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October 2026 Housing Market Reality
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Mortgage rates are still high, headlines are still loud, and a lot of people are making big housing decisions based on vibes. We’re not doing that. We’re looking at what the October 2026 housing market data actually suggests and how to use it to make a smart, affordable move whether you’re buying, selling, or choosing to wait.
We start with mortgage rates (around 7.32% for a 30-year fixed) and the real impact a “small” rate change can have on your monthly payment. Then we talk strategy: why building a plan around hoping rates will drop is risky, how a lender can help you…
The skinny
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