Latest / The SEANC View / Freeze Era Over: State Health Premiums, Hospital Pay, and the Push for Transparency
Transcript
- 0:00Hello and welcome to another edition of the Scenic View podcast.
- 0:03I'm your host, Jonathan Owens, Communications Director at Scenic,
- 0:06along with Sammy Klein, Artis Watkins, Executive Director, and Suzanne Beasley.
- 0:12Let's have a great show. We are thankful that you have joined us,
- 0:17the only podcast for state employees and retirees. Let's have a great show.
- 0:31I thought we needed a tagline, so I think that's a good one.
- 0:34Well, I think it's a good one.
- 0:35You know what? Nobody is going to talk about state employee and retiree issues
- 0:41as in-depth as this organization because that's the only reason we're here.
- 0:46That's in our name. Yeah.
- 0:48The only reason we're here is our members and their rights, and unfortunately,
- 0:52we can't just count on the powers that be to just do the right thing just because.
- 0:56That's silly, so we know we have to get this information out there.
- 0:59Well, it's cold outside.
- 1:02Yes, it is. This is probably our first real cold snap of the year, right?
- 1:06I think it was like 32 when I got in the car. Yeah, my car was all frozen.
- 1:11Yeah, and there's talk of possible winter weather on Friday.
- 1:15What do you think? You think that'll happen? I don't think it'll happen here.
- 1:18Probably the western part of the state. Yeah.
- 1:21You think we'll see the brine trucks from DOT out a little? They're always going
- 1:24to be out. Yeah. And they're really important.
- 1:27I went out west last month and thankful they were out.
- 1:30Kind of a surprise when you headed out that way. Oh, yeah, you did get,
- 1:33you ran into some snow. Was it in Boone or?
- 1:35No, this was just past Asheville.
- 1:38Oh, okay. There was some kind of mix-up, and some of the brine didn't go down
- 1:43on 40, so they had some issues off of 40.
- 1:47But it shows just how critical it is, the work these folks are doing.
- 1:51Speaking of that, actually, before we jump into the show, last week we did talk
- 1:55about the DOT and Highway Patrol workers who received the award from the governor
- 2:00for their work in the Helene. Right.
- 2:03And this week, DOT has been putting out videos with each of those people,
- 2:07and it's very cool to watch. That's awesome.
- 2:09So where do you go to their DOT? It's on their Facebook and I've been trying to share some.
- 2:14I'll share some more on our page too, but they have like in-depth interviews
- 2:18of what happened and everything with the workers.
- 2:20So definitely check that. I mean, I think as human beings, we probably all want
- 2:24to help people, but I think that just goes to the point that state employees
- 2:29have a heart of service and immediately went into action.
- 2:32And with upcoming possible weather, thank you, DOT.
- 2:35Yes. And purposely mentioned the cold to bring a segue to our first topic,
- 2:40which is the state health plan and this report in the News and Observer this
- 2:46week that the freeze era is over for state health plan premiums,
- 2:51according to state treasurer Brad Briner. That's as cold as ice.
- 2:58That's a problematic headline, John. Yeah, it is. So basically,
- 3:04the story says that Briner's philosophy is a shift from Bill Falwell's stance
- 3:09of holding premium steady for years to...
- 3:12And he said that basically we'll possibly raise them every time it's needed.
- 3:17We can argue how we should. How would we know if it's needed?
- 3:20We have no transparency in what we're paying health care systems.
- 3:23And we can get really in-depth on that in a minute.
- 3:25Yeah. But here's the other thing that we don't talk about. Let's say the health
- 3:29plan decides we're going to only do this when state employees get a raise.
- 3:33And then we'll raise their premiums up and take a little bit of that raise.
- 3:36But only when they get a raise.
- 3:38You're kind of comparing them to the private sector in that case.
- 3:41Except you don't pay state employees the way you do the private sector.
- 3:45They're at least 14% on average below what that job classification would be
- 3:51paid in the private sector.
- 3:52We've said it a million times. You don't come to work for the state to get rich and you know it.
- 3:57But what you do know is your benefits will be pretty stable and solid.
- 4:01And you won't make as much money as you would elsewhere, but you usually have
- 4:05a more predictable life.
- 4:07This is a departure from that. So it's treating state employees more like the
- 4:11private sector if you were to do that, but not paying them like the private sector.
- 4:17So you can't pick and choose where you treat state employees like the private
- 4:19sector. That's a big thing.
- 4:21Just this year, for example, since their premiums have gone up, we don't have a budget.
- 4:25Right. There's no pay raise.
- 4:28Premiums have gone up. So they're in the hole. Whereas the private sector and
- 4:33the public sector even in local government,
- 4:37raises were given this year on average that were meaningful raises.
- 4:41So state government is right there by itself in terms of how badly it's treating
- 4:46its employees right now.
- 4:48And it's a unique situation. Like it's different than just an employer who goes
- 4:52out and purchases a plan for their employees and expects a huge increase in
- 4:59that premium every year because No, it's just the state's premium,
- 5:02you know, I mean, it should be used as a benefit to entice people to come to
- 5:07state employment, right?
