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Student Loans Back in Default | Richmond News

Student loan payments are back on the clock—and defaults are surging nationwide, with Virginia seeing nearly 20% of borrowers in default. After federal relief ended, confusion and frustration are mounting as people struggle with new repayment plans, changing servicers, and unresolved forgiveness claims. Many face higher monthly bills, while those already behind risk wage garnishment or Social Security seizures within a year. Even borrowers with small debts—often who didn’t finish college—are being hit hard. If you’re struggling, reconnect with your lender now—help is available before things…

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