Latest / Ask The Experts / All About Buying, Why Buy? with Rock Realty

Transcript

All About Buying, Why Buy? with Rock Realty · Ask The Experts

0:01
Speaker 1: Eight thirty three thirteen ten wui b A and ask
0:05
Speaker 1: the experts. Brought you by Rock Realty Online the website
0:08
Speaker 1: Rock Wisconsin dot com. That's our O c K Wisconsin
0:13
Speaker 1: dot com. Great website to learn more about Rock Realty.
0:16
Speaker 1: Also check out all the great listings. It's a fun
0:19
Speaker 1: place just to spend some time. We've got got a
0:22
Speaker 1: moment or two. Even if you're not looking to buy,
0:23
Speaker 1: If you're not looking to sell, we're just looking to look.
0:25
Speaker 1: It's fun to do at Rockwisconsin dot com. That's our
0:28
Speaker 1: O c K Wisconsin dot com. Tellph number six O
0:31
Speaker 1: eight six seven three fifty four hundred. That's six oh
0:33
Speaker 1: eight six seven three fifty four hundred and joining us
0:36
Speaker 1: in studio this morning from ROCKREALTEA Matt Heiman, Matt, how
0:39
Speaker 1: you doing this week?
0:40
Speaker 2: Good morning, I'm joining the spring weather.
0:42
Speaker 1: Yeah, it's amazing, although and I thank goodness we didn't
0:45
Speaker 1: get storms. But uh been a little edgy the last
0:48
Speaker 1: twenty four hours. You just never know what.
0:50
Speaker 2: I made sure my phone was charged last night just
0:52
Speaker 2: in case the power went out.
0:53
Speaker 1: Yes, it is. That is an important thing to do.
0:56
Speaker 1: And uh, you know, also if you've got your phone
0:59
Speaker 1: other cool thing you can do with it. I don't
1:01
Speaker 1: know if you know this map, but if you head
1:02
Speaker 1: on over to MLS dot Rock Slash app while your
1:06
Speaker 1: power is out, if you're looking for something to do
1:08
Speaker 1: on your phone, or you head over to that app
1:10
Speaker 1: and you can pruse home.
1:12
Speaker 2: Yeah, I hear that's Rock Realties Home search app. Yeah,
1:15
Speaker 2: it's a pretty nice I heard it's better than real
1:17
Speaker 2: turn Zilo too.
1:18
Speaker 3: Yes, word on the street, word on the street.
1:20
Speaker 1: And the word on the street is very very much
1:22
Speaker 1: the right word. And as a matter of fact, not
1:25
Speaker 1: only can you get the app, but you can also
1:26
Speaker 1: head on over to Rock Wisconsin dot com as well
1:29
Speaker 1: and check out all the great stuff going on in
1:31
Speaker 1: Rock Realty. And while you're there you will find a
1:34
Speaker 1: beautiful property not too far from the radio station. This
1:37
Speaker 1: week's featured listing is right here in Fitchburg, right at
1:41
Speaker 1: fifty six fifty five Silver Oak Drive, and Matt, this
1:45
Speaker 1: is a this is a gorgeous home.
1:48
Speaker 3: Yeah, no, I love this house.
1:50
Speaker 2: You know, it's got a lot of space. It's over
1:53
Speaker 2: twenty seven hundred square foot, which is awesome. Really grand
1:59
Speaker 2: curb appeal, I call it right, yes, just it stands
2:02
Speaker 2: out and it's got you know, three bedrooms, you know,
2:05
Speaker 2: two and a half baths. Some of the other things
2:08
Speaker 2: that really jump out at me.
2:09
Speaker 3: Or the screen ports for sure.
2:12
Speaker 2: Yeah, I'm a big fan of screen porches, and this
2:14
Speaker 2: one looks like a really nice one.
2:15
Speaker 1: Yeah.
2:16
Speaker 2: Yeah, yeah, I think it's got a fire pit outside too.
2:19
Speaker 1: Oh very I didn't see the fire pit. I did
2:21
Speaker 1: see the screen port. Really jumped out at me, and
2:23
Speaker 1: it's it's a great looking home. One of the things too,
2:26
Speaker 1: is obviously the home is fantastic. I didn't notice on
2:29
Speaker 1: on Rock Wisconsin dot com one of the tabs is
2:33
Speaker 1: schools and and obviously here in the Fitchburg area, West
2:39
Speaker 1: High School is the nearest one, and uh five out
2:42
Speaker 1: of five as far as ratings, I'm not surprised that that.