- 5:09And a thing a lot of people don't understand, too, is the state health plan
- 5:12is self-funded, you know, so you don't actually have an insurance policy with
- 5:18Aetna at the moment as the third-party administrator.
- 5:21But the state funds its own state health plan. We just use the network that
- 5:26Aetna has and Aetna processes the claims.
- 5:28And I think there's people don't understand that. Yeah, I guess what I'm trying
- 5:31to say is just because Aetna probably has to raise its premium,
- 5:35it shouldn't have any bearing on the state health plan. It's an entirely separate situation.
- 5:39And a big part of this is to avoid having to ask the legislature for more funding.
- 5:43So this is, again, why job number one for the state auditor in looking at where
- 5:48we're overpaying as a state, where public funds are not being used efficiently.
- 5:54I know that Auditor Bullock is very serious about that work.
- 5:58I know that Treasurer Briner is very serious about getting these health care
- 6:02costs down. They need to get together on this.
- 6:04And the law needs to be changed to allow Auditor Bullock and Treasurer Briner
- 6:09to come forward and tell us exactly what we're paying these providers.
- 6:13Because it's not fair just every time money is needed just to go to the employees.
- 6:18It's the only way it's ever been done. Yeah.
- 6:20You know, and you'll hear, well, no, no, no, we've gotten some concessions from
- 6:24the provider. If you get a concession from somebody you're paying.
- 6:28Four or five hundred percent more of Medicare reimbursement than it takes to make a profit.
- 6:33And they're like, OK, well, we'll take a little of that off or a whole lot of
- 6:37that off. They're still making way more money than it takes to make a profit.
- 6:41So, you know, if I charge you a thousand dollars for a loaf of bread and I'm
- 6:45willing to knock it down to ninety dollars for that loaf of bread,
- 6:48have I given that big a concession?
- 6:51Still a big profit there. I think that the big quote, the big takeaway from
- 6:56this story for state employees was Thomas Friedman,
- 6:59the executive administrator of the state health plan, said that he would anticipate
- 7:05benefit changes in 2027 and along with that premium changes.
- 7:11So I guess that would mean premium increases in 2027.
- 7:15Well, I mean, because, again, we still don't have transparency.
- 7:18We still don't know what we're paying folks. So we can't insist on adjusting
- 7:22it where we're wildly overpaying folks.
- 7:24I love what they're doing at the health plan with Lantern, that program where
- 7:29they can direct people to qualified
- 7:32surgeons who are willing to do the surgeries for enough of a profit,
- 7:38but not, you know, price gouging anybody.
- 7:41I love that program, but that by itself is going to take time and it won't do
- 7:45it by itself. We still have to have the transparency.
- 7:48And again, if Auditor Bullock wants to do something big and meaningful, this is it.
- 7:53We are one-tenth as the state health plan of the commercial health insurance in this state.
- 8:00We're number one most costly state in the nation for health care.
- 8:04If you want to do something to help every single North Carolinian,
- 8:08get some transparency around this health plan, which would drive those costs
- 8:11down because people would be outed for overcharging so badly.
- 8:16And where does it end? Like, health care is just consuming the economy and people's
- 8:22lives and people's finances. I mean, where it's ended is in health care,
- 8:26rather. It's the number one cause of bankruptcy in this state.
- 8:29That's where it's ending for North Carolinians.
- 8:32And honestly, I am, you can tell I'm hopping mad right now because it's kind
- 8:37of extremely fresh atrium that just announced all these C-suite raises for their
- 8:43muckety-mucks this year that were just outrageous. for like 40% raises.
- 8:49Their CEO's raise was just announced. And Atrium Healthcare CEO is getting a 50% raise.
- 8:56It's a nonprofit hospital.
- 8:59All right. And so let's talk.
- 9:02Nonprofit hospital owned by a system called Advocate Health.
- 9:07At least 20... It's in the name, Advocate. Yeah, Advocate Health.
- 9:10And by the way, all of this is according to Ann Kemsky.
- 9:14Ann Kemsky, We know her well, and she's a wonderful person, but she's a nationally
- 9:19respected health care advisor, and she reported that Atrium's giving its CEO
- 9:24a 50% raise so that he will make $25.8 million.
- 9:30Goodness. $25.8 million. And again, Advocate Health owns Atrium.
- 9:35They're paying at least 20 other employees in their system over $1 million in salary for 2024.
- 9:42So, you know, 21 people making over a million.
- 9:45They're of Charlotte-based companies, according to Ann Kemsky.
- 9:49Only the Bank of America CEO was paid more than the Atrium CEO, a nonprofit hospital.
- 9:55Now, Atrium CEO...
- 9:58Even edged out the HCA healthcare CEO, HCA runs Mission in Asheville.
- 10:05And HCA is a for-profit hospital system. Big difference.
- 10:11They're for-profit, Atrium's nonprofit.
- 10:14And Atrium's nonprofit CEO edged out the for-profit HCA CEO by 2 million.
