Latest / Bought Borrowed and Sold / School has not started yet, still a good time for a new home!
Transcript
- 0:00Speaker 1: Well, hello everybody, thanks for joining Bart and Soul. Glad
- 0:04Speaker 1: to have you with us this Sunday morning, hanging out
- 0:07Speaker 1: in the studio as always Brad Smith with Cross Country
- 0:11Speaker 1: Mortgage and uh man, what's going on?
- 0:15Speaker 2: It is? It is We are in the in the
- 0:19Speaker 2: in the heart of summer. Yeah, it is hot out. Yeah,
- 0:24Speaker 2: very We're close. It's like Muggy, We're closer to school
- 0:27Speaker 2: starting back. We're halfway through summer break. That's a win
- 0:31Speaker 2: to me. I know I made a degree, but I
- 0:33Speaker 2: like getting this back on schedule.
- 0:34Speaker 1: I love a schedule and and so.
- 0:37Speaker 2: But it has been awesome. But it has been like
- 0:39Speaker 2: we talk about fuck every week, just how fast we're
- 0:41Speaker 2: back into this seat. And then another week's by when
- 0:44Speaker 2: we are just rolling. So it's a good week. Though.
- 0:48Speaker 1: Hey, some of y'all might some of y'all listen, might
- 0:52Speaker 1: follow me on Facebook or Instagram or LinkedIn or whatnot.
- 0:55Speaker 1: But I made a post last week and I got
- 0:59Speaker 1: to celebrate one year of not having a drink and
- 1:02Speaker 1: no alcohol. Yeah, and I know this is something that
- 1:06Speaker 1: you've you've been doing for years. Yeah, you're not a
- 1:09Speaker 1: you don't drink and and that's not to say that
- 1:12Speaker 1: I don't like to drink like I like to drink.
- 1:15Speaker 1: But I decided about a year ago after I went
- 1:17Speaker 1: on a incredible trip to the BBIS. I got back
- 1:21Speaker 1: and I was like, man, I need to take a
- 1:23Speaker 1: little bit of a break. And that little bit of
- 1:26Speaker 1: a break has just turned into a year, which is
- 1:30Speaker 1: pretty crazy.
- 1:31Speaker 2: I told you my mine kind of started with a
- 1:33Speaker 2: lin thing that I wasn't going to do. You know,
- 1:35Speaker 2: there in LNT it was like, sure, feel good after
- 1:37Speaker 2: all this, Like I mean, it was just like.
- 1:39Speaker 1: I really, I'm good.
- 1:40Speaker 2: I'm good, but just let's just keep rolling with this
- 1:41Speaker 2: and next thing, you know, it's a year. Yeah, and
- 1:44Speaker 2: then it's four years and then you know you're rolling.
- 1:46Speaker 1: So there it is. So I was really.
- 1:51Speaker 2: Feels I I feel great.
- 1:54Speaker 1: I started this because I wanted to lose weight. I
- 1:56Speaker 1: have lost like thirty five pounds in the last year.
- 1:59Speaker 1: I still have about thirty five i'd like to do
- 2:04Speaker 1: so it's probably gonna be another year though.
- 2:07Speaker 2: Yeah. It's good and you can probably if you go
- 2:09Speaker 2: back and look at pictures, you can probably sit in
- 2:10Speaker 2: your face. I can your face a little different puffiness,
- 2:13Speaker 2: just not that not that means you're doing like doing
- 2:16Speaker 2: it too.
- 2:16Speaker 1: Much or a little bit more life. Yeah, one hundred
- 2:19Speaker 1: kind of it's kind of weird to think about that.
- 2:21Speaker 1: But anyways, I'm patting myself on the back.
- 2:28Speaker 2: Anyway, if you forgot what show you're listening to, we
- 2:30Speaker 2: are going to talk about some real steak, uh, I
- 2:33Speaker 2: assume at some point.
- 2:34Speaker 1: But you know, it's like, I mean, this is part
- 2:36Speaker 1: of our life. We spend our lives basketball fields. Now
- 2:40Speaker 1: it sounds like football fields, And are y'all getting excited
- 2:44Speaker 1: about that? By the way, You know, I'm excited. Katie
- 2:50Speaker 1: is not. Yeah, Katie's nervous.
- 2:52Speaker 2: That's pretty normal.
