Latest / Becoming Financially Confident / Overwhelmed Already? What 3 Money Moves Set Your Year Up Right?

Transcript

Overwhelmed Already? What 3 Money Moves Set Your Year Up Right? · Becoming Financially Confident

• 0:37
  Hey,
• 0:37
  are
• 0:37
  you
• 0:38
  already
• 0:38
  feeling
• 0:38
  a
• 0:38
  little
• 0:38
  unfocused?
• 0:39
  It
• 0:40
  happens
• 0:40
  fast,
• 0:40
  doesn't
• 0:41
  it?
• 0:41
  You
• 0:41
  step
• 0:42
  into
• 0:42
  January
• 0:42
  with
• 0:43
  energy
• 0:43
  and
• 0:43
  suddenly
• 0:44
  you're
• 0:44
  staring
• 0:44
  at
• 0:44
  a
• 0:44
  list
• 0:45
  of
• 0:45
  goals
• 0:45
  that
• 0:45
  makes
• 0:45
  you
• 0:46
  want
• 0:46
  to
• 0:46
  take
• 0:46
  a
• 0:46
  nap.
• 0:47
  But
• 0:48
  here's
• 0:48
  the
• 0:48
  truth,
• 0:48
  friend.
• 0:49
  If
• 0:49
  everything
• 0:50
  is
• 0:50
  important,
• 0:50
  guess
• 0:51
  what?
• 0:51
  Nothing's
• 0:52
  important.
• 0:52
  You
• 0:53
  can't
• 0:53
  chase
• 0:53
  20
• 0:54
  priorities
• 0:54
  and
• 0:54
  expect
• 0:54
  peace.
• 0:55
  You
• 0:55
  just
• 0:55
  can't.
• 0:56
  So
• 0:56
  the
• 0:57
  real
• 0:57
  question
• 0:57
  today
• 0:57
  is
• 0:58
  simple.
• 0:58
  What
• 0:58
  will
• 0:59
  you
• 0:59
  prioritize
• 1:00
  in
• 1:00
  2026?
• 1:01
  Because
• 1:01
  clarity
• 1:02
  creates
• 1:02
  confidence
• 1:03
  and.
• 1:03
  And
• 1:03
  confidence
• 1:04
  creates
• 1:04
  peace.
• 1:05
  Let's
• 1:05
  get
• 1:05
  clear
• 1:05
  on
• 1:06
  today's
• 1:06
  show.
• 1:28
  Hey,
• 1:28
  friend.
• 1:28
  Ralphie
• 1:29
  Step
• 1:29
  Jr.
• 1:29
  Here.
• 1:30
  Welcome
• 1:30
  to
• 1:30
  Financially
• 1:31
  Confident
• 1:31
  Christian,
• 1:32
  where
• 1:32
  every
• 1:32
  single
• 1:32
  day
• 1:33
  we
• 1:33
  learn
• 1:33
  how
• 1:33
  to
• 1:33
  walk
• 1:34
  through
• 1:34
  life
• 1:34
  and
• 1:35
  walk
• 1:35
  through
• 1:35
  money
• 1:35
  with
• 1:36
  wisdom,
• 1:36
  with
• 1:37
  peace,
• 1:37
  and
• 1:37
  with
• 1:37
  a
• 1:38
  heart
• 1:38
  anchored
• 1:38
  in
• 1:39
  God's
• 1:39
  truth.
• 1:40
  And
• 1:40
  my
• 1:40
  mission
• 1:40
  here
• 1:40
  is
• 1:41
  pretty
• 1:41
  simple.
• 1:41
  I
• 1:41
  want
• 1:42
  to
• 1:42
  help
• 1:42
  you
• 1:42
  break
• 1:42
  that
• 1:42
  cycle
• 1:43
  of
• 1:43
  financial
• 1:43
  shame
• 1:44
  and
• 1:44
  build
• 1:44
  steady
• 1:45
  habits
• 1:45
  rooted
• 1:46
  in
• 1:46
  faith,
• 1:46
  and
• 1:46
  become
• 1:47
  the
• 1:47
  kind
• 1:47
  of
• 1:47
  believer
• 1:48
  who
• 1:48
  handles
• 1:48
  money
• 1:48
  with
• 1:49
  clarity,
• 1:49
  with
• 1:50
  confidence,
• 1:50
  and
• 1:51
  with
• 1:51
  spiritual
• 1:51
  purpose.
• 1:52
  If
• 1:52
  you're
• 1:52
  new,
• 1:52
  hey,
• 1:53
  welcome
• 1:53
  home.
• 1:53
  And
• 1:54
  if
• 1:54
  you're
• 1:54
  returning,
• 1:55
  great
• 1:55
  to
• 1:55
  have
• 1:55
  you
• 1:55
  back.
• 1:55
  I'm
• 1:56
  grateful
• 1:56
  you
• 1:56
  came
• 1:56
  back.
• 1:57
  Yesterday
• 1:58
  we
• 1:58
  talked
• 1:58
  about
• 1:58
  releasing
• 1:59
  that
• 1:59
  leftover
• 1:59
  weight
• 2:00
  of
• 2:00
  2025.