- 10:20Make it make sense. He only gets 23.8 million as a for-profit CEO,
- 10:25but 25.8 million to Atrium. Look, this is exactly why we're sitting where we're
- 10:31sitting. And they're not alone.
- 10:33Ann gave more information on her LinkedIn page where she is a wealth.
- 10:39If you want to follow anybody interesting on LinkedIn, y'all,
- 10:43Ann Kemski, K-E-M-P-S-K-I.
- 10:46So this CEO made $25 million and he didn't hit any home runs or he didn't catch
- 10:53any touchdowns. Yeah, yeah. How can you? Well, yeah, they did.
- 10:57They did make a home run in terms of money they brought in.
- 11:01But this isn't because some sort of amazing.
- 11:04I'm not sure that this is a lot about business strategy or acumen.
- 11:09If you don't have to say what you're charging.
- 11:12Exactly. And you've got people willing to just pay it.
- 11:15And, you know, an aside in this whole health care debate that we started to
- 11:20have two weeks ago and then it's just been drowned out by other stuff now.
- 11:23But I hope that we can get back to talking about health care because it is killing our country.
- 11:28I digress there a little bit. But it's OK. Appropriate.
- 11:33But everyone's premiums are about to go up, too, because of the.
- 11:36Well, we got to pay for all this stuff, John.
- 11:38Yeah. But they made, Atrium made $1.4 billion in the first nine months of 2025.
- 11:45That was 18% more than the same period last year.
- 11:48And by the way, when these nonprofit hospitals want to come and get these bonds approved,
- 11:54Mm-hmm. Yeah. Where they can finance building more and more and more.
- 11:59They can finance that at no tax on that.
- 12:03Yeah. And when people were starting to, like, very smart people that I respect,
- 12:08like, in the Twitter sphere, or, you know, they always, first off,
- 12:13blame the insurance companies, which probably do have a lot of blame to take.
- 12:18But no one ever mentions the reason that your insurance premiums are going up
- 12:23is because the cost of the hospitals are so much.
- 12:27Yeah, the hospitals try to fly like under the radar.
- 12:29Yeah. You know, get everybody mad at the insurance. They both need to get it right.
- 12:34Now, part of Aetna, my understanding, when Aetna took over the contract as third-party
- 12:39administrator, I remember at those health plan board meetings, Suzanne,
- 12:43hearing things about how Aetna had committed to trying to bring a lot of this
- 12:47overpayment stuff down that Treasurer Falwell had been so concerned about.
- 12:51And I'm not sure where we are with all that, but it's a good time to get an update from them.
- 12:56But before we move any further, I wanted to make sure it's clear we're not just picking on Atrium.
- 13:01They just happen to be the one that's the most outrageous in terms of pay for
- 13:07their CEO and their top muckety-mucks.
- 13:10But Avant's CEO earned $8.2 million in 2024. Where's that?
- 13:15So and then UNC Health's CEO was $2.36 million. So that's about probably like
- 13:21a relief pitcher or a utility player still in the major leagues.
- 13:26But yeah, I mean, even ECU Health CEO took home.
- 13:31$1.7 million. Yeah, I mean. And you can't begrudge someone for being at the
- 13:37top of their profession and making money.
- 13:40But $25 million is a lot. Yeah, $25 million. At some point it just gets gross.
- 13:45Yeah. It is gross. Especially when. They're a nonprofit system.
- 13:49It's just not sad. So, yeah, Thomas did say that the premium increase will likely
- 13:55be smaller next year, which is probably not much of a consolation.
- 13:58Well, here's my public records request right now. I don't know if you can do
- 14:01it this way, but I want to know what we're paying.
- 14:05All these people on this chart you were just reading from, what are we paying
- 14:08these hospital systems out of the state health plan? We have to know.
- 14:12Well, the state health plan board of trustees meets on Friday.
- 14:15My understanding is there won't be any votes on anything, but there will be
- 14:18the actuaries on hand for discussion.
- 14:22You know, they do allow public comment moment. Yeah.
- 14:25So we may glean some new information on Friday.
- 14:29Not to throw them under the bus, but isn't their role to advocate and to manage
- 14:35the state health plan to the best of their ability? Yes.
- 14:39And why do they not? If you asked each of them what their role is,
- 14:43they might answer differently. Differently.
- 14:45Over the years, I've heard different board members express their role,
- 14:49and it has been not the same. Yeah.
- 14:53A lot of them see their role very much as just we're supposed to spend the state's
- 14:59money as wisely as possible.
- 15:01And that's why it was so important to us when the state health plan was reconstituted.
- 15:06Their board was reconstituted, and Senator Apodaca led that charge.
- 15:10And he was good enough to really sit and listen and say, yeah,
- 15:15I think you do need some regular people.
- 15:17People who work and use the state health plan need to be on that board.
- 15:21How can you make decisions about the welfare of 700,000 people if you haven't walked in their shoes?
- 15:27I always like to say that, you know, somebody who makes $100,000 a year is going
- 15:33to consume health care differently than someone making, you know, $40,000 a year.
- 15:38And even if that's how they see their role, to be fiduciaries of the state's
- 15:43money, don't they have a responsibility to know what we're paying these hospitals
- 15:47and to advocate for that to be public? So that's certainly...
