How does the mortgage process work
Pre-approval: Before you start looking for a home, you may want to get pre-approved for a mortgage. This involves submitting an application to a lender and providing information about your income, assets, and debts. The lender will then review your application and credit history to determine how much you can borrow and at what interest rate.
Home search: Once you have a pre-approval, you can start looking for homes within your budget. You may work with a real estate agent to find properties that meet your needs.
Purchase offer: When you find a home you want to buy, you will make an offer to…
The skinny
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