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Meet the Experts Taking on Your Money Dilemmas · Money Dilemmas - What would you do?

• 0:03
  Hi, I'm Vanessa Stoykov and welcome to Money Dilemmas, the show where we're bringing the best experts in the country to solve your everyday problems, based on my Daily Mail column on every Sunday.
• 0:19
  My wife and I are separating after 20 years of marriage and the biggest argument we are having is over my business.
• 0:25
  Now 97% of family law matters resolve without needing to go to a final hearing or a trial.
• 0:34
  I'm 64 and my wife's 62.
• 0:36
  Our 32-year-old son and his partner both work, but they're really struggling to save enough for a deposit to buy their own home.
• 0:42
  They've asked us to go guarantor on their loan using equity in our house.
• 0:46
  I don't want to put our own financial security at risk.
• 0:48
  You are the guarantor.
• 0:49
  You are legally responsible for that loan and for the repayments.
• 0:54
  Now, so what could go wrong?
• 0:55
  The worst case scenario, of course, potentially you could lose your home if you've put it up on security.
• 1:03
  We're in our early 40s and have spent years paying down our mortgage.
• 1:07
  We finally have enough equity to consider buying an investment property.
• 1:11
  If I was advising Maria to say, should you buy now?
• 1:15
  Hell no.
• 1:16
  I would not even consider it in this market.