- 15:52I mean, that's part of being. That's what we're trying to advocate to them to
- 15:55do. I guess I'm just asking, why do they not come out more forcefully?
- 15:59Some of them do sometimes.
- 16:00I know Dr. Willis, when he was on there, he was a huge advocate for.
- 16:04And as a doctor, he had a special reason to be because he would point out the obvious.
- 16:10Guess who's not cleaning up in this health system? Doctors and nurses and PAs
- 16:15and people who you go see who care for you.
- 16:18Yeah. Your actual provider. Right. When you're sitting in that room getting
- 16:22a checkup, that person is not the one who's cleaning up.
- 16:26The person who takes apart your heart or takes apart your brain for the most
- 16:29complex surgeries, they're not the ones making $25 million a year. Exactly.
- 16:34It's troubling. Well, that's healthcare moment for the episode.
- 16:38Until we are not happy. Yeah, it's such a huge part of everyone's life.
- 16:42It is just the biggest smack in the face to talk about a 50% raise for a nonprofit CEO of healthcare.
- 16:49We don't know what we're paying them. And yet state employees and retirees get
- 16:53a big goose egg this year.
- 16:55And a premium increase. And a premium increase. And they're told,
- 17:00yeah, you're probably going to have to pay even more next year.
- 17:02Ridiculous. Absolutely not. Freeze era is over.
- 17:06So it's like a 49% increase and like a probably 10% decrease for state of oil. That's probably.
- 17:14Well, it's a net loss. Yeah. I'll tell you what's not going to happen in this era of...
- 17:19Freeze era over. Yeah. It's a frozen era. We're not going to let it go.
- 17:23Get it? Frozen? Oh, let it go. Hey. All right, Elsa.
- 17:29Speaking of Treasurer Brider, this week it was reported that the retirement
- 17:32gains have been up to $14 billion.
- 17:35In the pension system. In the pension system. Yeah, he's kicking butt.
- 17:38But the story was, you know, also presented the other side.
- 17:41But what's happening to that money, retirees are not getting COLAs or increases.
- 17:47I mean, that's been the story You know, it's been frustrating to hear Hey,
- 17:52yeah, the reason people weren't getting colas here lately was Dale Falwell was
- 17:56putting too much money in cash So we weren't earning enough Well,
- 17:59when Treasurer Cal was there and Treasurer Moore before her They were very much
- 18:04more aggressive with investments,
- 18:06Opposite style from Falwell And we weren't getting colas Still,
- 18:09same situation Retirees don't see colas because nobody cares about retirees
- 18:13It's not because of how the fund's doing,
- 18:15Yeah, the pension system is up 11% this year, according to this story from CBS 17.
- 18:21Treasurer Briner credits a strong market and his investment team's decisions
- 18:26to buy when stock prices plummeted in April after the tariff announcement.
- 18:31He said it is ambiguously good news that we've made $14 billion,
- 18:37yes, but that's not quite as direct a correlation to retirees getting a raise as people think.
- 18:42Never is, is it? No. It never is. But if we lose money, oh, my goodness.
- 18:47Yeah, a whole different thing. But I mean, $14 billion, that's huge.
- 18:52And we want him to do well. We want Tracer O'Brien to do well.
- 18:54We definitely want that to happen.
- 18:56But that $14 billion is not going to be used specifically for COLA increases for retirees.
- 19:03Part of that is because of the E-CRISP, which is the Employer Contribution Rate
- 19:08Stabilization Policy. That's a mouthful.
- 19:10So we call it the e-crisp, but that caps how much the employer,
- 19:15the state, has to fund the state health plan.
- 19:18So the state health plan, it's kind of a hamstring for them because they're
- 19:23not going to be able to go to the legislature and ask for more funding.
- 19:26Well, I mean, they can, but that's why the policy was put in place.
- 19:29It increases a little bit every year. This is how much the state's going to
- 19:33put in. So that means the rest of it's going to roll down. Well, wait a minute.
- 19:36So the E-CRISP is definitely for people inside baseball that go to these. It is.
- 19:43But it's important. I'm glad you brought it up. For people who go to those Board
- 19:46of Trustees meetings, it's often talked about. And it has to be.
- 19:51The employer contribution the state puts in towards people's retirement is significant money.
- 19:56It is. And it's had to be really big money for years now because the state was
- 20:01derelict in its duty for many years prior to that.
- 20:04So, instead of steady investing on the behalf of the employer,
- 20:09the state's done this wild swing one way and then the other,
- 20:13whereas the employees have consistently forever put in 6% of their paycheck.
- 20:19To their retirement system. Now, once again, there's no transparency in this system.
- 20:25So when we invest the investment manager's fees, we have no right to know them.
- 20:31The problem that's even bigger than it is in the health plan with this is that
- 20:36the employees have their direct, very own money involved in the process. That's right.
- 20:41Six percent out of their check every month. So it's not just a benefit.
- 20:44It's a benefit they're chipping into out of their paycheck. And when you come
- 20:47to work for the state, That automatically happens.
