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Storm Damage? Insurance May Cover It | Rochester News

A major storm tore through Victor, leaving roofs damaged, gutters ripped, and trees crashing into yards and homes. One resident, Heather Cohen, had trees smash her fence and roof—but her insurance is covering the structural damage. Agents say most homeowners policies cover tree-related damage to your house, but not just tree removal unless it caused harm. File claims with photos, videos, and repair estimates—and never fix things before documenting damage. If insurers think the tree fell because of neglect, they might deny your claim. Review your policy ahead of time to know what’s covered…

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