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133. [The Client Seat] When Your Emergency Fund Creates More Stress Than Relief
Welcome to our first Client Seat episode, because even coaches need coaches.
Mary Ann Stenquist teaches people how to break the shop-regret-shame cycle.
She's a spending coach who helps ambitious women align their spending with their values instead of their impulses.
She knows money. She teaches it. She coaches on it.
And she's stuck.
For four years, Mary Ann has been caught in a cycle: fund the emergency savings, drain it when something happens, rebuild it, drain it again. The AC breaks. Then the furnace. Health expenses pile up. Then the car.
The answer isn't more discipline or a bigger…
The skinny
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