- 20:49You don't get a choice whether that 6% is going to come out of your check or not.
- 20:54It comes out and it goes into the pension system, which hopefully is going to
- 20:58be a benefit to you when you retire. Not many people have a pension fund.
- 21:02But we've been over this. If you went and bought an investment,
- 21:04what would you get? Right.
- 21:06If you bought one on the market, you would get the prospectus.
- 21:09You would get all the documents you need to know what you're paying.
- 21:12You would be required to get that.
- 21:15But you give 6% of your paycheck involuntarily, and you get no information.
- 21:20The story has a quote from Jerry Pinkard, who is a retiree from Mecklenburg County.
- 21:26He retired in 2010, and he estimates that his buying power has decreased by
- 21:3235% since then because of lack of colas.
- 21:36Oh, well, I mean, they haven't had a true cola since 2017, and that was,
- 21:41I think that was still 2%, but I mean.
- 21:43Yeah. So the lack of investment in our retirees also has an impact on the local
- 21:48economy because 347,000 people receive monthly payments from the retirement
- 21:55system, according to this story,
- 21:57which is $750 million. Yeah.
- 22:00Yeah. Well, I mean, it's just like state employees not getting a pay raise.
- 22:03It's going to affect local economy.
- 22:05They're not spending money in their community. They're certainly not spending
- 22:08money outside of their community.
- 22:10Which is the reason giving a COLA to retirees is financially good fiscal policy
- 22:17for the state because that dollar is going to turn around and come back.
- 22:21That's right. Because they're going to spend it.
- 22:24You know, we've talked a million times, state retirees are not people squirreling
- 22:27away money in the Caymans, which, by the way, there's a lot of hospital money
- 22:31in the Caymans in the 90s, but that's a whole other thing.
- 22:34But they're not squirreling away money in the Caymans. They're spending it here.
- 22:37They spend the money they get. They really don't get to save it, unfortunately.
- 22:42And when they spend that money, every time it touches a vendor or merchant in
- 22:47the state, you have more taxes on every one of those transactions.
- 22:50So it comes back. That money comes back.
- 22:55Well, other news this week, the election filing period has started for 2026, right? Yeah.
- 23:02Doesn't seem like that's kind of early, and it only lasts through December 19th,
- 23:06right? Right, the filing period.
- 23:0817 days. It just seems like it's very short and it's very early.
- 23:12Walkie-tiny. No, because they've got to get to campaigning and they'll have
- 23:16those primaries in the spring. That's true. Yeah. Okay.
- 23:19Chris Cooper on Twitter put together a really, really good thread.
- 23:23But 883 people filed statewide on the first day, on December 1st.
- 23:29There's one primary so far in the North Carolina Senate, and that's between
- 23:34Senator Berger and Sam Page, who is the sheriff in Rockingham County.
- 23:39So that'll be an interesting one. That's the only primary? So far.
- 23:42Okay. In the Senate. There are five primaries in the General Assembly.
- 23:47One of them that will be interesting to watch is the rematch of Representative
- 23:52Rodney Pierce and former Representative Michael Ray.
- 23:55He only lost by 34 votes in the last election, so he's coming back to try again.
- 24:01So Representative Ray was a good friend to Scenic, and Representative Pierce
- 24:07has been outspoken for state employees, so this should be an interesting race to watch.
- 24:12So yeah, we're fixing to get wound up good here. I think the main event is obviously
- 24:17the Senate race, the U.S. Senate race.
- 24:19Yeah. And if you're a Scenic member, check in with your area impact chair.
- 24:24You can find that information on the Scenic website, www.scenic.org,
- 24:28if you'd like to get involved with impact and the interview process.
- 24:32Or if you want to run, let us know. If you want to run. Yeah.
- 24:35We need some members to run. That would be super exciting. Yeah.
- 24:39When's the last time we had a member run? Well, I mean, Linda Coleman ran for
- 24:44a 10-to-go. Well, we've had members since then run. Okay.
- 24:47Yeah. We had a member running in a primary in Wake County last election. Okay.
- 24:52So we need more of you to step up and run for, maybe we can get Wendell Powell to run for president.
- 25:00I think it'd be good to have Junior Hewlin, our MPAC chair, come on the podcast
- 25:05soon and talk about MPAC.
- 25:07That's CNIC's political action committee.
- 25:09Generally, I think MPAC is one of the more fascinating things we have.
- 25:13Number one, because people see the impact endorsements in a given year and think
- 25:19somebody that was clearly just throwing darts at a dartboard did this because it's pretty evenly,
- 25:25it's nonpartisan, so it's all over the map. Yeah.
- 25:29And most groups have a track record you can kind of follow. They trend a certain way.
- 25:34But impact endorsements really are all over the map because our folks in their
- 25:40local areas have oftentimes some really tight relationships with their representatives or senators.
- 25:46And you made a good point at our board meeting a couple weeks back.
- 25:49I thought it was an interesting way of looking at our PAC because money is not
- 25:55that we don't have money, but money is not our strong point as a PAC.