2:47
Speaker 1: Obviously that's a priority for folks looking to looking to
2:50
Speaker 1: buy a home. But I didn't realize it was such
2:52
Speaker 1: a high priority that there's even a special tab just
2:55
Speaker 1: for area schools. People with kiddos are definitely looking in
2:58
Speaker 1: on that stuff, aren't they.
2:59
Speaker 2: Oh yeah, it's sourced, you know, from an outside sourced
3:02
Speaker 2: rating system, which is great. So it's kind of an
3:05
Speaker 2: independent rating system. Yeah, you look at you know certain
3:11
Speaker 2: you know suburbs, let's call them like like McFarland, right,
3:16
Speaker 2: How well did the housing market do in McFarland.
3:18
Speaker 3: Do you a lot to the school system out there, right?
3:21
Speaker 3: And so yeah, it's a very important factor.
3:23
Speaker 1: That's fascinating. And again, of course you can check out
3:25
Speaker 1: the website Rockwisconsin dot com. This week's feature listing is
3:29
Speaker 1: shown by Chad Bowers set up on a point with
3:31
Speaker 1: Chad six. So wait two seven fifty nine eighty five.
3:34
Speaker 1: That's two seven nine fifty nine eighty five for Chad
3:37
Speaker 1: and I. We'll talk a little bit more about this
3:39
Speaker 1: home a little bit later on the program. But as
3:41
Speaker 1: you mentioned, a significant curb appeal. It's also and I
3:45
Speaker 1: hope folks get a chance to check out some of
3:46
Speaker 1: the pictures because inside is is just as as as
3:51
Speaker 1: eye catching as as the outside. It's a really really
3:54
Speaker 1: nice look. Yeah, it's got a very very well stated,
3:57
Speaker 1: very classy look to it. So we'll talk a little
4:01
Speaker 1: bit more about that home little later in the program. Again,
4:02
Speaker 1: had on over to Rock Wisconsin dot com. You can
4:05
Speaker 1: see it for yourself. And looking to make that appointment, Chadd,
4:07
Speaker 1: love to talk with you is telephone number six oh eight,
4:10
Speaker 1: two seven nine fifty nine eighty five. It's two seventy
4:13
Speaker 1: nine fifty nine eighty five. This week we're going to
4:16
Speaker 1: be talking about an important topic, which is why buy
4:21
Speaker 1: a home? And I think there's probably a number of factors.
4:24
Speaker 1: We're going to break some of those down, but home
4:27
Speaker 1: ownership just overall, Matt has always been kind of like
4:31
Speaker 1: that American dream. Is that that you know, you work hard,
4:34
Speaker 1: how do you know you've achieved? You got you got
4:36
Speaker 1: that home that you always dreamed of, isn't it? Yeah?
4:38
Speaker 2: I agree, And I mean, yat today, we'll just kind
4:40
Speaker 2: of go back to the basics, right, and you know,
4:43
Speaker 2: I would say that the start of the American dream
4:46
Speaker 2: is definitely home ownership. It just feels like it's a
4:49
Speaker 2: foundation for kind of long term success.
4:52
Speaker 1: And let's talk about kind of some of those you
4:54
Speaker 1: mentioned that foundation, and and you think about about some
4:58
Speaker 1: of the benefits of home ownership, one of which is equity,
5:01
Speaker 1: which is which is a nice word of saying you
5:04
Speaker 1: got something, isn't it. Yeah?
5:06
Speaker 2: I would say that, you know, let's be honest, that's
5:09
Speaker 2: that's the main reason. Yeah, Right, the number one reason
5:12
Speaker 2: is building equity. Right when you're out there renting, you're
5:16
Speaker 2: helping to pay off your landlord's mortgage versus paying off
5:19
Speaker 2: your own mortgage. Right, and that's the big difference. But
5:22
Speaker 2: when you buy a home, portion of every single payment
5:25
Speaker 2: is going to go towards the balance towards what you
5:28
Speaker 2: owe and slowly you build up equity.
5:31
Speaker 3: And that it's paying down debt to build equity.
5:34
Speaker 2: But also more often than not you have a rising market,
5:38
Speaker 2: so you're gaining equity on the upside too.
5:40
Speaker 1: We think about I know we talked in the past
5:42
Speaker 1: about folks looking to buy homes right now, and one
5:45
Speaker 1: of the one of the best ways to buy a
5:47
Speaker 1: home is to currently own a home. Is one of
5:48
Speaker 1: the best ways to get into the market is if
5:50
Speaker 1: you've got a house to sell. It's a good it's
5:53
Speaker 1: a good opportunity there, and it's been this way for
5:56
Speaker 1: a number of years. And I know folks oftentimes wonder
5:58
Speaker 1: about like the over housing market and the equity and
6:01
Speaker 1: the growth of property values. What a great opportunity for
6:06
Speaker 1: folks is whether it's something you're going to be living
6:08
Speaker 1: in in the equity there or if you're looking for
6:10
Speaker 1: you mentioned earlier rental, you're paying somebody else's mortgage. How
6:15
Speaker 1: better than to have that that property be your own
6:17
Speaker 1: and somebody's paying you for your mortgage. Also, there's also
6:19
Speaker 1: obviously investment opportunities in this world as well, aren't.