- 2:53Speaker 1: And my my mother in law is like real nervous
- 2:57Speaker 1: about Trip playing tackle football.
- 2:59Speaker 2: I bet you know what.
- 3:01Speaker 1: He's a big boy. He's gonna be bigger than me,
- 3:03Speaker 1: I think, and he's gonna be just fine. And I
- 3:06Speaker 1: think he'll be totally fine. We just got to have
- 3:10Speaker 1: a little kidney protection for him. Ye'll be okay. So AnyWho,
- 3:14Speaker 1: that is what we got going on in our life.
- 3:17Speaker 1: Hopefully y'all's lives are going great, and hopefully y'all are
- 3:20Speaker 1: having an amazing summer and uh, you know, usually during
- 3:26Speaker 1: during summertime, we're busy some weeks, we're slower some weeks.
- 3:30Speaker 2: I was gonna ask you, I'm interested to hear about you.
- 3:32Speaker 1: It's just kind of up and down. And so we
- 3:36Speaker 1: had I don't know if I talked about this last week,
- 3:38Speaker 1: but I had. I'd made an offer on a property
- 3:41Speaker 1: in Vestavia, one of my clients did, and we didn't
- 3:45Speaker 1: get it, and so we were kind of, you know,
- 3:47Speaker 1: sad about it, right, And the agent called back and
- 3:51Speaker 1: she was like, Hey, the the first people, the people
- 3:55Speaker 1: that had it under contract, they got cold feet. They
- 3:58Speaker 1: looked at the inspection report, didn't make a request for
- 4:01Speaker 1: for repairs from the inspection report, Like do you want
- 4:04Speaker 1: to be in the driver's seat. So I was like,
- 4:08Speaker 1: let me double check, and it was there. You know,
- 4:13Speaker 1: there was a little bit of you know, I was
- 4:17Speaker 1: based on how the negotiations went. I would I didn't
- 4:21Speaker 1: know if they wanted to move forward. And so I
- 4:24Speaker 1: called him and and my client was she was like,
- 4:27Speaker 1: oh my god, are you serious? And I was like yeah,
- 4:29Speaker 1: I was like, you want to lock this yes. I
- 4:33Speaker 1: was like, all right, let's do it. So we locked
- 4:35Speaker 1: it down and we actually ended up getting it to
- 4:38Speaker 1: take a look at the inspection report and it wasn't
- 4:40Speaker 1: bad like it was. Uh.
- 4:43Speaker 2: I mean, you think in some of those instances, sometimes
- 4:45Speaker 2: people just you know, make an offer top of house.
- 4:48Speaker 2: They keep looking at houses and use that use that
- 4:50Speaker 2: inspection as a way to get out of the other
- 4:53Speaker 2: one they did get as like a backup almost and
- 4:55Speaker 2: they found something later that afternoon, they made another offer
- 4:57Speaker 2: on it like more and use the inspection to get out.
- 4:59Speaker 1: I don't know, I don't think that is typical, but
- 5:01Speaker 1: I definitely know that that has happened.
- 5:03Speaker 2: Okay, I didn't mean like, I didn't mean that was
- 5:05Speaker 2: like a commonplace. I just meant like it. But it's not.
- 5:09Speaker 2: Sometimes sometimes you can see that maybe.
- 5:12Speaker 1: If there are some people that would do that, I
- 5:14Speaker 1: got you, I got I think some folks are just
- 5:17Speaker 1: kind of you know, an inspection report might scare somebody,
- 5:21Speaker 1: when if they just really had a license electrician or
- 5:25Speaker 1: a license roofer or a licensed plumber like some of
- 5:28Speaker 1: these professionals, not a generalist take a look at it,
- 5:32Speaker 1: they might not be so scared.
- 5:33Speaker 2: Well, and if you don't know how to read when
- 5:35Speaker 2: those inspection reports or the verbiage and see how all
- 5:38Speaker 2: of them are red, and you're just getting the one
- 5:40Speaker 2: for your house, and you're reading it and you don't
- 5:42Speaker 2: have a lot of guidance on what some of the
- 5:44Speaker 2: scope work means and some of the other different stuff. Yes,
- 5:47Speaker 2: it can read and sound awful. And then when you
- 5:50Speaker 2: actually look at it and really read what some of
- 5:51Speaker 2: it means, or you get a professional like you said
- 5:53Speaker 2: you've got an electrical issue, you bring electrician. He's like,
- 5:55Speaker 2: there's nothing wrong with any of this, you know. I mean,
- 5:57Speaker 2: I remember the first house I ever sold of my personally,
- 6:01Speaker 2: the folks were freaking out because the inspector made a
- 6:04Speaker 2: comment about the H fact system may not be working.
