Latest / The Cubby and Christine Morning Show / Stop Wasting Money On These Things

Transcript

Stop Wasting Money On These Things · The Cubby and Christine Morning Show

• 0:00
  Speaker 1: Stop wasting money on these particular things. We have some
• 0:04
  Speaker 1: valuable guidance here.
• 0:06
  Speaker 2: Yes. You know, according to the experts, and I feel
• 0:08
  Speaker 2: like guilty as charged with all of these, where they
• 0:11
  Speaker 2: tell us that we are just throwing money away. These
• 0:14
  Speaker 2: are unnecessary purchases.
• 0:15
  Speaker 3: Are we ready? First of all, our phones.
• 0:19
  Speaker 1: We need our phones, though.
• 0:20
  Speaker 2: We need our phones, but you don't need the latest
• 0:23
  Speaker 2: phone every time. Slight upgrades in a camera, some other
• 0:27
  Speaker 2: tech might sound great, but are they really worth spending
• 0:29
  Speaker 2: over $ 1, 000 for? If your phone still works, you keep
• 0:32
  Speaker 2: using it.
• 0:33
  Speaker 1: I will say I used to be the guy that
• 0:34
  Speaker 1: needed that new iPhone every year. And thanks to my
• 0:37
  Speaker 1: wife and me taking a deep breath, I can now
• 0:41
  Speaker 1: skip two years.
• 0:42
  Speaker 3: Yeah.
• 0:43
  Speaker 1: And I realize it doesn't change that much.
• 0:45
  Speaker 3: No, it doesn't.
• 0:46
  Speaker 2: And it's also more convenient because every time you get
• 0:48
  Speaker 2: a new one, you get to sign into everything again.
• 0:49
  Speaker 1: Right. Okay. Cars.
• 0:50
  Speaker 3: I know this is hard.
• 0:52
  Speaker 1: That's another thing I've done.
• 0:54
  Speaker 2: If your car is running just fine and it's paid off,
• 0:57
  Speaker 2: enjoy it. The financial experts are saying just drive it
• 1:01
  Speaker 2: into the ground.
• 1:02
  Speaker 1: That's exactly what my wife said to do with my
• 1:03
  Speaker 1: current car. Really? I'm kind of getting bored with it.
• 1:06
  Speaker 2: Yeah.
• 1:06
  Speaker 1: And I've had it for five years, which is long
• 1:08
  Speaker 1: for me.
• 1:08
  Speaker 2: Yeah.
• 1:09
  Speaker 1: And she's like, no, baby.
• 1:10
  Speaker 3: It's paid off.
• 1:12
  Speaker 1: Use that term. You're driving that into the ground. Yeah.
• 1:14
  Speaker 1: I'm like, yeah, you know what? You're right. Yeah. If
• 1:16
  Speaker 1: it gets you from point A to point B, that's
• 1:18
  Speaker 1: all you need.
• 1:18
  Speaker 2: I know.
• 1:18
  Speaker 3: They say it's just another way to incur debt.
• 1:20
  Speaker 1: Okay.
• 1:21
  Speaker 3: Oh, boy. This one scares me.
• 1:22
  Speaker 1: Housing. Wow.
• 1:23
  Speaker 2: Because we took the leap and we got a bigger
• 1:25
  Speaker 2: house and they said, nope. If you have a growing family,
• 1:30
  Speaker 2: so you kids, Cubby, Kristen, you're excused. You've got little ones.
• 1:35
  Speaker 2: Then it's one thing to get a bigger home. Otherwise,
• 1:37
  Speaker 2: you're just going into deeper debt because you have a
• 1:39
  Speaker 2: lot of stuff and you need places for it.
• 1:41
  Speaker 1: It's like the old George Carlin stand-up routine he did.
• 1:44
  Speaker 3: I live it.
• 1:44
  Speaker 2: Yeah.
• 1:45
  Speaker 1: You get more stuff, you get a bigger house.
• 1:47
  Speaker 3: You need a house for more stuff. You get more stuff.
• 1:49
  Speaker 3: Coffee maker. No, say it ain't so.
• 1:51
  Speaker 1: Wait, they're saying that that's a sign of wasting money? Yeah.
• 1:54
  Speaker 1: A coffee maker?
• 1:55
  Speaker 3: Simple ones get the job done. You don't need a
• 1:57
  Speaker 3: big fancy one.
• 1:59
  Speaker 1: Wow.
• 1:59
  Speaker 3: Well, excuse me.
• 2:01
  Speaker 1: I believe we're excused because we get up in the morning.
• 2:04
  Speaker 1: We need the best caffeine we can get.
• 2:05
  Speaker 3: That's all that matters.
• 2:06
  Speaker 1: I need a good machine.
• 2:07
  Speaker 3: I mean, you've got to have little joys in life.
• 2:09
  Speaker 3: How about the TV?
• 2:11
  Speaker 1: Are we wasting our money on TV?
• 2:13
  Speaker 3: Because they keep changing. They keep changing.
• 2:15
  Speaker 1: It's kind of like the iPhone or any kind of phone.
• 2:17
  Speaker 1: You want the latest and greatest.
• 2:18
  Speaker 3: The latest. But they said that it's not an extreme
• 2:21
  Speaker 3: change anymore. Stick with what you have. I definitely agree
• 2:24
  Speaker 3: with this one if you can do it. Cheap furniture.
• 2:26
  Speaker 3: Because I've noticed the difference.
• 2:28
  Speaker 2: We've done both. We've gotten expensive. We've gotten cheaper because
• 2:31
  Speaker 2: we've had to. The cheap furniture just doesn't last.
• 2:34
  Speaker 1: So it's better to spend a little bit more money
• 2:36
  Speaker 1: and not have to worry about it for many years. Right.
• 2:37
  Speaker 3: And you don't have to replace it. Sneakers. Sneakers.
• 2:41
  Speaker 2: A lot of people are into getting new, cool sneakers.
• 2:45
  Speaker 2: They're like, nope, just get a couple of quality pairs
• 2:47
  Speaker 2: and run them into the ground like your car.
• 2:49
  Speaker 3: And finally, computers.
• 2:51
  Speaker 2: RAM shortages are making things incredibly expensive in tech. If
• 2:56
  Speaker 2: it's getting the job done for you, you don't need
• 2:58
  Speaker 2: a new one.
• 2:59
  Speaker 1: See, I feel like my wife needs a new laptop.
• 3:02
  Speaker 1: And she says she thinks she does, but she's not sure.
• 3:06
  Speaker 1: But she can barely get on a website. Her computer
• 3:08
  Speaker 1: is so old.
• 3:09
  Speaker 3: I think she needs a new one.
• 3:10
  Speaker 1: I'm like, just get a new computer. But I think
• 3:13
  Speaker 1: the date is stuck on the same, like a date
• 3:15
  Speaker 1: from six months ago on her computer. I'm like, that's
• 3:17
  Speaker 1: a sign you need a new computer. You've driven that
• 3:20
  Speaker 1: to the ground.
• 3:20
  Speaker 2: You do everything you can to update it and get
• 3:23
  Speaker 2: new storage in there. And then it can only go
• 3:25
  Speaker 2: so far. I know I'm at the same point.
• 3:27
  Speaker 3: I need one too.
• 3:28
  Speaker 1: Well, again, you're a thousand bucks. You can win right
• 3:30
  Speaker 1: here on Light FM after nine.