47:09
[SPEAKER_01]: So I would say start Start now, man.
47:12
[SPEAKER_01]: I'm going to give you a little analogy, man.
47:14
[SPEAKER_01]: We're going to quick some game real quick.
47:15
[SPEAKER_01]: So One day I was walking.
47:17
[SPEAKER_01]: It's like it's the five short chapters of life.
47:20
[SPEAKER_01]: And I'm going to just leave you all with this.
47:21
[SPEAKER_01]: The five short chapters of life, right?
47:23
[SPEAKER_01]: So one day I was walking down the street.
47:25
[SPEAKER_01]: I came to a deep hole in the sidewalk.
47:28
[SPEAKER_01]: I seen it.
47:30
[SPEAKER_01]: I came to a deep hole in the sidewalk, I didn't see it and I fell in, I don't know what I'm doing here, I'm scared and it took me a long time to get out chapter 2, I'm walking on the same street, I came to a deep hole in the sidewalk, I pretended I didn't see it and I still fell in, I'm angry, I'm pissed, but it still takes me a long time to get out chapter
48:01
[SPEAKER_01]: I see it, but I still fall in, but now it's a heavy.
48:07
[SPEAKER_01]: I know what I'm doing, I know where I'm at, I get out of there immediately.
48:10
[SPEAKER_01]: Chapter 4, I'm walking on the same street, I come to a deep hole in the sidewalk.
48:17
[SPEAKER_01]: I walk around it, chapter five.
48:20
[SPEAKER_01]: I walk down in different streets.
48:22
[SPEAKER_01]: So what I want to ask you all is, we are going to start walking down in different streets.
48:26
[SPEAKER_01]: Because the goal is to get the chapter five.
48:28
[SPEAKER_01]: You can wait till a new year as I say, oh, I want to start this.
48:30
[SPEAKER_01]: I want to plan this, which you know exactly what you want to do, you just didn't execute it on the egg.
48:34
[SPEAKER_01]: That's the theme, man.
48:35
[SPEAKER_01]: We got to start executing it like I said.
48:37
[SPEAKER_01]: And now means no opportunity wasted.
48:40
[SPEAKER_01]: So don't waste your opportunity because we ain't promised tomorrow.
48:42
[SPEAKER_01]: We ain't promised 2026.
48:43
[SPEAKER_01]: That's a fact.
48:44
[SPEAKER_03]: That's a fact.
48:45
[SPEAKER_03]: That's a fact well said, man, definitely well said.
48:49
[SPEAKER_02]: You got any other words?
48:50
[SPEAKER_02]: No, this is a good one.
48:51
[SPEAKER_02]: You know the one that re stuck with is like, you know, you don't want to stay in coma.
48:55
[SPEAKER_03]: You can't afford to broke tomorrow.
48:57
[SPEAKER_03]: It's not a promise, man.
48:59
[SPEAKER_02]: Yeah, promise.
49:00
[SPEAKER_02]: And you don't want to stay in the same place you are now next year.
49:04
[SPEAKER_02]: That's a fact, bro.
49:05
[SPEAKER_03]: So tell the people how can they fund you bro?
49:07
[SPEAKER_03]: How can they type in with you?
49:09
[SPEAKER_01]: Yeah, so y'all can type in with me underscore underscore infinity mail on Instagram.
49:14
[SPEAKER_01]: I'm gonna have a link in a bio for the challenge that's coming up.
49:17
[SPEAKER_01]: It's a free challenge.
49:19
[SPEAKER_01]: Blueprints to billions man y'all like him.
49:21
[SPEAKER_01]: I'm giving you all the game, all the sauce.
49:23
[SPEAKER_01]: So y'all can bring in 2026 on top and y'all can leave out of 2026.
49:29
[SPEAKER_01]: See a billion there, I don't know.
49:31
[SPEAKER_03]: Let's get it, let's get out of here.
49:32
[SPEAKER_03]: Anything is possible bro.
49:33
[SPEAKER_03]: Yeah, that's it.
49:34
[SPEAKER_03]: Anything is possible, bro.
49:37
[SPEAKER_03]: Any worse for you, bro?
49:38
[SPEAKER_03]: Any farther words?
49:39
[SPEAKER_02]: No, this is a good one, you know.
49:41
[SPEAKER_02]: It'd been a while since we had anyone in the funnest phase but you could tell, you know, metal sat down, he gave out the game and you know, he's really, he really knows it, he knows the game like for us.
49:51
[SPEAKER_02]: So definitely I'm tapping if I want to learn more.
49:56
[SPEAKER_02]: I know where to get the link to the challenge we're gonna drop in in the description below and just tapping and learn more.
50:03
[SPEAKER_03]: I absolutely, listen, don't walk down the same street
50:07
[SPEAKER_03]: I'll fall in the hole.
50:08
[SPEAKER_03]: Let's walk in on a different path.
50:11
[SPEAKER_03]: Definitely this was amazing gems.
50:13
[SPEAKER_03]: This was definitely for a lot of game, a lot of things that you can go out and execute on and really start seeing some change for yourself.
50:21
[SPEAKER_03]: So listen, this is another episode of Motioning Success.
50:24
[SPEAKER_03]: I would love to see you guys on the next episode.
50:27
[SPEAKER_03]: So tune into the next one.
50:29
[SPEAKER_03]: Peace.