• 2:01
  We
• 2:01
  cleaned
• 2:02
  out
• 2:02
  that
• 2:02
  nasty
• 2:02
  fridge
• 2:03
  together,
• 2:03
  spiritually
• 2:04
  and
• 2:04
  financially.
• 2:05
  And
• 2:06
  today
• 2:06
  we're
• 2:06
  building
• 2:06
  direction
• 2:07
  for
• 2:07
  2026.
• 2:08
  Because
• 2:09
  a
• 2:09
  new
• 2:09
  year
• 2:09
  doesn't
• 2:10
  need
• 2:10
  more
• 2:10
  overwhelm.
• 2:11
  It
• 2:11
  needs
• 2:11
  focus.
• 2:12
  And
• 2:12
  focus
• 2:13
  begins
• 2:13
  with
• 2:13
  priorities.
• 2:14
  A
• 2:15
  listener
• 2:15
  wrote
• 2:15
  in
• 2:15
  and
• 2:15
  said,
• 2:16
  ralph,
• 2:16
  I
• 2:17
  have
• 2:17
  goals
• 2:17
  everywhere.
• 2:18
  I've
• 2:18
  got
• 2:18
  savings
• 2:19
  goals
• 2:19
  and
• 2:20
  giving
• 2:20
  goals
• 2:20
  and
• 2:20
  debt
• 2:21
  goals.
• 2:21
  I
• 2:22
  feel
• 2:22
  like
• 2:22
  I'm
• 2:22
  pulled
• 2:22
  in
• 2:23
  10
• 2:23
  directions.
• 2:24
  And
• 2:24
  how
• 2:24
  do
• 2:24
  I
• 2:24
  pick
• 2:24
  the
• 2:25
  right
• 2:25
  priorities
• 2:25
  for
• 2:25
  this
• 2:26
  year,
• 2:27
  friend?
• 2:27
  That
• 2:28
  question
• 2:28
  hits
• 2:28
  home,
• 2:28
  doesn't
• 2:29
  it?
• 2:29
  Most
• 2:30
  people
• 2:30
  don't
• 2:30
  struggle
• 2:30
  because
• 2:31
  they
• 2:31
  don't
• 2:31
  care.
• 2:31
  They
• 2:32
  struggle
• 2:32
  because
• 2:32
  it's
• 2:33
  too
• 2:33
  much
• 2:33
  noise
• 2:33
  and
• 2:34
  not
• 2:34
  enough
• 2:34
  direction.
• 2:36
  Broken.
• 2:37
  You're
• 2:37
  just
• 2:37
  overwhelmed.
• 2:39
  You
• 2:39
  know
• 2:39
  the
• 2:39
  feeling.
• 2:40
  You
• 2:40
  start
• 2:40
  excited,
• 2:41
  hopeful,
• 2:42
  ready,
• 2:42
  great,
• 2:42
  brand
• 2:43
  new
• 2:43
  year.
• 2:44
  But
• 2:44
  you
• 2:44
  look
• 2:44
  at
• 2:44
  that
• 2:45
  long
• 2:45
  list
• 2:45
  of
• 2:45
  goals
• 2:45
  and
• 2:46
  suddenly
• 2:46
  your
• 2:46
  stomach
• 2:47
  tightens.
• 2:48
  Should
• 2:48
  I
• 2:49
  pay
• 2:49
  debt?
• 2:50
  Should
• 2:50
  I
• 2:50
  increase
• 2:51
  savings?
• 2:51
  Should
• 2:52
  I
• 2:52
  give
• 2:52
  more?
• 2:53
  Do
• 2:53
  I
• 2:53
  need
• 2:53
  to
• 2:53
  earn
• 2:54
  more?
• 2:54
  Should
• 2:54
  I
• 2:55
  invest?
• 2:56
  And
• 2:57
  before
• 2:57
  long,
• 2:57
  you're
• 2:58
  spinning
• 2:59
  and
• 2:59
  you're
• 2:59
  spinning
• 2:59
  instead
• 3:00
  of
• 3:00
  starting,
• 3:00
  friend.
• 3:01
  When
• 3:01
  everything
• 3:01
  matters,
• 3:02
  nothing
• 3:03
  gets
• 3:03
  mastered.
• 3:04
  Focus
• 3:05
  isn't
• 3:05
  about
• 3:05
  doing
• 3:05
  more.
• 3:06
  It's
• 3:06
  about
• 3:06
  choosing
• 3:07
  what
• 3:07
  matters
• 3:08
  the
• 3:08
  most.
• 3:09
  And
• 3:09
  research
• 3:10
  shows
• 3:10
  something
• 3:10
  fascinating.
• 3:11
  People
• 3:11
  who
• 3:12
  choose
• 3:12
  just
• 3:12
  three
• 3:13
  clear
• 3:13
  priorities
• 3:14
  make
• 3:14
  far
• 3:14
  more
• 3:15
  progress
• 3:15
  than
• 3:15
  people
• 3:16
  who
• 3:16
  try
• 3:16
  to
• 3:16
  juggle
• 3:17
  10.
• 3:18
  I
• 3:18
  can't
• 3:18
  juggle
• 3:18
  to
• 3:18
  begin
• 3:19
  with,
• 3:19
  but
• 3:20
  just
• 3:20
  three
• 3:20
  priorities.