6:22
Speaker 3: Yeah, yeah, definitely.
6:23
Speaker 2: You know, it's important on the equity point to kind
6:26
Speaker 2: of say that it's the money that's in your home
6:29
Speaker 2: isn't necessarily locked, You're not locked out of it. Yeah,
6:32
Speaker 2: you know, there is home equity lines of credit, so
6:35
Speaker 2: as you you know, get you know, further and further
6:39
Speaker 2: away from how much you owe to how much it's worth,
6:42
Speaker 2: and you keep building that equity. You know, from thirty
6:44
Speaker 2: to fifty to maybe seventy thousand, you can actually pull
6:46
Speaker 2: out a home equity line of credit.
6:48
Speaker 3: You can keep there.
6:48
Speaker 2: You don't have to use it, but it's a it's
6:50
Speaker 2: a way of tapping into that equity, which is pretty nice.
6:52
Speaker 1: So, and lending institutions give you really good rates.
6:56
Speaker 3: They do, they do.
6:57
Speaker 2: And what most people don't realize is in this the
7:00
Speaker 2: helock is the industry term is if you have a helock,
7:03
Speaker 2: the interest on there is actually deductible on your taxes
7:06
Speaker 2: if you itemize.
7:07
Speaker 1: Oh, there's something to look into. That's for sure. As
7:09
Speaker 1: we talked this morning with Matt Hetman of Rockrealty Online
7:12
Speaker 1: Rock Wisconsin dot com that's our oc K Wisconsin dot com.
7:16
Speaker 1: So not only could you potentially buy other houses, you
7:19
Speaker 1: could also buy like a duplex or a four plex
7:22
Speaker 1: and maybe live in one yourself and rent these rent
7:26
Speaker 1: the others out. That's also another great way to make
7:29
Speaker 1: some money and build equity. Yeah.
7:31
Speaker 2: I mean, that's actually what I did on my first
7:33
Speaker 2: home purchase, and I recommend it for anybody that's willing
7:37
Speaker 2: to take that on.
7:38
Speaker 1: Right.
7:38
Speaker 2: A lot of people are a little scared of having
7:40
Speaker 2: tenants and the headaches that come with that. But if
7:44
Speaker 2: you're able to find a good tenant, you know, if
7:45
Speaker 2: they pay on time, they're actually then paying for your mortgage, right,
7:50
Speaker 2: and so you can between two and four units, you
7:53
Speaker 2: can actually get a thirty year fixed owner occupied And
7:57
Speaker 2: what's really neat about that is even up to a
7:59
Speaker 2: four unit, you can get as low as like a
8:03
Speaker 2: three and a half percent down payment, and then you
8:05
Speaker 2: have four units in a thirty year fixed mortgage.
8:07
Speaker 3: It's pretty impressive.
8:08
Speaker 1: That is pretty amazing. And you think about too, with
8:11
Speaker 1: the way that rental market is right now, you can
8:13
Speaker 1: be picky, you can when it comes to choosing that
8:16
Speaker 1: perfect tenant and those the right fit in that property.
8:20
Speaker 1: There's there's a lot of folks out there that'll be
8:22
Speaker 1: lining up submitting applications if you're in a situation too
8:26
Speaker 1: to have a rental property available, definitely worth exploring as well.
8:30
Speaker 1: As we talked this morning with Matt Heitman of Rock Realty,
8:32
Speaker 1: I mentioned the website Rock Wisconsin dot com telp number
8:35
Speaker 1: six eight six seven three fifty four hundred. That's six
8:37
Speaker 1: oh eight six seven three fifty four hundred. I've never
8:40
Speaker 1: heard of rent payments going down. Now. I'm gonna guess
8:43
Speaker 1: that maybe in certain areas they may have gone down.
8:46
Speaker 1: That's a really bad sign. By the way, if your
8:47
Speaker 1: rent ever goes down, something catastrophic has happened in the neighborhood.
8:53
Speaker 1: And I don't think it happens at all. As a
8:55
Speaker 1: matter of fact, it always seems to go up. And
8:57
Speaker 1: one of the nice things about a mortgage is if
8:59
Speaker 1: you've got to fix rate, can lock that right in,
9:01
Speaker 1: can't you? Yeah?
