Latest / Without the Bank Podcast
Your 401k Isn't as Accessible as You Think (Ep. 268)
The 401k access rules they never taught you — RMDs, hardship withdrawals, loans & hidden costs.
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In this episode, Tarisa breaks down the third half-truth of 401k plans: access and distribution. The rules around when and how you can touch your own retirement money are far more restrictive than most people realize — and ignoring them could cost you thousands.
In this episode:
✅ Required Minimum Distributions (RMDs) — why the government forces withdrawals at 73, even if you don't need the money
✅ Hardship…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.