• 3:21
  When
• 3:21
  you
• 3:21
  do
• 3:21
  these,
• 3:21
  these
• 3:22
  three
• 3:22
  parties,
• 3:22
  they
• 3:22
  organize
• 3:23
  your
• 3:23
  mind,
• 3:24
  they
• 3:24
  reduce
• 3:24
  your
• 3:25
  overwhelm,
• 3:25
  they
• 3:26
  increase
• 3:26
  your
• 3:26
  follow
• 3:27
  through,
• 3:27
  and
• 3:27
  they
• 3:27
  create
• 3:28
  real
• 3:28
  momentum
• 3:30
  As
• 3:30
  I
• 3:30
  said
• 3:30
  a
• 3:30
  few
• 3:30
  days
• 3:31
  ago,
• 3:31
  your
• 3:31
  brain
• 3:32
  craves
• 3:32
  simplicity,
• 3:34
  your
• 3:34
  finances
• 3:34
  crave
• 3:35
  direction,
• 3:36
  and
• 3:36
  your
• 3:36
  heart.
• 3:37
  It
• 3:37
  craves
• 3:37
  peace.
• 3:39
  Clarity
• 3:39
  leads
• 3:39
  to
• 3:40
  action,
• 3:40
  and
• 3:41
  action
• 3:41
  leads
• 3:41
  to
• 3:42
  change.
• 3:42
  And
• 3:42
  for
• 3:43
  decades,
• 3:43
  I've
• 3:43
  walked
• 3:43
  people
• 3:44
  through
• 3:44
  the
• 3:44
  process
• 3:45
  of
• 3:45
  simplifying
• 3:46
  their
• 3:46
  financial
• 3:46
  goals.
• 3:47
  I'm
• 3:47
  really
• 3:47
  pretty
• 3:47
  good
• 3:47
  at
• 3:47
  it.
• 3:48
  And
• 3:48
  the
• 3:48
  breakthrough?
• 3:49
  It
• 3:50
  never
• 3:50
  comes
• 3:50
  from
• 3:50
  adding
• 3:51
  more
• 3:51
  pressure.
• 3:51
  It
• 3:51
  never
• 3:51
  works.
• 3:52
  It
• 3:52
  comes
• 3:53
  from
• 3:53
  narrowing
• 3:53
  the
• 3:54
  focus.
• 3:54
  And
• 3:55
  when
• 3:55
  people
• 3:55
  settle
• 3:56
  on
• 3:56
  three
• 3:56
  core
• 3:56
  priorities,
• 3:57
  everything
• 3:57
  shifts.
• 3:58
  Their
• 3:59
  peace
• 3:59
  returns,
• 4:00
  the
• 4:00
  stress
• 4:00
  drops,
• 4:01
  momentum
• 4:01
  grows,
• 4:02
  and
• 4:02
  confidence
• 4:03
  rises.
• 4:04
  God's
• 4:05
  never
• 4:05
  going
• 4:05
  to
• 4:05
  bless
• 4:05
  chaotic
• 4:06
  confusion.
• 4:06
  He
• 4:07
  blesses
• 4:07
  intentional
• 4:08
  direction.
• 4:10
  A
• 4:10
  listener
• 4:10
  told
• 4:11
  me
• 4:11
  recently,
• 4:11
  Ralph,
• 4:12
  I
• 4:12
  used
• 4:12
  to
• 4:12
  write
• 4:13
  a
• 4:13
  whole
• 4:13
  list
• 4:13
  of
• 4:13
  resolutions
• 4:14
  every
• 4:14
  January.
• 4:15
  And
• 4:15
  by
• 4:15
  February,
• 4:16
  I
• 4:16
  felt
• 4:16
  like
• 4:16
  a
• 4:17
  failure.
• 4:18
  And
• 4:19
  friend,
• 4:19
  you
• 4:19
  know
• 4:19
  how
• 4:19
  I
• 4:19
  feel
• 4:19
  about
• 4:20
  New
• 4:20
  Year's
• 4:20
  resolutions.
• 4:20
  I
• 4:21
  still
• 4:21
  hate
• 4:21
  them.
• 4:22
  And
• 4:22
  this
• 4:23
  story
• 4:23
  proves
• 4:23
  why
• 4:23
  I
• 4:24
  hate
• 4:24
  them.
• 4:25
  Last
• 4:25
  year,
• 4:25
  she
• 4:26
  tried
• 4:26
  something
• 4:26
  different.
• 4:27
  She
• 4:27
  picked
• 4:27
  just
• 4:27
  three
• 4:28
  parties.
• 4:28
  Here's
• 4:28
  where
• 4:28
  her
• 4:29
  three
• 4:29
  priorities.
• 4:29
  Pay
• 4:30
  down
• 4:30
  one
• 4:30
  debt,
• 4:31
  build
• 4:31
  a
• 4:31
  small
• 4:31
  emergency
• 4:32
  fund,
• 4:32
  and
• 4:33
  pray
• 4:33
  before
• 4:33
  purchases.
• 4:34
  Just
• 4:34
  three
• 4:35
  simple
• 4:35
  priorities.