9:01
Speaker 3: Exactly?
9:02
Speaker 2: You know, when you're renting there, there's always that if
9:06
Speaker 2: right is the rent going to go up A lot
9:08
Speaker 2: A little am I gonna get kicked out. You know,
9:11
Speaker 2: having a stable monthly payment and having that fixed rate
9:14
Speaker 2: mortgage is just such an important thing, especially when it
9:17
Speaker 2: comes to budgeting and just you know, setting yourself up
9:20
Speaker 2: for success long term. You know what those fixed amounts
9:23
Speaker 2: are now. Granted, Texas also don't go down, but it's
9:27
Speaker 2: gonna it's gonna be a little less dangerous than how
9:31
Speaker 2: much your rent can go up.
9:32
Speaker 1: So it's funny. I've a number of politicians over the
9:35
Speaker 1: years have always talked about tax has gone Yeah, someday, someday, Matt,
9:40
Speaker 1: we probably, yeah, we'll see it. Yes, it is a
9:45
Speaker 1: great benefit those those fixed rates. By the way, just
9:47
Speaker 1: real quick on on rates. Do we still see adjustable
9:49
Speaker 1: for folks that may be in a situation where where
9:52
Speaker 1: that may make sense. That is an option still out
9:54
Speaker 1: there though, folks, isn't it.
9:55
Speaker 3: Yeah?
9:56
Speaker 2: I tell you it's actually a really good option. You know,
9:58
Speaker 2: if it's right for the situation. You can get arms.
10:02
Speaker 2: They're called adjustable rate mortgages from local like credit unions
10:06
Speaker 2: or banks. Typically they're fixed for three, five, or even
10:09
Speaker 2: ten years. I know some has like a ten year ARM,
10:13
Speaker 2: and you know, the short of the timeframe you fix
10:16
Speaker 2: that rate. The better the rate you get because it's
10:18
Speaker 2: less risk for the institution. The nice thing about that
10:21
Speaker 2: is you know in the future, whether it be a
10:23
Speaker 2: couple months or a couple of years, you can refinance
10:25
Speaker 2: that at a lower rate, you know, if and when
10:27
Speaker 2: rates drop. So it is it is an option for
10:30
Speaker 2: people that you know can sometimes get you in at
10:33
Speaker 2: a lower down payment as well.
10:34
Speaker 1: It's a really nice option for people. As you mentioned
10:36
Speaker 1: to talk about some of the different programs, I know
10:38
Speaker 1: we've talked lending on previous shows as well. You can
10:41
Speaker 1: always listen back to the previous shows podcast. Just head
10:44
Speaker 1: on over to WIBA dot com that podcast section you
10:47
Speaker 1: will find you'll find Rock Realty right there. And as
10:50
Speaker 1: we're talking this week with Matt about some of the
10:52
Speaker 1: benefits of home ownership and why buy a home Matt,
10:56
Speaker 1: you mentioned and kind of touched on it a bit earlier,
10:58
Speaker 1: there are and this is this was amazing to me.
11:01
Speaker 1: Is tax benefits to home ownership, aren't there? Yeah?
11:05
Speaker 2: Yeah, And now I'm not an accountant, however, for as
11:10
Speaker 2: long as I've been in real estate, as far right,
11:12
Speaker 2: the taxes that you pay on your house, if you're
11:16
Speaker 2: itemizing your your taxes every year, those can be written off, right,
11:21
Speaker 2: and that's a big advantage, right, so you know, it's
11:24
Speaker 2: about the only part that may hurt a little less
11:27
Speaker 2: when your taxes go up on your house because you
11:29
Speaker 2: can at least deduct that.
11:31
Speaker 1: And there are sometimes depending on the on the year
11:34
Speaker 1: and what's out there, but sometimes there's also tax credits
11:36
Speaker 1: and other incentives for folks that that purchased a home
11:40
Speaker 1: to really help them out with those kind of that
11:42
Speaker 1: initial startup, isn't there.
11:43
Speaker 2: Yeah, yeah, I mean sometimes it's a local credit. Sometimes
11:46
Speaker 2: it's the lottery credit that everybody will receive. So yeah,
11:51
Speaker 2: there's you know, it's it's a slight.
11:53
Speaker 3: Help you know.
11:55
Speaker 1: Everything else, but it's something exactly yes, time is running
11:59
Speaker 1: with that. I even owner of Rock Realty Online Rock
12:01
Speaker 1: Wisconsin dot com. That's Rock r O c K Wisconsin
12:05
Speaker 1: dot com. Speaking of checking out beautiful homes first sale.