- 26:01Since Citizens United was decided by the Supreme Court, gosh,
- 26:05years ago, nobody's going to have money in the way that you need to have money
- 26:10unless you're, you know, some mega corporation or something like that.
- 26:15The kind of money it takes to play now. You got to have Elon money to play now. Yeah, a ton of money.
- 26:20But our strong point is we have boots on the ground. Yeah.
- 26:24People in every one of those communities, we've got them. Are they people who
- 26:28are plugged in and care? Got that, too.
- 26:30So, yeah, I think it'd be good for Junior to come in and talk about.
- 26:33Me, too, because he's got some new ideas and initiatives that he's going to
- 26:36put in place after the holiday.
- 26:39So it'd be cool to hear about that. And like we said, the state employee and retiree vote matters.
- 26:44About 90 percent of our, 95 percent of our members are registered to vote.
- 26:49And then you got to assume when you see that kind of voter registration,
- 26:54you got to assume the households probably registered and aware.
- 26:59Those are households that are aware, that talk to people at church,
- 27:02that talk to people at the Walmart, that care.
- 27:05State employees and retirees vote.
- 27:08They vote. Yeah.
- 27:09So I guess that's all the topics we have. Let's go on to our Gen Z moment of the week.
- 27:15What's going on in Gen Z world? Well, the biggest thing going on in Gen Z world
- 27:19is Spotify Wrapped came out today.
- 27:22That's almost every Gen Z's favorite thing is to look at their Spotify Wrapped
- 27:26and see who their top artists were.
- 27:28I think no one's surprised by the fact that this year mine was Big Time Rush.
- 27:32I was in their top 0.09% of listeners.
- 27:36If you are listening Big Time Rush, she's obsessed. I literally have never heard
- 27:41of this band before. I know.
- 27:44What is this? It was originally. Did they have a hit?
- 27:47They were originally a Nickelodeon show in 2009. And that's how the band formed.
- 27:53They formed by forming on the TV show.
- 27:56I remember that now. Yeah.
- 27:58Vaguely. That show ran for four seasons.
- 28:02And then afterwards, of course, they split up and were like,
- 28:05hey, we did a TV show together.
- 28:07Okay. And then about 2019, they decided, hey, let's start making music together again.
- 28:12What's it, like a boy band or something? Yeah. Oh, okay. Yeah.
- 28:15It was like one of the original boy bands with the Jonas Brothers and stuff.
- 28:20Oh, that's not original stuff.
- 28:22No, no, no, no. One of the original Gen Z boy bands that we grew up with. Yeah.
- 28:30I guess you could say your parents were teenagers when we had the first.
- 28:34Actually, not even that. Even the Beatles were. Or 50s. There were more bands in the 50s.
- 28:39Or the Motown group. My mama button is activated here because when Garrett was
- 28:42Sammy's age, I would listen to his music because I want to know what he was listening to.
- 28:47So now every time Sammy says, you know, random group to me, I have to go look it up and listen.
- 28:53This is my favorite part of Gen Z moment when we all, like, all the old people
- 28:56start attacking the Gen Z. That's not when boy bands started.
- 28:59But yeah, I was in their top 0.09% of listeners. We've already discussed that you might be a groupie.
- 29:06Oh, yeah. I mean, I'm going. Well, what about Taylor? How could you not be?
- 29:10She's number two. She's number two on my top. I went to a big time rush concert
- 29:14this year. I'm going to another one next year.
- 29:16So whenever I go to a concert of someone, I kind of fall into a pit of let me
- 29:20just re-listen to their music over and over and over again.
- 29:24That was a lot of listening over and over and over again. Yeah.
- 29:2713,000 minutes this year. Oh, my gosh. I don't know if I'd said that out loud.
- 29:34Although i have noticed i've probably read that many minutes of health care
- 29:38news oh yeah that's actually and that's pretty loser compared yeah i've definitely,
- 29:44and i mean that many fantasy football there you go yeah we've all yeah i also
- 29:49spend a lot of time in the car so that's that's what i do when i'm in the car
- 29:53and whenever it comes to like podcasts and stuff i listen to very morbid podcasts
- 29:58my favorite podcast is the podcast it's called morbid. Oh, yeah. I like that one. Yeah.
- 30:04That I listened to 11,000 minutes this year and was in their top 21 percent of listener.
- 30:09No, thanks. I have to drive at night a lot. I wouldn't want to pull over.
- 30:14That was a big thing for me listening on the way to The Office.
- 30:20In the mornings, I'm not a morning person. I don't want loud music blasting
- 30:24in my ears. So I would listen to that podcast every morning driving to the office.
- 30:28A heck of a way to start your day, Sammy. Yeah. Yeah.
- 30:32You spent nine full days listening to this band.
- 30:36According to my math. I mean, according to Spotify's math, too,
- 30:39it was on there. It said that I listened to them for nine straight days. And I was like, cool.
- 30:43Sheesh. I'll take it. So I use Apple Music instead of Spotify.
- 30:47Well, I have Spotify, too.
- 30:48I don't ask me why. Spotify, I don't use it. But, yeah, they don't do that.