- 6:06Speaker 2: It was all because of the temperature outside. He couldn't
- 6:09Speaker 2: test it properly, so he just said it needs to
- 6:10Speaker 2: be tested when the temperature gets up, you know, and
- 6:13Speaker 2: just but in his verbiage he just put, but you know,
- 6:15Speaker 2: it may not work. So I wasn't able to check
- 6:16Speaker 2: it properly. So they're thinking we may have replace the
- 6:19Speaker 2: H FACT. I'm like, no, we'll just wait till the
- 6:20Speaker 2: temperature's right and we'll test it because it was two
- 6:22Speaker 2: years old, you know. But you know, but if you
- 6:24Speaker 2: read it, you'd be like this, this house needs a
- 6:26Speaker 2: new HVACT.
- 6:26Speaker 1: Yeah. I mean it's like, I mean, that's why you've
- 6:30Speaker 1: got to have somebody walk through the inspection.
- 6:33Speaker 2: Report, yep, an agent that knows how to help you guys.
- 6:37Speaker 1: Some of this stuff is like I was like, I
- 6:39Speaker 1: looked at it and I was like, man, this is
- 6:41Speaker 1: this is pretty easy stuff. I was like, I can
- 6:43Speaker 1: get a contract over here, right. Stuff out pretty right.
- 6:46Speaker 1: So AnyWho, so we ended up getting that one under contract.
- 6:49Speaker 1: We got an investment property that we had listed and
- 6:53Speaker 1: that went under contract pretty quick. I mean, you know,
- 6:56Speaker 1: I mean, a home rented for one thousand dollars a
- 6:59Speaker 1: month is gonna sell for ninety thousand. It beats the
- 7:03Speaker 1: one percent rule yep. And you've got a quality investment
- 7:06Speaker 1: that's gonna bring you know, more than a twelve percent
- 7:09Speaker 1: return on your money. I mean like we have access
- 7:13Speaker 1: to some of those. So if you if you are
- 7:15Speaker 1: looking to make more than twelve percent on your money,
- 7:19Speaker 1: you need to call me. Call text us two A
- 7:23Speaker 1: five five four two nineteen ninety six. We have access
- 7:26Speaker 1: to some of these properties that you can generate more
- 7:28Speaker 1: than twelve percent return it makes and then you know
- 7:32Speaker 1: you're playing on the appreciation game too.
- 7:34Speaker 2: So it's it's wild, all right.
- 7:36Speaker 1: Hey, we we got to talk about some open houses
- 7:38Speaker 1: and new listings, so let's let's.
- 7:40Speaker 2: Do the gaming. Let's do it all right. So Gus,
- 7:43Speaker 2: you can go through some of the properties, maybe some
- 7:44Speaker 2: open houses, new listing, some stuff they've got going on.
- 7:46Speaker 2: He's gonna get some details, key features of each property.
- 7:48Speaker 2: But the end of each property's gonna give me what
- 7:50Speaker 2: I need in that is the purchase price of the home,
- 7:52Speaker 2: the list price. I'm gonna give a potential down payment
- 7:54Speaker 2: to borrow may make. And then John Mounts our producer,
- 7:57Speaker 2: and Gusty Goulis will give their best guess. This is
- 8:00Speaker 2: their guestimates on the thirty or fixed principal and interest
- 8:02Speaker 2: only monthly payment. Okay, guys, do you go beautiful?
- 8:05Speaker 1: Well, all right, so I want to talk about two
- 8:08Speaker 1: homes before we actually starting, because I've got two open
- 8:10Speaker 1: houses and then we've got five new listings with one
- 8:15Speaker 1: of those being open. So I'm going to be at
- 8:18Speaker 1: this afternoon from two to four thirty two seventeen Sawyer
- 8:21Speaker 1: Drive that is in ross Bridge. We have a brand
- 8:24Speaker 1: new price of five hundred thousand for this home. Four bedrooms,
- 8:27Speaker 1: three baths, twenty three hundred and sixty four square feet.
