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Life Insurance Exam [National] 51 – Policy Loans and Automatic Premium Loan Explained

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. This episode covers content for the National Exam. In this episode you will learn: • Why policy loans are technically debt secured by collateral rather than direct withdrawals. • How outstanding loans and accrued interest impact the final death benefit payment. • The mechanics of the Automatic…

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