- 30:52You better tag them this week on the podcast.
- 30:54Yeah, we need to tag them. Yeah. How many of you guys listening to this podcast
- 30:58were scenic in your top Spotify podcast?
- 31:01Because they'll also tell you your top Spotify. I don't have podcast.
- 31:04And I do listen to it on Spotify.
- 31:06I listen to it on Apple Music.
- 31:10So that's disappointing that I can't join in the fun.
- 31:14Who would be your top artist this week? Artists?
- 31:17Or this year. This year, I guess. This year. I don't know what mine...
- 31:22I've been listening to a lot of Rage Against the Machine lately.
- 31:25And it even tells you how many times, like, if you go to your Spotify Wrapped
- 31:31and you go to your top songs, it tells you how many times you listen to those
- 31:35songs during the year. I listened... My number one song was Worldwide.
- 31:40And if you are a big-time Rush fan, you know that that's the song where they
- 31:43will pull girls on stage. and that's their worldwide girl for each show.
- 31:48I listened to that song 74 times this year.
- 31:52It's very Justin Bieber. Have you... Yeah, it's kind of like One Less Lonely
- 31:55Girl except it's worldwide.
- 31:57So what are the chances that you get pulled on this stage? And are you going
- 32:01to have video of it when it happens?
- 32:03If it happens, I will have video of it. I won't be taking the video.
- 32:07I'll have my best friend who's coming with me to Wisconsin to take the video.
- 32:10We'll splice that into the podcast. But I, it's a dream to be a worldwide girl.
- 32:15I would love to be a worldwide girl.
- 32:17Of course. Would love to. We already think you're a worldwide girl, Sammy.
- 32:23I mean, considering I'm traveling. Don't aspire to be anything that ends in
- 32:25the word girl. True. True. You know, I'm thinking. Well, I'm probably going
- 32:30to get. A white-nrophic girl.
- 32:31I'm probably going to get their sweatshirt. Back in our day.
- 32:34Their merch sweatshirt that says worldwide girl on it. Oh, my goodness.
- 32:39However the original worldwide girl is still caitlin tarver love her as well
- 32:43i wish she was in my spotify top five so i tried i think it's fun i think it's
- 32:48youthful and vibrant and i hope y'all have a blast and big time rush i know
- 32:52y'all might be listening one of y'all and so,
- 32:55y'all find sammy and put her on stage we're definitely tagging them this week
- 32:59maybe we can get the what are they called big time rush heads no we're called
- 33:03rushers invited to come on the podcast anytime. Anytime. I bet they'll take us.
- 33:08They're in Europe right now. They're on their European League of the Tour.
- 33:12Super excited. This is like the most they've ever been talked about on a podcast.
- 33:17Well, y'all just learned something about Gen Z today.
- 33:21We love our Spotify wrapped. Everyone gets very excited about it.
- 33:24Yeah, it does. It does get a lot of attention when it happens every year.
- 33:27Well, we also don't know what day it comes out.
- 33:29It comes out late November, early December. It's just whenever you happen to
- 33:34go to your Spotify and see it.
- 33:36You think they don't include December because it would all just be like Christmas songs?
- 33:41Possibly. Yeah, it's cute. But I think it's also... Oh, Mariah Carey.
- 33:45I don't even have Spotify. I listen, like at the gym.
- 33:49I'll listen to my music on Pandora with the ads. I go to the gym. I won't pay.
- 33:54And it's mainly a class of 89 country. I go to the gym with friends.
- 33:58So we end up talking while we're in the gym.
- 34:01So I listen to Spotify on my runs.
- 34:03All right. So that's Gen Z moment. Although we did not talk about Sabrina Carpenter
- 34:08getting in a fight with the Trump administration.
- 34:10She's also in my top five. So my question of the week this week.
- 34:15John's work ain't weird.
- 34:22Question of the week pertains to a major announcement that was made this week.
- 34:27Very heartbreaking. Yes. K&W cafeteria is closing down.
- 34:32It was immediately, right? It shut down. Yeah. They didn't play.
- 34:37People still got their Thanksgiving dinners, and then they shut down.
- 34:41What if they got that coconut pie?
- 34:43I mean, coconut. Oh, man. That chocolate cream pie.
- 34:46The egg custard. The roast beef. That's good. First off, before we ask the question,
- 34:51what were your thoughts on K&W?
- 34:53Were you fans of K&W? Heck yeah. Yeah, I was too. Which one did you go to?
- 34:58Cameron Village. Cameron Village was close.
- 35:01No, that was it. My granddad had cancer back in the day, and I had to take him
- 35:06every Wednesday for a radiation treatment. And we would always go to K&W at
- 35:10Cameron Village for lunch after that. He loved their chicken.
- 35:14Chicken and dumplings is what they called it. We call it chicken pastry.
- 35:17Chicken and dumplings. It was a good after church place too.
- 35:19Yeah, it was. So that's our question of the week then. I'm sorry,
- 35:22I should have said that first.
- 35:24What's your fondest memory of K&W and or your favorite food item?