12:08
Speaker 1: If you haven't checked out rocklistings dot Com recently, head
12:11
Speaker 1: on over there as well. It's rocklistings dot Com. Talk
12:15
Speaker 1: speaking of listing, it's got a beautiful featured listing right
12:17
Speaker 1: here in the neighborhood. We're going to get to talk
12:19
Speaker 1: a little bit more about a house here in Fitchburg.
12:21
Speaker 1: The details on that in just a moment, but right
12:24
Speaker 1: now we're talking about why buy a home? What are
12:27
Speaker 1: some of the incentives and what are some of the
12:29
Speaker 1: motivating factors for folks. You think of a lot of investments.
12:33
Speaker 1: Most of the time it's something you you you briefly hold,
12:37
Speaker 1: or maybe you know just keeping a portfolio somewhere. Homes
12:40
Speaker 1: can be a great investment. And it's also when it
12:43
Speaker 1: comes to kind of looking at the history, a pretty
12:45
Speaker 1: solid investment also, can't it be.
12:48
Speaker 2: Yeah, yeah, I mean if you look at the uh,
12:50
Speaker 2: the longer term charts, you know, obviously there's there's some
12:53
Speaker 2: wiggles in the market, right the longer term charts are
12:55
Speaker 2: always up. For real estate, you know it it's a
12:59
Speaker 2: fixed asset, and usually you know, fixed assets.
13:03
Speaker 3: Will go up with inflation.
13:06
Speaker 2: We'll go up with the kind of the devaluing of
13:08
Speaker 2: the dollar, if you will, right, So as the dollar
13:11
Speaker 2: buys less, homes are worth more. So it's a it's
13:14
Speaker 2: a great way to counteract that.
13:16
Speaker 1: I know a lot of folks that have done quite
13:18
Speaker 1: well in real estate, not just home ownership, but getting
13:22
Speaker 1: into rental properties and other things. And that's really, you know,
13:25
Speaker 1: you talk about it's not it hasn't just been stable,
13:28
Speaker 1: it's been quite lucrative to be in that area. And
13:31
Speaker 1: you talk about an opportunity on building equity and of
13:34
Speaker 1: course benefiting from property values and overall, as you mentioned
13:38
Speaker 1: some of the net worth stuff as well, what a
13:39
Speaker 1: great what a great way to look at look at
13:42
Speaker 1: real estate and of course as an investment tool and device.
13:45
Speaker 1: We talked this morning with Matt Heyman. I mentioned the
13:47
Speaker 1: website earlier, Rock Wisconsin dot Com telf number six o
13:49
Speaker 1: eight six seven three fifty four hundred. That's six o'
13:52
Speaker 1: eight six seven three fifty four hundred. We're going to
13:55
Speaker 1: talk about kind of making your house yours. That's one
13:58
Speaker 1: of the cool things too. When you own it, you
13:59
Speaker 1: can do whatever heck you on with it. We'll get
14:00
Speaker 1: the details from Matt on that so much more as
14:03
Speaker 1: Ask the Experts with Rock Realty continues right here on
14:06
Speaker 1: thirteen ten to do WUIB eight eight forty seven thirteen
14:10
Speaker 1: ten WI b A and Ask the Experts, brought to
14:13
Speaker 1: you by Rockrealty Online, Rock Wisconsin dot com. That's Rock
14:19
Speaker 1: r Ock Wisconsin dot com. Talking this week with Matt
14:23
Speaker 1: Heiman about some of the benefits of home ownership and
14:26
Speaker 1: why folks buy a home in the first place. We
14:28
Speaker 1: were talking earlier about kind of getting that conversation started.
14:32
Speaker 1: Of course, you can peruse listings at Rocklistings dot com.
14:35
Speaker 1: You better pick a phone gam a call six O
14:37
Speaker 1: eight six seven three fifty four hundred. That's six h
14:39
Speaker 1: eight six seven three fifty four hundred. And I know
14:42
Speaker 1: you've got that great website as well, Wisconsin Buyer Agent.
14:45
Speaker 1: Before we get to some of the other great benefits
14:47
Speaker 1: of buying a home, working with a with a good agent,
14:49
Speaker 1: and it's somebody that's a good fit for you. That's
14:52
Speaker 1: that's a really important part of this, isn't it.
14:54
Speaker 2: Yeah, yeah, I definitely need to make sure that you've
14:56
Speaker 2: got someone that's experienced, but also that's a good fit
14:59
Speaker 2: for you, right, and different agents are a better fit
15:02
Speaker 2: for different people, and we want to make sure that
15:05
Speaker 2: the experience is something that's enjoyable that people can look
15:09
Speaker 2: back on fondly. And so yeah, we created a Wisconsin
15:13
Speaker 2: buyer Agent dot com so instead of perusing properties, you
15:18
Speaker 2: can peruse available buyer agents at Rock Real Team.
