Latest / Startup Stories with Fexingo: Conversations About Founders, Funding, and Building Companies from Zero
How Brex Built a Credit Card for Startups
In this episode of Startup Stories with Fexingo, Lucas and Luna dive into how Brex disrupted the credit card industry by targeting venture-backed startups. They explore Brex's initial insight: traditional bank cards required personal guarantees and ignored the cash-burning reality of young companies. The conversation covers Brex's early underwriting model based on venture capital runway, its rapid growth to billions in card spend within two years, and the strategic pivot after the 2023 Silicon Valley Bank collapse forced it to rethink its reliance on startup deposits. Lucas and Luna…
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