• 4:36
  One
• 4:37
  year
• 4:37
  later,
• 4:37
  her
• 4:38
  debt
• 4:38
  was
• 4:38
  lower,
• 4:39
  her
• 4:39
  savings
• 4:39
  were
• 4:39
  higher,
• 4:40
  and
• 4:40
  her
• 4:40
  peace
• 4:40
  was
• 4:41
  real.
• 4:41
  Why?
• 4:42
  Because
• 4:42
  these
• 4:43
  three
• 4:43
  priorities
• 4:44
  kept
• 4:44
  her
• 4:44
  focused
• 4:45
  and
• 4:45
  faithful.
• 4:46
  Small
• 4:47
  focus,
• 4:47
  steady
• 4:48
  progress,
• 4:48
  and
• 4:49
  lasting
• 4:49
  change.
• 4:50
  So
• 4:51
  let
• 4:51
  me
• 4:51
  ask
• 4:51
  you,
• 4:52
  what
• 4:52
  will
• 4:53
  shape
• 4:53
  your
• 4:53
  year?
• 4:54
  What
• 4:54
  three
• 4:54
  priorities
• 4:55
  will
• 4:55
  guide
• 4:55
  your
• 4:55
  decisions
• 4:56
  in
• 4:56
  2026?
• 4:58
  Let
• 4:58
  me
• 4:58
  guide
• 4:59
  you
• 4:59
  through
• 4:59
  how
• 4:59
  to
• 4:59
  find
• 4:59
  them.
• 5:00
  First
• 5:01
  thing,
• 5:01
  choose
• 5:02
  priorities
• 5:02
  that
• 5:02
  bring
• 5:03
  you
• 5:03
  peace,
• 5:03
  not
• 5:04
  pressure.
• 5:05
  Not
• 5:05
  every
• 5:06
  good
• 5:06
  goal
• 5:06
  is
• 5:06
  a
• 5:07
  God
• 5:07
  goal.
• 5:07
  Some
• 5:08
  goals
• 5:08
  look
• 5:08
  impressive
• 5:09
  on
• 5:09
  paper.
• 5:09
  Man,
• 5:09
  these
• 5:09
  look
• 5:10
  great.
• 5:10
  But
• 5:10
  they
• 5:10
  drain
• 5:11
  your
• 5:11
  peace,
• 5:11
  they
• 5:12
  overwhelm
• 5:12
  your
• 5:12
  schedule,
• 5:13
  and
• 5:13
  they
• 5:13
  leave
• 5:14
  you
• 5:14
  feeling
• 5:14
  behind
• 5:14
  before
• 5:15
  February
• 5:15
  even
• 5:16
  arrives.
• 5:17
  So
• 5:17
  gently
• 5:18
  ask
• 5:18
  yourself
• 5:18
  this.
• 5:19
  What
• 5:20
  would
• 5:20
  bring
• 5:20
  peace
• 5:20
  to
• 5:21
  my
• 5:21
  financial
• 5:21
  life
• 5:22
  this
• 5:22
  year?
• 5:23
  And
• 5:23
  peace
• 5:24
  looks
• 5:24
  different
• 5:24
  for
• 5:24
  every
• 5:24
  single
• 5:25
  person.
• 5:26
  Maybe
• 5:26
  for
• 5:26
  you,
• 5:26
  it's
• 5:26
  paying
• 5:27
  off
• 5:27
  one
• 5:27
  debt,
• 5:27
  that
• 5:28
  bill
• 5:28
  that
• 5:28
  stresses
• 5:29
  you
• 5:29
  every
• 5:29
  time
• 5:29
  you
• 5:30
  see
• 5:30
  it.
• 5:31
  Maybe
• 5:31
  it's
• 5:31
  building
• 5:32
  a
• 5:32
  savings
• 5:32
  cushion
• 5:33
  because
• 5:33
  last
• 5:33
  year's
• 5:33
  emergencies
• 5:34
  was
• 5:34
  wiped
• 5:35
  out.
• 5:36
  Maybe
• 5:37
  for
• 5:37
  you,
• 5:37
  it's
• 5:37
  consistent
• 5:38
  giving,
• 5:38
  because
• 5:38
  generosity
• 5:39
  brings
• 5:40
  you
• 5:40
  joy
• 5:40
  but
• 5:40
  inconsistently
• 5:41
  brings
• 5:42
  you
• 5:42
  guilt.
• 5:43
  Maybe
• 5:43
  it's
• 5:44
  stabilizing
• 5:44
  that
• 5:45
  spending
• 5:45
  because
• 5:45
  the
• 5:45
  Amazon
• 5:46
  boxes
• 5:46
  are
• 5:46
  arriving
• 5:47
  faster
• 5:47
  than
• 5:47
  your
• 5:48
  clarity.
• 5:49
  Maybe
• 5:50
  you
• 5:50
  need
• 5:50
  to
• 5:50
  increase
• 5:50
  your
• 5:51
  income
• 5:51
  because
• 5:51
  your
• 5:51
  current
• 5:52
  margin
• 5:52
  is
• 5:52
  so
• 5:52
  thin
• 5:52
  it
• 5:53
  feels
• 5:53
  like
• 5:53
  you're
• 5:53
  balancing
• 5:54
  on
• 5:54
  a
• 5:54
  tightrope.