15:20
Speaker 3: There's over over thirty of them.
15:22
Speaker 1: Oh wow, it's a fun website too, to check out
15:24
Speaker 1: and get to know some of the folks at Rock
15:27
Speaker 1: Real Team. We were talking in that last segment about
15:29
Speaker 1: long term investment. I know a lot of folks will
15:31
Speaker 1: work with an agent to buy their primary home and
15:33
Speaker 1: then say, you know what, we do want to get
15:35
Speaker 1: into that, into that investment opportunity and call that same
15:39
Speaker 1: agent back and say, listen, he did such a great
15:41
Speaker 1: job with helping us find this perfect home. Let's see
15:43
Speaker 1: if we can recreate that with some rental property as well.
15:47
Speaker 1: Speaking of rental, I remember when I was a renter.
15:50
Speaker 1: I follow the rules to a tea and one of
15:52
Speaker 1: my apartments, they are very strict about you know, you
15:54
Speaker 1: couldn't hang anything up. But a friend of mine, she says,
15:58
Speaker 1: she's like, your apartment looks like you're a serial killer.
16:00
Speaker 1: There's nothing on the walls. Well, they told me not
16:04
Speaker 1: to do it. The great thing about owning a home
16:08
Speaker 1: is not only can you hang whatever you want, and
16:11
Speaker 1: if you if you don't like where that wall is,
16:13
Speaker 1: you got some free time. You can move it or
16:15
Speaker 1: have it moved, can't you.
16:16
Speaker 3: Well yeah, I mean that's one of the fun parts.
16:19
Speaker 2: Right when you purchase home, you can remodel it, paint.
16:23
Speaker 3: It, landscape, whatever you want to do.
16:25
Speaker 2: And especially these days, they've really got some creative things
16:28
Speaker 2: you can do, whether it's mounting kind of you know,
16:30
Speaker 2: wood pieces on the behind your TV there to make
16:35
Speaker 2: it more decorative, or I've seen just recently, I saw
16:38
Speaker 2: people putting ceramic tile.
16:40
Speaker 1: On the wall.
16:40
Speaker 2: Oh yeah, so there's some neat things you can do
16:43
Speaker 2: that you really can't do with an apartment.
16:45
Speaker 1: And you mentioned landscaping too. That's that's another fun part
16:47
Speaker 1: of home ownership is kind of creating that that visual
16:51
Speaker 1: from the street or even maybe in the backyard you
16:53
Speaker 1: want to do a little little walking garden or something.
16:56
Speaker 1: You get to do that as a home owner.
16:57
Speaker 2: I mean in the moment when you're behind you know,
17:00
Speaker 2: the wheelbarrow, it's not quite it's enjoyable. However, the end
17:03
Speaker 2: results amazing, right, so you get to appreciate it.
17:06
Speaker 3: Every time you open your garage.
17:07
Speaker 1: You started digging a home, there's a surprise boulder about
17:11
Speaker 1: foot down. Yes, that is a fun one, but again
17:15
Speaker 1: it is you talk about the you know, the finished
17:18
Speaker 1: product and that satisfaction of having that stuff done. The
17:21
Speaker 1: other thing too, is if you're somebody that doesn't like
17:23
Speaker 1: the wheelbarrow. There are plenty of folks out there. You
17:25
Speaker 1: give a couple of yea, yeah, that'll come on out
17:29
Speaker 1: and they will do that just for you. And again
17:31
Speaker 1: easy things like painting and those kind of things too.
17:35
Speaker 1: It's just a really cool thing about home ownership being
17:37
Speaker 1: able to do. And as we talk with Matt this morning,
17:40
Speaker 1: Matt Heypmen of Rock Realty talk about all the benefits
17:42
Speaker 1: of home ownership and obviously, I know studies have been
17:46
Speaker 1: done on this. Kids that come from homes where parents
17:51
Speaker 1: owned by their parents tend to do better on test
17:54
Speaker 1: scores and other things. There's also just an overall pride
17:57
Speaker 1: of ownership having you know, we started this conversation this
17:59
Speaker 1: week Matt talking about kind of that American dream, having
18:03
Speaker 1: that that place to call your own. There's a level
18:05
Speaker 1: of pride to that, isn't that.
18:06
Speaker 3: Yeah?
18:07
Speaker 2: Yeah, I agree, And you know, not only that, it
18:09
Speaker 2: gives a kind of a permanence, right, and something that's steady.
