How Payment Timing Alignment Boosts Small Business Cash Flow

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance · Jun 9, 2026 · 7m · transcript

In episode 40 of Cash Flow Conversations, Lucas and Luna explore how small businesses can improve cash flow by aligning payment timing with their actual revenue cycles. Using the example of a seasonal landscaping business, they explain the concept of 'payment timing alignment' — matching outgoing payments to incoming receivables — and contrast it with common approaches like net-30 terms. The hosts discuss practical strategies such as milestone-based billing, holding reserves for tax payments, and negotiating payment timing with suppliers. They also touch on how tools like rolling…