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Are Your Premium Cards Worth the Fee | Raleigh News
Credit card fees are skyrocketing—with some hitting $895 a year—but so are the perks. If you’re not actively using those benefits like airport lounges or statement credits, you’re just paying for empty hype. Major banks and travel brands are pushing high-fee cards, but the smart move? Do the math. Switch to a lower-cost or no-fee card if it fits your spending better. You can usually downgrade easily—or even negotiate a retention bonus. For most people, one to three well-chosen cards that match your biggest spending habits are enough. Don’t let flashy perks fool you—your cards should work for…
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