- 8:30Speaker 1: This was built by Signature Homes back in twenty seventeen.
- 8:34Speaker 1: We started at five point fifteen. Now we've just brought
- 8:37Speaker 1: it down to five hundred. So come and see me
- 8:40Speaker 1: this afternoon from two to four thirty two seventeen saw
- 8:43Speaker 1: your drive. And then also we've got in Forest Park
- 8:46Speaker 1: on Conroy Road nine thirty eight, this beautiful home built
- 8:50Speaker 1: in nineteen twenty eight with five bedrooms, three and a
- 8:53Speaker 1: half baths. We're asking nine fifty and it's thirty one
- 8:57Speaker 1: hundred and ninety nine square feet finished on the main
- 8:59Speaker 1: line levels and then another eight hundred and fifty three
- 9:02Speaker 1: square feet finished in the basement. Go and see Kyle
- 9:05Speaker 1: Bedgood this afternoon from two to four cowls on the
- 9:08Speaker 1: show last week. So all right, so let's get going
- 9:11Speaker 1: on the game. Our first new listing of the week
- 9:15Speaker 1: is in the Penson area. It's in the Cosby Estate
- 9:18Speaker 1: Subdivision on one point eighty eight acres. This is in
- 9:22Speaker 1: the clay Chalkville School District. Built in nineteen eighty eight.
- 9:25Speaker 1: It's three bedrooms and two baths, nineteen hundred and eighty
- 9:29Speaker 1: two square feet in The price is three oh nine
- 9:31Speaker 1: nine ninety nine, three oh nine, nine ninety nine, this
- 9:34Speaker 1: listing as Cursey of Tony McDaniels. And this one's going
- 9:38Speaker 1: to be open this afternoon. Go say hey to Tony
- 9:40Speaker 1: from two to four.
- 9:42Speaker 2: All right, so nine, we're gonna start off with the
- 9:46Speaker 2: game today with twenty percent down. Twenty percent down on
- 9:51Speaker 2: this first one.
- 9:51Speaker 1: All right, twenty percent. Hmmmm. I'm gonna go with fifteen
- 10:10Speaker 1: one hundred and sixty dollars.
- 10:15Speaker 3: I think it should be higher. I'm gonna say seventeen fifty.
- 10:21Speaker 2: You were right and you were wrong. It should have
- 10:23Speaker 2: been higher.
- 10:23Speaker 1: It was fifteen seventy seven, just a little higher.
- 10:26Speaker 2: Gusty died in darks today.
- 10:29Speaker 1: I got to you know, John beat me last week,
- 10:32Speaker 1: so I can't have none of the doubt.
- 10:34Speaker 3: Don't worry about it.
- 10:35Speaker 2: You won't. It won't be a repeat. Yeah, well you
- 10:39Speaker 2: never know.
- 10:39Speaker 1: Hey, we got I need you to be more positive, John, Okay,
- 10:42Speaker 1: I need.
- 10:43Speaker 3: More positive, but your ability not mine.
- 10:45Speaker 1: Heah Y. Look, look, if you could beat me, we're
- 10:48Speaker 1: doing good. You're you literally beat me and Kyle last week.
- 10:53Speaker 2: Sokle's having record months each each month setting a new record.
- 10:57Speaker 3: On month, trying to have a backup career, Rady go
- 10:59Speaker 3: just in case this do you think didn't work out?
- 11:00Speaker 1: Telling you look, get your real estate license. Let's do this. John, Uh,
- 11:05Speaker 1: two thousand and one Montreat Parkway unit. B Uh. We've
- 11:09Speaker 1: got a two bedroom, one bath condo over you know
- 11:12Speaker 1: Montreat the Siver in Vestavia. Yeah, you know, right off
- 11:14Speaker 1: that Hoover Vestavia exit. These are brick, two story condos
- 11:19Speaker 1: built in nineteen sixty nine. On thy twenty seven square feet.
- 11:22Speaker 1: We're asking one hundred and forty five thousand.
- 11:24Speaker 2: They've got like a.
- 11:24Speaker 1: Pool over there. It's got Festavia schools. This one is
- 11:29Speaker 1: listed by John Michael Brandon on our team. So, John Michael,
- 11:31Speaker 1: congratulations on your new listing.