• 5:55
  Maybe
• 5:56
  you
• 5:56
  need
• 5:56
  to
• 5:56
  invest
• 5:57
  consistently,
• 5:57
  not
• 5:57
  aggressively,
• 5:58
  just
• 5:58
  faithfully.
• 5:59
  Or
• 5:59
  maybe
• 5:59
  for
• 5:59
  you,
• 6:00
  it's
• 6:00
  about
• 6:01
  getting
• 6:01
  organized,
• 6:01
  turning
• 6:02
  those
• 6:02
  piles
• 6:02
  of
• 6:03
  receipts
• 6:03
  and
• 6:03
  unanswered
• 6:04
  emails
• 6:04
  into
• 6:05
  order.
• 6:05
  And
• 6:05
  confidence.
• 6:07
  You
• 6:07
  got
• 6:07
  to
• 6:07
  let
• 6:07
  that
• 6:08
  peace,
• 6:08
  not
• 6:08
  pressure,
• 6:08
  direct
• 6:09
  the
• 6:09
  priority.
• 6:10
  Okay,
• 6:10
  once
• 6:10
  you
• 6:11
  make
• 6:11
  that
• 6:11
  list,
• 6:11
  I
• 6:11
  want
• 6:12
  you
• 6:12
  to
• 6:12
  choose
• 6:12
  only
• 6:12
  three.
• 6:14
  Three
• 6:14
  is
• 6:14
  a
• 6:14
  powerful
• 6:15
  number.
• 6:15
  Three
• 6:16
  is
• 6:16
  sustainable.
• 6:17
  Three
• 6:17
  honors
• 6:18
  your
• 6:18
  energy.
• 6:18
  Instead
• 6:19
  of
• 6:19
  exhausting
• 6:19
  it
• 6:20
  you
• 6:20
  don't
• 6:20
  need
• 6:20
  20
• 6:21
  goals.
• 6:21
  You
• 6:21
  don't
• 6:22
  need
• 6:22
  some
• 6:22
  color
• 6:22
  coded
• 6:23
  chart.
• 6:23
  Those
• 6:23
  are
• 6:23
  beautiful.
• 6:24
  You
• 6:25
  don't
• 6:25
  need
• 6:25
  something
• 6:25
  that
• 6:25
  looks
• 6:26
  like
• 6:26
  a
• 6:26
  corporate
• 6:26
  dashboard.
• 6:27
  You
• 6:27
  just
• 6:28
  need
• 6:28
  three
• 6:28
  categories
• 6:29
  that
• 6:29
  quietly
• 6:30
  shape
• 6:30
  your
• 6:30
  year.
• 6:31
  Here's
• 6:31
  an
• 6:31
  example
• 6:32
  of
• 6:32
  three.
• 6:32
  I
• 6:33
  got
• 6:33
  these
• 6:33
  from
• 6:33
  a
• 6:33
  couple
• 6:33
  listeners.
• 6:34
  Here's
• 6:34
  the
• 6:34
  three.
• 6:34
  Pay
• 6:35
  off
• 6:35
  your
• 6:35
  credit
• 6:35
  card,
• 6:36
  build
• 6:36
  a
• 6:36
  cushion
• 6:37
  and
• 6:37
  control
• 6:37
  eating
• 6:37
  out.
• 6:38
  Another
• 6:38
  person
• 6:38
  said,
• 6:39
  I
• 6:39
  want
• 6:39
  to
• 6:39
  increase
• 6:39
  my
• 6:40
  income,
• 6:40
  I
• 6:41
  want
• 6:41
  to
• 6:41
  tithe
• 6:41
  consistently
• 6:42
  and
• 6:42
  I
• 6:43
  want
• 6:43
  to
• 6:43
  automate
• 6:43
  savings.
• 6:44
  Another
• 6:45
  person
• 6:45
  said,
• 6:45
  I
• 6:46
  want
• 6:46
  to
• 6:46
  simplify
• 6:46
  my
• 6:47
  bills,
• 6:47
  I
• 6:47
  want
• 6:47
  to
• 6:48
  track
• 6:48
  my
• 6:48
  spending
• 6:49
  and
• 6:49
  I
• 6:49
  want
• 6:49
  to
• 6:49
  reduce
• 6:50
  stressful
• 6:50
  purchases.
• 6:52
  Your
• 6:52
  three
• 6:52
  parties
• 6:53
  will
• 6:53
  guide
• 6:53
  your
• 6:53
  habits,
• 6:54
  they'll
• 6:54
  guide
• 6:55
  your
• 6:55
  spending,
• 6:55
  they'll
• 6:56
  guide
• 6:56
  your
• 6:56
  decisions,
• 6:57
  they'll
• 6:57
  guide
• 6:57
  your
• 6:58
  boundaries.
• 6:58
  And
• 6:58
  hey,
• 6:59
  they'll
• 6:59
  guide
• 6:59
  your
• 6:59
  directions.
• 7:00
  Three
• 7:01
  simplifies,
• 7:02
  three
• 7:02
  strengthens
• 7:03
  and
• 7:03
  three
• 7:04
  settles
• 7:04
  your
• 7:04
  heart.
