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Long-Term Care Insurance: Worth It or Waste of Money?

Long-term care is one of the biggest financial risks in retirement, and one of the most uncomfortable topics to talk about. Most people know it’s important, but few have a clear plan for how they’ll actually handle the cost if care is needed. Today, Ryan provides practical tips on how to think through long-term care planning from multiple angles, and how to decide what makes sense based on your health, assets, and goals.

Here’s what we discuss in this episode:

💸 Self-Funding Reality: Setting aside assets can be a viable alternative to insurance

📉 Premium Challenges: Costs can rise quickly…

The skinny

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