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Episode 109 | Why MCAs are BAD for Construction Contractors and Manufacturers w/ Scott Peper
They call it a merchant cash advance. But for too many contractors, it turns into a daily drain that suffocates their margins, hijacks their receivables, and buries their future under layers of hidden costs and aggressive tactics.
In this solo episode of The Mobilization Mindset, our CEO, Scott Peper, shares:
- What MCAs really are - and why the “purchase of receivables” language is smoke and mirrors
- How factor rates work (and how they disguise the true cost of borrowing)
- How brokers mark up buy rates and pocket massive commissions - while you foot the bill
- The math behind a typical MCA…
The skinny
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