• 7:05
  But
• 7:05
  then
• 7:05
  I
• 7:05
  want
• 7:05
  you
• 7:06
  to
• 7:06
  write
• 7:06
  them
• 7:06
  down
• 7:06
  and
• 7:07
  put
• 7:07
  them
• 7:07
  where
• 7:07
  you'll
• 7:08
  see
• 7:08
  them.
• 7:08
  Because
• 7:08
  without
• 7:09
  visibility,
• 7:10
  priorities
• 7:10
  fade.
• 7:11
  You
• 7:11
  don't
• 7:12
  forget
• 7:12
  them
• 7:12
  intentionally.
• 7:13
  Life
• 7:13
  just
• 7:13
  gets
• 7:14
  loud.
• 7:14
  So
• 7:15
  put
• 7:15
  your
• 7:15
  top
• 7:15
  three
• 7:16
  priorities
• 7:16
  where
• 7:16
  they
• 7:17
  where
• 7:17
  they
• 7:17
  interrupt
• 7:18
  you
• 7:18
  every
• 7:18
  day.
• 7:19
  Here's
• 7:19
  a
• 7:19
  great
• 7:20
  example.
• 7:20
  Maybe
• 7:20
  on
• 7:20
  your
• 7:21
  bathroom
• 7:21
  mirror,
• 7:21
  where
• 7:21
  you
• 7:21
  brush
• 7:22
  your
• 7:22
  teeth.
• 7:23
  Or
• 7:23
  maybe
• 7:23
  put
• 7:23
  them
• 7:24
  on
• 7:24
  your
• 7:24
  fridge,
• 7:24
  right
• 7:24
  next
• 7:25
  to
• 7:25
  that
• 7:25
  grocery
• 7:25
  list.
• 7:26
  Maybe
• 7:27
  you're
• 7:27
  one
• 7:27
  of
• 7:27
  those
• 7:27
  people
• 7:27
  that's
• 7:28
  got
• 7:28
  a
• 7:28
  planner,
• 7:28
  but
• 7:29
  put
• 7:29
  it
• 7:29
  on
• 7:29
  the
• 7:29
  page
• 7:29
  you
• 7:29
  open
• 7:30
  every
• 7:30
  single
• 7:31
  morning.
• 7:32
  Maybe
• 7:32
  for
• 7:32
  you,
• 7:32
  put
• 7:32
  it
• 7:33
  on
• 7:33
  your
• 7:33
  phone
• 7:33
  wallpaper,
• 7:34
  because
• 7:34
  you
• 7:34
  check
• 7:34
  that
• 7:34
  400
• 7:35
  times
• 7:35
  a
• 7:35
  day,
• 7:35
  right?
• 7:36
  Or
• 7:36
  maybe
• 7:37
  taped
• 7:37
  inside
• 7:37
  your
• 7:38
  prayer
• 7:38
  chair,
• 7:38
  your
• 7:39
  Bible
• 7:39
  or
• 7:39
  your
• 7:39
  journal.
• 7:40
  Wherever
• 7:41
  your
• 7:41
  eyes
• 7:41
  go,
• 7:41
  your
• 7:42
  actions
• 7:42
  are
• 7:42
  going
• 7:42
  to
• 7:43
  follow
• 7:43
  where
• 7:43
  your
• 7:44
  heart
• 7:44
  looks,
• 7:44
  your
• 7:45
  habits
• 7:45
  grow.
• 7:47
  And
• 7:47
  then
• 7:47
  let
• 7:47
  every
• 7:47
  financial
• 7:48
  decision
• 7:48
  flow
• 7:49
  through
• 7:49
  those
• 7:49
  priorities.
• 7:50
  Every
• 7:51
  single
• 7:51
  one
• 7:51
  of
• 7:51
  them.
• 7:51
  Every
• 7:52
  purchase,
• 7:53
  every
• 7:53
  yes,
• 7:53
  every
• 7:54
  no,
• 7:54
  every
• 7:54
  I'll
• 7:55
  think
• 7:55
  about
• 7:55
  it.
• 7:56
  All
• 7:56
  of
• 7:56
  it
• 7:56
  becomes
• 7:57
  easier
• 7:57
  when
• 7:58
  your
• 7:58
  priorities
• 7:58
  do
• 7:59
  the
• 7:59
  deciding.
• 8:00
  It's
• 8:00
  this
• 8:00
  simple
• 8:01
  filter
• 8:01
  question.
• 8:02
  Does
• 8:02
  this
• 8:03
  support
• 8:03
  one
• 8:03
  of
• 8:03
  my
• 8:04
  three
• 8:04
  priorities?
• 8:05
  Here's
• 8:05
  some
• 8:05
  great
• 8:06
  examples.
• 8:06
  Someone
• 8:06
  invites
• 8:07
  you
• 8:07
  on
• 8:07
  a
• 8:07
  trip,
• 8:08
  but
• 8:08
  your
• 8:08
  priority
• 8:09
  is
• 8:09
  paying
• 8:09
  off
• 8:09
  debt.
• 8:10
  The
• 8:11
  no
• 8:11
  becomes
• 8:11
  holy
• 8:11
  then.
• 8:12
  Or
• 8:13
  maybe
• 8:13
  you
• 8:13
  want
• 8:13
  to
• 8:13
  buy
• 8:14
  that
• 8:14
  new
• 8:14
  gadget,
• 8:15
  but
• 8:15
  your
• 8:15
  priority
• 8:16
  is
• 8:16
  saving
• 8:17
  the
• 8:17
  savings.
