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The 21st Century Housing Law Explained | Real Estate News
The 21st Century ROAD to Housing Act quietly passed in July 2026, but don’t expect overnight miracles — most changes will unfold slowly over years, relying on grant programs and funding that moves at its own pace. While headlines hype a ban on large-scale investor home purchases, the reality is these investors own just 3% of the single-family rental market and are actually pulling back. The real value? A new process to challenge low appraisals on FHA, VA, USDA, and Fannie/Freddie loans — potentially saving deals and reducing friction. Financing for lower-priced homes is also on the horizon…
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