- 35:28I think that we used to go all the time.
- 35:31Like there actually was a restaurant in Four Seasons Mall in Greensboro called
- 35:36Piccadilly Cafeteria, which was the same concept, right? Yeah.
- 35:40So we went to that one. We weren't like, I think K&W bought Piccadilly or something like that.
- 35:46But anyway, there's the same thing, right? And then in Chapel Hill,
- 35:50when my dad came to visit, when I was in school there, we'd always go to the
- 35:53one at University's Mall.
- 35:55And that was like the only restaurant there, you know.
- 35:59So we went there. There's one in Rocky Mount we used to go to whenever we went
- 36:04to baseball games with my son.
- 36:05It was hard to go wrong at a camp. Yeah, you couldn't. Plenty of variety.
- 36:09Yeah. It was good. Seven-layer salad was probably my favorite. Oh, man, yeah. Yeah.
- 36:14What about you, Artis? You're the one who brought this topic up.
- 36:17You probably have some opinions. I'm so devastated, honestly.
- 36:19I remember the Cameron Village K&W before that was there.
- 36:22Ballantines. There was a cafeteria called Ballantines there. And that was so good.
- 36:27And everybody was heartbroken when that closed. Then we all got addicted to K&W.
- 36:32And, you know, again, for me, it was an after church kind of place.
- 36:37What's the problem here? Like, why are these places disappearing?
- 36:40I guess people are just ordering out now or just because they're definitely
- 36:44not making food at home, right?
- 36:46Like, what is a takeout? I think Ginthi could probably elaborate on it.
- 36:50Yeah, explain why you're not going to K&W. That's just not your... I'm going to be honest.
- 36:54I think I've only ever been to K&W like one time when I was in sixth grade.
- 36:59But that's also because I didn't grow up in North Carolina. I know it's a very
- 37:02popular North Carolina thing, but I didn't grow up in North Carolina until I was in like sixth grade.
- 37:07I lived in Tennessee. Our thing was steak and shake thing.
- 37:10I was like... Was there a cafeteria though that was popular? Yeah.
- 37:13Not that I remember, really, no. That's interesting. Because I know in Texas
- 37:17there was one, probably still is, called Luby's.
- 37:19Yeah. And that was such a big deal there. It's weird.
- 37:23Our big kind of like home-style restaurants were Cracker Barrel.
- 37:27We were big Cracker Barrel people.
- 37:29So that was more of our like after church kind of thing.
- 37:33So that makes sense, except that Cracker Barrel was always, like if you were
- 37:37a student, it was pricey.
- 37:38Back when we were students, you could go to K&W and it was affordable.
- 37:43What ended up happening is like everything else, K&W became fairly expensive
- 37:47to go through and get your little meal from.
- 37:50And it was like, whoa, I remember thinking things have really jumped.
- 37:54And maybe that was why. That could be. But I will say with the Gen Z perspective
- 37:58of like the cooking and stuff, Gen Zs are actually getting a lot more into being in the kitchen.
- 38:04They love sourdough bread. They love that home style, like, I can do it myself
- 38:11stuff instead of having to go.
- 38:13And I honestly believe, though, that y'all have to be. Well,
- 38:16it's too expensive to order takeout.
- 38:18It's too expensive to be going to restaurants.
- 38:22I think that our worlds are about to collide here, Sammy, because do you know who Ann Michael May is?
- 38:29She's Drake May's wife, the football player. Patriots. The quarterback of the
- 38:34Patriots and former Carolina quarterback.
- 38:37And she's, like, super famous now on TikTok for her baking. Okay.
- 38:41So you need to check her out. Deal. But she's, like, known as the Queen of New
- 38:45England now because he's doing so good.
- 38:47And they're, like, anyway. He's awesome. He's awesome. So...
- 38:50Check her out. She makes sourdough bread and all kinds of baked goods.
- 38:54But that's become a big thing. People like sourdough bread and make,
- 38:58I think another thing is Gen Z's.
- 39:01They've gotten really into wellness and knowing exactly what's going into their
- 39:06food. So they make a lot of their own.
- 39:08Yeah, that wasn't K&W's thing. They love their homesteady kind of meals. Yeah.
- 39:15Stuff like that. Yeah. It's all awful. So K&W was headquartered in Winston-Salem,
- 39:20and they served the community for over 88 years, and we will be sad to see them
- 39:25go. That's the end of an era.
- 39:28Representative Setzer, if you're listening, I'm sure you are.
- 39:31I don't know where he's going to go for dinner now. We will cherish the baked
- 39:35fish and the Salisbury steak, and let's see what other sides.
- 39:39The roast beef. The mac and cheese there was awesome. Oh, yeah. The rolls were awesome.
- 39:43The rolls were awesome, and the pies were good. All the desserts.
- 39:49Not a bit. Fried chicken was good. Okay.
- 39:54Let's go to Canada. Oh, we can't. Never mind. We need to go to a cardiologist where we need to test.
- 39:58Maybe we should have thought of this before they closed down.
- 40:02It's our fault. Well, have a great week. Please stay warm, and we'll see you next week.