- 11:33Speaker 2: Sometimes I come up on forty five. Sometimes I got
- 11:35Speaker 2: follow up questions and I'm like, wait, that's what just
- 11:38Speaker 2: It's like, that's interesting. Was that is that over there?
- 11:40Speaker 1: By?
- 11:40Speaker 2: You know, I'm like thinking, I'm like, all right, man,
- 11:43Speaker 2: one forty five, all right, one forty five five percent
- 11:46Speaker 2: down to John. Five percent down to John.
- 11:49Speaker 3: Gonna say about nine.
- 11:55Speaker 2: Nine hundred dollars?
- 11:57Speaker 1: You say five percent down?
- 11:58Speaker 2: I did, and John said nine.
- 12:06Speaker 1: Mm. God, that's I think it's pretty close, now, do
- 12:12Speaker 1: I want to go higher or lower?
- 12:14Speaker 3: That's the game.
- 12:16Speaker 1: Are you five percent down?
- 12:18Speaker 2: Sometimes it's higher lower and not going so much higher lower.
- 12:21Speaker 1: Yeah, I'm gonna go eight seventy five.
- 12:24Speaker 2: Eight seventy five.
- 12:27Speaker 1: Eight seventy six was the actual payment.
- 12:33Speaker 2: Let's go.
- 12:35Speaker 1: All then today, baby.
- 12:36Speaker 2: Glad, I rounded up Just kidding, ky real seventy six
- 12:43Speaker 2: or something.
- 12:45Speaker 1: Yeah, all right, next new listing is in. Uh, we
- 12:49Speaker 1: have actually sold this home before. This is pretty cool.
- 12:51Speaker 1: Nine twenty eight done Ridge Drive. This is in the
- 12:54Speaker 1: Birmingham Center Point area. This one is three bedrooms, two baths.
- 12:58Speaker 1: It's sixteen hundred twenty eight square feet on the main level.
- 13:02Speaker 1: It's seven hundred and twenty four square feet of finished
- 13:04Speaker 1: bonus space in the basement. Uh. This one is zoned
- 13:08Speaker 1: for Huffman Schools. It is got a two car garage.
- 13:12Speaker 1: It is partially partial brick, partial vinyl.
- 13:17Speaker 2: But two.
- 13:20Speaker 1: Two hundred and fifty thousand dollars for this house.
- 13:22Speaker 2: Wow. Uh.
- 13:23Speaker 1: This listening is courtesy of TJ. Cunningham's a TJ. Congratulations
- 13:27Speaker 1: on your new listing.
- 13:28Speaker 2: Let's go all right. We're gonna go back to ten
- 13:30Speaker 2: percent down, ten percent down.
- 13:32Speaker 1: Ten percent down, back to guts gusty, all right, ten
- 13:42Speaker 1: percent down, white picket fence house on this dirt. It's
- 13:48Speaker 1: the lyrics. I'm gonna go with the how about fourteen seventy.
- 14:02Speaker 2: Five, fourteen seventy five.
- 14:07Speaker 4: I feel like it's lower, but just a little lower.
- 14:10Speaker 4: How about fourteen fourteen, fourteen fourteen? John says, no sweep
- 14:15Speaker 4: today fourteen thirty one.
- 14:17Speaker 1: Uh oh, he's back dialed.
- 14:19Speaker 2: Ben said, I'm not I said I was too good
- 14:21Speaker 2: last time to not win. I'm not playing this anymore.
- 14:24Speaker 2: I like it.
- 14:25Speaker 3: I've got a pulse. I'm not fully you know.
- 14:26Speaker 2: Yeah, but I've got a pulse. He's got all polse
- 14:29Speaker 2: all right.
- 14:29Speaker 1: Next new Listening is Intrustful in the Poplar Ridge neighborhood.
- 14:33Speaker 1: Hewett Trust for Schools, seventy five seventeen Brian Drive. This
- 14:38Speaker 1: one is four bedrooms, two and a half baths, built
- 14:40Speaker 1: in nineteen ninety one. It's fifteen hundred and twenty one
- 14:42Speaker 1: square feet on the main level, another six hundred and
- 14:45Speaker 1: forty eight square feet finished in the basement. It's got
- 14:48Speaker 1: another bonus room in the basement as well. This one
- 14:52Speaker 1: sits up a little bit, so you've got a little
- 14:54Speaker 1: bit of a view. You got a little bit of
- 14:55Speaker 1: privacy three nineteen nine.
