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How Inflation Is Quietly Eating Your Car Insurance Premiums
In Episode 149 of Inflation and Your Money, Lucas and Luna unpack how inflation is quietly eating your car insurance premiums. They start with a startling stat: the average premium has jumped 19% since 2023, far outpacing the Consumer Price Index, which dipped to 332.6 in June 2026. Lucas explains that repair costs are up 12% because of higher parts and labor, and Florida's new fraud laws have pushed premiums there up 40%. Luna brings up the surprising factor of electric vehicles, which are costlier to repair and push up rates for everyone. They also discuss why the 10-year breakeven…
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