18:15
Speaker 2: Even the neighbors. You're going to be much more likely
18:17
Speaker 2: to have the same neighbors for a long time, to
18:19
Speaker 2: know them, start hanging out with them. The kids could
18:21
Speaker 2: be friends for years, right, So I think that all
18:24
Speaker 2: lends to just an overall good family experience.
18:28
Speaker 1: It's interesting when you mentioned getting to know your neighbors
18:31
Speaker 1: and something you don't always think about but kind of outsiders.
18:34
Speaker 1: And my street is so we're I'm on Blaine and
18:36
Speaker 1: Edgerton and people refer to us as the Blain Street people.
18:39
Speaker 1: Oh yeah, we're all you know, like we do the
18:42
Speaker 1: same lot of parties. We do what we do, Oh yeah,
18:45
Speaker 1: we do. Like so for the long time, although one
18:47
Speaker 1: of our neighbors did put up a fence, but for
18:49
Speaker 1: the longest time, it was like and they moved out
18:52
Speaker 1: after they put up the fence, and I told the
18:54
Speaker 1: new owners and you guys, take that thing out. Anyway,
18:56
Speaker 1: for the longest time, everybody, because like all of our
18:58
Speaker 1: backyards touch each other, would all walk out and you know,
19:01
Speaker 1: we do drinks and all that fun stuff. But yeah,
19:03
Speaker 1: that's a and that's a cool sense of community that
19:06
Speaker 1: develops from home ownership. That Now, again, if you're if
19:09
Speaker 1: you're a private person, there's plenty of great places out
19:11
Speaker 1: in the middle of nowhere, or if you just but
19:14
Speaker 1: at the same time, if you do want that sense
19:16
Speaker 1: of you know, great neighborly and getting to know your neighbors,
19:18
Speaker 1: they're going to be there for a while. What a
19:20
Speaker 1: cool opportunity.
19:21
Speaker 2: Yeah, you can like build a small little community.
19:23
Speaker 3: It's really neat.
19:23
Speaker 1: Yeah, that is really really cool. It's a great day
19:26
Speaker 1: to start that journey, start that conversation. Well, you're looking
19:28
Speaker 1: to buy your first home, looking to buy a move
19:30
Speaker 1: up home. Maybe you're looking to list and then looking
19:33
Speaker 1: to buy, or mentioned earlier, maybe you want that place
19:35
Speaker 1: in the middle of nowhere for those weekends where you say,
19:37
Speaker 1: you know what, I love my neighbors. I love my family,
19:39
Speaker 1: but I'd rather love them back at home and I'll
19:42
Speaker 1: be up at the cabin for the weekend. I'm ott in.
19:44
Speaker 1: The team at Rock Realty can help you out. I'll
19:45
Speaker 1: get just pick a phone, gamacall six o' eight six
19:47
Speaker 1: seven three fifty four hundred. That's six 's' eight six
19:50
Speaker 1: seven three fifty four hundred. The website rocklistings dot com.
19:53
Speaker 1: That's rocklistings dot com. Before we get to this week's
19:56
Speaker 1: featured listening, I do want to ask a friend of mine,
19:58
Speaker 1: and I should ask him this question, but I'm gonna
20:00
Speaker 1: ask you since your go to when it comes to
20:02
Speaker 1: real date real estate. A couple of years ago, they
20:04
Speaker 1: bought some land. They put put a camper on that land.
20:07
Speaker 1: Now they are because of the kids getting older, it
20:09
Speaker 1: just doesn't work well for them to get up there
20:11
Speaker 1: on the weekends. They're saying, do you guys ever sell
20:13
Speaker 1: like lots with like campers and things on them? Does
20:16
Speaker 1: that stuff go on in Wisconsin typically?
20:18
Speaker 3: Yeah, yeah, definitely we do that.
20:19
Speaker 2: And then actually we have currently we have a listing
20:23
Speaker 2: for a trailer at the moment, and you know a
20:27
Speaker 2: lot of times that's considered a kind of a personal
20:30
Speaker 2: property if it doesn't have a permanent foundation, so there's
20:33
Speaker 2: there's some caveats to it.
20:34
Speaker 3: But yeah, definitely.
20:35
Speaker 1: Funding their financing is a little bit different. But obviously
20:37
Speaker 1: with everything, I know, you guys work with folks. When
20:40
Speaker 1: it comes to all sorts of different scenarios, it's if
20:43
Speaker 1: it's come up, you've seen it before and know exactly
20:45
Speaker 1: how to navigate it, so it is a great day.
20:47
Speaker 1: Maybe you are looking to buy that little piece of
20:49
Speaker 1: land a couple ten fifteen twenty thirty hundred acres northern
20:52
Speaker 1: Wisconsin somewhere, or you're looking just.