- 14:58Speaker 2: Three nineteen Yeah, we're sticking with ten percent down for John,
- 15:03Speaker 2: ten percent down three nineteen.
- 15:07Speaker 3: Nine, three nineteen nine at ten percent down, So I'm thinking, hmmm,
- 15:18Speaker 3: nineteen nineteen seventy seven.
- 15:22Speaker 2: Nineteen seventy seven, it was a good year that you
- 15:25Speaker 2: born that year.
- 15:25Speaker 3: I was, yeah, I probably guess that one before.
- 15:30Speaker 2: No, I just seventy seven was one of those. I
- 15:32Speaker 2: was like, it's probably about John's birth year, like just
- 15:34Speaker 2: kind of guessing.
- 15:35Speaker 1: And I'm gonna go with nineteen hundred.
- 15:39Speaker 2: Nineteen hundred is more than no, he was not.
- 15:42Speaker 1: No, he's not.
- 15:43Speaker 2: Yeah, that brings me another point after this, But the
- 15:45Speaker 2: actual payment is eighteen thirty two. So Gusty gets round four.
- 15:49Speaker 2: He's up three to one. That'll cent today. We got
- 15:52Speaker 2: one more to play in the game three. Gusty. By
- 15:56Speaker 2: the way, yeah, your house had a birthday.
- 15:59Speaker 1: Yeah, yeah, one hundred years old.
- 16:01Speaker 2: Gusty's house went over one hundred years old.
- 16:03Speaker 3: I saw a sign out from the Oenarian.
- 16:05Speaker 1: Yeah, And basically what that told me was, it needs
- 16:09Speaker 1: a little bit of love, it needs a little bit
- 16:10Speaker 1: of work.
- 16:11Speaker 2: It's gorgeous. It's a gorgeous house. Well, thank you, I
- 16:13Speaker 2: appreciate it.
- 16:13Speaker 1: Sign So my wife is like, hey, you know, we've
- 16:16Speaker 1: got some repairs that need to be done, and by
- 16:19Speaker 1: the way, I'd like to do some upgrades. So ladies
- 16:22Speaker 1: and gentlemen listening, please uh.
- 16:25Speaker 2: Respond to the show because I please call.
- 16:27Speaker 1: I got a paper because I've got to do some
- 16:30Speaker 1: upgrades to the house. Uh So, anyway, I've got to
- 16:33Speaker 1: sell some houses.
- 16:35Speaker 3: Nineteen twenty six. Wiring isn't going to fix itself.
- 16:37Speaker 1: That has been fixed. I will tell you that.
- 16:39Speaker 2: Oh sorry, didn't off track.
- 16:41Speaker 1: That's all good. Forty six, forty eight Claremont Avenue. This
- 16:44Speaker 1: is in Forest Park. This one was built nineteen fifty nine.
- 16:47Speaker 1: It's point three of an acre, three bedrooms, one and
- 16:50Speaker 1: a half bath, twenty excuse me, twelve hundred and seventy
- 16:53Speaker 1: square feet. It's got a one car garage. And this
- 16:56Speaker 1: one's priced at three hundred and sixty thousand, three hundred
- 16:59Speaker 1: and sixty one thousand dollars.
- 17:01Speaker 2: Nice. All right, last one we're gonna go with, Oh,
- 17:04Speaker 2: cal beedgod.
- 17:05Speaker 1: Well, that's listening, So congrats Kyll again.
- 17:08Speaker 2: All right, five percent down, five percent down, three sixty
- 17:13Speaker 2: for giggles. John it's on Gusty, Thank goodness, all right,
- 17:22Speaker 2: five percent down, just prices right the crap out of them.
- 17:26Speaker 1: John, let's go with twenty two hundred twenty two.
- 17:36Speaker 3: I'm gonna say twenty twenty six.
- 17:42Speaker 2: That's this year, twenty twenty six. Actually twenty one seventy five.
- 17:47Speaker 2: Gusty will go ahead and take round five. He'll get
- 17:49Speaker 2: it done four to one. But it was old that
- 17:52Speaker 2: we were pretty dialed in. Still, he was just real
- 17:54Speaker 2: doll in.