• 8:18
  Clarity
• 8:18
  protects
• 8:19
  your
• 8:19
  peace.
• 8:20
  Maybe
• 8:20
  you've
• 8:20
  got
• 8:21
  an
• 8:21
  opportunity
• 8:21
  to
• 8:21
  earn
• 8:22
  extra
• 8:22
  income.
• 8:22
  It
• 8:22
  shows
• 8:23
  up
• 8:23
  for
• 8:23
  you.
• 8:23
  And
• 8:24
  your
• 8:24
  priority
• 8:24
  is
• 8:24
  increasing
• 8:25
  income.
• 8:26
  That
• 8:26
  yes
• 8:26
  becomes
• 8:27
  joyful.
• 8:27
  I
• 8:27
  got
• 8:27
  to
• 8:27
  do
• 8:28
  this.
• 8:29
  Or
• 8:29
  maybe
• 8:29
  you're
• 8:30
  tempted
• 8:30
  to
• 8:30
  eat
• 8:31
  out
• 8:31
  again,
• 8:31
  but
• 8:32
  your
• 8:32
  priority
• 8:32
  is
• 8:33
  stabilizing
• 8:33
  spending.
• 8:34
  Your
• 8:34
  boundary
• 8:35
  becomes
• 8:35
  easier
• 8:36
  to
• 8:36
  honor.
• 8:37
  And
• 8:38
  when
• 8:38
  the
• 8:38
  answer
• 8:38
  is
• 8:38
  no,
• 8:39
  that
• 8:39
  decision
• 8:39
  becomes
• 8:40
  clearer.
• 8:41
  Those
• 8:41
  priorities
• 8:42
  don't
• 8:42
  restrict
• 8:42
  your
• 8:42
  life,
• 8:43
  they
• 8:43
  protect
• 8:43
  your
• 8:44
  peace.
• 8:45
  Let's
• 8:45
  get
• 8:45
  to
• 8:45
  our
• 8:46
  Bible
• 8:46
  verse
• 8:46
  comes
• 8:46
  to
• 8:46
  us
• 8:47
  From
• 8:47
  Matthew,
• 8:47
  chapter
• 8:48
  6,
• 8:48
  verse
• 8:49
  33.
• 8:50
  But
• 8:50
  seek
• 8:50
  first
• 8:51
  his
• 8:51
  kingdom
• 8:51
  and
• 8:51
  his
• 8:52
  righteousness
• 8:52
  and
• 8:53
  all
• 8:53
  these
• 8:53
  things
• 8:54
  will
• 8:54
  be
• 8:54
  given
• 8:54
  to
• 8:54
  you
• 8:54
  as
• 8:55
  well.
• 8:56
  When
• 8:56
  God
• 8:57
  is
• 8:57
  first,
• 8:58
  everything
• 8:58
  else
• 8:58
  finds
• 8:59
  its
• 8:59
  place.
• 9:00
  Priorities
• 9:01
  become
• 9:01
  clearer,
• 9:02
  decisions
• 9:03
  become
• 9:03
  simpler,
• 9:04
  and
• 9:04
  direction
• 9:05
  becomes
• 9:06
  peaceful.
• 9:07
  How
• 9:07
  about
• 9:07
  we
• 9:07
  pray
• 9:08
  together?
• 9:09
  Lord,
• 9:09
  thank
• 9:09
  you
• 9:10
  right
• 9:10
  now
• 9:10
  for
• 9:10
  clarity
• 9:11
  and
• 9:11
  direction.
• 9:12
  Help
• 9:12
  me
• 9:13
  seek
• 9:13
  you
• 9:13
  first.
• 9:14
  Align
• 9:14
  my
• 9:15
  priorities
• 9:15
  with
• 9:15
  your
• 9:15
  purpose.
• 9:16
  Give
• 9:17
  me
• 9:17
  focus,
• 9:18
  give
• 9:18
  me
• 9:18
  courage,
• 9:18
  give
• 9:19
  me
• 9:19
  discipline
• 9:19
  for
• 9:20
  this
• 9:20
  new
• 9:20
  year.
• 9:21
  Lead
• 9:21
  my
• 9:21
  steps,
• 9:22
  settle
• 9:23
  my
• 9:23
  mind
• 9:23
  and
• 9:23
  strengthen
• 9:24
  my
• 9:24
  heart.
• 9:24
  And
• 9:24
  I
• 9:25
  ask
• 9:25
  this
• 9:25
  in
• 9:25
  Jesus
• 9:26
  name,
• 9:27
  Amen.
• 9:28
  Okay,
• 9:28
  here's
• 9:28
  your
• 9:28
  action
• 9:29
  step
• 9:29
  for
• 9:29
  today.
• 9:29
  I
• 9:29
  want
• 9:30
  you
• 9:30
  to
• 9:30
  write
• 9:30
  down
• 9:30
  your
• 9:30
  top
• 9:31
  three
• 9:32
  money
• 9:32
  priorities
• 9:32
  for
• 9:33
  2026.
• 9:34
  And
• 9:34
  then
• 9:34
  here's
• 9:34
  the
• 9:34
  deal.