20:54
Speaker 3: At your tiny house on it.
20:55
Speaker 1: Yeah, it's like everybody stream of like, hey, it's right
21:00
Speaker 1: on the lake or near the lake. That is so cool,
21:02
Speaker 1: speaking of us, so cool and really great opportunities. What
21:05
Speaker 1: a beautiful house listing right here in Fitchburg as we
21:09
Speaker 1: sit here by the radio station, right at fifty six
21:11
Speaker 1: fifty five Silver Oak Drive. And of course Chad Chad
21:14
Speaker 1: Bowers is the listing agent on this on this property,
21:18
Speaker 1: three bedrooms, two full baths, one half bath. The square
21:22
Speaker 1: footage Matt is impressive on this place is almost what
21:24
Speaker 1: twenty seven hundred square feet? Yeah?
21:26
Speaker 3: Yeah, it has as a finished basement too.
21:29
Speaker 2: Yeah, and then yeah, a couple of things I didn't
21:31
Speaker 2: mention was you've got a tray ceiling and the master
21:34
Speaker 2: which really gives a lot of character, and also a
21:36
Speaker 2: huge walking closet which I like. So it's a lot
21:38
Speaker 2: to offer here right here in Fitchburgh.
21:40
Speaker 1: Did you ever run into this where you'll see a
21:41
Speaker 1: house you go, eh, maybe I should. Wasn't thinking about buying,
21:44
Speaker 1: but maybe I maybe I should.
21:46
Speaker 3: I mean, maybe I've heared the week.
21:49
Speaker 1: Yeah. Is that what it's like for real estate agency?
21:52
Speaker 1: You go into these houses, You're like, gosh.
21:54
Speaker 2: Especially when you're going showings, you know you're going through
21:56
Speaker 2: and not only that Oh I should do this in
21:59
Speaker 2: my bedroom or I'm dining room or yeah, and it's
22:02
Speaker 2: the project list keeps getting bigger.
22:04
Speaker 1: It sure does real quick too. Then before we wrap well,
22:07
Speaker 1: first of course mentioned Chad's number. For folks that want
22:10
Speaker 1: to see this beautiful house again, you can see it
22:12
Speaker 1: at rock Wisconsin dot com if you want to showing.
22:14
Speaker 1: Chad Bowers love to talk with you. Six oh eight
22:16
Speaker 1: two seven nine fifty nine eighty five. That's two seven
22:19
Speaker 1: nine fifty nine eighty five for Chad. Totally spaced Out. Yeah,
22:24
Speaker 1: we haven't mentioned that this week, and it's it's a
22:26
Speaker 1: cool partnership you have going on right now with Totally
22:29
Speaker 1: spaced Out. Let's talk about what you're offering right now,
22:32
Speaker 1: Rock Realty.
22:32
Speaker 3: Yeah, definitely really quick.
22:34
Speaker 2: Rocklistings dot Com is where you can find the details
22:36
Speaker 2: and it's a new promotion we're doing the spring, so
22:39
Speaker 2: take advantage quick if you can. And we're partnering with
22:43
Speaker 2: Totally spaced Out. They have mobile storage units that they
22:46
Speaker 2: can drop off at your house. You can load it
22:49
Speaker 2: up and then they can either bring it to the
22:50
Speaker 2: new house or they can store it down in Edgerton
22:53
Speaker 2: and they have sixteen footers and twenty footers and for you,
22:56
Speaker 2: for the time being, we are offering to cover you know,
22:59
Speaker 2: the majority of those costs and for pickup, drop off
23:02
Speaker 2: in storage.
23:03
Speaker 1: All the details at rocklistings dot com. That's rocklistings dot Com.
23:07
Speaker 1: Talked about all the great benefits of home ownership, why
23:09
Speaker 1: folks buy home. It's a great day to be looking.
23:12
Speaker 1: They'd love to talk to you at rockrealt All you
23:14
Speaker 1: gotta do pick up phone, give a call six oh
23:16
Speaker 1: eight six seven three fifty four hundred. That's six' eight
23:18
Speaker 1: sixty seven three fifty four. Hundred and of course the
23:21
Speaker 1: Website Rock wisconsin dot. Com THAT'S R o C K
23:25
Speaker 1: wisconsin dot. Com, matt it's always great chanting with, you my.
23:28
Speaker 1: Friend you had joined the most fantastic of days you.
23:30
Speaker 1: Do and of Course vicky, McKenna she has your chance
23:32
Speaker 1: to win one thousand. Dollars next right, Here i'm thirteen
23:35
Speaker 1: ten doubleuib ike