- 17:55Speaker 3: I was trying to make it work with a year
- 17:57Speaker 3: that I think, ye.
- 17:58Speaker 2: No to try to go for the wind.
- 18:01Speaker 1: Yeah, all right, Hey, I'm gonna skip our buyer needs
- 18:07Speaker 1: this week. So you know what that means. Guess what
- 18:11Speaker 1: it's testimonial time.
- 18:16Speaker 2: All right, I knew, I knew.
- 18:17Speaker 1: All right, Hey, this one comes from Arizona. Arizona says.
- 18:22Speaker 1: Gusty is an amazing real estate agent. He is so
- 18:25Speaker 1: patient and he did not stop looking for the perfect
- 18:27Speaker 1: house that we were looking for. Even after we closed
- 18:30Speaker 1: on the house, he was still extending his influence and
- 18:33Speaker 1: helping with our house needs. Therefore, if you need a
- 18:35Speaker 1: real estate agent who will be there from the beginning
- 18:38Speaker 1: to the end with extension help Gusty Goulis is the
- 18:41Speaker 1: best so Arizona. Congratulations on your new home and Hoover
- 18:45Speaker 1: and Gusty, congratulations.
- 18:47Speaker 2: On another five star review in Arizona.
- 18:53Speaker 1: And last, but not least, this is from Connie. Connie
- 18:56Speaker 1: says Gusty is a true Birmingham native and his local
- 19:00Speaker 1: knowledge is unmatched. When helping clients search for the right property,
- 19:04Speaker 1: he provides insights that simply can't be found online or
- 19:08Speaker 1: in any book. His professionalism and attention to details stand out,
- 19:12Speaker 1: especially in identifying potential issues early in the process. Thanks
- 19:16Speaker 1: to his deep roots in the area, he also connects
- 19:19Speaker 1: clients with a reliable, trustworthy handyman and contractors, a top
- 19:23Speaker 1: tier real estate agent with exceptional local expertise. Connie, congratulations
- 19:28Speaker 1: on your new investment property in Gardendale. And Gusty, congratulations.
- 19:32Speaker 4: On another five star reviews.
- 19:36Speaker 1: What I'm talking about five stars?
- 19:38Speaker 2: Baby?
- 19:38Speaker 1: Oh?
- 19:38Speaker 2: You want to hear Connie. I just always I can
- 19:40Speaker 2: picture Connie and I just know she's got a smile
- 19:43Speaker 2: and just a nice person.
- 19:44Speaker 1: There you go, I haven't met a nice Connie.
- 19:49Speaker 2: They're so opposite of a Karen. You know.
- 19:52Speaker 1: I've just got some really good caters too. I love
- 19:56Speaker 1: Karen's So all right, hey y'all, stay tuned. We're gonna
- 20:01Speaker 1: talk about what the latest is on interest rates in
- 20:04Speaker 1: the market right here on boll Barn and Sold. Stud tuned,
- 20:09Speaker 1: all right, welcome back to bobbart and Sold. And you know,
- 20:15Speaker 1: the market and interest rates are always doing something. And
- 20:19Speaker 1: so brad Smith Cross Country Mortgage, Bradsmithlans dot Com interest rates.
- 20:26Speaker 1: Do we get any positive news this week?
- 20:28Speaker 2: It's the age old question. Is nothing something? Uh yeah,
- 20:35Speaker 2: it's netted nothing Okay, So we're back where we were,
- 20:38Speaker 2: but good things happening. So but again, like this kind
- 20:42Speaker 2: of goes back to like on the just the normal
- 20:44Speaker 2: market stuff, like maybe you've seen it different. I was
- 20:47Speaker 2: gonna ask you about this. So like it's felt it
- 20:49Speaker 2: felt slow week leading up to fourth and week this
- 20:53Speaker 2: week past the fourth. I'm just curious off it being
- 20:55Speaker 2: on a Saturday, if people didn't take a whole week
- 20:57Speaker 2: before half the people took a vacation before and how
- 20:59Speaker 2: other half took it half, But it just seems slow
- 21:01Speaker 2: with the fourth in the middle in the weekend. So
- 21:04Speaker 2: I'm just curious how y'all's week went, because again, there
- 21:06Speaker 2: wasn't a lot of bond trading. There was not much
- 21:08Speaker 2: volume in the markets this week being traded, so some
- 21:11Speaker 2: of the good news didn't really drive it down because
- 21:13Speaker 2: there was enough people, there just wasn't a lot of
- 21:15Speaker 2: trading at the trading desk and the bond bond desk
- 21:17Speaker 2: and stop. There just wasn't a lot of volume, so
- 21:19Speaker 2: it just didn't have anything to help move rates either way.