• 9:35
  Place
• 9:35
  them
• 9:35
  somewhere
• 9:36
  you're
• 9:36
  going
• 9:36
  to
• 9:36
  see
• 9:36
  them
• 9:36
  every
• 9:37
  day.
• 9:37
  We
• 9:37
  talked
• 9:37
  about
• 9:37
  this.
• 9:37
  Your
• 9:38
  phone,
• 9:38
  the
• 9:38
  fridge,
• 9:39
  your
• 9:39
  desk,
• 9:40
  the
• 9:40
  journal,
• 9:40
  the
• 9:40
  bathroom
• 9:41
  mirror.
• 9:41
  Wherever
• 9:41
  your
• 9:42
  eyes
• 9:42
  go,
• 9:43
  that's
• 9:43
  where
• 9:43
  your
• 9:43
  habits
• 9:43
  are
• 9:43
  going
• 9:44
  to
• 9:44
  follow.
• 9:44
  And
• 9:44
  where
• 9:45
  your
• 9:45
  habits
• 9:45
  go,
• 9:46
  that's
• 9:46
  where
• 9:46
  your
• 9:46
  year
• 9:47
  is
• 9:47
  going
• 9:47
  to
• 9:47
  follow.
• 9:48
  Let
• 9:48
  me
• 9:48
  share
• 9:48
  something
• 9:49
  Someone
• 9:49
  wrote
• 9:49
  after
• 9:49
  joining
• 9:50
  our
• 9:50
  community.
• 9:50
  I
• 9:51
  didn't
• 9:51
  realize
• 9:51
  how
• 9:52
  lonely
• 9:52
  my
• 9:52
  financial
• 9:53
  journey
• 9:53
  had
• 9:54
  become
• 9:54
  until
• 9:54
  I
• 9:54
  joined
• 9:55
  this
• 9:55
  group.
• 9:56
  The
• 9:56
  daily
• 9:56
  prompts
• 9:57
  give
• 9:57
  me
• 9:57
  clarity,
• 9:57
  the
• 9:58
  conversations
• 9:58
  give
• 9:59
  me
• 9:59
  courage
• 9:59
  and
• 10:00
  the
• 10:00
  prayers
• 10:00
  carry
• 10:01
  me
• 10:01
  through
• 10:01
  those
• 10:01
  hard
• 10:02
  days.
• 10:02
  I
• 10:03
  couldn't
• 10:03
  believe
• 10:03
  it
• 10:03
  was
• 10:03
  free.
• 10:04
  A
• 10:04
  community
• 10:04
  with
• 10:05
  real
• 10:05
  people
• 10:05
  and
• 10:05
  no
• 10:06
  pressure.
• 10:07
  I'm
• 10:07
  growing
• 10:07
  again,
• 10:08
  I'm
• 10:09
  healing
• 10:09
  again.
• 10:10
  And
• 10:10
  I
• 10:10
  feel
• 10:10
  supported.
• 10:12
  Friend,
• 10:12
  that
• 10:12
  same
• 10:13
  support
• 10:13
  is
• 10:13
  waiting
• 10:13
  for
• 10:14
  you
• 10:14
  over
• 10:14
  to
• 10:14
  community.
• 10:14
  Come
• 10:15
  join
• 10:15
  us
• 10:16
  at
• 10:16
  financiallyconfidentchristian.com/join
• 10:19
  again.
• 10:20
  That's
• 10:20
  financiallyconfidentchristian.com/join
• 10:24
  friend,
• 10:25
  your
• 10:25
  new
• 10:25
  year
• 10:26
  doesn't
• 10:26
  need
• 10:26
  more
• 10:26
  pressure.
• 10:27
  It
• 10:27
  just
• 10:28
  needs
• 10:28
  some
• 10:28
  purpose.
• 10:29
  So
• 10:30
  set
• 10:30
  those
• 10:30
  priorities
• 10:30
  with
• 10:31
  God
• 10:31
  centered.
• 10:31
  Clarity
• 10:32
  and
• 10:32
  your
• 10:32
  path
• 10:33
  will
• 10:33
  follow.
• 10:34
  You
• 10:34
  can
• 10:34
  do
• 10:34
  this.
• 10:34
  You're
• 10:35
  not
• 10:35
  behind,
• 10:35
  you're
• 10:36
  not
• 10:36
  alone.
• 10:36
  And
• 10:37
  God
• 10:37
  is
• 10:37
  already
• 10:37
  ahead
• 10:38
  of
• 10:38
  you.
• 10:38
  Preparing
• 10:38
  the
• 10:39
  way
• 10:39
  out
• 10:40
  there
• 10:40
  today.
• 10:40
  And
• 10:40
  be
• 10:41
  financially
• 10:41
  confident
• 10:42
  Christian.
• 10:42
  I
• 10:42
  know
• 10:42
  you
• 10:42
  can
• 10:43
  do
• 10:43
  this.
• 10:43
  Stay
• 10:44
  financially
• 10:44
  savvy
• 10:45
  and
• 10:45
  God
• 10:45
  bless
• 10:46
  you
• 10:46
  and
• 10:46
  I'll
• 10:46
  see
• 10:46
  you
• 10:47
  on
• 10:47
  tomorrow's
• 10:47
  show.