Latest / Unconventional Wisdom
Understanding Credit Without Fear or Confusion
Credit can feel intimidating when no one has taken the time to explain it clearly.
In this podcast episode Sabiha Mukadam, breaks down how credit works in Canada and shares some simple habits that can help you use it with more confidence and less stress.
She covers:
The difference between a credit report and a credit score
Why credit is borrowed money—not extra income
How to build credit without carrying debt
Why paying on time matters so much
How credit utilization affects your score
Common credit myths that can cost you money
What to consider before using Buy Now, Pay Later
How to start…
The skinny
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