- 21:22Speaker 2: So I think we're gonna see that decrease coming. But
- 21:25Speaker 2: we just didn't have much market movement either way this
- 21:28Speaker 2: week just because nothing was really happening.
- 21:31Speaker 1: I'll be interested to see how our open house traffic is.
- 21:36Speaker 1: I believe people were still kind of out and about
- 21:39Speaker 1: from the fourth of July last week, so we didn't
- 21:43Speaker 1: see as busy of a week as I thought we would, Okay,
- 21:48Speaker 1: so that kind of tells me. I'm hopeful that this
- 21:51Speaker 1: coming week is going to be busy. I think this
- 21:54Speaker 1: week because really this week is like the last week
- 21:57Speaker 1: somebody can really get downhill. I mean somebody, if somebody
- 22:01Speaker 1: needs to get into a house for schools, I mean,
- 22:04Speaker 1: this is pretty much the last week unless you're paying
- 22:07Speaker 1: cash money.
- 22:08Speaker 2: We like those too. I don't love them at all,
- 22:12Speaker 2: but I do. If you call me and say we
- 22:15Speaker 2: got to get we got to get closed before school
- 22:16Speaker 2: starts back. We'll get it done. I don't. As long
- 22:18Speaker 2: as we're with about ten days or not, we'll get
- 22:20Speaker 2: it done. So but but yes, we are on that
- 22:22Speaker 2: down slope. So that's kind of what I'm thinking, Like
- 22:25Speaker 2: I could see this week being like I'm holding phone calls.
- 22:28Speaker 1: Yeah, I'm hopeful it's going to be busy.
- 22:30Speaker 2: So that was not really that's just that was the
- 22:32Speaker 2: kind of all we really got. I've got for market
- 22:35Speaker 2: update on my ends because there just wasn't a ton
- 22:37Speaker 2: of anything. But all the news is looking better. We'll
- 22:40Speaker 2: get some inflation news this week. That's gonna be pretty
- 22:42Speaker 2: big to see and so we'll get some response from that,
- 22:45Speaker 2: and that's going to be I think this week coming in, uh,
- 22:49Speaker 2: more people going to be at the trading desk, should
- 22:52Speaker 2: be more volume in the markets. I'm hoping the technical
- 22:54Speaker 2: on the on inflation is good for rates and we
- 22:57Speaker 2: should start seeing some movement back towards six. So that's
- 23:00Speaker 2: my hope and fingers crossed.
- 23:02Speaker 1: Okay, all right, let's rates go down. Rates go down, right.
- 23:08Speaker 2: That's what that's what I'm go down.
- 23:10Speaker 1: Segment yeah, hey, look down, rates go down, more people
- 23:15Speaker 1: will get in the market. I was, I was, I
- 23:19Speaker 1: was on the air with JT earlier this week and
- 23:22Speaker 1: I was talking about our average savings for buyers was
- 23:27Speaker 1: thirteen thousand dollars this month.
- 23:29Speaker 2: That is awesome.
- 23:30Speaker 1: So now we're on average eleven thousand this year in
- 23:34Speaker 1: our negotiations savings. So when you work with us as
- 23:37Speaker 1: a like, when we are a buyer's agent for you,
- 23:40Speaker 1: on average, we're going to save you this year based
- 23:43Speaker 1: on all the ones that we've represented, eleven thousand on
- 23:46Speaker 1: average in our days on the market. We're thirty eight
- 23:49Speaker 1: on average this year. So anyways, we're beating the market
- 23:53Speaker 1: in pretty much all the all the places. So anyways, Hey,
- 23:56Speaker 1: anything you need go to gustygouliscrope dot com, Bradsmith Loans
- 23:59Speaker 1: dot com. Thanks to join us, Hope you have an
- 24:00Speaker 1: amazing week. Catch you next time.