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Married Parent PLUS Borrowers Left Out | Durham News
Married student loan borrowers are facing a tough financial crossroads as the new Repayment Assistance Plan (RAP) kicks in, making marriage a financial penalty — especially for Parent PLUS borrowers who are completely locked out. RAP’s income-based tiers hit harder as combined income climbs, with no room for living expenses, and millions of Parent PLUS loans — even those buried in consolidation — are permanently excluded by law. No exceptions, no appeals. For eligible married couples, filing separately could slash monthly payments, but Parent PLUS borrowers lose that option and also forfeit…
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